scholarly journals ETIKA BISNIS DALAM AKAD MUDHẬRABAH (Studi di Baitul Maal wa at-Tamwil Tamzis Kantor Cabang Pembantu Bandung Ibu Inggit Garnasih)

2020 ◽  
Vol 1 (1) ◽  
pp. 1-19
Author(s):  
Annisa Eka Rahayu

Baitul Maal wa at-Tamwil Tamzis Inggit Garnasih is a Sharia Cooperative that is very strategically located with Micro business in Kebon Kelapa ITC Market Bandung. That small capital deficit entrepreneurs can do mudharabah financing at Tamzis. The number of small entrepreneurs who do the financing Tamzis needs to be careful in running his business. Considering that the mudhârabah contract is a contract of cooperation between Shahibul Mal and Mudharib, both must hold to full trust, it is necessary to implement Islamic ethics in carrying out the contract. The purpose of this study was to eximine the susccesful implementation of business ethics in mudharabah contracts at BMT TAMZIS KCP Bandung Inggit Garnasih. The research method is based on a sociological juridical approach. Research methods conducted based on the normative juridical approach. This research is understood as filed research, which is collecting documentation data that is located in BMT TAMZIS KCP Bandung Inggit Garnasih.The research used is analytical descriptive, that is, research to describe current problems or based on reality in the field, and the type of data used in this research, namely primary data, material or data and secondary data in the form of supporting books. related to the object. The results showed that the Islamic business ethics carried out in the mudharabah contract at BMT TAMZIS KCP Bandung Inggit Garnasih showed an example of its success in helping members (customers) who are traders in the Kebon Kalapa ITC market enivironment.Keywords: BMT, Islamic Business Ethics, and Mudharabah.

2019 ◽  
Vol 5 (1) ◽  
pp. 44
Author(s):  
Andi Andi Triyawan ◽  
Amin Fitria

The Aim of this research are to determine the strategy of the Moeslem Square MSME business development of the big family of Mr. H. Ahmad Subkhi Djuwigna and to know Islamic business ethics in the business development strategy of the big family Mr. H. Ahmad Subkhi Djuwigna. The Business of Mr. H. Ahmad Subkhi Djuwigna is a fast growing business in Muslim fashion products that are external and internal strategies of business development. The branch of bussiness like Aluminum and Glass Mabrur along with its branches, mabrur boutiques, as-salaam boutiques, kalila boutiques, and nirmala boutiques that have been known by many people in the city of Ngawi. This is because this business has a very Islamic development method and its own characteristics and always provides the best quality of goods and services for its customers. This research is a qualitative descriptive study. This research was conducted in a business location in order to obtain data using primary data sources through interviews, observation and documentation, and to support this research also used secondary data taken from books, journals and other sources related to Islamic business ethics in business development strategies extended family Mr. H. Ahmad Subkhi Djuwigna. In the business development strategy there are external factors, namely economic, social, demographic culture, environment, government, technology and competitors. In addition there are internal factors in the strategy like management, marketing, finance, products and Human Resourse


2020 ◽  
Vol 6 (3) ◽  
pp. 654
Author(s):  
Alif Arfiansyah

Corporate Social Responsibility (CSR) is a positive image for companies to stakeholders in a business. Business ethics is very necessary, because business ethics is a values about good, bad, right and wrong in business. Meanwhile, business ethics in Islam like trust, fairness and honesty are essential elements in achieving the success of a business. CSR of PT.Garudafood is realized through Garudafood Sehati which is focused on social activities. The research objectives are to explain 1) Islamic business ethics; 2) CSR; and 3) CSR management of PT GarudaFood in Islamic business ethics. This research is a qualitative research. Primary data obtained from interviews and documentation. Secondary data were obtained from books and internet sites containing economics, Islamic business ethics, and CSR. The results of this study are 1) Islamic business ethics has basic axioms, namely unity, equilibrium, free will, benevolence, responsibility, shiddiq, istiqamah, fathanah, amanah, and tablig. 2) PT. Garuda Food has got CSR in the social, economic, and environmental fields. 3) The application of a form of social responsibility in accordance with Islamic business ethics, namely a form of business responsibility between man and God, man and the universe, and man and man.


