scholarly journals Personal Financial Management Behavior of Surabaya College Students

2021 ◽  
Vol 1 (2) ◽  
pp. 32-36
Author(s):  
Rini Astuti

This study aims to analyze the influence of academic ability, and allowance on the behavior and behavior of college students managing personal finance, with literacy or financial knowledge as intervening. This type of research is causal comparative with quantitative approach. The point of thought used in the research that is being worked on is the Theory of Planed Behavior (TPB). The research method used is discovery or quantitative. The population used is college students who are in Surabaya universities in the 2017-2019 school year. Samples in this study as many as 100 respondents, by means of data collection using questionnaires, the way of determining samples to be applied in this study is stratified random sampling. Analysis helper tools to process the data that will be used this research is SamartPls 3 and hypothesis test.

2019 ◽  
Vol 2 (2) ◽  
pp. 9
Author(s):  
Rafiqah Asaff ◽  
Suryati Suryati ◽  
Rika Rahmayani

Peneltian ini bertujuan untuk mengetahui pengaruh financial attitude dan financial knowledge terhadap financial management behavior, baik secara simultan maupun parsial. Penelitian dilakukan pada Fakultas Ekonomi Universitas Andi Djemma Palopo dan difokuskan pada mahasiswa yang mengambil konsentrasi keuangan. Teknik pengumpulan data dengan menggunakan kuesioner, observasi (pengamatan), studi pustaka. Sampel dalam penelitian ini sebanyak 141 dari total 217 populasi dan digunakan teknik proportionate stratified random sampling, sehingga diperoleh jumlah sampel untuk masing-masing angkatan yaitu 2014 sebanyak 7 orang, 2015 sebanyak 69 orang dan 2016 sebanyak 65 orang. Adapun teknik analisis data meliputi analisis deskriptif, uji validitas dan reliabilitas, uji asumsi klasik dan analisis regresi linear berganda. Hasil dari penelitian ini menunjukkan bahwa baik secara simultan maupun parsial, financial attitude dan financial knowledge berpengaruh terhadap financial management behavior pada mahasiswa Fakultas Ekonomi konsentrasi keuangan Universitas Andi Djemma Palopo. Pengaruh secara simultan ditunjukkan oleh nilai F hitung (34,024) > F tabel (3,062). Sedangkan pengaruh secara parsial ditunjukkan oleh nilai t hitung X1 sebesar 2,670 dan X2 sebesar 6,292 > t tabel sebesar 1,977. Nilai R Square sebesar 33% menunjukkan sumbangan pengaruh financial attitude dan financial knowledge terhadap financial management behavior, sedangkan sisanya sebesar 67% dipengaruhi oleh variabel lain yang tidak dimasukkan dalam penelitian ini.


2019 ◽  
Author(s):  
INDRILITA MAULIDYA

This study aims to determine the effect of policy implementation on the performance of nagari apparatus in nagari financial management in Pasaman Regency. This research was motivated by the lack of implementation of policies on nagari financial management in Pasaman Regency. This study used a quantitative research method conducted on 12 nagari in Pasaman Regency with a population of 96 consisting of walinagari, nagari secretary, three heads of affairs and three section heads. While the number of samples as many as 88 respondents were determined using the Slovin formula. In this study data collection used a Likert Scale with data collection techniques using the Proportionate Stratified Random Sampling technique. The results of this study show that partially the communication sub-variables have an effect of 20.5%, sub-variables of resources by 2.6%, sub-disposition variables by 17.1% and sub-variables of birourism structure by 13.5% on the performance of nagari financial management . While simultaneously the policy implementation variables provide a significant influence on the performance of nagari financial management in Pasaman District with a simultaneous influence of 12.8%.


