scholarly journals PERAN STRATEGIS SISTEM EKONOMI ALTERNATIF BAGI PEMBANGUNAN BANGSA DAN NEGARA

2016 ◽  
Vol 16 (02) ◽  
Author(s):  
Musta'an Musta'an

The purpose of this study is to see how the strategic role of alternative economic system, in this case is the Islamic economic system for the development of the nation and state of Indonesia. The research method used is by using literacy study. The results obtained that the Islamic economic system as an alternative economic system has been proven with the advancement of sharia banks, although the development is slow, because constrained many things such as minimal capital, regulations that have not reached the real application, human resources, low understanding of the community, maximum, monetary tools used by the state still use interest, limited office network, and services that have not been able to meet the standards as do conventional banks. However, the Islamic economic system has helped in strengthening the economic development of the nation and the country especially when the crisis occurred in 1998 until today.

2019 ◽  
Vol 1 (2) ◽  
pp. 113-130
Author(s):  
Achmad Faqih Supandi

This research focuses on models, concepts, practices and the role of the Mosque-Based Economy in the perspective of Islamic economics in the Masjid Jamik Al Baitul Amien in improving Community Welfare. The purpose of this study is to describe the models, concepts, practices and roles of mosque-based economics in the perspective of Islamic economics in the Masjid Al-Baitul Amin Jember. This research method uses a qualitative approach with a descriptive type, this is because researchers want to describe the Model of Mosque-Based Economic Development in the Islamic Economic Perspective at the Jamik Al-Baitul Amien Mosque in Jember Regency 2015. The results of the study show that the economic economic model of the Ummah uses financing or the provision of facilities by providing funds in accordance with sharia principles. To support investments that have been planned based on an agreement between the institution and other parties, financed by the concept of optimizing productive Zakat or better known as micro business loans without interest that can burden small communities, so that people can meet their economic needs. Then the capabilities possessed by the Jami Mosque 'Al-Baitul Amin Jember are professional human resources, strategic location, adequate infrastructure and sufficient facilities for the economic empowerment of the Ummah.


2020 ◽  
Vol 3 (1) ◽  
pp. 44-64
Author(s):  
Naelul Azmi

Islam provided a very wide space for the development of the economy. One of the basic principles in Islamic economics is the bermuamalah sistem . Namely that all the legal changes, unless there is an argument that forbids it, become the main driver of economic innovation that accelerates the growth of Islamic economics. However, many problems occur in the economic sistem in Indonesia, including the sistem of socialization, marketing, human resources that are less competent, Products produced from Islamic economics, Sharia Banks Turns Not Yet Sharia and the lack of attention of the Indonesian government in responding to the concept of Islamic Economics in Indonesia. This paper aims to find several solutions in socio-economic problems. It focuses on the concept of Islamic economics. The purpose of this study is to determine what obstacles are faced in the implementation of the Islamic economic sistem in Indonesia, how problems that arise and can be overcome so that they can be significantly solved. The method used in this research is library research with descriptive-analytic approach. With the results of the study show  that the solutions in dealing with Islamic economic problems in Indonesia include Correlation of Educational Institutions in the Development of Sharia Banking, Attention from the Government, Show the Real Role of Sharia Economy, Implementation of Dinar and Dirham Currency, Office Network, Implementation of Firm and Sistematic Regulation, Improving the Quality of Human Resources that are Less Competent and Professional, Training / Education / Socialization to Employees and the Community, Innovative Marketing, Product Innovation, Reorientation to the Real Sector and Improving Services and Professionalism.


