scholarly journals Persepsi dan Faktor Dominan Determinan Minat Pelaku Usaha Mikro Kecil Muslim Pengguna Jasa Pelepas Uang terhadap Jasa Lembaga Keuangan Mikro Syariah

2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Penny Rahmah Fadhlilah

This study aim is to determine the perceptions and interests of Micro and Small Business Enterprises (MSEs) of small micro business users of the Muslim money lenders against Islamic Microfinance institution services. To view and analyze the five factors of interest used in personal, environment, convenience, service, and debt. Based on the five factors mentioned, the dominant factor that formed the interest will be distinguished. This research was conducted in Bogor City Walk with the sample of 57 respondents. Data was collected by questionnaire survey using the tools that have been tested for validity and reliability. Analysis of study factors to see the interest is done by using factor analysis while to view the perception used descriptive statistik. The results of the factor analysis showed interest in the perpetrator obtained the conclusion that Muslim enterprises used money lenders service users against the Islamic financial services are caused by sosial factors : the magnitude of motivation, ease the requirements, and strategic location.

2013 ◽  
Vol 9 (3) ◽  
pp. 253
Author(s):  
Samsuddin Sam

This study aims to determine the factors Cultural, Social, Personal and psychology affect consumer behavior in purchasing tabloid Nova in the city of Pontianak. This study is a survey method, whose population is all consumers tabloid Nova in Pontianak and 100 of whom were sampled were selected based on purposive sampling. Data analysis was performed with the Validity and Reliability Testing Instruments, factor analysis (Factor Analysis) which is used to determine the factors that influence consumers in the purchase Tabloid Nova in Pontianak. Test Bartlett's Test of Spehericity amounted to 795.181 less than the value α of 0.05 (5%), so Ho rejected and Ha accepted. Test Kaiser-Meyer-Olkin Measure of Sampling Adequacy amounted to 0,703 this value indicates the number is greater than required, amounting to 0.5-1.0 means of factor analysis suitable for use and there is a closeness between the variables in the population. Factors that influence the consumer's decision to buy tabloids Nova in Pontianak is reflecting social class, lifestyle, perceptions of news delivered and decision-making with the conscious, rational and deliberate, easily available and alternative options on the product, reading habits and customs in the neighborhood , the experience of families and benefits and will always buy. because of the influence of friends, adjust to the income and the drive to buy. The five factors that influence the consumer's decision to buy tabloids Nova in Pontianak has a cumulative percentage of variance (cumulative percentage of variance) of 67.948%. This shows that 5 (five) factors are able to explain the factors that influence the consumer's decision to buy tabloids Nova in Pontianak at 67.948%, while the remaining 31.239% is explained or influenced by other factors.Keywords: consumer behavior, cultural factors, personal, psychological


Liquidity ◽  
2017 ◽  
Vol 6 (1) ◽  
pp. 62-71
Author(s):  
Roosita Meilani Dewi

This study aims to analyze factors that affect consumer buying at online store. The data used in the research are primary data. The samples in this research consists of 100 respondents with the number of variables examined are 8 (eight) variables which consists of Cultures (X1), Social (X2), Personal (X3), Psychology (X4), Products (X5), Price (X6), Distribution (X7), Promotion (X8), and 38 items statement. Sampling technique used was convinience sampling. Methods of research carried out by using factor analysis, which aims to summarize or reduce the overall observation variables into several variables or new dimension, but variable or new dimension which is formed still present the main variables. The research found that these data provide the validity and reliability test results for factor analysis. Test results show that factor analysis of 8 (eight) variables there is only 1 (one) feasible factor, namely cultural factor. This shows that cultural factor is most dominant factor influencing purchase decisions it the online store. 75.73% variance was explained by factor that formed.


2016 ◽  
Vol 2016 ◽  
pp. 1-5 ◽  
Author(s):  
Mahboubeh Dadfar ◽  
Fazel Bahrami

The present study aimed to explore the psychometric properties of the Arabic Scale of Death Anxiety (ASDA) in an Iranian middle-aged sample. A sample of 55 volunteer Iranian persons took part in the study. Cronbach’s alpha of the ASDA was found to be high (0.91) and Spearman-Brown and Guttman Split-Half coefficients were 0.86. The factor analysis of the ASDA items yielded five factors accounting for 72.49% of the total variance and labeled (F1) fear of death and fear of dead people; (F2) fear of postmortem events and fear of tombs; (F3) fear of lethal disease; (F4) preoccupation with after death, and death fear in sleep; and (F5) fear of deprivation of own ones. The ASDA has a good validity and reliability, and it can be used in clinical, educational, and research settings.