2019 ◽  
Vol 3 (2) ◽  
pp. 67
Author(s):  
Indrilita Maulidya

This study aims to determine the effect of policy implementation on the performance of nagari apparatus in nagari financial management in Pasaman Regency. This research was motivated by the lack of implementation of policies on nagari financial management in Pasaman Regency. This study used a quantitative research method conducted on 12 nagari in Pasaman Regency with a population of 96 consisting of walinagari, nagari secretary, three heads of affairs and three section heads. While the number of samples as many as 88 respondents were determined using the Slovin formula. In this study data collection used a Likert Scale with data collection techniques using the Proportionate Stratified Random Sampling technique. The results of this study show that partially the communication sub-variables have an effect of 20.5%, sub-variables of resources by 2.6%, sub-disposition variables by 17.1% and sub-variables of birourism structure by 13.5% on the performance of nagari financial management . While simultaneously the policy implementation variables provide a significant influence on the performance of nagari financial management in Pasaman District with a simultaneous influence of 12.8%.


2017 ◽  
Vol 4 (3) ◽  
Author(s):  
Nitu

Internet Addiction is a very common issue in present era. It is influencing the life style and behavior of common people especially students. The present study was conducted on undergraduate students. The sample size consists of 60 undergraduate students (30 boys and 30 girls) of Ranchi city. The sample was selected by stratified random sampling and from different stream (arts, science, and commerce) randomly. Objectives: To know the prevalence of Internet Addiction among the sample groups; to know level of Internet addiction among sample and to examine the impacts of gender on Internet Addiction. Hypothesis: The prevalence of Internet Addiction will vary among the sample groups; levels of Internet addiction will be vary and gender will have no impact on Internet Addiction among under-graduate students. Methodology: The sample was selected by stratified random sampling. Young’s Internet Addiction scale was used for collecting data. The data were statistically analyzed using percentage analyses, Means, SD and t-test. Conclusion: According to the analysis, it was observed that prevalence of Internet addiction among under-graduate students was 13.33%.Mean score of boys and girls were 33.7 and 33.5 respectively. It is found in this study that gender does not affect Internet addiction behaviour.


2020 ◽  
Vol 2 (2) ◽  
pp. 167-180
Author(s):  
Luli Achmad Gozali ◽  
Yusniar Lubis ◽  
Syaifuddin Syaifuddin

This study is aimed to determine and analyze the effect of the implementation of motivation and culture on the employees productivity at Huta Padang estate of PT. Perkebunan Nusantara III (Persero) Asahan Regency North Sumatera. This research method uses a quantitative approach, the type of research is a survey. The sample was determined by stratified random sampling method, 95 people. The data collection through questionnaires. Data were analyzed using multiple linear regression. The results showed that partially and simultaneously, the implementation of motivation and culture had a positive and significant effect on the employess productivity at Huta padang estate of PT. Perkebunan Nusantara III (Persero) Asahan Regency North Sumatera. The determination coefficient value of 0.882, indicates that the influence of the implementation of motivation and culture on the employess productivity of Huta Padang estate of PT. Perkebunan Nusantara III (Persero) Asahan Regency North Sumatera is 88.2%. The culture has more dominant influence on the employees produktivity at  Huta Padang estate of PT. Perkebunan Nusantara III (Persero) Asahan Regency North Sumatera, with a direct influence of 73,2%. 


Rekayasa ◽  
2021 ◽  
Vol 14 (3) ◽  
pp. 334-339
Author(s):  
Masriansyah Masriansyah ◽  
Untung Purnomo ◽  
Binsar Mangaratua Sirait

The Navy Debriefing Service is a central implementing agency whose main task is a series of supply chain management, which has several problems related to the uneven competence of Disbekal personnel, limited human resources and lack of creation, innovation, improvisation, as a result of the large number of personnel who have been around for a long time. served in Disbekal. So the purpose of this research is to analyze the influence of competence and the influence of organizational culture partially on the work productivity of Disbekal. As well as analyzing the influence of competence and organizational culture simultaneously on the work productivity of Disbekal. Descriptive verification research method with data analysis techniques using Path Analysis. The number of samples is 88 personnel, with data collection through stratified random sampling. The results showed that there was a significant influence between competence, and organizational culture on the work productivity of the TNI AL debriefing service partially and simultaneously. Where the direct influence of the competence variable is 30.2%, and the organizational culture variable is 18.5%. The total effect is 68.1% overall, while 39.1% is the influence of other factors that were not researched.