2019 ◽  
Vol 7 (1) ◽  
Author(s):  
Ria Safitri ◽  
Hartiwiningsih Hartiwiningsih ◽  
Hari Purwadi

Abstract The Economic development in Indonesia shows significant results, yet it has a negative impact towards the environment. The trouble  is that if the bank has provided credit or financing to customers, it turns out that the credit recipient company discharges waste into the river or other actions that undermine the environment. Do banks have helped in financing environmental damage? Then how was the bank's responsibility for credit channeled to polling debtors? Economic development cannot be separated from bank institutions as an intermediary institution which hasbecome one of the drivers of the economy and business so that it has a strategic role that can be used to achieve certain goals. One of the objectives of development is environmental sustainability. In order to espouse environmental preservation, the pattern of green banking can be applied, but only a small number of conventional banks and Islamic banks implement it in credit assessment terms. The pattern of green banking practice that can be realized in each credit agreement and financing at the bank, among others: administrative patterns, associative patterns, incentive patterns and evaluative patterns. Those patterns can be implemented with great awareness and responsibility from all banks in Indonesia. Keywords: law, bank, green banking AbstrakPembangunan ekonomi di Indonesia menunjukkan hasil yang cukup signifikan, akan tetapi menghasilkan dampak buruk terhadap lingkungan hidup. Permasalahannya yaitu apabila bank sudah menyalurkan kredit atau pembiayaan kepada nasabah yang ternyata perusahaan penerima kredit melakukan pembuangan limbah ke sungai atau kegiatan lainnya yang merusak lingkungan. Apakah bank dapat dikatakan turut membiayai terjadinya kerusakan lingkungan? Lalu bagaimana tanggungjawab bank terhadap kredit yang disalurkan pada debitur pencemar? Pembangunan ekonomi tidak dapat dilepaskan dari lembaga bank sebagai intermediary institution yang merupakan salah satu penggerak ekonomi dan bisnis sehingga memiliki peran strategis yang dapat digunakan untuk mencapai tujuan tertentu. Salah satu tujuan pembangunan adalah kelestarian lingkungan hidup. Dalam rangka menunjang pelestarian lingkungan hidup, pola green banking dapat diterapkan, akan tetapi hanya sebagian kecil bank konvensional dan bank syariah yang melaksanakannya dalam syarat penilaian kredit. Pola pelaksanaan green banking yang dapat direalisasikan dalam setiap perjanjian kredit dan pembiayaan pada bank, antara lain: pola administrative, pola asosiatif, pola pola insentif dan pola evaluative. Pola demikian dapat dilaksanakan dengan kesadaran dan tanggungjawab yang besar dari semua bank di Indonesia.Kata kunci: hukum, bank, green banking 


2014 ◽  
Vol 1 (1) ◽  
Author(s):  
Syarifah Gustiawati Mukri

Abstract: Step Strategic Optimization of Islamic Economic System. The role of Islamic financial system in Indonesia has been shown to support the creation of higher economic development, and also support the establishment of a more stable financial system, to achieve the well-being of individuals and society. In order for the role to be significant, hence the need for a strategic steps in the effort to optimize the Islamic economic system. This is to accelerate the development of the Islamic financial system, both nationally and internationally. This article aims to review the philosophical system of Islamic banking. The systems and practices should be done in order to accelerate the pace of Islamic economic development in Indonesia. Keywords: Step Strategic, optimization, Islamic Economic System   Abstrak: Langkah Strategis Optimalisasi Sistem Ekonomi Syariah. Peranan Sistem keuangan syariah di Indonesia telah dipercaya dapat mendukung terciptanya  pembangunan ekonomi yang lebih tinggi, dan juga menyokong terwujudnya sistem keuangan yang lebih stabil, untuk mencapai kesejahteraan individu dan masyarakat. Agar peranan tersebut dapat dirasakan lebih signifikan, maka perlu adanya langkah strategis dalam upaya optimalisasi sistem ekonomi syariah dalam rangka mempercepat perkembangan sistem keuangan syariah, baik secara nasional maupun  internasional. Tulisan ini bertujuan untuk mengkaji sistem ekonomi syariah secara filosofis, sistem dan praktik yang harus dilakukan dalam rangka mempercepat langkah perkembangan ekonomi syariah di Indonesia.  Kata Kunci: Langkah Strategis, Optimalisasi, Sistem Ekonomi SyariahDOI: 10.15408/sjsbs.v1i1.1521