2019 ◽  
Vol 90 ◽  
pp. 03004
Author(s):  
Jusoh Nizar ◽  
Mohamad Wijayanuddin Ali ◽  
Tuan Abdullah Tuan Amran ◽  
Husain Alias ◽  
Zamri Chik

The objective of this paper is to assess the occupational accident model construct using confirmatory factor analysis (CFA). The data for the study were obtained from the questionnaire survey using Likert scale rated 1 to 10 on 450 workers at the oil and gas terminal in Terengganu. CFA was used to verify the fitness of measurement model construct of occupational accident. A total of 53 significant items for the overall variables of occupational accident input were studied. In conclusion, all the variables of occupational accident construct such as engineering, human, and technical factors comply with the requirements of dimensions, validity, and reliability of the CFA requirement.


2017 ◽  
Vol 13 (2) ◽  
Author(s):  
Aylinna Ongsano ◽  
Michael Ricky Sondak

<p>Sophistication of technology is now increasingly, people becomes easier to access any information just by using internet. This evolution is called globalization. Now globalization makes Indonesian people tend to likes instant and practical things. Internet users in Indonesia is now increasing and most are social media active users. This makes Indonesia have a good prospects to do online business. The purpose of this study is to find out the factors that influence consumer’s decision for purchase online food and to determine the most dominant factor in consumer’s decision for purchasing online food. Population in this research is all Indonesia people who already experienced online transaction. Meanwhile, sample of this research is 73 consumers who have already purchased online food. Moreover, the technique of data collection in this study is through questionnaires distribution method and the questionnaires is using Likert scale instrument. Furthermore, the researcher process the data using SPSS with Exploratory Factor Analysis to obtain significant conclusions based on these research. Based on the hypothesis that has been calculated using the SPSS, the results are there are five factors that influence consumer’s decision for purchasing food through social media and the most dominant factor is life style, because it has the most high eigen value.<br />Keywords: Globalization, Social Media, Online Business, Exploratory Factor Analysis</p>


2021 ◽  
Vol 7 (3) ◽  
pp. 1067
Author(s):  
Rini Astuti ◽  
Lina Saptaria

<p>Kebun bibit kediri is one of the tourism destinations that offers a variety of attractive tourist objects for visitors from various regions. This study aims to identify the factors that affect the satisfaction of visitors to kebun bibit kediri. This type of research is descriptive quantitative. The population of this research activity was all visitors to kebun bibit kediri tour during the Covid 19 pandemic. The sampling technique was purposive sampling, namely selecting respondents based on certain criteria. The number of research samples were 80 respondents. Methods of data collection using literature study, interviews, documentation, and questionnaires. The research instrument was measured using a Likert scale. Data analysis techniques using factor analysis. . The results showed that based on the factor analysis that had been carried out, it could be grouped. five factors of concern to the manager, namely 1). service quality factor, 2). Emotional factor, 3). Product quality factors, .4). public facilities factor, 5) price factor. but the dominant factor is the service quality factor. By looking at the existing conditions during the covid  19 conditions, it is hoped that the management will increase the factors that can increase the income of kebun bibit kediri.</p>


2021 ◽  
Vol 35 (6) ◽  
pp. 78-98
Author(s):  
Marcin Boryczko

The article aims to present the results of research on the use of standardised tools that measure the level of commitment and exposure to human rights of social workers and social work students. The research was based on the adaptation procedure of two separate scales – Human Rights Engagement in Social Work and Human Rights Exposure in Social Work – to Polish cultural background and linguistic environment. The first part discusses issues related to the importance of human rights in social work, up-to-date status human rights-based social work perspective and a literature review in this area. The research part presents the procedure and discusses the results of theoretical validity and reliability tests. The Cronbach alpha coefficient was obtained at the level of .877 and .845, which indicates a high level of internal compatibility. It was not possible to determine the nature of the regularities shaping the relationships between the variables, items of the scale In the case of the Human Rights Engagement in Social Work scale the exploratory factor analysis (Varimax rotation) made it possible to identify five factors explaining 51.9% of the variability. In the case of the Scale of Human Rights Engagement in Social Work, the exploratory factor analysis allowed for the identification of five factors explaining 58% of the variance of variables. In the case of Human Rights Exposure in Social Work, factor analysis made it possible to identify three factors explaining 65% of variances. Then, an attempt was made to interpret the results and the perspective of the potential application of scales over theattitudes of social workers and students of social work was presented. Polish versions of the scales were also described. The results of the analysis of the Polish version of the scales indicate that they are reliable and possess theoretical accuracy, thus allow for measuring the level of engagement and exposure to human rights knowledge in the field of social work.


