Profit and Risk for Property Business Using Sharia and Conventional System: A Comparative Analysis

Sharia and conventional business management system are often become a parameter in gaining profit and managing the risk faced by the entrepreneurs. This research aims to determine the comparison of profit and risk obtained by the property entrepreneurs in conducting their business when they use conventional or sharia system. This research is qualitative descriptive analysis. The variables that would be investigated are the profit obtained by the property business owner and the risks in conducting this business when the business owner uses sharia and conventional system in the capital investment or the buying and selling process of a certain property unit. The data was collected through an interview and documents. The article shows that conventional and sharia are a concept or system that generally used by the entrepreneurs in conducting their business to obtain the profit and face the risks. Both of the systems have advantages and disadvantages. This article further argues that sharia system gives a higher profit and fewer risks rather than the conventional system. It is because in the sharia system, entrepreneurs or costumers are not concerned about the burden of the interest and fines of the debt from a financing institution. Although there are risks considered such as bad credit and longtime cash flow, the profit obtained through the sharia system is higher than the conventional one.

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SEBARAN TINGKAT KAPASITAS WILAYAH PESISIR BAGIAN BARAT KABUPATEN BULELENG TERHADAP ANCAMAN PENINGKATAN MUKA AIR LAUT

Media Komunikasi Geografi ◽

10.23887/mkg.v19i2.14011 ◽

2019 ◽

Vol 19 (2) ◽

pp. 141

Author(s):

I Wayan Krisna Eka Putra

Keyword(s):

Information System ◽

Comparative Analysis ◽

Coastal Area ◽

Descriptive Analysis ◽

Early Warning Systems ◽

Warning Systems ◽

Analysis Technique ◽

Capacity Level ◽

Qualitative Descriptive ◽

Capacity Data

This study aims to describe the distribution of the capacity level the coastal area of west Buleleng Regency from the threat of sea level rise and to know the ratio of the capacity level. The subjects in this study are village officials and staff BPBD Buleleng Regency, while the object of the research is level of capacity. The phenomenon described in this research is distribution of capacity level of coastal area in west Buleleng Regency. Stages conducted in this study consisted of data collection, weighting, determining the level of capacity until finally mapping the level of capacity. data analysis technique that used is qualitative descriptive analysis combined with spatial comparative analysis based on Geographic Information System (GIS) which is aimed to analyze comparison of capacity level among villages in coastal area. The results show that the distribution of the capacity of all coastal areas in west Buleleng Regency is the medium category. Assessments of capacity level indicate a lack of capacity indicators for several villages, particularly on the availability of threat maps and early warning systems. Therefore it is necessary to socialize the document of disaster study which has been made by BPBD of Buleleng Regency.

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PERBANDINGAN PREDIKSI KEBANGKRUTAN MENGGUNAKAN MODEL ALTMAN MODIFIKASI, SPRINGATE, ZMIJEWSKI DAN GROVER PT RATU PRABU ENERGI TBK

Jurnal Manajemen Bisnis Krisnadwipayana ◽

10.35137/jmbk.v7i3.346 ◽

2019 ◽

Vol 7 (3) ◽

Author(s):

Budhi Suparningsih ◽

Ella Siti Chaeriah

Keyword(s):

Comparative Analysis ◽

Descriptive Analysis ◽

Safe Zone ◽

Z Score ◽

Mining Sector ◽

Analysis Techniques ◽

Financial Conditions ◽

Qualitative Descriptive

This study examines comparative analysis to predict bankruptcy using the modified Altman, Springate, Zmijewski and Grover models at PT. Ratu Prabu Energi, Tbk. which is engaged in the mining sector. This study aims to predict bankruptcy at PT. Ratu Prabu Energi, Tbk. and to evaluate whether the predictions match the actual conditions of the company. The type of research applied is a case study at PT. Ratu Prabu Energi, Tbk. during 2009 until 2018. Data were analyzed using qualitative descriptive analysis techniques. The results of the analysis of the four bankruptcy models have different results, although there are some in the position of the Safe Zone but the value is very small and almost close to the Distress Zone, so the company seems to have unfavorable financial conditions as indicated by the low weighting value of the four bankruptcy models . From the beginning this condition has been seen from the ratios represented in each bankruptcy model. Of the four bankruptcy models, this gives a fairly high value deviation in the Altman Z-Score Modification model rather than using the Springate, Zmijewski and Grofer bankruptcy models.

