scholarly journals SETTLEMENT OF NON-PERFORMING LOAN THROUGH MEDIATION AT BANK OF CENTRAL ASIA CO., LTD. OF BENGKULU BRANCH OFFICE

2021 ◽  
Vol 11 (2) ◽  
pp. 170-179
Author(s):  
Tara Maziyyah ◽  
Edytiawarman Edytiawarman ◽  
Widiya N Rosari
Keyword(s):  
Central Asia ◽  
Research Method ◽  
Task Force ◽  
External Factors ◽  
Mediation Process ◽  
Legal Research ◽  
Internal Factors ◽  
Inhibiting Factors ◽  
Data Collection Technique ◽  
Branch Office

This study aims to determine and analyze the settlement of problem loans through the mediation of PT. Bank Central Asia Bengkulu Branch and to identify and explain the obstacles that arise in the settlement of non-performing loans at PT. Bank Central Asia, Bengkulu Branch. The research method used is empirical legal research, the research location was at PT Bank Central Asia Bengkulu Branch Office, the data collection technique was carried out through interviews. In PT Bank Central Asia, Bengkulu Branch, there are 178 people who are debtors. If the debtor does not fulfill his obligations, there will be default, which can cause the credit activity to become a non-performing loan. The settlement of non-performing loans at PT Bank Central Asia, the bank first carries out the negotiation stage, if the obligations are still not fulfilled by the debtor, the next step is to carry out the mediation process. The process of settling non-performing loans through mediation at PT Bank Central Asia Bengkulu Branch is carried out by means of internal mediation, which is the mediator, namely from the Legal and Compliance Task Force team at the Sentul Head Office, Bogor. There are 7 debtors who have completed problem loans until the mediation stage. The non-performing loan settlement process has never been carried out by means of litigation and never through OJK. Inhibiting factors have 2 causes, namely from internal factors and external factors. The suggestion for this research is to provide insights about the mediation process to the debtor so that the debtor understands the mediation process.

scholarly journals Faktor Penyebab dan Upaya Penanggulangan Tindak Pidana Pengalihan Objek Jaminan Fidusia

2021 ◽  
Vol 1 (3) ◽  
pp. 106-119
Author(s):  
M. Hadhri Nur ◽  
Elly Sudarti ◽  
Dheny Wahyudi
Keyword(s):  
Research Methods ◽  
Research Method ◽  
External Factors ◽  
Legal Research ◽  
Internal Factors

This study aims 1) to determine and analyze the factors causing the occurrence of the crime of transferring the object of fiduciary security in Jambi City; 2) to identify and analyze efforts to overcome the occurrence of a criminal act of transferring the object of fiduciary security in Jambi City. The research method used is empirical legal research methods. The results showed that 1) the factors causing the crime of transferring the object of fiduciary security in Jambi City consisted of internal factors and external factors. ; 2). Efforts to overcome the cause of the crime of transferring the object of fiduciary security in Jambi City are through preventive and repressive measures from the police and related parties with fiduciary guarantees. Abstrak Penelitian ini bertujuan 1) untuk mengetahui dan menganalisis faktor penyebab terjadinya terjadinya tindak pidana pengalihan objek jaminan fidusia di Kota Jambi; 2) untuk mengetahui dan menganalisis upaya penanggulangan terjadinya tindak pidana pengalihan objek jaminan fidusia di Kota Jambi. Metode penelitian yang digunakan adalah metode penelitian hukum empiris. Hasil penelitian menunjukkan bahwa 1) faktor-faktor penyebab terjadinya tindak pidana pengalihan objek jaminan fidusia di Kota Jambi terdiri atas faktor internal , dan faktor eksternal. ; 2). upaya penanggulangan penyebab terjadinya tindak pidana pengalihan objek jaminan fidusia di Kota Jambi adalah dengan upaya preventif maupun represif dari pihak kepolisian dan pihak terkait dengan jaminan fidusia.

scholarly journals MEKANISME PENGAWASAN PEMBIAYAAN MURABAHAH SEBAGAI UPAYA MEMINIMALISIR PEMBIAYAAN BERMASALAH PADA PT. BANK SYARIAH MANDIRI KANTOR CABANG PEMBANTU (KCP) TAKENGON

2021 ◽  
Vol 5 (1) ◽  
pp. 68-75
Author(s):  
Panetir Bungkes ◽  
Milda Sahyuli
Keyword(s):  
Research Method ◽  
External Factors ◽  
Primary Sources ◽  
Internal Factors ◽  
Data Presentation ◽  
Analysis Process ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Branch Office

