scholarly journals PERMASALAHAN PINJAMAN ONLINE PADA MASA PANDEMI COVID-19

2021 ◽  
pp. 227
Author(s):  
Ida Kurnia ◽  
Alexander Sutomo ◽  
Cliff Geraldio

Citizens in area RT 10/RW 10, Cibubur ward, Ciracas district, East Jakarta City, DKI Jakarta Province often faced problems in online loans. So often stuck on illegal online loans.This community service was held by socialized the Law on Consumer Protection and provide tips, so that the public as a society understands how to make online loans legally, safely and know their rights and understand the problems and risks that can arise in loans. Steps that can be considered is to using online loans when urgent circumstances, knowing the difference between online loans that has been registered to the Financial Services Authority (OJK) or illegal by thoroughly finding out the services to be used,and pay attention to the contents of the loan agreement online both interest rates and the handling process to avoid online loan problems. At this level, online socialization is required. In addition, the achievement target that will be generated is for the public to get an adequate understanding of secure online loans. The output of this community service activity is in the form of writing in articles in journals published by Universitas Tarumanagara. The socialization of community service was carried out using survey methods, lectures about socializetion materials and question and answer sessions. Within this activity, the public could understand the risks that will be faced and able to do online loans safely escpecially in this pandemic situation.Masyarakatnya daerah Blok Duku RT 10/ RW 10, Kelurahan Cibubur, Kecamatan Ciracas, Kota Administrasi Jakarta Timur, Prov. DKI Jakarta sering mengalami berbagai permasalahan dalam pinjaman online. Sehingga kerapkali terjebak pada pinjaman online yang tidak resmi. Pelaksanaan pengabdian masyarakat dilakukan dengan sosialisasi Undang-undang tentang Perlindungan Konsumen dan memberikan kiat-kiat supaya masyarakat sebagai masyarakat memahami cara melakukan pinjaman online secara sah, aman dan mengetahui hak-haknya serta memahami masalah dan risiko yang dapat timbul dari meminjam uang secara online. Langkah yang dapat diperhatikan yaitu gunakan pinjaman online saat keadaan mendesak, mengetahui perbedaan pinjaman online yang terdaftar di Otoritas Jasa Keuangan (OJK) atau dengan mencari tahu secara menyeluruh layanan yang akan digunakan, dan perhatikan isi perjanjian pinjam meminjam secara online baik suku bunga dan proses penangihannya agar terhindar dari permasalahan pinjaman online. Pada level ini dilakukan sosialisasi secara online. Selain itu, target capaian yang akan dihasilkan adalah masyarakat mendapatkan suatu pemahaman yang memadai berkenaan dengan pinjaman online yang aman. Luaran kegiatan pengabdian kepada masyarakat ini berupa tulisan dalam artikel di jurnal yang diterbitkan oleh Universitas Tarumanagara. Kegiatan dilaksanakan dengan metode survei permasalahan yang terjadi, ceramah terkait materi sosialisasi dan diakhiri dengan sesi tanya jawab yang diikuti oleh peserta secara aktif. Dengan diadakannya penyuluhan ini, masyarakat dapat memahami dan melakukan pinjaman online yang aman khususnya di masa pandemi ini.

2021 ◽  
Vol 6 (5) ◽  
pp. 713-720
Author(s):  
Lolyka Dewi Indrasari ◽  
Ana Komari ◽  
Afif Yudha Tripariyanto ◽  
Sri Rahayuningsih ◽  
Heribertus Budi Santosa

Packaging is the process of packaging a product so that it has appeal. This attractiveness is an effort to increase product competitiveness, so that potential buyers are interested in consuming, using and recommending it to the public. The Baso Aci production house Tata Snack has the main product in the form of aci meatball with a plain vacuum sealer packaging model. The problem raised was designing the baso aci packaging based on the voting results of the participants. Participants in this activity were 16 employees and owners of the Tata Snack meatball business. The activity was carried out on December 16, 2020, starting with the preparation of activities and implementation of activities. The methods used were lecturing, giving question and answer, discussing and voting. This community service produced packaging designs with standing pouch printing items and screen prints containing information about Baso aci.


