scholarly journals Development of Wholesale and Retail Trade, Repair of Motor Vehicles and Motorcycles Business in Rangpur Division

2021 ◽  
Vol 10 (1) ◽  
pp. 39-56
Author(s):  
Omar Faruque ◽  
Md. Motiur Rahman

Bangladesh has already become a middle-income country. Yet its large number of working people is still jobless. The importance of Wholesale, Retail, Motor-vehicle workshop, and Motorcycle businesses (WRMB) for solving employment problems in a short time is immense. WRMB can pave the way for the employment of these people. There are eighteen types of manufacturing and service activity in the small-scale industry (SSI) sector. Out of this WRMB activity sector holds the height contribution in number. This paper attempts to discover the present situation of the Growth and Development of the Wholesale, Retail, Motor-vehicle workshops, and Motorcycle businesses in the Rangpur Division of Bangladesh during 2013-14 to 2017-18. The study is empirical. Both the primary and secondary data have been used in this study. Primary data is collected from 200 wholesale and retail trade, repair of motor vehicles, and motorcycles activity. The study found a simple correlation between financial conditions of the WRMB with the three dependent variables `net sales 2013-14’, `net sales 2017-18’, and `average net sales’.

Acta Comitas ◽  
2019 ◽  
Vol 3 (3) ◽  
pp. 561
Author(s):  
Niedia Happy

The obligation of fiduciary guarantee is the imposition to a movable object both tangible and intangible and immovable objects, especially buildings, that cannot be burdened with mortgages. The imposition of objects with fiduciary collateral is made in the form of a notary deed which is a fiduciary guarantee deed. An object that is guaranteed by fiduciary is used as collateral for debt in which the ownership of the object is conveyed to the creditor whereas the physical property is still controlled by the debtor. The fiduciary imposition of motor vehicles will then be made in the form of a fiduciary deed before the notary in the presence of debtors, creditors and witnesses. The problems of this study are the validity of receipt as proof of ownership of motor vehicles in the making of fiduciary deeds and sanctions for notaries if there are problems with the fiduciary deeds that are made regarding receipt used as evidence. The purpose of this journal research is to prove the validity of receipts as evidence in making a fiduciary guarantee deed. This study is an empirical study with primary data sources and secondary data which is concluded through descriptive analysis techniques. The results of the study show that a notary who makes a fiduciary deed whose imposition is in the form of a motor vehicle must pay attention to the name of the debtor who signs the fiduciary deed; ensuring that it is in accordance with the name stated in the proof of ownership of the motor vehicle (BPKP). In the case that a debtor wanting to pledge a motor vehicle having only a receipt as proof of ownership of the motor vehicle, the notary should suggest the debtor to process the title transfer first so that later it does not cause problems with the fiduciary deed that has been made. Pembebanan jaminan fidusia adalah pembebanan terhadap suatu benda bergerak baik yang berwujud maupun yang tidak berwujud dan benda tidak bergerak khususnya bangunan yang tidak dapat dibebani hak tanggungan. Pembebanan benda dengan jaminan fidusia dibuat dalam bentuk akta notaris yang merupakan akta jaminan fidusia. Suatu benda yang dijaminkan fidusia digunakan sebagai jaminan utang dimana kepemilikan hak atas benda tersebut diahlikan kepada pihak kreditor sedangkan fisik benda tersebut masih dikuasai pihak debitornya. Pembebanan fidusia terhadap kendaraan bermotor  selanjutnya akan dibuatkan dalam bentuk akta jaminan fidusia dihadapan pihak notaris dengan dihadiri  pihak debitor dan pihak kreditor serta para  saksi. Permasalahan dalam penelitian ini yaitu mengenai keabsahan kuitansi sebagai tanda bukti kepemilikan kendaraan bermotor didalam pembuatan akta fidusia dan sanksi bagi notaris jika terjadi permasalahan pada akta fidusia yang dibuatnya terkait kuitansi yang digunakan sebagai alat bukti. Tujuan penelitian jurnal ini adalah untuk membuktikan keabsahan kuitansi sebagai alat bukti dalam pembuatan suatu akta jaminan fidusia.  Penelitian ini merupakan penelitian empiris dengan sumber data primer dan data sekunder yang disimpulkan melalui teknik analisis deskriptif. Hasil penelitian menunjukan bahwa seorang Notaris yang membuat akta fidusia yang pembebanannya  berupa kendaraan bermotor harus memperhatikan nama pihak debitor yang menandatangi akta fidusia harus sesuai dengan nama yang tertera dalam bukti kepemilikan kendaraan bermotor (BPKP) tersebut. Pihak debitor yang ingin menjaminkan kendaraan bermotor  sedangkan hanya memiliki kuitansi sebagai alat bukti kepemilikan kendaraan bermotor tersebut  sebaiknya pihak notaris menyarankan untuk melakukan proses balik nama terlebih dahulu agar nantinya tidak menimbulkan permasalahan terhadap akta fidusia yang sudah dibuat.