AKADEMIKA ◽  
2015 ◽  
Vol 9 (1) ◽  
pp. 69-77
Author(s):  
Misbahul Khoir

In order for humans could reach the so-called falah (goodness), human behavior needs to be colored with the spirit and norms of Islamic economics reflected in its values. The principles and values of Islamic economics are considerably two inseparable things. The implementation of economic principles without being colored with values or values without being based on principles could keep people far away from their purpose, namely falah. The implementation of values not based on principles will tend to bring with it the normative economics, which would cause it trapped into injustice. While the implementation of values on the Islamic economic development is based on the five universal values, namely akidah (belief), 'adl (justice), nubuwwah (prophetic), khilafah (the government), and ma'ad (results). The five principles are used as the basis for building theories of Islamic economics. But strong and adequate theories not applied into a system will make the Islamic economics just as the study of science without giving positive impact on the economic life. Therefore, based on the five universal values, the three derivative principles should be built into the characteristics and the forerunner of the Islamic economic system. The Islamic economic system makes sure that there are no economic transactions that are contrary to the Shari'a. But business performance depends on the man behind the gun. For that reason, the economic actors within this framework could be held by non-Muslims. The Islamic economics could only be developed if the mindset and behavior of Muslims are already itqan (diligent) and ihsan (professional). It "may be" one of the secrets of the Prophet's statement, saying "Truly I was sent to perfect good character". Because good character could be an indicator of knowing good or bad behavior in determining both the success and the failure of business itself.


2021 ◽  
Vol 3 (1) ◽  
pp. 139-154
Author(s):  
Edi Tuahta Putra Saragih ◽  
Muhammad Citra Ramadhan ◽  
Isnaini Isnaini

This research aimed to: (a) obtain the forms of copyright infringement of songs and/or music (with or without lyrics); (b) understand the role of the police, in this case the Police Precinct, in the law enforcement; (c) identify the factors that influenced the law enforcement. The research method used the normative-empirical legal research, with the initial stages of specifying norms in order to get the proper picture, and then specifying empirical events in order to get the real picture. The research results showed several matters: 1) The forms of copyright infringement of songs and/or music (with or without lyrics) found included: the distribution of the works or the copies, the performances of the works, and the announcements of the works; 2) Police Precinct did notultimately carry out their role as a law enforcer for the copyright infringement of songs and/or music (with or without lyrics); and 3) The factors that influenced the law enforcement on the copyright infringement of songs and/or music (with or without lyrics), namely: legislation factor, in the matter of complaint offenses; law enforcement factor, in terms of the capacity of members; less supportive factor of facilities and infrastructure; legal awareness factor, in the problem of the lack of legal counseling; and cultural factor, related to the differences in norms in the copyright law between those in society and those in regulations. 


VUZF Review ◽  
2021 ◽  
Vol 6 (2) ◽  
pp. 160-170
Author(s):  
Małgorzata Hala

The aim of the article is to present the role of the financial system in economic growth and development. The first part presents the traditional understanding of the relationship between the economic system and economic growth. The second part presents the experience of financial crises and their impact on the conversation on the mutual relations between the financial sector and the real sector. The third part shows the role of the state in the financial system. The article describes the arrangement of interrelated financial institutions, financial markets and elements of the financial system infrastructure.  It shows what part of the economic system the financial system is, and whether it enables the provision of services allowing the circulation of purchasing power throughout the economy. The article presents the important role of the financial system, the role related to the transfer of capital from entities with savings to entities that need capital for investments. It shows the financial system as a set of logically related organizational forms, legal acts, financial institutions and other elements enabling entities to establish financial relations in the real sector and the financial sector, and this system forms the basis of activity for entities using money, enabling the conclusion of various economic transactions, in which money performs various functions. The article also presents the concept of a financial crisis as a situation in which there are rapid changes in the financial market, usually associated with insufficient liquidity or insolvency of banks or financial institutions, and as a result, a decrease in production or its deepening. The article also includes issues related to the impact of public authorities (state and local authorities) on the financial system in the economy.


