scholarly journals Islamic Business Ethics: Case Study of Puspa Sharia Micro Business Actors in Bank Indonesia West Java Region in Bandung 2017

2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Juliana Juliana ◽  
M. Adib Sulthan ◽  
Muhammad Fathir

This research is based on the phenomenon of problems in MSMEs including poor administration, low product competitiveness, low human resources, lack of mastery of science, quality of service and use of quality goods (Halal & Thayyib). The purpose of this study was to measure the level of implementation of Islamic Business Ethics for MSME players in the PUSPA Bank Indonesia program in West Java in Bandung in 2017. The research method used was descriptive quantitative with data analysis techniques using descriptive statistics. The number of research samples is 50 consumers from 4 MSMEs which are engaged in the service, food and craft sectors and. The results of the study show that the level of implementation of Islamic Business Ethics in micro business actors guided by the PUSPA program in Bank Indonesia in West Java in 2017 is in very good criteria, dimensions that need to be improved are the orderly administrative dimensions and the dimensions of freedom with good criteria. While the dimensions of responsibility, justice and truth are included in the criteria very well. The impact of this research shows the need for improvement of several indicators because it has implications for business progress and increased competitiveness of MSMEs themselves.

2019 ◽  
Vol 19 (1) ◽  
pp. 36
Author(s):  
Juliana Juliana ◽  
M. Faathir ◽  
M. A. Sulthan

This research is based on the phenomena of problems that exist in MSMEs including poor administration, low product competitiveness, low human resources, lack of mastery of science, quality of service and use of quality goods (Halal & Thayyib). The purpose of this study was to measure the level of implementation of Islamic Business Ethics for MSME players in the PUSPA Bank Indonesia program in West Java in Bandung in 2017. The research method used was quantitative descriptive with data analysis techniques using descriptive statistics. The number of research samples is 50 consumers from 4 MSMEs engaged in the culinary, service, fashion and craft sectors. The results of the study show that the level of implementation of Islamic Business Ethics of micro business actors guided by the PUSPA program in Bank Indonesia in West Java in 2017 was very good. This can be seen from several dimensions used, namely honesty, the use of good quality goods, Ihsan, Building good relations with Consumers and Ethics sets the price of an average value of 5.8 which means very good


Author(s):  
Mahdi Qasem Saeed, Saeed ◽  
D. A. Nikam

The purpose of this study is to know the IFRS 9 transition impact on the suitability and reliability of the quality of financial reporting information. A questionnaire was used in data collecting. Out of 92 questionnaires, only 85 were valid and suitable. The data analysis has been done by using SPSS and several statistical methods through descriptive statistics such as averages, standard deviations, and T-test. This study adds to the literature by knowing the IFRS 9 transition impact on the suitability and reliability of the quality of financial reporting information in the commercial banks of Yemen. The study reached that there is a positive relationship between the impact of the adoption of the IFRS9 on the suitability and reliability of the quality of financial reporting information in Yemen commercial banks. Finally, the study was concluded with some recommendations. KEYWORDS: International Standard Financial Reporting IFRS9, Quality of Financial Reporting Information, Suitability, and Reliability, commercial banks.


