PROSES PEMBAYARAN KLAIM ASURANSI KENDARAAN BERMOTOR BAGI TERTANGGUNG (Studi di Brins General Insurance Cabang Yogyakarta)

2019 ◽  
Vol 7 (1) ◽  
pp. 130
Author(s):  
Atyanta Nanda Dhanistha , ◽  
Djuwityastuti ,
Keyword(s):  
Motor Vehicle ◽  
Secondary Data ◽  
Motor Vehicles ◽  
Data Types ◽  
Literature Study ◽  
Insurance Claim ◽  
Commercial Law ◽  
General Insurance ◽  
Analysis Technique ◽  
Motor Vehicle Insurance

<p>Abstract<br />This article aims to explaining completion of the insurance claim payment motorized vehicles for insured in <br />BRINS General Insurance Branch Yogyakarta. This study examines the problems, firstly how the rejection <br />of motor vehicle insurance claims and settlement of payments for the insured at BRINS General Insurance <br />Branch Yogyakarta. Secondly, does the rejection of claims occurring at BRINS General Insurance Branch <br />Yogyakarta is in accordance with the laws and regulations. This research is an empirical normative legal <br />research that is descriptive. Secondary data types include primary and secondary legal materials. Data <br />collection techniques used are literature study and interview, then the analysis technique used is qualitative <br />method. The results showed that the call to pay motor vehicle insurance at BRINS Branch Yogyakarta <br />General Insurance is done through the stages, also using Article 31 paragraph (3) of Law Number 40 <br />Year 2014 as a guidance that is handling risk quickly, easily, easily accessed and fair. The settlement <br />of insurance claim payment at BRINS Branch Yogyakarta Public Insurance is based on the existing <br />provisions of Law Number 40 Year 2014 regarding the rules of implementation in the OJK Regulations, <br />the Book of Commercial Law, the Civil Code and the Standard of Motor Vehicle Insurance Indonesia. It <br />can be proved by Article 29 paragraph (2) and paragraph (3) of OJK Regulation No. 69/POJK.05/2016 <br />that the premium payment has been made which resulted in the responsibility of the Insurer.<br />Keywords: Payments; claims; agreements; motor vehicles</p><p>Abstrak<br />Artikel ini bertujuan untuk menjelaskan penyelesaian pembayaran klaim asuransi kendaraan bermotor di <br />BRINS General Insurance Cabang Yogyakarta. Penelitian ini mengkaji permasalahan, pertama bagaimana <br />penolakan klaim asuransi kendaraan bermotor dan penyelesaian pembayarannya bagi tertanggung di <br />BRINS General Insurance Cabang Yogyakarta. Kedua, apakah penolakan klaim yang terjadi di BRINS <br />General Insurance Cabang Yogyakarta sudah sesuai dengan peraturan perundang-undangan. Penelitian <br />ini adalah penelitian hukum normatif empiris yang bersifat deskriptif. Jenis data sekunder meliputi bahan <br />hukum  primer  dan  sekunder.  Teknik  pengumpulan  data  yang  digunakan  adalah  studi  kepustakaan <br />dan wawancara, selanjutnya teknik analisis yang digunakan adalah metode kualitatif. Hasil penelitian <br />menunjukkan bahwa penyelesaian pembayaran klaim asuransi kendaraan bermotor di BRINS General <br />Insurance  Cabang Yogyakarta  dilakukan  melalui  tahapan  yang  telah  ditentukan,  serta  menjadikan <br />Pasal 31 ayat (3) Undang-Undang Nomor 40 Tahun 2014 sebagai pedoman yaitu penanganan klaim <br />secara cepat, sederhana, mudah diakses, dan adil. Penyelesaian pembayaran klaim asuransi di BRINS <br />General Insurance Cabang Yogyakarta dilakukan berdasarkan perundang-undangan yang ada yaitu <br />Undang-Undang Nomor 40 Tahun 2014 beserta peraturan pelaksanaannya dalam Peraturan OJK, Kitab <br />Undang-Undang Hukum Dagang, Kitab Undang-Undang Hukum Perdata, serta Polis Standar Asuransi <br />Kendaraan Bermotor Indonesia.Hal ini dapat dibuktikan melalui Pasal 29 ayat (2) dan ayat (3) Peraturan <br />OJK Nomor 69/POJK.05/2016 bahwa apabila pembayaran premi telah dilakukan maka pembayaran <br />klaim asuransi yang timbul merupakan tanggung jawab Penanggung.<br />Kata Kunci : Pembayaran; klaim; perjanjian; kendaraan bermotor</p>

ANALISIS RETURN ON INVESTMENT (ROI) UNTUK MENILAI KINERJA KEUANGAN PADA PT. MITRA INVESTINDO, Tbk.