Minimizing financing problems PT. Bank Syariah Mandiri Sub-Branch Office (KCP) Takengon needs to supervise murabahah financing, be it supervision before financing or supervision after financing. Because most of the assets of PT. Bank Syariah Mandiri KCP Takengon is in murabahah financing with a total of 1388 financing customers so that the quality of the financing must be maintained. This research method uses a qualitative descriptive approach. The data sources that the authors use are primary sources. Data collection techniques obtained from observation, interviews, and documentation. In addition, data analysis used is data reduction, data presentation and drawing conclusions. The result of this research is that the supervision mechanism of murabahah financing at PT. Bank Syariah Mandiri KCP Takengon uses character analysis, capital, capacity, collateral, and conditions of economy (5C). Meanwhile, the cause of problematic financing is due to internal factors and external factors. Furthermore, problematic financing can be minimized through the 5C analysis process unless it is caused by a natural disaster that is beyond the estimation of PT. Bank Syariah Mandiri KCP Takengon. The conclusion of the researcher is that the PT. Bank Syariah Mandiri KCP Takengon has implemented all murabahah financing supervision procedures that have been arranged systematically and structured.

scholarly journals Tatangan dan Isu Strategis Gerakan Antikorupsi Terkini

Syntax Idea ◽  
2021 ◽  
Vol 3 (10) ◽  
pp. 2155
Author(s):  
Maman Budiman
Keyword(s):  
Law Enforcement ◽  
Research Method ◽  
External Factors ◽  
Economic Factors ◽  
Legal Research ◽  
Law Enforcement Agencies ◽  
Internal Factors ◽  
Strategic Issues ◽  
Strategic Issue ◽  
The Government

The challenge faced by the Indonesian nation against the anti-corruption movement is the weakening of law enforcement agencies, especially the Corruption Eradication Commission in preventing and cracking down on corruption crimes such as the composition of the commission of investigators, investigators and public prosecutors, which comes from the police and prosecutors. The purpose of this study is to examine the factors that cause corruption, examine the challenges and strategic issues faced by the Indonesian nation in the anti-corruption movement and review the efforts that must be made by the government so that the challenges and issues of the anti-corruption movement can be resolved. The research method used is normative legal research by reviewing and researching laws and regulations. The results of the analysis concluded that the acts of corruption committed were caused by several factors. There are derived from internal factors such as greedy or greedy nature, other factors are consumptive lifestyle, less powerful moral factors. While the second factor is external factors such as politics, legal factors, economic factors. These issues are a challenge and a strategic issue faced by the Indonesian nation in the anti-corruption movement. The existence of a Corruption Eradication Commission institution formed at the time of reform is considered less than optimal in terms of prevention. The Corruption Eradication Commission (KPK) was formed because conventional legal institutions are less than optimal in terms of prevention and enforcement of corruption. Efforts that must be made by the government so that the challenges and issues of the anti-corruption movement can be resolved is to declare that corruption is an enemy of the Indonesian nation.

scholarly journals UPAYA GURU PAI DALAM MENINGKATKAN RELIGIUSITAS PESERTA DIDIK

AKADEMIKA ◽  
2018 ◽  
Vol 12 (02) ◽  
Author(s):  
Siti Suwaibatul Aslamiyah ◽  
Aidatul Fitriyah
Keyword(s):  
Qualitative Research ◽  
Research Method ◽  
Descriptive Analysis ◽  
External Factors ◽  
Religious Activities ◽  
Religious Knowledge ◽  
Internal Factors ◽  
Qualified Teachers ◽  
Inhibiting Factors ◽  
Teachers And Students

This study examines the efforts of PAI teachers in improving student religiosity. This study aims to determine the efforts of PAI teachers in improving student religiosity, supporting and inhibiting factors and giving solutions to overcome the inhibiting factors of PAI teachers in improving student religiosity. This study uses a qualitative research method through descriptive analysis. The results of the study could be concluded that there are some efforts made by PAI teachers in improving student religiosity including: providing guidance to all students to always worship and have morality, helping students with less religious knowledge, providing good examples for students, motivating students to actively perform worship and evaluate every activity. From the efforts made by PAI teachers, students coud be more diligent in conducting worship and having morality in accordance with the teachings of Islam. Supporting factors for teachers are internal factors, namely the teachers themselves; and external factors namely the existence of professional and qualified teachers who carry out their obligations properly, the existence of infrastructure supporting religious activities and the support from other teachers and all existing staff at school. Inhibiting factors for teachers include different student backgrounds and the environment or relationships that can affect students. The solution is to work with other teachers and students' parents so that they could supervise them.