2017 ◽  
Vol 2 (1) ◽  
Author(s):  
Dyah Ayu Perwitasari

ABSTRAK Penelitian ini bertujuan untuk mengeksplorasi dan menganalisis bentuk nilainilai keadilan dalam praktik pembiayaan mudharabah dan deposito mudharabah.Jenis penelitian ini merupakan jenis penelitian kualitatif dengan pendekatan studi kasus.Teknik pengumpulan data dilakukan melalui wawancara dan dokumentasi.Hasil penelitian ini menunjukkan bahwa BPRS Asri Madani Nusantara Jember belum sepenuhnya menerapkan kelima unsur keadilan dalam praktik pembiayaan mudharabah.Dari kelima prinsip tersebut, BPRS hanya menjalankan kedua prinsip keadilan, yaitu bentuk pelarangan haram dan maysir. Untuk memenuhi kelima prinsip keadilan tersebut, seharusnya seharusnya BPRS Asri Madani Nusantara menerapkan praktik pembiayaan mudharabah secara murni, dimana perhitungan bagi hasil dilakukan setelah proyek terealisasi, edukasi syari’ah secara itensif kepada mudharib, pihak manajemen melakukan pengawasan secara itensif terhadap usaha yang dijalankan mudharib, serta etika bisnis Islami yang harus dimiliki sumber daya manusia perbankan. Sedangkan pada praktik deposito mudharabah, BPRS ASRI Madani Nusantara Jember telah menerapkan kelima unsur keadilan yaitu bentuk pelarangan riba, gharar, maysir, dzulm dan haram dalam transaksi deposito mudharabah.Kata kunci: mudharabah, deposito mudharabah, keadilan ABSTRACT This study aims to explore and analyze the forms of fairness values in the practice of mudharabah financing and mudharabah deposits. This type of research is a type of qualitative research with case study approach. The results of this study indicate that this bank has not fully applied the five elements of justice in the practice of mudharabah financing. Of the five principles, BPRS only runs the two principles of justice, namely the form of prohibition of haram and maysir. In order to fulfill these five principles of justice, should the BPRS Asri Madani Nusantara apply pure mudharabah financing practices, where the profit sharing calculation is done after the project has been realized, the shari'ah education has been intensively to mudharib, the management supervises it intensely on the mudharibrun business, As well as Islamic business ethics that must be owned by human resources banking. While in practice mudharabah deposit, BPRS ASRI Madani Nusantara Jember has applied the five elements of justice that is the form of prohibition of riba, gharar, maysir, dzulm and haram in mudharabah deposit transaction.Keywords: mudharabah, mudharabah deposit, justice


2021 ◽  
Vol 19 (1) ◽  
pp. 183-194
Author(s):  
Ayu Anggita Sari ◽  
Lukman Arif

Pilanggede Village is one of the villages that has a village economic institution called BUMDesa Pilanggede Gemilang. Which BUMDesa has succeeded in building a tourist village destination. The development of this tourist village is named the Taman Pinggir Gawan Tourism Village (TPG) which presents a characteristic of the panoramic beauty of the Bengawan Solo River. However, behind the panoramic beauty, the Bengawa Solo River is a river that is prone to flood disasters when the rainy season arrives. So that BUMDesa Pilanggede makes efforts to minimize the impact of disasters and also to maintain the existence of tourist villages. This research aims to examine how the BUMDesa strategy is in the development of the TPG tourism village, Pilanggede Village, Balen District, Bojonegoro Regency. The research method used is descriptive qualitative by describing the facts that occur in the field. Data collection techniques using observation, interviews, documentation, and triangulation. The results showed that in the process of developing a tourist village, several programs had been designed. The program includes establishing the image of tourism with the addition of new vehicles and also improving facilities and infrastructure, improving the quality of human resources through training, carrying out activities to maintain environmental hygiene, and also promoting through social media.


2017 ◽  
Vol 4 (6) ◽  
pp. 464
Author(s):  
Yogiswara Karishma W ◽  
Tika Widiastuti

This research is aimed to determine the Islamic Business Ethics in business management at Pesantren Mukmin Mandiri Sidoarjo. Pesantren Mukmin Mandiri is one of pesantren based on agrobusiness and agro-industry which graduates entrepreneurs every year. This research used the qualitative research method and case study as the strategy. Data collection was done by interviewing and observing the research object directly. The qualitative explanatory was used as the technique of analysis by explaining the results of the interviews and of the direct observations.The results of The analysis showed that the business ethics of Islam are in some way and going well in business management in schools independent believer, it can be seen from the implementation of restrictions on the business that is concerned with the students.


2019 ◽  
Vol 4 (2) ◽  
pp. 186-206
Author(s):  
Ahmad Mashudi

This paper discusses the importance of the zoning system in the acceptance of SMA / SMK New Students (PPDB) towards the equal distribution of the quality of Human Resources (HR) in East Java Province. The zoning system in accepting high school / vocational students will prevent the accumulation of certain quality human resources in the region. Zoning of high school / vocational student admissions will encourage equal distribution of quality human resources in an area, making it easier to meet the needs of the workforce to support local economic activities. The author uses a descriptive qualitative approach in analyzing the application of zoning systems in PPDB SMA / SMK in East Java. A qualitative case study strategy was used to explain the impact of the policy in reducing disparity in human resource quality between regions in East Java. In this case, the authors use the assumption that providing equal opportunities to obtain quality education in an area will guarantee the availability of quality human resources equally. This paper presents an interesting analysis, that the direct or indirect PPDB zoning system policies at the SMA / SMK level will encourage even distribution of quality human resources in East Java. First, the high school / vocational PPDB zoning policy avoids the accumulation of high-quality prospective students in only one particular school in a particular region, thus raising exclusivity in the field of education. Second, the implementation of the zoning system policy guarantees the availability of quality workforce equally, because students receive teaching by teachers and educational resources with no different quality. The absence of a gap in the quality of graduates will ultimately increase the even distribution of quality human resources in all regions of East Java.


