scholarly journals PENGARUH SIKAP MAHASISWA MUSLIM TERHADAP MINAT PADA BANK SYARIAH

2015 ◽  
Vol 12 (1) ◽  
pp. 1
Author(s):  
Agus Arwani
Keyword(s):  
Regression Analysis ◽  
Interest Groups ◽  
Positive Relationship ◽  
Subjective Norms ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Significant Positive Relationship ◽  
Independent Variables ◽  
Students Attitudes

This study has two objectives, namely 1) understanding moslem students attitudes toward Islamic banks products in Yogyakarta, and 2) determining the interest groups of students majoring in Islamic economics / muamalah in Yogyakarta on Islamic Banking. Data were collected through questionnaires and tested by regression analysis. The results showed that the attitude and subjective norms affect the interest savings in Islamic banks. This means that all independent variables have a significant positive relationship with the dependent variable.

Pengaruh Literasi Keuangan Syariah, Islamic Branding, dan Religiusitas terhadap Keputusan Mahasiswa Dalam Menggunakan Jasa Perbankan Syariah

2021 ◽  
Vol 5 (2) ◽  
pp. 226-244
Author(s):  
Fajriah Salim ◽  
Suyudi Arif ◽  
Abrista Devi
Keyword(s):  
Financial Literacy ◽  
Research Method ◽  
Partial Least Square ◽  
Least Square ◽  
Islamic Banking ◽  
Analysis Tool ◽  
Islamic Banks ◽  
Banking Services ◽  
Independent Variables ◽  
Data Analysis Tool

This study aims to determine the effect of Islamic financial literacy, Islamic branding, and religiosity on student decisions in using Islamic banking services. The dependent variable in the study is student decisions, while the independent variables are Islamic financial literacy, Islamic branding, and religiosity. The data in this study were collected through questionnaires distributed to active FAI students class 2017-2018 who had transacted using Islamic banks. The research method used is quantitative. The population in this study are active students of FAI class 2017-2018 who have transacted using Islamic banks, with data collected totaling 100 respondents. The data analysis tool used in this study uses the Partial Least Square (PLS) approach. The results of this study indicate that there is a positive and significant influence of the Islamic financial literacy variable, Islamic branding on student decisions in using Islamic banking services, while the religiosity variable has a positive but not significant effect on student decisions in using Islamic banking services. Keywords: Using Islamic Banking Services, Islamic Financial Literacy, Islamic Branding, Religiosity, and Student Decisions

scholarly journals Factores clave en el éxito de las empresas agrarias: El caso de las cooperativas hortofrutícolas en España

Tendencias ◽  
2015 ◽  
Vol 16 (2) ◽  
pp. 164 ◽  
Author(s):  
Vanessa Campos-Climent ◽  
Joan Ramon Sanchis-Palacio
Keyword(s):  
Regression Analysis ◽  
Empirical Study ◽  
Significant Relationship ◽  
Positive Relationship ◽  
Financial Information ◽  
Fruit And Vegetables ◽  
Organizational Size ◽  
Significant Positive Relationship ◽  
And Performance

El tamaño es una variable contingente que puede influir en los resultados de las empresas. En este trabajo se pretende contrastar la existencia o no de una relación significativa entre tamaño y resultados empresariales de las empresas agrarias, en particular de las cooperativas hortofrutícolas españolas. Para ello, se realiza un estudio empírico en base a la información económica y financiera obtenida de los registros oficiales de las cooperativas agrarias dedicadas a la comercialización de frutas y hortalizas sobre el cual se ha aplicado un análisis de regresión. El estudio demuestra que no existe una relación significativa positiva entre los resultados empresariales y el tamaño de este tipo de entidades, por lo que se puede afirmar que la capacidad competitiva de una empresa agraria depende de su propia capacidad de gestión y no de un factor de contingencia como el tamaño. ABSTRACTSize is a contingency variable that can influence firms’ performance. This study aims to contrast whether exists or not a significant relationship between organizational size and performance in agrifood firms, particularly in the case of Fruit and Vegetables Cooperatives in Spain. Therefore, an applied empirical study using regression analysis is carried out from economic and financial information of such companies obtained from official registers. The study shows that there is not a significant positive relationship between performance and size for such type of firms. RESUMOO tamanho da cota é uma variável que pode influenciar os resultados das empresas. Este trabalho tem como objetivo contrastar a existência de uma relação significativa entre tamanho e desempenho dos negócios das empresas agrícolas, em especial as cooperativas hortícolas espanhóis. Para fazer isso, um estudo empírico é realizado com base em informações obtidas dos registros oficiais das cooperativas agrícolas que se dedicam à comercialização de frutas e legumes de informação económica e financeira sobre a qual foi aplicada uma análise de regressão. O estudo mostra que há uma relação positiva e significativa entre o desempenho da empresa e do tamanho de tais instituições, para que possamos dizer que a competitividade de uma empresa agrícola depende da sua própria capacidade de gestão e não um fator contingência como tamanho.

