CONCEPTUAL AND OPERATIONAL DIFFERENCES BETWEEN GENERAL TAKAFUL AND CONVENTIONAL INSURANCE

2012 ◽  
Vol 01 (08) ◽  
pp. 23-28
Author(s):  
Mher Mushtaq Hussain ◽  
Ahmad Tisman Pasha

Insurance in Islam is essentially a concept of mutual help. Insurance business under conventional system is based on uncertainty, which is prohibited in Islamic society under Islamic principles. So there is need to clear the difference between the conventional insurance and the Islamic insurance. A rich literature also describes such differences but the present article addresses the differences based on conceptual and operational framework.

2021 ◽  
Vol 2 (4) ◽  
pp. 91-101
Author(s):  
Saleha Ilhaam

The term strategic essentialism, coined by Spivak, is generally understood as “a political strategy whereby differences (within Group) are temporarily downplayed, and unity assumed for the sake of achieving political goals.” On the other hand, essentialism focuses that everything in this world has an intrinsic and immutable essence of its own. The adaption of a particular “nature” of one group of people by way of sexism, culturalization, and ethnification is strongly linked to the idea of essentialism. Mulk Raj Anand’s Bakha is dictated as an outcast by the institutionalized hierarchy of caste practice. He is essentialized as an untouchable by attributing to him the characteristic of dirt and filth. However, unlike other untouchables, Bakha can apprehend the difference between the cultured and uncultured, dirt and cleanliness. Via an analysis of Anand’s “Untouchable,” the present article aims to bring to the forefront the horrid destruction of the individual self that stems from misrepresentations of personality. Through strategic essentialism, it unravels Bakha’s contrasting nature as opposed to his pariah class, defied by his remarkable inner character and etiquette. The term condemns the essentialist categories of human existence. It has been applied to decontextualize and deconstruct the inaccurately essentialized identity of Bakha, which has made him a part of the group he does not actually belong to.


2014 ◽  
Vol 8 (2) ◽  
Author(s):  
Simone Elisabeth Lang

AbstractIn describing the position of the narrator, research in literary studies generally follows Gérard Genette’s pioneering theory of narrative in distinguishing between the homo- and heterodiegetic type of narrator. This categorization is not sufficient to allow the position of the narrator to be described properly. The different ways in which the terms are used in literary studies reveal a shortcoming in the distinction behind them. Even in Genette’s work, there is a contradiction between the definition and the names of the two categories: Genette defines homo- and heterodiegesis with reference to the narrator’s presence in the narrated story, whereas he elsewhere states that the diegesis (in the sense of FrenchThe present article aims to do just that, starting from a theoretical standpoint. Thus, the different types of narrator that are possible are sketched in outline, and then explained with the help of examples.I begin by exposing the problems that result from using the terms in Genette’s manner (1), in order then to develop a list of possible narratorial standpoints based on the one hand on the involvement of the narratorial instance in the narrated world and on the other on its involvement in the story. By establishing separation of the two aspects as a ground rule in this way, a number of misunderstandings that are due to the varied ways in which the terminology has been used to date can be overcome.There follows a description of those cases that are unambiguously hetero- and homodiegetic (2), after which the problematic cases are considered (3), yielding the different types of homodiegetic narration that are possible. This latter set of distinctions will, like the others, shed light on the contours of the different narratorial positions and thus be capable of being put profitably into practice in textual interpretation. Accordingly, what is suggested is a way of using the terms that is first unambiguous and second beneficial to the interpretation of works, thus doing justice to the heuristic importance of narratology (see Kindt/Müller 2003; Stanzel 2002, 19).Thus, whereas the concept of diegesis provides the foundation for a distinction based on an ontological criterion that divides homo- and heterodiegesis from each other, the relationship between story and narrator is used to describe various types of homodiegetic narration. In the process, there come to light two types that are distinguished from each other by involvement in events (›homodiegetic, in the story‹ and ›homodiegetic, not in the story‹ narrators). If the narrator is not involved in events, the question arises of whether it would in principle have been possible for him to be involved in events, which is the norm with ›homodiegetic, not in the story‹ narrators, or whether a physical impossibility is the reason for his lack of involvement in the story. A special case of the ›homodiegetic, not in the story‹ narrator can be derived from this: peridiegetic narration: whereas narratorial instances of the ›homodiegetic, in the story‹ and ›homodiegetic, not in the story‹ types could in principle have been involved in the action and those of the ›homodiegetic, in the story‹ type actually were, peridiegetic narrators are marked by the fact that they cannot have been involved in the events.In summary, it will be shown that the concept of homodiegesis – in particular in the form in which it has previously been used, where links with the action and appearance in the story were not kept distinct – is in effect an umbrella term that brings together a number of possible forms. There is a prominent distinction between the ›homodiegetic, in the story‹ and the ›homodiegetic, not in the story‹ types of narrator (these types are represented in the present article by the old lawyer in Leo Perutz’s »The Beaming Moon« and the narrator who is a friend of Nathanael in E. T. A. Hoffmann’s »Sandman« respectively). The different degrees of homodiegetic narrator, which have often been mentioned in previous research and are defined by the strength of the character’s presence in the narrated world (from an uninvolved witness to an autodiegetic protagonist), are also to be situated between these two poles.It will also be shown in the process that the case of the narrator who is, for reasons of physical difference, not involved in events (the peridiegetic narrator) should be treated as a form of homodiegesis (for instance the schoolmaster in Theodor Storm’s