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ANALISIS PENGELOLAAN USAHA BERBASIS SYARIAH PADA MASA COVID 19

AT-TAWASSUTH: Jurnal Ekonomi Islam ◽

10.30829/ajei.v5i2.8448 ◽

2020 ◽

Vol 5 (2) ◽

pp. 377

Author(s):

Burhanuddin Burhanuddin

Keyword(s):

Data Analysis ◽

Descriptive Analysis ◽

Business Management ◽

Analysis Method ◽

Doing Business ◽

Use Of Technology ◽

New Business ◽

Qualitative Descriptive ◽

Online Business ◽

Collection Methods

The purpose of this study is to describe sharia-based business management during the corona 19 pandemic. The data collection methods used were interviews and literature. The data analysis method is in the form of qualitative descriptive analysis. Based on the results of data analysis, the authors found that sharia-based business management during the 19 pandemic experienced a change in habits. From doing business that was not customary to use telecommunications technology and media before Covid 19, so they had to use it. In the sense of analyzing new business habits during the Covid 19 pandemic, it shows trends in the use of technology and telecommunications media, such as online business.

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MODEL PENGELOLAAN BISNIS SYARI’AH: Studi Kasus Lembaga Pengembangan Usaha Yayasan Badan Wakaf Sultan Agung Semarang

Walisongo Jurnal Penelitian Sosial Keagamaan ◽

10.21580/ws.24.1.1140 ◽

2016 ◽

Vol 24 (1) ◽

pp. 165

Author(s):

Choirul Huda

Keyword(s):

Business Model ◽

Asset Management ◽

Descriptive Analysis ◽

Business Management ◽

Management Model ◽

Business Operation ◽

Holding Company ◽

Business Units ◽

Business Operations ◽

Qualitative Descriptive

Islamic business management becomes an interesting topic continues to increase. There are 3 (three) models of Islamic business management: 1) Sole proprietorships, 2) Partnership, and 3) Mudharaba with cooperation between two or more parties in which the owners of capital (shahibul mal) entrust amount of capital to the manager (muḍarib) with an agreement at the earliest. This paper analyze to the Islamic business management model developed by Lembaga Pengembangan Usaha (LPU) of Yayasan Badan Wakaf Sultan Agung (YBWSA) as a holding company that houses several business units. The types of business model is influence the applied business management model, and the type of business management model is influence the results of business operations. By using qualitative descriptive analysis, the study found that the LPU using multiple management models according to the type of business operation, which is a self-ownership (Takessa, Air Quasa, SA Radio), and partnerships (property, retail, Pumanisa), and combination model both self-ownership and partnerships (SApress, asset management and SAtour).***Model pengelolaan bisnis syari’ah menjadi tema menarik seiring dengan perkembangannya terus meningkat. Terdapat 3 (tiga) model yang berkembang: 1) Sole proprietorships (kepemilikan tunggal), 2) Partnership (kemitraan), dan 3) Muḍarabah, bentuk kerjasama dimana pemilik modal (shahibul mal) mempercayakan sejumlah modal kepada pengelola (muḍarib) dengan perjanjian di awal. Paper ini menganalisa model pengelolaan bisnis syari’ah yang dikembangkan oleh Lembaga Pengembangan Usaha (LPU) pada Yayasan Badan Wakaf Sultan Agung (YBWSA) sebagai lembaga induk yang menaungi banyak unit usaha dengan prinsip syari’ah. Banyaknya unit usaha ini dapat mempengaruhi model pengelolaan bisnis yang diterapkan, dan model pengelolaan tersebut dapat mempengaruhi hasil usaha yang dijalankan. Dengan menggunakan metodfe analisis deskriptif kualitatif, penelitian ini menemukan bahwa LPU menggunakan beberapa model bisnis sesuai dengan jenis usaha yang dijalankan, yaitu kepemilikan tunggal (Takessa, Air Quasa, dan SA Radio), dan kemitraan (properti, ritel, dan Pumanisa) serta model kombinasi keduanya (SApress, manajemen aset dan SAtour).