2020 ◽  
Vol 3 (1) ◽  
pp. 18-43
Author(s):  
Hisyam Ahyani ◽  
Elah Nurhasanah

The development of Islamic economics is in a position to develop forward to very rapidly (Up to date), this starts with the emergence of several sharia financial institutions that have emerged along with efforts to accelerate economic growth in the community. Among the characteristics of the Islamic economic system is the emergence of demands to put more emphasis on the legal aspects and Islamic business ethics. So that the existing system in the Islamic economy there is an obligation to apply the principles of sharia and Islamic business ethics as well. Philosophically why the principles in Islamic economics must meet several criteria, including the principles of worship (al-tauhid), equality (al-musawat), freedom (al-hurriyat), justice (al-'adl), help- help (al-ta'awun) and tolerance (al-tasamuh). The strategic role of Islamic economics provides a very positive power for accelerating economic development in Indonesia through business partnerships with small and medium businesses. Empowerment of Islamic economics through a business partnership between Islamic financial institutions and small and medium businesses by developing real sector business activities in agriculture, such as agriculture, industry and trade as well as Islamic financial services and institutions, needs to be empowered and carried out to encourage the acceleration of national economic development and efforts to improve the economic welfare of the Indonesian people themselves.


2021 ◽  
Vol 1 (181) ◽  
pp. 94-101
Author(s):  
O.V. Berezhnaya ◽  
◽  
V.N. Glaz ◽  
E.G. Strukova ◽  
A.H. Goshokov ◽  
...  

The article considers approaches to determining the importance of human capital for the socio-economic development of the territories of the Russian Federation, as well as determining its place in the structure of the territorial socio-economic potential. The article shows that human capital is the basis for the formation of the regional economic system and serves as the basis for the implementation of the regional socio-economic potential. The authors define human capital as a key socio-economic and productive factor in the development of not only the modern economy, but also modern society. Regional human capital is defined as a set of human resources with their knowledge, abilities, skills, etc., formed both within the framework of individual human capital and within the framework of corporate human capital, localized on the territory of the region and able to provide reproduction processes within the regional socio-economic system. The article shows that the regional human capital in the structure of the socio-economic potential of the region has both quantitative (population size, including population migration; the gender and age composition of the population of the region, etc.), and the quality characteristics (the level of education and qualifications of the population of the region, the effectiveness of the use of human capital, etc.), reflect the importance of human capital in the state’s program documents. The article proposes the author’s vision of human capital as a resource for the socio-economic development of the region and proves that from the point of view of the realization of the socioeconomic potential of the region, the human resources of a particular region should be considered by regional authorities and management not only as a key resource that ensures the socio-economic development of the region, but also as a resource that imposes certain requirements necessary for the direct realization of human capital (potential).


Author(s):  
Hasan Shahpari ◽  
Tahereh Alavi Hojjat

This chapter is an introduction to the history of the formation of guilds and how they connect them to the religious and social structures that molded them. The craft-guilds are one of the most interesting and characteristic phenomena of medieval Muslim civilization. The guild in Muslim life was built essentially on the idea of the market and based on the needs of the guildsmen. Many different countries officially claim their commitment to Islam and Islamic economics. However, Islam and Islamic economic systems differ significantly from one country to another. Analysis of the Islamic economic system is impossible without a clear understanding of the legal parameters that shaped such a system. The legal foundation of the Islamic society, known as Shari'a, is considered eternally valid and applicable to all times and places. Islamic laws not only provide society with collections of laws and prescriptions which indicate the Islamic path, they also focus on specific human activities and classify them according to their degree of desirability from God's perspective. Different viewpoints on the relationship between religion, culture, and economic performance are investigated here. Finally, the role of the central bank and Islamic banking and finance will be discussed in detail. While Islamic banks play roles similar to conventional banks, fundamental differences exist between the two models. The main difference between Islamic and conventional banks is that the former operate in accordance with the rules of Shari'a, the legal code of Islam. The central concept in Islamic banking and finance is justice, which is achieved mainly through the sharing of risk. Stakeholders are supposed to share profits and losses, and charging interest is prohibited.


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