Ramus ◽  
1992 ◽  
Vol 21 (02) ◽  
pp. 156-186 ◽  
Author(s):  
Apostolos N. Athanassakis

The concept of Homeric or simply Greek honour is not as easy to comprehend as is commonly assumed. Basically it is a system of values stemming from the belief that no harm done to self, kinsman, friend or property should remain uncompensated or unavenged. In a way, what is subsumed under the term honour is an awareness that the higher one bids the higher one is. In the present article the English word ‘honour’ is only a code word for the various fundamentals of life that belong to the semantic compass of Homerictimē. The word ‘cattle’ is also a code word for livestock, especially bovine animals as well as sheep and goats. Honour is not much talked about these days, and many educated people are familiar with some of its aspects mostly through the works of cultural anthropologists who, it seems, have to go to the far corners of the earth to study it. Yet, both honour and the price for honour are ubiquitous in our modern world. The difference is that the state is the keeper of every citizen's honour and as such it regulates punishment for offence to collective or individual honour and, through its courts, decides the material price that must be paid in compensation for real or even intended harm.


1992 ◽  
Vol 22 (2) ◽  
pp. 191-216 ◽  
Author(s):  
Teivo Pentikäinen ◽  
Jukka Rantala

AbstractThe estimation of outstanding claims is one of the important aspects in the management of the insurance business. Various methods have been widely dealt with in the actuarial literature. Exploration of the inaccuracies involved is traditionally based on a post-facto comparison of the estimates against the actual outcomes of the settled claims. However, until recent years it has not been usual to consider the inaccuracies inherent in claims reserving in the context of more comprehensive (risk theoretical) models, the purpose of which is to analyse the insurer as a whole. Important parts of the technique which will be outlined in this paper can be incorporated into over-all risk theory models to introduce the uncertainty involved with technical reserves as one of the components in solvency and other analyses (Pentikäinen et al. (1989)).The idea in this paper is to describe a procedure by which one can explore how various reserving methods react to fictitious variations, fluctuations, trends, etc. which might influence the claims process, and, what is most important, how they reflect on the variables indicating the financial position of the insurer. For this purpose, a claims process is first postulated and claims are simulated and ordered to correspond to an actual handling of the observed claims of a fictitious insurer. Next, the simulation program will ‘mime’ an actuary who is calculating the claims reserve on the basis of these ‘observed’ claims data. Finally, the simulation is further continued thus generating the settlement of the reserved claims. The difference between reserved amounts and settled amounts gives the reserving (run-off) error in this particular simulated case. By repeating the simulation numerous times (Monte Carlo method) the distribution of the error can be estimated as well as its effect on the total outcome of the insurer.


2012 ◽  
Vol 516 ◽  
pp. 539-544
Author(s):  
Hidehiko Yamamoto ◽  
Takayoshi Yamada

This paper describes Autonomous Decentralized FMS (AD-FMS) and its method to control automatic guided vehicles (AGVs) by using a memory. The aim is to increase the reasoning efficiency of a system the authors call reasoning to anticipate the future (RAF) which controls AGVs in AD-FMS. This RAF applies hypothetical reasoning to the number of next actions that can be considered for the AGV (competing hypotheses). However, if the number of agents included in the hypothetical reasoning process in the RAF is increased, the number of next actions that are considered as competing hypotheses also increases. As a result, the replacement of true and false hypotheses and number of repetitions of discrete production simulations produced by these replacements are increased, giving rise to the problem of decreased reasoning efficiency of the RAF. The present article reports a method to solve these problems. The reported method, the authors call ranking by oblivion and memory (ROM), is based on the idea that when a production situation occurs that is the same as one in the past, the same destination as in the past is more likely to be selected; that is, it has a high probability of being selected as the true hypothesis. By applying the ROM to AD-FMSs constructed on a computer, it was found that under all conditions the ROM reduced the number of hypothesis replacements to half that of a conventional system, demonstrating the validity of this system.