scholarly journals PENGARUH KINERJA KEUANGAN TERHADAP PEMBIAYAAN BANK UMUM SYARIAH DI INDONESIA (PERIODE 2009-2013)

2016 ◽  
Vol 5 (2) ◽  
Author(s):  
Irma Safitri ◽  
Nadirsyah Nadirsyah ◽  
Darwanis Darwanis
Keyword(s):  
Commercial Banks ◽  
Research Data ◽  
Capital Adequacy ◽  
Third Party ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Independent Variables ◽  
The Third ◽  
Capital Adequacy Ratio ◽  
Observation Period

The purposes of this research were to determine the effect of the financial performance of Islamic commercial banks in Indonesia on financing, both individually and simultaneously. The performance was measured through Third Party Funds (TPF), Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Deposit Ratio (FDR). These four independent variables to be tested influence on the dependent variable. This research used census method that includes all of the Islamic banks in Indonesia for observational data. Research data observation period from 2009 until 2013 a total of 11 banks. Multiple linear regression was used to analyze the data.The results of this study found that the Third Party Funds (TPF), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), and Financing to Deposit Ratio (FDR) affect the financing, both individually and simultaneously. Fluctuations in either an increase or decrease of financing that occurred in Islamic banking in Indonesia is determined by the four independent variables. That is to say, the four independent variables that have an important role in the financing of Islamic banking in Indonesia. =========================================== Penelitian ini bertujuan untuk menguji pengaruh kinerja keuangan bank umum syariah di Indonesia terhadap pembiayaan, baik secara parsial maupun simultan. Kinerja keuangan diukur melalui Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), dan Financing to Deposit Ratio (FDR) Keempat variabel bebas tersebut akan diuji pengaruhnya terhadap satu variabel tidak bebas. Penelitian ini adalah penelitian sensus, yakni memasukan semua bank umum syariah yang ada di Indonesia ke dalam data pengamatan. Periode pengamatan data penelitian dari tahun 2009 s.d 2013 yang berjumlah 11 perbankan. Metode analisis yang digunakan adalah regresi linear berganda. Hasil penelitian ini menemukan bahwa Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), dan Financing to Deposit Ratio (FDR) berpengaruh terhadap pembiayaan pada perbankan syariah di Indonesia, baik secara parsial maupun simultan. Fluktuasi baik itu peningkatan atau penurunan pembiayaan yang terjadi pada perbankan syariah di Indonesia ditentukan oleh keempat variabel bebas tersebut. Sehingga dapat dikatakan bahwa, keempat variabel bebas tersebut mempunyai peranan penting atas pembiayaan pada perbankan syariah di Indonesia.

scholarly journals Kinerja Dan Kompensasi Masa Depan Di Bank Syariah Dan Konvensional

2019 ◽  
Vol 5 (1) ◽  
pp. 83-96
Author(s):  
Evy Rahman Utami
Keyword(s):  
Regression Analysis ◽  
Agency Theory ◽  
Board Of Directors ◽  
Positive Relationship ◽  
Financial Statements ◽  
Islamic Banking ◽  
Stewardship Theory ◽  
Research Questions ◽  
Relationship Of ◽  
The Relationship

The objective of this study is to examine the relationship between changes of    performance and changes of compensation of board commissioners and board of directors. In contrast to previous research, this study compare the relationship on conventional banking  and Islamic banking in Indonesia. The samples of this research are conventional and Islamic banking between periode 2011-2015. Data in this study were obtained from financial statements. Regression analysis will be employed to answer the research questions. The result showed that there is a positive relationship between changes of performance and compensation. However, there is no difference the relationship of performance and compensation on the conventional and Islamic banking. This study supported the agency theory, but it does not support the stewardship theory.

scholarly journals The Impact of Participative Decision-Making on Organizational Commitment: A Study among Employees of Mobile Telecom Companies in Yemen