2017 ◽  
Vol 3 (1) ◽  
pp. 23
Author(s):  
Rahmat Saepul Turohman ◽  
Abubakar Iskandar ◽  
M.YGG Seran

The purpose of this study are to describe the discipline of motor vehicle drivers in traffic and the level of traffic safety in Bogor City, to analyze the effect of discipline motorists against motor vehicle safety in Bogor, to describes the efforts undertaken Bogor City Government cq. DLLAJ city of Bogor in improving discipline of motorists against motor vehicle safety in Bogor. Methods used are descriptive and associative method. The data used are primary data and secondary data. Primary data is collected by distributing a questionnaire, and supported by the observations and interviews. The collection of secondary data sourced from documents, literature and related research. The sampling technique is simple random sampling that amounted to 56 motorists on the three streets are: Jl.Raya Tajur as many as 20 riders, 16 riders from Jl.KS Tubun, and 20 riders from Jl.Jalak Harupat. Based on the correlation coefficient between the disciplines of motor vehicles with safety in traffic amounted to 0.513 and the interpretation is quite strong, and the positive direction indicates that the variable of riders discipline with variable of safety is significant correlation, means that the higher discipline the higher the level of safety. That correlation between the variable X (Discipline) with Y (Safety) is significant at an error rate of 0.01 (1%) and 99% confidence. Based on the conclusion, the author recommend: the Department of Transportation in Bogor through the Section of Communication, Information, Education and Communications-Section Guidance and Safety in order to continue disseminating safety riding, and equipping of road infrastructure such as mounting traffic signs, road markers, tool of speed limit, a safety device road users to improve road safety. Keywords: High-Discipline, safety drive, the higher discipline the higher the level of safety


2021 ◽  
Vol 3 (3) ◽  
pp. 679-688
Author(s):  
Do Quang Giam ◽  
Dao Thi Hoang Anh ◽  
Vu Ngoc Huyen ◽  
Lai Phuong Thao ◽  
Dao Huu Bao ◽  
...  

Group-based lending is a form of loan provision for individuals and households in rural areas for production and consumption purposes. Proceeding from the imbalance between demand and supply on small-scale capital, and also Government policies on sustainable poverty reduction, the Vietnam Bank for Agriculture and Rural Development (Agribank) has coordinated with its local authorities and socio-political organizations to provide loan services via group lending. The purpose of this paper was to evaluate the status of group lending development of the Agribank-Bac Giang Branch II. The paper used secondary data collected from the branch and primary data gathered from 50 representative customers and 10 credit officers related the group lending of the branch. Data analysis methods consisted of descriptive statistics and comparative analysis, incorporated with the measurements for bank performance and quality. The findings show positive prospects in both the bank and customers for the development of group lending activity and obstacles in the group lending development of the branch. The paper also proposes some solutions for the branch to tackle difficulties and promote the development of group lending in the branch in Bac Giang province.


2021 ◽  
Vol 2 (2) ◽  
pp. 87-102
Author(s):  
Waidatin Nur Azizah

Sales of used motor vehicles in Indonesia are subject to Value Added Tax (VAT) of 10% of the selling price and are charged to consumers. Value-Added Taxes collected when delivering to consumers are called output taxes. According to PMK Number 79 of 2010, Taxable Entrepreneurs (PKP) who sell retail used motor vehicles credit and input tax of 90% of the output tax. Therefore, PKP remits the payable VAT to the state treasury at 1% of the selling price. As a result, there is a more difference of 9% of the selling price paid by consumers and not deposited in the national treasury. According to research, this 9% excess is income for entrepreneurs and may be subject to income tax. However, no regulations are governing further regarding the taxation of this excess. The purpose of this study is to determine the potential income tax on the excess of VAT on the sale of motorcycles and used car retail. The research method used is descriptive qualitative using primary data and secondary data. Primary data is obtained directly from data sources, namely in-depth interviews with practitioners and academics in taxation at the Fiscal Policy Agency and the Directorate General of Taxation. The results of this study are that there is considerable potential regarding aspects of income tax on the excess of VAT on retail sales of used motorcycles and cars


2020 ◽  
Vol 7 (2) ◽  
pp. 243-254
Author(s):  
Shahida Akhter ◽  
Alamgir Hasan ◽  
Hasan Habibur Rahman ◽  
Md Kamrul Hassan ◽  
Most Tahmina Khan ◽  
...  