Author(s):  
Fitri Kurnianingsih ◽  
Iskandar Zulkarnain ◽  
Mahadiansar Mahadiansar

The socio-economic impact is part of the benchmark for measuring the success of regional development in various sectors, especially tourism in Indonesia. During the Covid 19 pandemic, the tourism sector in Bintan Regency has decreased so that it has an impact on the life and welfare of the community. The purpose of this study is to analyze the socio-economic impacts of the tourism sector in the Bintan Regency before COVID 19 and after the COVID-19 pandemic. The research method used is qualitative with a case study approach and a literature approach which will later be analyzed in depth. The results showed that the socio-economy in the tourism sector during the COVID-19 pandemic in Bintan Regency affected people's living conditions to meet their daily needs and did not prioritize profit. Apart from that, the socio-economy also affects the lifestyle of people who must have the initiative to survive. Other findings need strengthening of stakeholders and new socio-economic needs by preparing the quality of human resources to revive the tourism sector in Bintan Regency.


2020 ◽  
Vol 3 (2) ◽  
pp. 100-107
Author(s):  
Adhica Perkasa ◽  
Izziah Izziah ◽  
Sugiarto Sugiarto

Based on data from Disbudpar (2017), the low quality of human resources and the lack of indigenous knowledge on tourism management are the main obstacles for indigenous people in the Lhoknga beach tourism area to be directly involved in the tourism sector. Even though the data shows the behavior of tourists who damage the environment by littering, the behavior of indigenous people who live in the tourist area of Lhoknga beach, not all of them show a caring attitude towards the natural environment. Regarding the issue of infrastructure in the Lhoknga coastal tourism area such as clean water, electricity and tourism transportation in the region is still an obstacle where with the increasing number of tourists each year, improvement of infrastructure is also very important to be done to provide better services to tourists (Disbudpar Aceh Besar, 2017 ). Therefore, research is needed to describe the issues in the Lhoknga beach tourism area in the form of tourism development with a focus on the attitudes and desires of local communities towards tourism development. The purpose of this research is to determine the impact of Lhoknga tourism development on Gampong Mon Ikeun. This research method plan will use qualitative methods to explain its development. The research location was conducted at Gampong Mon IKeun, Lhoknga beach tourism area. It is hoped that later this research will have a positive impact on Gampong Mon Ikeun on the development of the Lhoknga tourism area.


Author(s):  
Atina Afwah ◽  
Mangatur Rudolf Nababan ◽  
Djatmika Djatmika

Cultural differences make translators censor some parts that considered as taboo, abusive, and inappropriate in the culture of the target language. Censorship carried out by deleting and reducing words, phrases, or sentences in subtitles. The aims of this research are finding words, phrases, and sentences that censored, factors causing censorship and the impact of censorship on the quality of translation. This research uses a descriptive qualitative research method with a fixed case study form. The result shows that censorship was carried out by translators because of two main causes, namely self-censorship and translator's capacity. The results also showed that most of the data was censor because of self-censorship. The translators choose to delete or reduce because of four things, namely swearing words, emphasized, sexual references, and repetitions. Meanwhile, the impact of censorship on the quality of translation shows that most of the data is inaccurate, acceptable, and has high legibility.


2015 ◽  
Vol 1 (3) ◽  
pp. 178
Author(s):  
Muhammad Ersya Faraby ◽  
Siti Inayatul Faiza

Natural resources have not been well managed in Madura and the low level of human resources leads to ethnic Madurese communities abroad to obtain a decent life by applying a high work ethic. This research aims to know the work ethic of ethnic Madurese in Central merchant Wholesale Surabaya reviewed from Islamic business ethics.Approach used in this research is qualitative approach to method case study is descriptive. Data done with interview observation and documentation against traders ethnic madura in central wholesale Surabaya. For data advocates derived from data given by centers management wholesale Surabaya. Besides is also study library and literature about ethos work ethnic Madurese and Islamic business ethics.The results obtained are the informants argued most of the Madurese ethnic merchants in wholesale center Surabaya interpret and apply the Madurese ethnic work ethic that is hard work and wander, as well as in implementing the work ethic they comply with Islamic business ethics.


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