2021 ◽  
Vol 2 (3) ◽  
pp. 75-88
Author(s):  
Salah Sanad ◽  
Anitha S.
Keyword(s):  
Decision Making ◽  
Regression Analysis ◽  
Organizational Commitment ◽  
Positive Relationship ◽  
Correlation Coefficients ◽  
Capital City ◽  
Continuance Commitment ◽  
Significant Positive Relationship ◽  
The Impact ◽  
Mobile Telecom

Purpose: The study aimed at examining the relationship between participative decision-making and organizational commitment among employees working in mobile telecom companies in Yemen. Approach/Methodology/Design: This study is descriptive-analytical. The study population comprised the employees working at the four mobile telecom companies in Sana'a, Yemen's capital city (Yemen Mobile, Sabafon, MTN and Y-Telecom). One hundred twenty questionnaires were collected and were valid for the data analysis. Different statistical tools, including regression analysis and correlation coefficients, were applied, and data were analyzed using SPSS. Findings: The regression analysis output shows a significant positive relationship between participative decision-making and affective commitment (β = 0.48, p < 0.001). Furthermore, the regression analysis shows a significant positive relationship between participative decision making and continuance commitment (β = 0.59, p < 0.001). In addition, the significance of regression analysis tested using the regression coefficients shows a significant positive relationship between participative decision-making and normative commitment (β = 0.72, p < 0.001). Practical Implications: The study recommends that the companies managers need to motivate and inspire their employees to actively participate in the decision-making process to enhance their level of organizational commitment. Originality/value: The study presents evidence from a new setting where insufficient analysis has been performed to investigate the direct relationship between the variables tested.

scholarly journals Significance of marketing activities in garments industry: experience from bangladesh

2015 ◽  
Vol 1 (1) ◽  
pp. 17-29
Author(s):  
Mahamudul Hasan
Keyword(s):  
Regression Analysis ◽  
Market Research ◽  
Positive Relationship ◽  
Descriptive Statistics ◽  
Dhaka City ◽  
Significant Positive Relationship ◽  
Marketing Activities ◽  
Overall Performance ◽  
Industry Experience ◽  
Structured Questionnaire

This study aims to investigate the importance and effect of marketing activities in the garments industry of Bangladesh. The researchers have used a structured questionnaire to collect data from seventy garments companies of Dhaka city. Descriptive statistics, one sample t test and regression analysis have been subsequently used to analyze the data. The analysis shows that product planning, pricing, promotion, distribution, market research and marketing planningrelated activities are important for the garments business. The regression analysis shows that importance given to pricing and importance given to promotion have significant positive relationship with the overall performance of the garments business.

scholarly journals The Impact of Purchasing Behaviour towards Digital Marketing in Kangar, Perlis

2020 ◽  
Vol 4 (5) ◽  
pp. 62-69
Author(s):  
Keyword(s):  
Regression Analysis ◽  
Descriptive Analysis ◽  
Subjective Norms ◽  
Digital Marketing ◽  
Marketing Theory ◽  
Purchasing Behavior ◽  
Digital Medium ◽  
Independent Variables ◽  
The Impact ◽  
Perceived Behavior

Marketing activity through digital medium is becoming popular among the entrepreneurship. This have managed to influence the purchasing behavior of the citizens. However, there certain people who still doubting the use of technology in daily life. There also a few people whom still not confident in using technology. Thus, this purpose of this study is to research the impact of purchasing behavior toward digital marketing. Theory of planned behavior is use in this research to explain the independent variables, which is attitude, subjective norms, perceived behavior and pricing that effecting the purchasing behavior. Besides, descriptive analysis, correlation analysis and regression analysis are use analyze the significant of independent variables towards dependent variable. This study uses quantitative method and 381 sets of questionnaires are distributed around Kangar. Reliability test are conduct for 40 respondents and obtain Cronbach’s Alpha 0.731, which is acceptable. Statistical Package for the Social Sciences (SPSS) is used to evaluate the data collected. Under regression analysis, this study find out that the attitude, subjective norms and pricing have an impact to digital marketing. While perceived behavior control has no significant to the dependent variable.

scholarly journals The Effect of Financing on Credit Risk: Empirically on Indonesian Islamic Banking