2019 ◽  
Vol 1 (1) ◽  
pp. 47-59
Author(s):  
Rika - Sepriani

Health is a healthy state, both physically, mentally, spiritually and socially that allows everyone to live productively socially and economically. Health development as one of the national developments designed for the achievement of awareness, willingness and ability to live healthy for every population to realize an optimal degree of public health. Self-medication is an attempt by someone to overcome a problem of illness or disease without prior agreement with a doctor or health worker. More than 60% of members of the public swarmed the legal basis Permenkes No.919 / MENKES / PER / X / 1993. Swamedication was more focused on handling quickly and effectively without prior intervention by medical consultants, pharmacists, to reduce the workload on the limited resources and labor. The target audience for this community service activity is 30 health cadres obtained through collaboration with the state visited by the health cadres to provide information and understanding to other community members in their neighborhoods. From this dedication activity obtained 1) Increased knowledge and understanding of health cadres about self-medication 2) Increased knowledge and understanding of health cadres about managing drugs in the household.


2019 ◽  
Vol 1 ◽  
pp. 8-13
Author(s):  
Eliza Eliza ◽  
Riswan Effendi ◽  
Shorea Khaswarina ◽  
Ermitety Ermitety ◽  
Novia Dewi

The waste of cassava peel is thrown away by the community, cassava peel can be used as a variety of snacks including sticks. Sticks are an attractive, varied and easier to carry, can be an innovation in increasing people's income. The service activity aims to provide knowledge, skills and guidance to PKK mothers, UMKM people in processing products made from cassava peel into sticks in Kampung Panjang Village. This activity is expected to motivate the entrepreneurial spirit towards innovative and economical efforts to increase income. The method of this activity is counseling in the form of serving the benefits of cassava peel and training and guidance on how to process cassava skin into steak. The results of the community service are obtained: a) Participants knew the benefits and importance of training cassava peel processing as an alternative to household side activities, b) Activness the participants during the service shows a positive response seen from the enthusiasm, discussion, question and answer and good cooperation. c) The achievement level of the target program has been the participants who have applied the processing of cassava peel to sticks with various flavors.


Author(s):  
Verdinand Robertua ◽  
Indah Novitasari ◽  
Angel Damayanti ◽  
Singgih Sasongko

Public speaking skills for church community is very important in facing the new challenges in the digital age. Faculty of Social and Political Science Universitas Kristen Indonesia organized community service activity in the form of public speaking workshop to HKBP Karawang community member on Friday, 23 April 2021. The public speaking was conducted by the presentation and the simulation. After the training was completed, the participant filled the project satisfaction survey. The survey was analyzed using SPSS. The result showed that the participants were satisfied with the training and were recommended to be followed by subsequent training. Keywords: public speaking training, HKBP Karawang, Fisipol UKI


Author(s):  
Edhi Prasetya ◽  
Agus S Sadana ◽  
Ashri Prawesti, ST, M.SiP ◽  
Diptya Anggita, ST, MT ◽  
Swambodo M. Adi, ST, M.Ars. ◽  
...  

Community service, is the mandate from the Ministry of Education and Culture, to close the distance between the world of education and the daily life of the community, this activity is a manifestation of the implementation of Community Service activities based on the scientific expertise of Architecture. The implementation of this community service activity is in the form of an introduction aimed at various groups in urban communities, conveyed online through Instagram social media. The purpose of this outreach implementation activity is to provide knowledge to the public about the importance of the values ​​of the imaginary axis of the heritage area as the city identity. The implementation of this counseling is related to the material and learning process in the KOKA (Kuliah dan Observasi Kajian Arsitektur) course which has been routinely programmed in each lecture process. On this occasion, which was still in a pandemic condition, the exposure of counseling materials related to the KOKA learning process was transferred in the form of online material exposure through Instagram online social media. As an embodiment, on this occasion the material preparation was carried out based on the direction of the Lecturer Team by involving the student team to produce the online poster. With the implementation of online, the exposure material will continue to be conveyed to the target community automatically since the material is broadcast.