2021 ◽  
Vol 3 (1) ◽  
pp. 35-43
Author(s):  
Dedy Hardiansyah ◽  
Nurhayati Nurhayati
Keyword(s):  
Financial Performance ◽  
Return On Investment ◽  
Stock Exchange ◽  
Secondary Data ◽  
Sampling Technique ◽  
Literature Study ◽  
Descriptive Research ◽  
Analysis Technique ◽  
Research Population ◽  
Quantitative Descriptive

The purpose of this study is to find out how much Return On Investment (ROI) is to assess the financial performance of PT Mitra Investindo, Tbk. This type of quantitative descriptive research uses secondary data. Data collection techniques are documentation and literature study. Research population for 22 years from the start of listing on the Indonesia Stock Exchange 1997-2019. Then a sample of 10 years from 2010-2019 with purposive sampling technique. The data analysis technique used statistical analysis with a one-sample t-test. The results showed that the Return On Investment (ROI) to assess the financial performance of      PT Mitra Investindo, Tbk was in a bad condition because it was less than 30% of the expected.

KEPUTUSAN PEMBELIAN E-COMMERCE SHOPEE DITINJAU DARI KUALITAS PRODUK, PERSEPSI RESIKO, DAN KEPERCAYAAN (STUDI PADA MAHASISWA UNIVERSITAS ISLAM BATIK SURAKARTA)

2020 ◽  
Vol 4 (02) ◽  
Author(s):  
Refris Ridha Zaindhika ◽  
Burhanudin Ahmad Yani ◽  
Fithri Marwati
Keyword(s):  
Risk Perception ◽  
Product Quality ◽  
Secondary Data ◽  
Primary Data ◽  
Purchasing Decisions ◽  
Literature Study ◽  
Analysis Technique ◽  
Quality Product ◽  
Quality Risk ◽  
Simultaneous Influence

The purpose of this study was to determine whether there is a significant influence between variables of product quality, risk perception, and trust on shopee e-commerce purchasing decisions. In addition, it is also to find out whether there is a significant simultaneous influence and which variable is the most dominant in influencing shopee e-commerce purchasing decisions on students of the Islamic University of Batik Surakarta. The method used is descriptive quantitative method. The population in this study amounted to 2,797 students and the sample used was 100, where the sampling technique used accidental sampling. The data used are primary data and secondary data with data collection techniques: observation, documentation, questionnaire and literature study. The data analysis technique in this study used multiple linear tests. The results of the study can be concluded that: The results of the study can be concluded that: 1) There is an effect of product quality, risk perception, and trust have a simultaneous effect on purchasing decisions of e-commerce shopee on students of the Islamic University of Batik Surakarta, 2) There is an effect of product quality on purchasing decisions e-commerce shopee for students of the Islamic University of Batik Surakarta, 3) There is an effect of risk perception on shopee ecommerce purchasing decisions for students of the Islamic University of Batik Surakarta, 4) There is an effect of trust on shopee e-commerce purchasing decisions for students of the Islamic University of Batik Surakarta. Keywords: Purchasing Decisions, Website Quality, Product Innovation, Electronic Word Of Mouth

scholarly journals PENGARUH PAJAK KENDARAAN BERMOTOR TARIF PROGRESIF DAN PENDAPATAN WAJIB PAJAK TERHADAP DAYA BELI KONSUMEN KENDARAAN BERMOTOR RODA EMPAT (Studi Empiris Di Kantor SAMSAT Kota Jayapura)

2020 ◽  
Vol 14 (2) ◽  
Author(s):  
Marice Waroi ◽  
Aaron M. A. Simanjuntak ◽  
Hastutie Noor Andrianti
Keyword(s):  
Motor Vehicle ◽  
Motor Vehicles ◽  
Purchasing Power ◽  
Analysis Technique ◽  
Standard Coefficient ◽  
Research Population ◽  
Negative Effect ◽  
Tax Payments ◽  
Positive Effect