Author(s):  
Muhammad Rahmannuddin ◽  
Sumardjo Sumardjo

ABSTRACTThe low level of community participation in the allocation of village funds indicates that the implementation of the village fund allocation still has not fully involved the community in the village financial management process. This is due to the weak leadership influence of the village head as the supreme leader who has full authority and responsibility in managing the region and its community. The low level of community participation has an impact on the lack of community satisfaction and trust in the village administration. This study uses a quantitative data approach supported by qualitative data in the form of in-depth interviews. Respondents consisted of 60 people divided into two categories namelynof community leaders and non-community leaders through stratified random sampling method. The results of this study indicate that there is a significant influence between the leadership of the village head on the level of community participation in the utilization of village funds.Keywords: leadership, participation, utilization of village funds----------------ABSTRAKRendahnya tingkat partisipasi masyarakat dalam pemanfaatan dana desa menunjukkan bahwa implementasi dana desa masih belum sepenuhnya melibatkan masyarakat di dalam proses pengelolaan keuangan desa. Hal ini disebabkan oleh lemahnya pengaruh kepemiminan kepala desa sebagai pemimpin tertinggi yang memiliki wewenang dan tanggung jawab penuh dalam mengatur wilayah dan komunitasnya. Rendahnya partisipasi masyarakat berdampak pada kurangnya kepuasan dan kepercayaan masyarakat terhadap pemerintahan desa. Penelitian ini menggunakan pendekatan data kuantitatif yang didukung data kualitatif berupa wawancara mendalam. Responden terdiri atas 60 orang yang berdasarkan tingkat ketokohan yaitu tokoh masyarakat dan non tokoh masyarakat melalui metode stratified random sampling. Hasil penelitian menunjukkan bahwa terdapat pengaruh yang signifikan antara kepemimpinan kepala desa terhadap tingkat partisipasi masyarakat dalam pemanfaatan dana desa.Kata kunci: kepemimpinan, partisipasi, pemanfaatan dana desa


2019 ◽  
Vol IV (I) ◽  
pp. 420-426
Author(s):  
Sarfaraz Syed Khan ◽  
Syed Afzal Shah ◽  
Habib Elahi

This study was performed to discover the influence of rumination and worry, test anxiety and procrastination on the educational attainment of the students of the university. The descriptive survey research method was used for conducting the research. The technique of stratified random sampling was used to select 400 students from the 7th and 8th semesters of fall, 2018 from four public sector universities of the Hazara Division. The ruminative responsive scale developed by Treynor, Gonzalez and Nolen-Hoeksema, (2003), Test anxiety developed by Nest and Diehl (1990), and Abu Ghazal (2012) scale of academic procrastination was adopted as data collection instruments. Regression analyses, coefficient of correlation, mean, and standard deviation was applied for the analysis of data. The results of the study found that test anxiety is greater among students of the university. It was established that rumination and worry, academic procrastination and test anxiety has a significant positive relationship among each other. Further, it was indicated that test anxiety and academic procrastination has significant impact on educational attainment.


2020 ◽  
Vol 15 (2) ◽  
pp. 119-129
Author(s):  
M. Fahrurrozi

Abstrak: Penelitian ini bertujuan untuk mengetahui pengaruh model pembelajaran berbasis masalah terhadap hasil belajar Qur’an Hadits siswa Madrasah Tsanawiyah Nurul Islam Sekarbela. Penelitian ini merupakan penelitian eksperimen dengan menggunakan one grup pretest dan posttest design. Populasi dalam penelitian ini adalah seluruh siswa kelas VII Madrasah Tsanawiyah Nurul Islam Sekarbela tahun ajaran 2018/2019. Sampel ditentukan melalui tehnik random sampling Dengan Instrumen penelitian dalam bentuk tes essay. Analisis data penelitian dengan uji-t sampel berpasangan. Analisis uji hipotesis dalam penelitian ini menunjukkan signifikansi sebesar 0.003 lebih kecil daripada 0.05 artinya ada perbedaan signifikan hasil belajar antara siswa saat pretest dan posttest. Dengan demikian dapat disimpulkan, bahwa model pembelajaran berbasis masalah berpengaruh terhadap hasil belajar siswa di Madrasah Nurul Islam Sekarbela. Kata kunci: model pembelajaran berbasis masalah, hasil belajar Title: The Effect of Use Problem Based Learning Models on Learning Results of the Qur'an Hadits Abstrak: The purpose of this study was determine the effect of problem-based learning models on the student learning outcomes in subjects of the Qur’an Hadith at the Madrasah Tsanawiyah Nurul Islam Sekarbela. This research is an experimental study using one group pretest and posttest design. The population in this study were students of class VII Madrasah Tsanawiyah Nurul Islam Sekarbela in the 2018/2019 school year. The sample is determined through random sampling techniques. The research instrument is an essay test. Analysis of research data is paired sample t-test. Hypothesis test analysis shows that the t-test 0.003 is smaller than 0.05, meaning that there are significant differences in learning outcomes between students during the pre-test and post-test. Thus it can be concluded, that the problem-based learning model influences student learning outcomes in Madrasah Nurul Islam Sekarbela.