2020 ◽  
Vol 8 (2) ◽  
pp. 13-24
Author(s):  
RAHIMAH IBRAHIM ◽  
◽  
HAZWAN MAT DIN ◽  
SITI FARRA ZILLAH ABDULLAH ◽  
TENGKU AIZAN HAMID

Malaysia is experiencing rapid ageing. With such rapid demographic changes, the need for understanding elderly well-being become a necessity. This study aims to validate a new developed Malaysian index of elderly well-being (MIEW) among the Malaysian community-dwelling elderly. A cross-sectional study was conducted among the elderly in Negeri Sembilan, Malaysia. The preliminary MIEW contained 40 items and is composed of five factors; economic, health, social, psycho-spiritual and environmental well-being. Confirmatory factor analysis using maximum likelihood estimation method was conducted to assess the validity and reliability of the instrument. A total of 629 respondents participated in this study, with an average age of 70.36 years old. Confirmatory factor analysis yielded 18 items with five factors. The model fitted the data well, showing strong construct validity and reliability of the instrument. The findings from this study suggested an acceptable level of validity and reliability for the new instrument. However, MIEW should be used with caution as the discriminant validity of social and environmental well-being was unsatisfactory. Further research in this section is recommended.


Author(s):  
Zulkifli Zainuddin

Redundant submitting by the author, this article retracted by Editor--This study aims to determine (a) the factors that influence a client's decision to choose the financial products and (b) Which factors most dominant influence a client's decision in choosing financing in PT Bank Syariah Mandiri Branch Ciputat. The population in this study are all people who have a business in Ciputat and customers who visit the Bank Syariah Mandiri Branch Ciputat to finance. Convenience sampling method selected 100 of the people who have businesses and customers who visited the Bank Syariah Mandiri Branch Ciputat. Test analysis used in this study is to test the factor analysis. Tthis study show that (a) the factors that influence a client's decision in choosing a loan product Bank Syariah Branch Ciputat consists of five factors formed and (b) the most dominant factor influencing the customer's decision in choosing a loan product Bank Syariah Branch Ciputat is factor process (X7). Keywords: Keputusan nasabah, bauran pemasaran jasa, ekuitas merek, karakteristik dan perilaku nasabah--Redundant submitting by the author, this article retracted by Editor--


2021 ◽  
Vol 10 (3) ◽  
pp. 179
Author(s):  
LUH PUTU IDA HARINI ◽  
KARTIKA SARI ◽  
MADE SUSILAWATI

Traditional Balinese clothing is a typical Balinese clothing that is characterized by Balinese customs used as a form of cultural protection that reflects the nature of politeness, shade, peace, and pride for the wearer. The Governor of Bali in the Regulation of the Governor of Bali Number 79 of 2018, concerning the Day for the Use of Balinese Traditional Clothing states that one of the objectives of using Balinese traditional clothing is to maintain and maintain the preservation of Balinese Traditional Clothing in order to strengthen identity, character and character, to recognize the values the aesthetic, ethical, moral, and spiritual values ??contained in Balinese culture and encourage increased use of local Balinese fashion products and industries. The purpose of this study was to determine the factors that influence academic perceptions of the use of traditional clothing in the school environment. This research was conducted in high schools in Denpasar, using the factor analysis method. The sample in this study were 181 respondents. The sampling technique used was purposive sampling. The results showed that the factors that influenced students' perceptions of the use of traditional clothing in the school environment were comfort in traditional clothing, knowledge of the rules of traditional dress, knowledge of traditional clothing, ethics of Balinese traditional dress and tourists and Balinese traditional clothing. These five factors can explain the diversity of students 'perceptions of 58.742 percent, with the dominant factor affecting students' perceptions of the use of traditional clothing in the school environment is comfort in traditional dress.


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