2021 ◽  
Vol 5 (1) ◽  
pp. 503
Author(s):  
Fitri Zaelina ◽  
Dwi Nastiti
Keyword(s):  
Time Series Data ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Series Data ◽  
Islamic Banking ◽  
Islamic Banks ◽  
The Public ◽  
Analysis Techniques ◽  
Independent Variables ◽  
Financing Risk

Islamic banking has an important role in the economy, especially in moving the real sector. Islamic banking provides funding to the public in the form of financing. The financing provided cannot be separated from various risks that can threaten the health of the bank, one of which is financing risk. For that, the purpose of this study is to analyze the effect of financing on financing risk in Islamic banks for the period 2015 to 2020. The method used in this study is quantitative with multiple linear regression analysis techniques. This study uses time-series data and the variables in this study are mudharabah, musyarakah, murabahah, ijarah financing, and total assets as independent variables and NPF as a dependent variable. The results of the study concluded that total assets had a negative and significant effect on NPF and murabahah financing had a positive and significant effect on NPF. Meanwhile, mudharabah, musyarakah, and ijarah financing has no significant effect on NPF.

scholarly journals ANALISIS PENGARUH FINANCING TO DEPOSIT RATIO (FDR) TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA

2011 ◽  
Vol 19 (1) ◽  
pp. 47
Author(s):  
Suryani Suryani
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Linear Regression Analysis ◽  
Research Data ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Simple Linear Regression ◽  
Financial Ratio ◽  
Simple Linear Regression Analysis ◽  
Business Units

<p class="IIABSBARU1">This study aimed to (1) analyze the condition of Financing to Deposit Ratio (FDR) of Islamic Banking in Indonesia, (2) analyze the profitability of sharia banking in Indonesia; and (3) to analyze the influence of Financing to Deposit Ratio (FDR) of the profitability of sharia banking in Indonesia. This study took samples at Islamic banks in Indonesia including 11 Islamic Banks (BUS), 23 Business Units of Sharia Banking (UUS). The research data is from Islamic Banking Statistics published by Bank Indonesia from January 2008 until December 2010 (Financial Ratio Study to BUS and UUS period 2008-2010). The number of Islamic banks used is 34 banks. The technique uses simple linear regression analysis with the help of the program EVIEWS version 5.</p><p class="IKa-ABSTRAK">***</p>Kajian ini bertujuan untuk: (1) menganalisis kondisi <em>Financing to Deposit Ratio</em> (FDR) pada Perbankan Syariah di Indonesia, (2) menganalisis profitabilitas perbankan syariah di Indonesia (3) menganalisis pengaruh <em>Financing to Deposit Ratio </em>(FDR) profitabilitas perbankan syariah di Indonesia. Sampel dari kajian ini meliputi 11 bank syariah (BUS), 23 Unit Usaha Syariah (UUS). Data peneitian ini diperoleh dari Statistik Perbankan Syariah yang diterbitkan oleh Bank Indonesia dari bulan Januari 2008 hingga Desembar 2010 (Kajian mengenai <em>Financial Ratio</em> BUS dan UUS dalam periode 2008-2010) Sebanyak 34 bank dilibatkan dalam penelitian ini. Adapun teknik yang digunakan dalam kajian ini adalah analisis regresi linear dengan bantuan program EVIEWS versi 5.

scholarly journals Indonesia Islamic Bank Profitability 2010-2017

2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Lucky Nugroho ◽  
Ahmad Badawi ◽  
Nurul Hidayah
Keyword(s):  
Regression Analysis ◽  
Board Of Directors ◽  
Quantitative Data ◽  
Islamic Banks ◽  
Bank Profitability ◽  
Independent Variables ◽  
Data Process ◽  
Operational Costs ◽  
The Board Of Directors ◽  
Bad Debt

This study proposes to determine the board management structure, bad debt, and efficiency of the profitability of the Islamic banks during 2007-2017 period. The quantitative data has been analyzed by using multiple regression analysis to determine the effect of independent variables on the variable dependent. Furthermore, the statistic tools used in the data process is Stata version 13. This study shows that the board of directors of the parent bank has a negative and significant influence on profitability. The problem financing has a negative and significant effect on profitability. Likewise, the ratio of operational costs also has a negative and significant effect on profitability. Thus, the existence of a parent bank's board of management to improve the performance of Islamic banks needs to be considered because it has not been able to provide an optimal contribution. In addition, the significant amount of financing quality and the use of inefficient operational costs have been a problem of improving profits from Islamic banks. Keywords: parent bank, bad debt, efficiency, profitability, Islamic banks

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