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Peranan Keberadaan Bisnis Maklar Atau Perantara (Bimantara) Terhadap Penjual Dan Pembeli Ikan Di Pelabuhan Perikanan Banjarmasin Provinsi Kalimantan Selatan (Studi Kasus)

EnviroScienteae ◽

10.20527/es.v16i2.9650 ◽

2020 ◽

Vol 16 (2) ◽

pp. 186

Author(s):

Darsani Darsani ◽

Emmy Sri Mahreda ◽

Emmy Lilimantik

Keyword(s):

Descriptive Analysis ◽

Secondary Data ◽

Primary Data ◽

Aid Workers ◽

Qualitative Descriptive ◽

Fishery Products ◽

The Cost ◽

Selling Process ◽

Transaction Security

This study aims to determine the role of the brokerage and intermediary business (BIMANTARA) in Banjarmasin Fishery Port at the fisher / producer level, at the buyer / consumer level, and the role in the buying and selling process of fishery products at the Banjarmasin Fishery Port, South Kalimantan Province. This research was conducted at the Banjarmasin Fishery Port with the object of research being fishermen / producers, buyers / consumers and intermediaries / brokers / agents, 40 samples were taken randomly. The data collected are primary data and secondary data. The data obtained were analyzed using qualitative descriptive analysis of the role of BIMANTARA at the fisherman / producer level, at the buyer / consumer level, and the role in the buying and selling process of fishery products at the Banjarmasin Fisheries Port, South Kalimantan Province. At the fisherman level / boat owners , BIMANTARA has several roles that are believed by fishermen / boat owners, including ensuring that the fish caught by fishermen can be sold out, being able to provide capital loans at sea, and providing security for transactions at the Banjarmasin Fishery Port. At the buyer / consumer level, BIMANTARA has several roles that are believed by buyers, including ensuring that they get the fish they want, being able to provide solutions for the cost of buying fish, and providing transaction security at the Banjarmasin Fishery Port. The role of BIMANTARA in the process of buying and selling fish caught at the Banjarmasin Fishery Port has a small effect on the determination of fish prices and sales and purchase permits, then it has a moderate effect on the provision of aid workers, but greatly affects the certainty of fish sales and fish purchases, is able to provide capital loans to buyers and sellers, and guarantee the security of the transaction of buying and selling fish caught at the Banjarmasin Fishery Port. Overall, the existence of BIMANTARA is needed by both sellers and buyers at the Banjarmasin Fishery Port.

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KEPATUHAN WAJIB PAJAK MENGGUNAKANAN SISTEM E-FILLING (Studi Kasus Pada Kantor Pelayanan Pajak Pratama Wilayah Bengkulu)

JURNAL AKUNTANSI, KEUANGAN DAN TEKNOLOGI INFORMASI AKUNTANSI ◽

10.36085/jakta.v1i1.866 ◽

2020 ◽

Vol 1 (1) ◽

pp. 13-23

Author(s):

Ahmad Sumarlan ◽

Fraternesi Fraternesi ◽

Sulastri Asmita Wati

Keyword(s):