This study aims to determine the Effect of Progressive Vehicle Taxes and Taxpayer Income on Consumer Purchasing Power. The research population is taxpayers who make motor vehicle tax payments in the Jayapura City Samsat Office. The number of samples is 70 people. Determination of the study sample using the nonprobability sampling method, data was collected by distributing questionnaires. The data analysis technique is multiple linear analysis. The results of the research conducted show that Progressive Vehicle Taxes have no significant positive effect on Consumer Purchasing Power, Taxpayer Income does not have a significant negative effect on Consumer Purchasing Power. The most dominant variable affects taxpayers regarding the tax on progressive tariff motor vehicles because they have a standard coefficient of beta 0 235.

scholarly journals Etika Interaksi Edukatif Guru dan Murid Menurut Perspektif Syaikh ʻAbd Al-Ṣamad Al-Falimbānī

2019 ◽  
Vol 1 (2) ◽  
pp. 145
Author(s):  
Suriadi Suriadi
Keyword(s):  
Teaching And Learning ◽  
Secondary Data ◽  
Educational Context ◽  
Ethical Values ◽  
Literature Study ◽  
Library Research ◽  
Analysis Technique ◽  
Teachers And Students ◽  
Descriptive Approach ◽  
Teacher Ethics

Ethics is the main pillar in building the humans’ life order. One cannot survive, and education cannot stand upright and firm without being supported by good and noble ethical values. Nowday world has witnessed the crisis of ethics, awakening us all to fix it, starting from at least ourselves. This study aimed at figuring out the ethics of teachers and students in the book of Sīrus al-Sālikīn by Syaikh'Abd al-Ṣamad al-Falimbānī and its relevance in the current educational context. The study used library research or literature study with descriptive approach. Primary and secondary data were obtained through literature research through documentation method. The data were then analyzed by using content analysis technique. The results of the study showed that Syaikh 'Abd al-Ṣamad al-Falimbānī revealed that the teacher ethics was more important than the other factors, and thushe provided strict ethics for the teachers. In addition, the students should always hold on to the noble ethics in interacting with the teachers, both in the process of teaching and learning and in everyday life. In general, the ethics theory put forward by Syaikh 'Abd al-Ṣamad al-Falimbānī is still highly relevant and applicable in the context of current learning.

scholarly journals KUALITAS PELAYANAN PASANG BARU LISTRIK PRABAYAR DI PT PLN (PERSERO) UNIT LAYANAN PELANGGAN WOHA

2021 ◽  
Vol 5 (2) ◽  
pp. 162-170
Author(s):  
Sebtian Tri Putra ◽  
Ismunandar Ismunandar
Keyword(s):  
Service Quality ◽  
Customer Service ◽  
Secondary Data ◽  
Test Reliability ◽  
Reliability Test ◽  
Literature Study ◽  
Service Unit ◽  
Analysis Technique ◽  
Interview Questionnaire

The purpose of this study was to determine how the service quality of Prepaid Electricity Installations at PT PLN (Persero) WOHA Customer Service Unit. This type of research is descriptive, the data sources used are primary and secondary data. The research instrument used was a Likert scale questionnaire. The data collection techniques used were observation, interview, questionnaire, and literature study. The data analysis technique used is validity test, reliability test and one sample t test. The results showed that the service quality of prepaid electricity installations at PT. PLN Persero ULP. Woha more than 70% of expected (good).

scholarly journals ANALISIS FAKTOR PENYEBAB KREDIT MACET PADA PT. BPR BANJAR ARTHASARIGUNA TASIKMALAYA

Responsive ◽  
2020 ◽  
Vol 3 (2) ◽  
pp. 77
Author(s):  
Moch. Benny Alexandri ◽  
Michelia Putri Catherina Sujatna
Keyword(s):  
Hypothesis Test ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Contributing Factors ◽  
Literature Study ◽  
Probability Sampling ◽  
Purposive Sampling ◽  
Rural Credit ◽  
Analysis Technique