2019 ◽  
Vol 4 (2) ◽  
Author(s):  
Nine Haryanti ◽  
Trisna Wijaya

The concrete market is a gathering place for buyers and sellers to trade goods that are there. Based on preliminary studies indicated there are some traders who make a deviation in business practices in terms of Islamic business ethics principles. The formulation of this research is about how the application of Islamic business ethics principles to traders in traditional markets Pancasila Tasikmalaya. The purpose of this study is to find out how the application of Islamic business markets Pancasila Tasikmalaya. The research method using the descriptive method of the qualitative. The data source in this study, namely the primary data is interviewed to the relevant parties is traders, buyers and managers of traditional markets Pancasila. While the secondary data are data obtained through reports on traders and PD. Profiles the traditional market of Pancasila. By using data collection techniques in the form of observation, interview, and documentation. While the data analysis techniques using analytical techniques developed by Miles and Huberman, with its stages: data reduction, display data, and conclusion drawing/ verification. Based on the results obtained from traders, buyers, and managers of traditional markets Pancasila shows that the principles of Islamic business ethics basically traders have applied in the activity of buying and selling. However, there are some deviations committed by traders in buying and selling such as, there are still those who neglect prayers, cheating on scales, selling goods below market prices due to tight market prices, less honest traders do not pay the debt to the supplier, doing savings and loan to conventional bank, unclear expiration limits, and there are still processed food products that add formalin and borax.


2021 ◽  
pp. 36-54
Author(s):  
Junaidi Junaidi

Wages are a form of income as a reward given by the owner of the boat to fishermen for services that have been provided. Wages serve as a guarantee for the survival of fishermen so that boat owners must provide wages in accordance with their work and fishermen must work according to the agreement. The problem occurs if there is no written work agreement regarding the determination of wages, so that if the policy in work activities is fully controlled by the handler, the handler may act fraudulently in setting wages and also in taking an action such as unilaterally terminating the job without the ship owner’s knowledge. The purpose of this study is to determine the feasibility and fairness in determining the wages of fishing trawlers in Kuala Langsa and to find out the views in Islamic Business Ethics. This type of research is a field study (field research) with descriptive qualitative research methods. Primary data were obtained from interviews with boat owners and fishermen in 5 trawler businesses in Kuala Langsa, while secondary data were obtained through books, scientific papers and documents used to answer problems in research. The researcher concludes that the determination of wages for fishing trawlers in Kuala Langsa is not against Islamic Business Ethics because there is willingness from each party and the fish income obtained is also calculated in a transparent manner. In this case, the fishermen don’t feel wronged because each party receives a legal wage according to the level of their work without being wrongful to the other and the rights and obligations of each party (boat owners and fishermans) have been fulfilled


2019 ◽  
Vol 118 (11) ◽  
pp. 603-618
Author(s):  
ZawZawMyint ◽  
Sandeep Poddar ◽  
Abhijit Ghosh ◽  
Amiya Bhaumik

In banking industries, employees are entrusted with different roles and responsibilities, and training enables them to carry out these roles and responsibilities efficiently by let them to learn new things. Moreover, it will prepare them to take up higher responsibilities in the future. Therefore, this study focuses to analyze the employee perceptions on effectiveness of Training Programs in Myanmar Citizens Bank (MCB).  By using the descriptive research method, primary data are collected from the responsible persons and employees of MCB in head office, branches. Secondary data are gathered and scrutinized from relevant text books, records and annual reports from MCB. The research revealed that there are four kinds of training programs in MCB. Moreover, this paper revealed that MCB successfully delivered its training programs in year 2015 to 2018 and the trainees have positive perceptions on effectiveness of training programs in MCB. Based on these results, this paper pointed out the important facts that can give improvement actions for effective and efficient training programs in Myanmar Citizen Banks.


2018 ◽  
Author(s):  
Suwandi S. Sangadji

The purpose of this researchment is to ascertain how wide the farming of species Saccharun Edule Hasskarl (terubuk) in sub district Tosa, district of East Tidore of Tidore Island through the indicator of the value revenue, production and selling prices so that the farmers will achieve The Break Event Point (BEP). The research method was used a quantitative method with the number of samples of 30 people. The determination of the sample method is using the census method or involving all members of the population into a sample of researchment. The secondary data collection was done by using library literature in the form of document review and relevant references to research object while primary data collection was done by using questionnaire. The data is using equation R /C Ratio, BEP Revenue, BEP Price, and BEP Production. Therefore from the results of the researchment it can be explained that the two of the thirty farmers come through the break event point, while the other twenty-eight farmers declared having a business that worth to be develop or experiencing profit, because the R/C ratio is above 1.0 with average profit reach Rp. 989.000, - per production / farmer.