The study was attempted to explore the small scale broiler farming of Tangail district. Bhuapur, Ghatail, Kalihati, Shakhipur, Delduar and Basail Upazilas were selected purposively for this study. Primary data were collected through face to face interview with the respondents of broiler farmers during February to July, 2016. Secondary data were collected from the BBS, poultry production and marketing reports, journals, DAM, DLS and MS theses. A total of 30 broiler farm owners and 54 intermediaries were selected by applying purposive sampling technique. In the production and marketing system of broiler, many intermediaries were involved such as Bepari, Paiker, Wholesaler and Retailer. Marketing of broiler, produced in Tangail district, was moved from producers to the consumers through four separate chains. The average production cost of farmer for 500 birds was BDT 54781.25, and marketing cost of paiker, wholesaler and retailer were BDT 1230, BDT 1310 and BDT 440, respectively. However, beparies received highest marketing cost which was BDT 1370/500 birds. Transportation was found as the highest cost item which was 37.96%, 39.02% and 40.46%, in case of bepari, paiker, and wholesalers, respectively, but there was no transportation cost of retailer. Broiler farmers sold 90% of their broiler to paiker/bepari and remaining 10% to retailer (distance paiker) sold directly. Paikers sold 85.63% of their broilers to retailers and 14.34% to retailers through wholesalers. Consumer purchases100% of broiler from the retailers in the study areas. Broiler producers did not get fair price due to lack of economic storage facilities, existence of stronger middlemen, inadequacy of veterinary care and services, inefficient transportation facilities, and lack of proper marketing information. It could be concluded that institutional credits, timely supply of inputs and stable price of broiler should be ensured along with the provision of transport and market facilities. Res. Agric., Livest. Fish.7(2): 243-254,  August 2020


2018 ◽  
Vol 4 (1) ◽  
pp. 58-64
Author(s):  
Muhammad Reza Rozaqi ◽  
Ediyanto

The rapid development of fishery products in Indonesia as well as a large contribution to Gross Domestic Product (GDP) especially from sea fishing business, unfortunately still not recognized. The scale of small-scale enterprises and the fisherman's status, mostly fishermen who are related to the fisherman's fish marketing system as a producer, have a weak position compared to the trader or industry as the buyer. This study aims to 1) to know Margin Analysis and Fisherman Analysis Share chain of fish marketing to fishermen and retailers; 2) to know the institutional role involved in the marketing of fishery products in TPI Karangantu. This research was conducted from September to October 2016 at TPI Karangantu Serang Banten. The research method used by collecting from primary data and secondary data with descriptive analysis, marketing margin analysis and Fisherman Share analysis. The results of the calculation of Marketing margin analysis and Fisherman Share analysis from fishermen to retailers in September - November were Bullfish Rp.3.999 and 84%, Bloated Fish Rp.5.483 and 82%, Japuh Fish Rp.2.164 and 75%, Lemuru Fish Rp. 2.444 and 89%, Fish Fly Rp. 2.487 and 90%, Mackerel Fish Rp. 5,063 and 91%, Anchovy Rp. 2,461 and 81%.


2014 ◽  
Vol 6 (8) ◽  
pp. 670-681
Author(s):  
Feby Milanie ◽  
Sumono . ◽  
Rujiman .

This study aims to analyze the influence of biophysical, economic, location, socio-cultural, institutional and environmental aspects on the water supply and the need for clean water in Medan city. Clean water was originally consideredas social goods that were freely accessed. The need for clean water for the population in Medan city is heightened due to the population growth, the increase on economic activities such as industrial growth in small-scale, medium and large industries, the development of public facilities and the increasing welfare of the community. The primary and secondary data obtained from relevant agencies and public in Medan city are used in this study. The secondary data were obtained starting in 1990 - 2012, while primary data were obtained from 30 respondents. The analysis model used is the structural equation models. The results have shown that; (i) biophysical, economic, location, sociocultural, institutional, environmental aspects positively influence the water supply and the need for clean water; (ii) there is a greater influence of water needs on the water supply, as compared to the effect of water supply to the needs of clean water.