Comparative Analysis ◽

Data Collection ◽

Real Time ◽

Descriptive Analysis ◽

Primary Data ◽

The Internet ◽

Tax Administration ◽

System A ◽

Filling System ◽

Before And After

ABSTRACTE-Filling is a way to deliver e-SPT online and in real time through the internet, the internet is a supporting media for the E-Filling system, where in using the E-Filling system a good understanding is needed. This also becomes an important factor for taxpayers to use E-Filling, because with a good internet the higher the desire of taxpayers to use E-Filling the internet is chosen as a means of supporting tax administration because with the internet the SPT submission process will be faster, safer, easier , smoothly and can be done anywhere within 24 hours, with the hope that taxpayers will be more obedient in paying taxes. The purpose of this study aims to determine the application of the E-Filling system in compliance with taxpayers registered in the Tax Office Primary. Data collection tools carried out by Observation, Interview and Documentation. Data collection techniques using Comparative Descriptive Analysis is to do a comparative analysis of compliance before and after Observation and Documentation E-Filling, by organizing data into categories broken down into units, synthesizing, organizing into patterns of choosing where is important and what is learned. Based on the results of this study indicate that the E-Filling in KPP Pratama Bengkulu in 2016-2017 increased by 2.38% and from 2017-2018 reached an increase of 7.655% while for Personal E-Filling did not increase.Keywords: E-Filling System, Taxpayer Compliance.

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Financial Technology For SMEs Capital Problems With Crowdfunding Method

Media Ekonomi dan Manajemen ◽

10.24856/mem.v35i2.1503 ◽

2020 ◽

Vol 35 (2) ◽

pp. 150

Author(s):

Mappa Panglima Banding ◽

Ashar Ashar ◽

Ahmad Juliana ◽

Muh. Irfandy Azis ◽

Yohanna Thresia

Keyword(s):

Qualitative Data ◽

Small And Medium Enterprises ◽

Descriptive Analysis ◽

Business Management ◽

Primary Data ◽

Social Interests ◽

Experiment Subject ◽

Qualitative Descriptive ◽

Medium Enterprises ◽

Financial Technology

This study motivated by Micro, Small, and Medium Enterprises (SMEs) problem. SMEs still have difficulty accessing financial institutions. This problem should overcome when SMEs utilize information technology in business management such as crowdfunding features through Financial technology, where crowdfunding has known as a funding offering facility for social interests. The study is a qualitative descriptive analysis. This study intended to decide how to use crowdfunding-based financial technology by SME's at Tarakan City. The experiment subject is a randomized participant of 15 participants based on a predetermined category faced with stakeholders SME’s at Tarakan City. The data consisted of primary data non-metric or qualitative data. Participants were interviewed and examined to learn about the use of crowdfunding-based financial technology by small and medium-sized companies in Tarakan City, followed by triangulation with three models, i.e. data triangulation, investigator triangulation, and methods triangulation. Then analyzed with an interactive model through data reduction, data display, and conclusion drawing procedures. The result of the research shows that from the 15 informants in this study, there were only two informants who knew about Financial technology, and only a small proportion of SMEs at Tarakan City able to utilize Financial technology based on crowdfunding for their funding needs and use crowdfunding for working capital.

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KINERJA DAN STRATEGI PENGEMBANGAN KOPERASI PRODUKSI TERNAK (KPT) MAJU SEJAHTERA KECAMATAN TANJUNGSARI KABUPATEN LAMPUNG SELATAN

Jurnal Ilmu-Ilmu Agribisnis ◽

10.23960/jiia.v9i1.4821 ◽

2021 ◽

Vol 9 (2) ◽

pp. 70

Author(s):

Cindy Hosiani Dhea Putri Sormin ◽

Dyah Aring Hepiana Lestari ◽

Suriaty Situmorang

Keyword(s):