scholarly journals ANALISIS KRIMINOLOGI KEJAHATAN PEMBUNUHAN BERENCANA OKNUM POLISI DI JAYAPURA

2021 ◽  
Vol 5 (2) ◽  
pp. 47
Author(s):  
Sujud Sujud
Keyword(s):  
Research Method ◽  
Criminal Code ◽  
Research Data ◽  
External Factors ◽  
Family Factors ◽  
Military Officers ◽  
Literature Study ◽  
Internal Factors ◽  
The Government ◽  
Internal And External Factors

Murder is an inhuman crime, where the perpetrator of the crime kills with the intention of being planned in advance because it will kill other people's lives for a specific purpose, this crime is a crime of enmity between individuals and groups so that the victim is helpless, so the police investigator reveals his identity. Carefulness is needed. The problems discussed are what are the factors causing the crime of murder and how are the efforts to overcome the crime of murder. The research method used is normative juridical research. Data collection is based on literature study, based on the results of the research that the author has done, the factors that cause murder are internal and external factors. Internal factors, namely internal factors, and external factors, namely economic, environmental, and family factors. Efforts to tackle the crime of murder, namely penal and non-penal measures, are efforts to reduce the space for movement and opportunities for the committing of crimes. The suggestion in this research is that there is a need for cooperation between legal institutions and the government through police and military officers to prevent and cope with future premeditated murder, prosecutors and judges are requested to be able to prosecute and impose the maximum possible punishment on the perpetrators of the murder guided by the Criminal Code.

scholarly journals Perlindungan Hukum Terhadap Konsumen yang Dirugikan Atas Kelalaian Pelaku Usaha Cuci Sepatu di Denpasar Timur

2021 ◽  
Vol 2 (2) ◽  
pp. 243-247
Author(s):  
I Wayan Indra Adi Wicaksana ◽  
I Nyoman Putu Budiartha ◽  
Ni Made Puspasutari Ujianti
Keyword(s):  
Consumer Protection ◽  
Public Interest ◽  
Research Method ◽  
External Factors ◽  
Legal Research ◽  
Great Demand ◽  
Legal Remedies ◽  
Empirical Law ◽  
Long Time ◽  
Internal And External Factors

Public interest in shoes is a special need, shoes are in great demand by millennials because they are useful for protecting feet. The habit of collecting these shoes arises from the desire of humans to keep their goods so they don't get damaged quickly and stay clean for a Long time. However, there are still cases of damage to shoes that cause Losses to consumers and there is no responsibility from the shoe washing service. The research method used is the type of empirical Law, empirical legal research aims to find facts, and conduct interviews. There are internal and external factors that cause damage to consumer shoes by business actors. So that responsibility for losses cannot be carried out unilaterally between business actors and consumers because there are Legal remedies that can be taken if they are harmed. Lack of knowledge and understanding fromconsumers, makes the position of consumers lower than business actors. So with the existence of Law Number 8 of 1999 concerning Consumer Protection, both parties need to know so that their rights and obligations are not violated.

scholarly journals Wanprestasi dalam Perjanjian Kredit pada Lembaga Perkreditan Desa (LPD) di Desa Bebetin Kecamatan Sawan Kabupaten Buleleng

2021 ◽  
Vol 2 (2) ◽  
pp. 223-227
Author(s):  
Kadek Dwinta Pradnyasari ◽  
Johannes Ibrahim Kosasih ◽  
Desak Gde Dwi Arini
Keyword(s):  
Decision Making ◽  
Data Collection ◽  
Field Research ◽  
External Factors ◽  
Economic Factors ◽  
Legal Research ◽  
Internal Factors ◽  
Type Data ◽  
Research Type

Agreement is the most important source that gives birth to the engagement. One form of engagement in the sources of the agreement is the extension of credit from the bank. This research uses empirical legal research type, data collection techniques in this study using field research. The procedure for granting credit consists of several stages, namely the credit application stage, the location survey stage for prospective debtors, the analysis stage, the decision-making stage, and the credit disbursement stage. The results of the analysis found that the factors that cause default are internal factors and external factors. Internal factors are caused by debtors who are not credible and also unstable economic factors in the midst of the Covid-19 pandemic which caused debtors to be unable to pay arrears in the LPD. External factors from the LPD take a persuasive approach to further handling problematic debtors. The purpose of this study is the procedure for granting credit and binding credit agreements carried out in the LPD Desa Pakraman Bebetin, Sawan District, Buleleng Regency, how are the factors that cause default in LPD Desa Pakraman Bebetin, District of Sawan, District of Buleleng.