2019 ◽  
Vol 9 (2) ◽  
Author(s):  
Sumaryanto Sumaryanto ◽  
A. Faroby Falatehan ◽  
Dwi Rachmina

ABSTRACTUtilization of information technology in all stages of local financial management becomes very important especially in the effort to bring out good governance. Local financial management must be implemented in an orderly manner and in accordance with law, efficient, effective, transparent, accountable and responsible with due regard to justice, compliance and benefit to the community. The purposes of this research were to analyze the stage of employee readyness in implementation of local financial management information system, to analyze the effectivity of local financial management information system in Goverment Internal Controlling System and to obtain the strategy improving employee-readiness of Bogor City goverment in implementation of local financial management information system. The data consisted of primary and secondary data. Primary data was obtained from direct observation, interview and questioners with stratified random sampling method. While the secondary data was obtained from literature and related documents. This study used rating scale analysis, and SWOT analysis. The Result of study showed that employee-readiness of Bogor City goverment in implementation of local financial manangement information system were on the ready criteria but still needed a little improvement, and local financial management information system were quite effective to assist financial management employee in Bogor City goverment in implementation of Goverment Internal Controlling System. The chosen strategy was to improve the development and capacity building of competency-based employees in local financial management.Key words :   employee-readiness, financial, information system, strategy.ABSTRAKPemanfaatan teknologi informasi pada setiap tahapan pengelolaan keuangan daerah menjadi sangat penting terutama dalam upaya mewujudkan tata kelola pemerintahan yang baik. Pengelolaan keuangan daerah harus dilaksanakan scara tertib, sesuai dan taat tterhadap peraturan perundang-undangan, sfektif, efisien, transparan, akuntabel, bertanggung jawab dengan memperhatikan keadilan, kepatuhan dan bermanfaat bagi masyarakat. Penelitian ini bertujuan menganalisis tingkat kesiapan aparatur dalam implementasi sistem informasi pengelolaan keuangan daerah di Lingkungan Pemerintah Kota Bogor, menganalisis efektifitas sistem informasi pengelolaan keuangan daearah dalam pelaksanaan Sistem Pengendalian Intern di Lingkungan Pemerintah Kota Bogor dan merumuskan strategi yang dapat dilakukan untuk meningkatkan kesiapan aparatur Pemerintah Kota Bogor dalam implementasi sistem informasi pengelolaan keuangan daerah. Data yang digunakan adalah data primer dari dan data sekunder. Data primer diperoleh dari observasi, wawancara dan kuesioner dengan metoda stratified random sampling. Sedangkan data skunder diperoleh melalui literatur dan dokumen-dokumen terkait. Penelitian ini menggunakan analisis rating scale dan analisis SWOT. Hasil penelitian menunjukan bahwa, kesiapan aparatur dalam implementasi sistem informasi pengelolaan keuangan daerah secara keseluruhan  berada pada kriteria siap tetapi masih perlu peningkatan dan sistem informasi pengelolaan keuangan daerah cukup efektif dalam penyelenggaraan sistem pengendalian intern pemerintah. Strategi yang terpilih adalah peningkatan pembinaan dan pengembangan kapasitas aparatur pengguna sistem informasi pengelolaan keuangan daerah yang berbasis kompetensi. Kata kunci: kesiapan aparatur, sistem informasi, pengelolan keuangan, strategi.


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