Development Strategy ◽

Descriptive Analysis ◽

Business Management ◽

Added Value ◽

Production Volume ◽

Business Units ◽

Cooperative Development ◽

Beef Products ◽

Qualitative Descriptive

This research aims to analyze the performance of business management towards the community and towards the benefits for the members, analyze internal and external environments, and develop some development strategies for KPT Maju Sejahtera. This research uses a case study method in KPT Maju Sejahtera, Tanjungsari District, South Lampung Regency. There were 12 respondents involved, consisting of 3 cooperative organizers, a cooperative supervisor, 5 cooperative members, an expert, and 2 regulators. Data analysis methods used are qualitative descriptive analysis, SWOT, and QSPM. Results showed the performance of cooperative business management is included in qualified category. The performance of cooperative towards the community and benefits for the members is included in quite-qualified category. Internally, the main strength was cooperative form partnerships with other legal entities. The main weakness was the low participation of members in using the services of cooperative business units. Externally, the main opportunity was there were no similar competitors in cattle breeding, and the main threat was the low interest of breeders to join as cooperative members. The priority strategies that can be used in developing KPT Maju Sejahtera are: (a) increase the production volume and quality of cooperative products using processing equipment and machines, (b) create processed beef products to increase added value and business unit activities, and (c) intensify communication with members to increase their participation.Key words: agriculture cooperative, development strategy, performance analysis

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MOTIF YANG BERPENGARUH PADA PROSES KEJIWAAN TOKOH SAM DALAM NOVEL SEBENING SYAHADAT KARYA DIVA SR

SASTRANESIA Jurnal Program Studi Pendidikan Bahasa dan Sastra Indonesia ◽

10.32682/sastranesia.v8i2.1420 ◽

2020 ◽

Vol 8 (2) ◽

pp. 10

Author(s):

Dandy Ashghor Dawudi ◽

Kamidjan Kamidjan ◽

Agus Sulton

Keyword(s):

Research Method ◽

Descriptive Analysis ◽

Research Process ◽

Cultural Factors ◽

Qualitative Approach ◽

Literature Study ◽

Love Story ◽

True Value ◽

Analysis Technique ◽

Qualitative Descriptive

This research takes the object of Sebening Syahadat by Diva SR, this work is a novel that tells the story of the journey ofa teenager named Sam who is in the process ofsearching for identity. The journey is filled with interesting twits and turns embelissed with a love story that is very suitable if consumed by the younger generation who are learning to find identit. This study aims to reveal the value motives that led Sam’s character in finding his identity, which expected to be a material for reflection for readers, especially young people who are in the process of discovering his identity, the scope of the problem in this study is to reveal the value motives that affect the character’s psyche. Sam is told to have a rascal character.The research method used in this study took a descriptive qualitative approach, data colletion used was a literature study technique with stages of reading, note taking, coding for futher analysis. The analysis technique used is qualitative descriptive analysis technique.The result of the research in this research process indicate that the mental process of Sam’s character influenced by several factors, including: a. Motives in cultural factors (Situasional Factors), b. The motive for love begins with admiration for the attitude of someone who is full of noble values of character, c. The motive of curiosity and fulfillment of his needs for true value.

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Politeness Strategies and Social Dimensions in Once Upon A Time Season 1 Movie Series: Sociopragmatics Study

English Journal Literacy UTama ◽

10.33197/ejlutama.vol3.iss1.2019.34 ◽

2018 ◽

Vol 3 (1) ◽

pp. 18-25

Author(s):

HENDAR HENDAR ◽

BUNGA GALUH ANDRETTA TRISNANDI

Keyword(s):

Social Distance ◽

Descriptive Analysis ◽

Social Dimension ◽

Analysis Method ◽

Social Dimensions ◽

Social Distance Scale ◽

Politeness Strategies ◽

The Face ◽

Qualitative Descriptive ◽

Research Show

The purposes of this research are to find out the types of politeness strategies used to save the face of the characters in Once Upon A Time season 1 and to identify the dominant scale of social dimensions when using politeness strategies in Once Upon A Time season 1. This research uses qualitative-descriptive analysis method and to get the data needed in this research the writer did the following steps: watching the movies, transcribing the speech, searching the data, classifying the data, analyzing the data and drawing a conclusion related to the types of politeness strategies and the dominant scale of social dimensions. The source of the data used is taken from the serial film Once Upon A Time season 1 by Edward Kitsis dan Adam Horowitz. The results of this research show that there are four types of politeness strategies found in the serial film Once Upon A Time season 1. They are 10 data of bald on-record (28,6%), 8 data of positive politeness strategies (22,9%), 13 data of negative politeness strategies (37,1%) and 4 data of off-record consists (11,4%) and the most dominant scale of four social dimension scales is social distance scale 14 data (40%).

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