ABSTRAKPenelitian ini bertujuan untuk mengetahui faktor intern bank dan faktor ekstern bank terhadap kredit macet pada PT. BPR Banjar Arthasariguna Tasikmalaya. Metode penelitian yang digunakan dalam penelitian ini adalah deskriptif dengan pendekatan kuantitatif. Pengumpulan data primer dilakukan dengan menggunakan kusioner dan melakukan wawancara, sedangkan untuk data sekunder diperoleh melalui studi kepustakaan. Populasi dalam penelitian ini adalah nasabah kredit macet pada PT. BPR Banjar Arthasariguna pada tahun 2018 yang berjumlah 46 orang. Teknik pengambilan sampel dilakukan dengan non probability sampling menggunakan teknik purposive sampling. Teknik analisis data yang digunakan adalah uji regresi linear berganda, uji asumsi klasik, uji hipotesis, dan korelasi determinasi.Hasil dari penelitian ini variabel yang paling dominan adalah faktor esktern bank. Berdasarkan hasil penelitian maka dapat ditarik kesimpulan bahwa terdapat pengaruh faktor intern bank dan faktor ekstern bank terhadap kredit macet pada PT. BPR Banjar Arthasariguna Tasikmalaya. Dimana besarnya kontribusi faktor penyebab kredit macet terhadap kredit macet pada PT. BPR Banjar Arthasariguna Tasikmalaya menunjukkan adanya pengaruh yang sedang.Kata Kunci : Kredit Macet, NPL, Bank Perkreditan Rakyat   AbstractThis research aims to determine the factors internal bank and factor external bank of causing non performing loans at PT. BPR Banjar Arthasariguna Tasikmalaya. The research method that was used in this research is descriptive quantitative approach. Primary data were collected by using questionnaires and conducting interviews, while for secondary data obtained through literature study. The population in this study is non performing loans customers at PT. BPR Banjar Arthasariguna in 2018 as many as 46 people. The sampling technique that was used is non probability sampling and done by using purposive sampling technique. The data analysis technique that was used is a multiple linear regression test, classic assumption test, hypothesis test, and the coefficient of determination.The results of the research are the most dominant variable is factor external bank. Based on the results of the study it can be concluded that there is an influence of factor internal bank and factor external bank  to non performing loans at PT. BPR Banjar Arthasariguna Tasikmalaya. Where the magnitude of the contributing factors causing of non performing loans to non performing loans at PT. BPR Banjar Arthasariguna Tasikmalaya showed a moderate influence.Keywords: Non Performing Loans, NPL, Rural Credit

scholarly journals Pengaruh Profitabilitas, Likuiditas, Dan Leverage Terhadap Kebijakan Dividen Kas (Studi Pada Perusahaan Real Estate Dan Properti Yang Terdaftar Di Bursa Efek Indonesia Periode 2013-2015)

2020 ◽  
Vol 6 (2) ◽  
Author(s):  
Harrys Amdana Andika Putra ◽  
Anwar Made ◽  
Eris Dianawati
Keyword(s):  
Real Estate ◽  
Dividend Policy ◽  
Secondary Data ◽  
Sampling Technique ◽  
Data Types ◽  
Cash Dividend ◽  
Return On Equity ◽  
Analysis Technique ◽  
Net Profit ◽  
Equity Ratio

This study aims to determine how much influence the profitability, liquidity, and leverage of cash dividend policy. This research uses descriptive quantitative data types and secondary data sources. The sample of this research were 49 real estate and property companies using a sampling technique with purposive sampling. Data collection techniques from the internet, journals, books, articles, and previous thesis. The variables used are independent variables including profitability using the formula of NPM, ROI, and ROE ratio, liquidity using the formula of QR and CR ratio, and leverage using the DAR and DER ratio formula. Whereas the cash dividend policy uses the cash dividend formula divided by the number of company shares. The data analysis technique used is multiple linear regression. The results of this study indicate that the profitability which is posited by return on investment (ROI), and leverage which is predicted to be a debt to asset ratio (DAR) and debt to equity ratio (DER) partially have no significant effect on cash dividend policy. However, profitability proxied by net profit margin (NPM) and return on equity (ROE), liquidity which is proxied by current ratio (CR) and quick ratio (QR) has a significant positive effect on cash dividend policy. While simultaneously NPM, ROI, ROE, CR, QR, DAR, and DER significantly influence cash dividend policy.