2019 ◽  
Vol 7 (2) ◽  
Author(s):  
Widodo Widodo ◽  
Marshelly Chandra Kumala

<em>The objective of this is research was conducted to find out how the influence of the price and quality of products against customer loyalty at PT. Alakasa Extrusindo Jakarta. This research was conducted in Alakasa Extrusindo PT by doing data collection, through the primary data and secondary data.  The research results showed that the simultaneous price variables  and product quality  has a positive and significant effect against the variable customer loyalty. partially showed that price variables has a positive and significant influence towards customer loyalty. And partially showed that product quality variables  has a positive and significant influence towards customer loyalty</em>


2021 ◽  
Vol 11 (2) ◽  
pp. 55-61
Author(s):  
Adham -

The buy back guarantee agreement in the cooperation agreement aims to protect the bank frombusiness risks in the distribution of machine ownership financing. Buy back guarantee is defined asthe ability of the supplier as a guarantor against the bank, to "buy back" the machine object afterthe debtor is declared in default to the bank. Based on the description, the writer tries to examine theimplementation of the buy back guarantee agreement related to the distribution of machine financing,and legal remedies for the bank applying the contents of the buy back guarantee if there is default onthe debtor. The research method used in this research is normative juridical with analytical descriptivespecifications.The research was carried out through literature study, then looked at the relationshipbetween one law and another and carried out an analysis related to the application of its practice.After getting a description of the research results, the writer analyzes and draws conclusions fromthe research results obtained. Primary data collection is also carried out to support secondary data,which is obtained by documentation and bank interviews related to the machine ownership agreement.The results of the study concluded that the implementation of the buy back guarantee was carriedout in several stages, namely the stage of the debtor's statement of default, the negotiation stage,and the stage of the agreement, the application of the buy back guarantee. Apart from that, the buyback guarantee that applies to PT. BPRS XXX Bekasi, there are two types of definitions: "buy backguarantee" and "help resell" by the supplier. Legal action has never been taken by the bank whenthere is default from the debtor. The bank is more concerned about the good ethics of the supplier tobuy / help sell the machine goods. The suggestions that the writer can give include, banks must applyprudential banking principles more selectively, suppliers do not only pursue sales targets but payattention to the side of the bank so that cooperation remains well established. n addition, research isneeded regarding the perspectives of the bank, supplier and debtor in addressing the problems thatexist in buy back guarantee in more depth and breadth.


2018 ◽  
Vol 3 (1) ◽  
pp. 41-53
Author(s):  
Herawan Sauni ◽  
Dimas Dwi Arso

This research is purpose to know the role of Otoritas Jasa Keuangan in overcome fictitious investment in Bengkulu city and To know the efforts of Otoritas Jasa Keuangan to protect the consumers that take fictitious investment in Bengkulu city. This research uses empirical approach, that is research in the place by using interviews to get answers about the role of Otoritas Jasa Keuangan to overcome fictitious investment in Bengkulu city and the efforts of Otoritas Jasa Keuangan to protect consumers that has done fictitious investment in Bengkulu City. This research uses two types of data,that is primary data and secondary data. Then, its data to be analyzed in a research report that is qualitative descriptive. The results of the research is the role of Otoritas Jasa Keuangan to  overcome fictitious investment in Bengkulu City that is preventive and repressive efforts. The preventive efforts for example to socializing and educating people to alert investment and coordinating with law enforcers and other regulators. The repressive efforts, for example set up an Alert Investment task force in every area. Then the efforts of Otoritas Jasa Keuangan to protect consumers that have  fictitious investment in Bengkulu City is regulated in POJK Number 1 / POJK.07 / 2013 about Perlindungan Konsumen Sektor Jasa Keuangan


2020 ◽  
Vol 11 (1) ◽  
pp. 30
Author(s):  
Istiqomah Istiqomah ◽  
Ragil Tri Novitasari

The purpose of this study is for learning. This study entitled Social Change Towards Development of Rasau Jaya Village 3 After the Development of the Rajati Flower Garden. With the problem of how social change in the village of Rasau Jaya 3, economic improvement after the construction of a flower garden, development planning or the addition of facilities. This research method is a descriptive qualitative approach. Data sources of this research are primary data and secondary data. The results showed that: after the construction of the flower garden in Rasau Jaya 3 village the development of social change there was increasing, the people there accepted the development of the flower garden, because with the development of the community's economy there could be increased, because the people there could sell at around the flower garden so that it can increase their economy again there, and there will be plans to add facilities in the flower garden so that it can attract visitors to keep coming to the flower garden of the flower garden rajati.


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