scholarly journals Meningkatkan Daya Saing Produk Perbankan melalui Analisis Lingkungan Strategis: Kasus Produk Kredit Pegawai BPR Bhakti Daya Ekonomi

Telaah Bisnis ◽  
2017 ◽  
Vol 17 (2) ◽  
Author(s):  
Kunto Ajibroto ◽  
Dematria Pringgabayu
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Research Method ◽  
New Products ◽  
External Factors ◽  
Civil Servants ◽  
Strategy Formulation ◽  
Diversification Strategy ◽  
Internal Factors ◽  
Fierce Competition

Abstract The purpose of this study is analyzing external factors and internal factors, so it will be possible to find out the most appropriate strategy formulation for BPR Bhakti Daya Ekonomi(BDE) in facing the increasingly fierce competition. The research method used is qualitative with data collection using interview and observation, while for data analysis using SWOT method which also use analysis of EFAS and IFAS. The results of this study indicate that the position of BPR BDE for Credit Employees products is located in quadrant IV. In this quadrant the bank is in a position where its internal advantage is relatively more dominant than its weakness. However, in facing of the environment, threat is relatively greater than the chances. This study recom­mend that BPR BDE should adopt a concentrated diversification strategy while still focusing on employee loans not only serving civil servants and TNI/POLRI, but adding new products that are credit products for private employees, which specifically target private employee markets, who already have a steady income.

scholarly journals ANALISIS HAMBATAN WIRAUSAHA MARTABAK DI KABUPATEN TEGAL

2020 ◽  
Vol 3 (1) ◽  
pp. 1
Author(s):  
Fitra Rosadi ◽  
Neni Hendaryati ◽  
Dewi Amaliah Nafiati
Keyword(s):  
Data Collection ◽  
Mass Media ◽  
Qualitative Methods ◽  
External Factor ◽  
Personal Characteristics ◽  
External Factors ◽  
Internal Factors ◽  
Inhibiting Factors ◽  
Inhibiting Factor ◽  
Internal And External Factors

This study aims to investigate the factors inhibiting interest in entrepreneurship, especially in martabak entrepreneurs in Lebaksiu District, Tegal Regency. As the object of this research is in Lebaksiu Subdistrict which is divided into17 villages, researchers used  sample  three villages namely Lebaksiu Lor, Lebaksiu Kidul and Kajen. Descriptive qualitative methods is a method applied in this research. The data collection techniques used are with observation, interviews, and documentation techniques. The results showed that the inhibiting factors in martabak entrepreneurship concisted of factors originating from internal and external factors. Detected internal factors arise from within the entrepreneur martabak such as personal characteristics, experience, ability to control a business and capital factors. The second inhibiting factor is an external factor, which this factor comes from outside the private entrepreneur martabak which includes the environment, recruitment of employees who are proficient in martabak making and promotion to the mass media.

scholarly journals Kebijakan Internal Madrasah Dalam Meningkatkan Mutu Pendidikan Di MI Nurul Ummah Kotagede Yogyakarta

2020 ◽  
Vol 11 (1) ◽  
pp. 52
Author(s):  
Muhammad Alfiansyah ◽  
Muhammad Shaleh Assingkily ◽  
Andi Prastowo
Keyword(s):  
Qualitative Data ◽  
External Factors ◽  
Day School ◽  
Quality Of Education ◽  
Internal Factors ◽  
Inhibiting Factors ◽  
Character Building ◽  
Full Day ◽  
Qualitative Data Collection

Abstract This research describes several management of MI Nurul Ummah in order to improve the quality of education in the school, the type of research in this paper is descriptive qualitative. Data collection techniques used by interview and also with various sources both from relevant books and journals. From the results of the writing, it is known that there are some policies implemented by MI Nurul Ummah management (1) Assisting the reading of Asmaul Husna, intends to educate students characters to love Allah through Asmaul Husna, (2) The implementation of Full Day School, the application of this policy is expected to make it easier to supervise students in the school, (3) Dhuha prayer in congregation, get children to pray in congregation and a good character building, (4) The training of teachers to upgrade teachers knowledge in order to produce a good quality of education. While that which is the inhibiting factors of the policy namely internal factors (Funds, Teachers, Students) external factors (Parents of Students, Society)

Sign in / Sign up

Export Citation Format

Share Document