Author(s):  
Annytha - Detha

Community Service Activities have been carried out in Kelapa Lima Village. This activity aims to provide information and knowledge to the public about the dangers of dengue hemorrhagic fever and its preventive measures through the use of potential mosquito repellent plants. Mosquito repellent plants can be found in the yard of the house so that the community can provide land in the yard of their house to plant these plants that have the potential to act as mosquito repellent. The method used in this service activity is in the form of counseling, training, and cultivating plants as an anti-mosquito agent that causes dengue hemorrhagic fever. The conclusion obtained is an increase in the knowledge of the public's understanding of Dengue Hemorrhagic Fever, an increase in public understanding of the bio-ecology of the vector that causes dengue hemorrhagic fever, utilizing plants that have the potential to act as mosquito repellents.


2020 ◽  
Vol 4 (1) ◽  
pp. 68
Author(s):  
Sutrisno Sutrisno ◽  
Imam Cholissodin ◽  
Arief Andy Soebroto ◽  
Dian Eka Ratnawati ◽  
Lailil Muflikhah

ABSTRAK  Pemanfaatan teknologi informasi dan komunikasi untuk aplikasi keuangan berbasis online telah banyak dikembangkan, diantaranya di bidang perbankan, keuangan, transportasi, jual beli, kesehatan, dan sebagainya. Demikian juga aplikasi berbasis perangkat bergerak seperti telepon seluler, komputer, laptop maupun lainnya juga sudah lazim dan banyak digunakan oleh masyarakat. Berdasarkan kondisi tersebut, maka dilaksanakan kegiatan pengabdian masyarakat antar RT dalam satu RW di wilayah Kelurahan Kauman Kecamatan Klojen Kota Malang (khususnya RT-02 dan RT-03 di RW-03) untuk menggunakan aplikasi keuangan. Aplikasi yang dikembangkan diharapkan dapat mempermudah dalam melakukan pengelolaan keuangan di tingkat RT, sehingga lebih efektif, efisien, akurat dan transparan. Tahapan kegiatan pengabdian kepada masyarakat ini diawali dengan melakukan observasi dan survei khususnya RT-02 dan RT-03 di RW-03 Kelurahan Kauman Kecamatan Klojen Kota Malang. Hasil survei ini dijadikan dasar implementasi aplikasi keuangan yang dikembangkan. Selanjutnya dilakukan sosialisasi dan pelatihan penggunaan aplikasi yang telah berhasil dikembangkan dari referensi terpilih, agar masyarakat lebih terbiasa dalam menggunakan sistem layanan keuangan tersebut. Dengan adanya aplikasi ini, diharapkan pengelolaan layanan keuangan menjadi lebih mudah dan pengguna aplikasi juga dimudahkan dengan adanya fitur-fitur yang telah disediakan. Hasil dari kegiatan ini yaitu, Sistem Pengelola Keuangan RT (SIPUT) dapat diakses dalam berbagai platform baik perangkat PC desktop maupun web, lalu sistem ini menggunakan tampilan yang user friendly sehingga Staff RT-02 dan RT-03 RW-03 Kelurahan Kauman dapat dengan mudah melakukan manajemen pengelolaan keuangan dengan cepat dan akurat, sehingga kinerja mereka menjadi lebih baik. Jadi SIPUT ini sangat sesuai dengan kebutuhan objek pengabdian masyarakat. Staff RT dapat melakukan berbagai pengelolan beberapa kegiatan seperti membuat manajemen keuangan, manajemen surat, dan manajemen kegiatan warga. Kata kunci : sistem pengelola keuangan RT; Kauman Malang; teknologi web dan dekstop  ABSTRACT  The use of information and communication technology for online-based financial applications has been widely developed, including in the fields of banking, finance, transportation, buying and selling, health, and so on. Likewise, mobile device-based applications such as cell phones, computers, laptops and others are also common and are widely used by the public. In accordance with these conditions, a community service activity was carried out in several RTs in one RW in Kauman Sub-District, Klojen District, Malang City (specifically RT-02 and RT-03 in RW-03) to use a financial application. The developed application is expected to facilitate financial management at the RT level, so that it becomes more effective, efficient, accurate and transparent. The stages of community service activities began with observations and surveys, especially in RT-02 and RT-03 in RW-03 Kauman Sub-District, Klojen District, Malang. The results of this survey formed the basis for implementing the financial application that was developed. After that, socialization and training on the use of applications that had been successfully developed from selected references were performed, so that the people were more accustomed to using the financial service system. With this application, it is hoped that the management of financial services will become easier and application users will also be facilitated by the features provided. The results of this activity are that RT Financial Management System (SIPUT) can be accessed in various platforms both desktop PC and web devices, and this system uses a user friendly display so that RT-02 and RT-03 Staffs in RW-03 Kauman Sub-District can easily conduct financial management quickly and accurately that improves their performance. Therefore, SIPUT is very suitable with the needs of the object of community service. RT staffs can carry out a variety of management of several activities such as making financial management, mail management, and citizen activity management. Keywords : RT financial management system; Kauman Malang; web and desktop technology