2018 ◽  
Vol 2 (1) ◽  
pp. 45
Author(s):  
Dian Marhaeni Widyastuti

Penelitian ini bertujuan untuk mengetahui Kehidupan Sosial Budaya Masyarakat Islam, khususnya sejarah masuknya Islam, kondisi Kehidupan Sosial Budaya dan faktor-faktor penghambat dan pendukung pengembangan Islam di Sape Rasabou Kabupaten Bima. Penelitian ini mengunakan metode Historis yaitu melalui tahap Heuristik, Kritik, Interpretasi dan Histografi. Analisis data yang digunakan adalah Historis analisis, dan metode kualitatif. Hasil penelitian menunjukkan, Kondisi kehidupan Sosial Budaya Masyarakat Islam berlangsung dalam kehidupan kegotongroyongan, meskipun terdapat perbedaan status Sosial, namun mulai terjadi pergeseran semenjak masuknya ajaran Islam bahwa manusia sama derajatnya kecuali yang membedakan adalah ketakwaannya. Kehidupan Budaya Masyarakat Islam di Sape Rasabou berkembang sebagaimana perkembangan agama Islam di wilayah tersebut. Kebudayaan islam terbentuk seiring dengan berkembangnya agama Islam. This study aims to find out the Social and Cultural Life of Islamic Communities, especially the history of the entry of Islam, the condition of Social and Cultural Life and the factors inhibiting and supporting the development of Islam in Sape Rasabou Kabupaten Bima. This research uses Historical method that is through Heuristic, Criticism, Interpretation and Histography. Data analysis used is Historical analysis, and qualitative method. The result of the research shows that the condition of the social life of the Muslim society takes place in the life of mutual cooperation, although there are differences in social status, but there is a shift since the entry of Islamic teachings that human beings are equal except the difference is their piety. The Cultural Life of the Islamic Society in Sape Rasabou developed as the development of Islam in the region. Islamic culture is formed along with the development of Islam.


Filomat ◽  
2020 ◽  
Vol 34 (10) ◽  
pp. 3311-3318
Author(s):  
Danyal Soybaş ◽  
Neha Malik

The approximation of difference of two linear positive operators having different basis functions is discussed in the present article. The quantitative estimates in terms of weighted modulus of continuity for the difference of Lupa? operators and the classical ones are obtained, viz. Lupa? and Baskakov operators, Lupa? and Sz?sz operators, Lupa? and Baskakov-Kantorovich operators, Lupa? and Sz?sz-Kantorovich operators.


Vox Patrum ◽  
2012 ◽  
Vol 58 ◽  
pp. 181-199
Author(s):  
Sławomir Bralewski

Francis Dvornik has expressed the view that, in the Eastern part of the Empire, the principle of accommodation dominated over the principle of the apostolic ori­gin. The situation, he maintained, resulted from the fact that the aforementioned area included excessively numerous sees which were either established by one of the Apostles or were considered to be somehow connected with their activities. Does the conclusion of the Czech researcher find any justification in the way the precedence of bishoprics is depicted in the Greek ecclesiastical historiography of the fifth century? The present article is to give an answer to the question. The analysis of the ecclesiastical historiography in question demonstrates that Eusebius of Caesarea, who wrote in the IV th century, while setting a hierarchy of bishops was guided first and foremost by the principle of accommodation. The church historians, however, who compiled their works a mere century later put a decisively lesser stress on Eusebius’ predilection in that matter. Although the narrative of Philostorgius, since fragmentary, is hard to interpret, Socrates’ atti­tude displays a marked tendency of favoring the importance of the apostolic ori­gin, which was most probably taken over from Rufinus of Aquileia. Sozomen tended to tell the difference between the official hierarchy of bishops, which was based on the principle of accommodation, and the structure of bishoprics connec­ted with the Apostles. Theodoretus, in turn, tended to connect both the principles, however, preferring the idea of the Church originated by saint Peter, accordingly of the ecclesiastic structure based on the principle of the apostolic origin. As a consequence, and contrary to F. Dvornik’s thesis, it should be concluded that (at least) the authors of the Ecclesiastic Histories of the fifth century were in favor of the principle of the apostolic origin and maintained it was over the prin­ciple of accommodation.


2021 ◽  
Vol 29 (1) ◽  

The present article discusses the concept of difference as a natural phenomenon and civilizational necessity. It is confirmed that the difference between people’s minds and interests is inevitable and leads to variety and integration. Light is shed on the employment of difference as a positive culture to reach integration between people’s opinions, acceptance of the Other and participation in community building. In contrast, there are negative types of difference, which reject and take a hostile attitude to the Other, pushing for bigotry and arrogance based on prioritizing personal desires over the truth. A number of mechanisms and means are suggested from an Islamic perspective to help in promoting positive difference and reducing negative difference. The literature review provides true stories of pious and wise people who managed to build bridges on their differences with their good manners


2004 ◽  
Vol 31 (2-3) ◽  
pp. 297-327
Author(s):  
Wolf Peter Klein

The present article demonstrates, with the example of the polyhistor Johann Heinrich Al­sted (1588–1638), that in the 17th century there already was systematic work done on language for special purposes. This kind of research was essentially oriented toward the lexicon and stood in close connection to comparative linguistics undertaken at the time. Methodologically it was closely bound up with the categories of lexicological analysis keeping in view semantic and etymological details of technical terms. At the same time, whenever required, the difference between technical language and common language was analyzed. Additionally, in the presentation of the technical lexicon contemporary techniques such as the doctrine ofloci communesand pieces taken from Ramistic logic were employed. At the time, the transfer of Greco-Roman terminology to the various vernaculars did not yet play a major role in these activities. Instead, we must see these efforts in the identification and analysis of the technical lexicon as being part of the projects to construct a universal science.


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