scholarly journals The Politics of Law of Pancasila-based Democracy in Indonesia as the World’s Third Largest Democracy

2020 ◽  
Vol 9 (4) ◽  
pp. 39
Author(s):  
Fifiana Wisnaeni ◽  
Ratna Herawati
Keyword(s):  
Political Development ◽  
Political System ◽  
Secondary Data ◽  
Data Types ◽  
Literature Study ◽  
The People ◽  
Democratic System ◽  
Analytical Research ◽  
Constitutional System ◽  
The Ideal

The Indonesian Constitution explicitly states that Indonesia is a country that manages the democratic political system. In the practice of managing the State, democracy that takes place in Indonesia always changes following the development of the Indonesian constitutional system. The aim of this research is to investigate the political development of democratic law in the world's third largest democracy and the ideal democratic system for Indonesia at this time. The research method used is normative juridical, with descriptive analytical research specifications and secondary data types. The data collection method was carried out through a literature study and research results were analyzed by qualitative methods. The results showed that the ideal democracy for the Indonesian state was Pancasila democracy as stated in the Preamble to the Constitution, which stated that democracy was led by wisdom in the deliberative representation and stated that sovereignty was in the hands of the people and implemented according to the Constitution.

scholarly journals Development of Wholesale and Retail Trade, Repair of Motor Vehicles and Motorcycles Business in Rangpur Division

2021 ◽  
Vol 10 (1) ◽  
pp. 39-56
Author(s):  
Omar Faruque ◽  
Md. Motiur Rahman
Keyword(s):  
Motor Vehicle ◽  
Secondary Data ◽  
Retail Trade ◽  
Motor Vehicles ◽  
Primary Data ◽  
Small Scale ◽  
Middle Income ◽  
Working People ◽  
Service Activity ◽  
Short Time

Bangladesh has already become a middle-income country. Yet its large number of working people is still jobless. The importance of Wholesale, Retail, Motor-vehicle workshop, and Motorcycle businesses (WRMB) for solving employment problems in a short time is immense. WRMB can pave the way for the employment of these people. There are eighteen types of manufacturing and service activity in the small-scale industry (SSI) sector. Out of this WRMB activity sector holds the height contribution in number. This paper attempts to discover the present situation of the Growth and Development of the Wholesale, Retail, Motor-vehicle workshops, and Motorcycle businesses in the Rangpur Division of Bangladesh during 2013-14 to 2017-18. The study is empirical. Both the primary and secondary data have been used in this study. Primary data is collected from 200 wholesale and retail trade, repair of motor vehicles, and motorcycles activity. The study found a simple correlation between financial conditions of the WRMB with the three dependent variables `net sales 2013-14’, `net sales 2017-18’, and `average net sales’.

scholarly journals Pengaruh Kesadaran Wajib Pajak, Sanksi, Kualitas Pelayanan dan Sosialisasi pada Kepatuhan Wajib Pajak Kendaraan Bermotor

2020 ◽  
Vol 30 (7) ◽  
pp. 1645
Author(s):  
Ni Putu Atik Widiastini ◽  
Ni Luh Supadmi
Keyword(s):  
Service Quality ◽  
Information Dissemination ◽  
Motor Vehicle ◽  
Linear Regression Analysis ◽  
Tax Compliance ◽  
Multiple Linear Regression Analysis ◽  
Motor Vehicles ◽  
Determination Method ◽  
Analysis Technique ◽  
Positive Effect

Motor vehicle tax is a tax on the ownership and / or control of motor vehicles. The purpose of this study is to obtain empirical evidence of the influence of taxpayer awareness, tax sanctions, service quality and tax information dissemination on tax compliance in paying motor vehicle tax in Denpasar. This research is located in the Joint Office SAMSAT Denpasar City. The number of samples used was 100 motor vehicle taxpayers which were calculated using the Slovin formula with the sample determination method used was accidental sampling. The data analysis technique used is multiple linear regression analysis. The results of this study indicate that taxpayer awareness, tax sanctions, service quality and tax socialization have a positive effect on taxpayer compliance in paying motor vehicle tax at the Joint Office of SAMSAT Denpasar. Keywords: Taxpayer Awareness; Penalty; Service quality; Socialization; Obedience.

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