2018 ◽  
Vol 14 (2) ◽  
pp. 225-244
Author(s):  
Y. Sri Susilo

The purpose of this research is to identify and analyze the strategy of surviving performed by small-scale food industry against the raise of food and energy price in Yogyakarta. The definition of small industry is the business that performed production activity with numbers of production labor 1 – 19 persons. Sample size is 100 respondents. Method of sampling utilizes convenience sampling. Primary data is compiled by interview based on given questionnaires. Besides that, in-depth interview also performed to get more detailed information. Secondary data is obtained from related agencies, and browsing on internet. Data analyzed with descriptive approach. The result shows that all respondent is keeping the production survive and the business runs. Strategy that performed by respondents in order to survive is varied depend on the kind of product and the condition of each respondent’s business. The strategy of surviving that is performed is: (1) raising the sell price and (2) not raising the price or price is fixed. Both chosen strategy is combined with strategy: (1) reducing the profit margin and (2) reducing the product size. Another applied strategy is performed efficiency by pressing the promotion cost and the costs that social-related, like several donations for societies around.


2021 ◽  
Vol 16 (2-3) ◽  
pp. 20-54
Author(s):  
Cassandra Jessee ◽  
Audrey Marie Moore ◽  
Christy Olenik ◽  
Chelsea Pallatino Trevelline ◽  
Nancy Taggart

Between 2015 and 2020, USAID invested in 17 country-focused and regional youth assessments to investigate young people’s priorities and needs. This article analyzes the results of those assessments and their implications for youth programming and policy in low- and middle-income countries. Primary data collection, document review, and secondary data analysis form the basis for the findings presented in the article. Our analysis across all assessments focused on identifying the most marginalized and vulnerable youth within each country of focus and understanding youth’s priorities and the barriers and facilitators for achieving them across the sectors. Securing a decent livelihood was the top priority cited by youth in each of the 17 assessments. The youth saw education as a step towards self-reliance and a better future. Older youth recognized the importance of gaining tangible work-related skills and wanted more opportunities to learn and apply these skills. Health priorities related to mental health, substance abuse prevention, and reproductive health, specifically early pregnancy. Young people expressed frustration that adults and society writ large do not hear their voices and acknowledged limited opportunities to develop leadership roles. Youth in conflict or unstable contexts expressed a strong desire to engage in their society. Common implications focus on sectoral programming, research, and policy using a positive youth development framework, acknowledging the importance of any program to foster cross-sectoral collaboration. Building awareness, improving coordination, and increasing the skills of actors supporting youth development—and ensuring youth are at the center of these efforts—increase the effectiveness and consistency of youth programming and policies as part of the enabling environment.


Author(s):  
Yani - Taufik ◽  
Budiyanto . ◽  
Lukman Yunus ◽  
Rosmawati Basiru

This study aims to reveal the performance and various obstacles faced by small-scale agricultural industries in Southeast Sulawesi. Research, utilizing secondary data published by various government agencies, and primary data on small-scale agricultural industries located in 12 districts in Southeast Sulawesi in 2018. The results showed that small-scale agricultural industries employ 42.01% of the workforce in the sector industry, as well as the investment value which covers 59.73% of industrial sector investment in Southeast Sulawesi, but the value of agricultural products industry products only covers 26.57% of the total value of industrial products in Southeast Sulawesi. This condition is largely caused by small-scale agricultural industries with legal entities that are relatively small, only around 30.48 percent of the total small-scale industries in Southeast Sulawesi. This condition indicates that most small-scale agricultural industries have not experienced and become an obstacle in conducting partnerships with medium and large industries. Furthermore, Competition to obtain raw materials with larger industries in Java also makes it difficult for many local furniture industries to obtain better quality raw materials. Knowledge and skill of the workforce are relatively low compared to advance or big industries. These factors influence the ability to scale agricultural industries to access capital, to create good product design, manage their business as well as expand markets. That is generally the circle of problems that surround small and medium industries in Indonesia. Therefore, in the context of developing small and medium industries, the strategies used cannot be overcome by problems but all comprehensively.


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