2021 ◽  
Vol 5 (1) ◽  
pp. 876
Author(s):  
Widya Hartati ◽  
Ratna Yuniarti ◽  
Alpiana Alpiana

ABSTRAKVirus covid 19 merupakan kumpulan virus yang menyebabkan infeksi sistem saluran pernapasan. penyebaran virus covid 19 ini semakin meningkat setiap harinya, Melihat penomena yang terjadi di masyarakat  maka dirasa sangat perlu dilakukannya kegiatan Sosialisasi dan pembagian masker gratis untuk memutus rantai penyebaran virus covid 19. Tujuan dari kegiatan pengabdian pada masyarakat ini adalah memberikan pengetahuan, pemahaman dan kesadaran kepada warga masyarakat tentang perlunya sosialisasi physical distancing dan penggunaan masker untuk mencegah penyebarab virus covid-19 yang sudah meresahkan. Metode yang digunakan dalam kegiatan ini adalah dengan cara sosialisasi dari rumah ke rumah kemudian membagikan masker gratis kepada warga yang ada di RT 02/RW.04. dengan dilaksanakannya pengabdian tersebut maka warga masyarakat di RT.02/RW.04 merasa lebih paham setelah dilakukannya sosialisasi dan merasa terbantu dengan pembagian masker gratis. Selain itu, hasil yang Diharapkan masyarakat lebih sadar akan pentingnya kesehatan dengan selau menerapkan phsicial distancing dan selalu menggunakan masker ketika berpergian serta menggunakan handsanitaizer ketika sudah melaksanakan kontak dengan warga masyarakat lainnya, sebagai salah satu proteksi atau perlindungan diri dari virus covid 19. Kata kunci: sosialisasi; Virus covid 19; preventif; masker. ABSTRACTThe COVID-19 virus is a group of viruses that cause infections of the respiratory system. the spread of the covid 19 virus is increasing every day, Seeing the phenomena that occur in the community, it is felt that it is very necessary to carry out socialization activities and the distribution of free masks to break the chain of spread of the covid 19 virus. The purpose of this community service activity is to provide knowledge, understanding and awareness to the community. community members about the need for social distancing and the use of masks to prevent the spread of the Covid-19 virus which is already troubling. The method used in this activity is by socializing from house to house and then distributing free masks to residents in RT 02/RW.04. With the implementation of this service, the community members in RT.02/RW.04 feel more understanding after the socialization and feel helped by the distribution of free masks. In addition, the expected result is that the public is more aware of the importance of health by always implementing physical distancing and always using a mask when traveling and using a hand sanitizer when in contact with other members of the community, as one of the protections or self-protection from the covid 19 virus. Keywords: socialization; covid 19 virus; prevention; masks. 


2018 ◽  
Vol 1 (2) ◽  
pp. 51-56
Author(s):  
Pristiyanilicia Putri ◽  
Chitra Latiffani

Abstract: Community Service Activity is conducted in the form of training in the utilization of information technology in data processing that aims to provide knowledge and skills for the village apparatus in Buntu Pane subdistrict in data processing that is computerized as one way in making an institution decision.The target in this activity is the village apparatus in Buntu Pane sub-district which is approximately 25 people. Training in data processing is done by lecture method, demonstration, and practice with a question and answer. The lecture method is used to explain the introductory concept of the introduction of SPSS software as one of the media in data processing. Demonstration method is used to show a working process that is stages of recognizing the existing tools in the software SPSS and know each function, while the method of practice to practice data processing based on information technology by processing a certain data. While the question and answer method to give the participants the opportunity in consultation to overcome obstacles in understanding the material already obtained. The end result of activities is expected to accelerate and facilitate the employees in decision making for the future.Keywords: Data processing, SPSS software, computer, information technologyAbstrak: Pengabdian kepada masyarakat merupakan salah satu bentuk Tridarma perguruan Tinggi yang harus dilaksanakan  oleh seorang dosen. Pada kegiatan pengabdian pada masyarakat ini akan mengimplementasikan kompetensi keilmuan yang dimiliki agar memberikan manfaat bagi masyarakat, dimana kegiatan ini dilakukkan dalam bentuk pelatihan dalam pemanfaatan teknologi informasi dalam pengolahan data yang bertujuan memberikan pengetahuan dan keterampilan bagi para perangkat desa di kecamatan Buntu Pane dalam pengolahan data  yang bersifat komputerisasi sebagai salah satu cara dalam pengambilan keputusan sebuah instansi.Sasaran dalam kegiatan PKM  ini adalah para perangkat desa di kecamatan Buntu Pane yang berjumlah lebih kurang 25 orang. Pelatihan dalam pengolahan data ini dilakukan dengan metode ceramah, demonstrasi, dan latihan yang disertai tanya jawab. Metode ceramah digunakan untuk menjelaskan konsep pengantar dari pengenalan software SPSS sebagai salah satu media dalam pengolahan data. Metode demonstrasi dipakai untuk menunjukkan suatu proses kerja yaitu tahap-tahap mengenalan tool-tool yang ada pada software SPSS dan mengetahui masing-masing fungsinya, sedangkan metode latihan untuk mempraktikkan pengolahan data berbasis teknologi informasi dengan mengolah sebuah data tertentu. Sementara metode tanya jawab untuk memberi kesempatan para peserta dalam berkonsultasi untuk mengatasi kendala dalam memahami materi yang sudah didapat. Hasil akhir  dari kegiatan PKM ini diharapkan dapat mempercepat dan mempermudah para pegawai dalam pengambilan keputusan untuk masa yang akan datang.Kata kunci: Pengolahan data, Software SPSS, komputer,  teknologi informasi


Author(s):  
Narila Mutia Nasir ◽  
Wirda Farah ◽  
Ragma Desilfa ◽  
Didi Khaerudin ◽  
Yunita Safira ◽  
...  

Perilaku mencuci tangan belum menjadi budaya dalam masyarakat, Salah satu penyebab kondisi ini adalah kurangnya pengetahuan tentang hal tersebut, terutama pada anak sekolah. Kegiatan pengabdian masyarakat yang dilakukan oleh Tim Kesehatan Masyarakat UIN Syarif Hidayatullah bertujuan untuk meningatkan pengetahuan tentang CTPS sebagai salah satu upaya untuk mencegah kejadian diare. Kegiatan ini dilaksanakan kepada siswa di SDN 02 Rempoa, Tangerang Selatan dalam bentuk edukasi dan praktik cuci tangan. Hasil pre dan post-test menunjukkan adanya kenaikan rata-rata pengetahuan dari 59 menjadi 78.25 poin. Peningkatan pengetahuan ini dapat berdampak pada peningkatan praktik CTPS yang lebih baik. Selain itu para siswa diharapkan dapat menjadi agen perubahan pada lingkungannya serta menjadikan CTPS sebagai budaya yang merupakan bagian dari kehidupan seharihari. Dengan denikian secara tidak langsung juga akan menurunkan risiko penyakit menular terutama diare.---Hand washing behavior has not yet a culture in the society. This condition is caused by the lack of knowledge about the issue, especially among school children. Community service activity undertaken by the Public Health team of UIN SyarifHidayatullah aimed to increase the knowledge about WHWS as an effort to prevent the occurrence of diarrhea. This activity was carried out for elementary students at SDN 02 Rempoa, South Tangerang by performing educational session and practice of hand washing. The result of pre and post-test showed an improvement of average knowledge, from 59 to 78.25 points. The increasing of knowledge might have an impact to better WHWS practices. In addition, the students are expected to be the agents of change in their environment and make WHWS a culture in the daily life. Thus, it also will indirectly reduce the risk of infectious diseases, especially diarrhea.


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