Kebijakan Pemberian Program Simpan Pinjaman Mempengaruhi Peningkatan Kinerja Karyawan dan Anak Perusahaan Koperasi Astra

2021 ◽  
Vol 5 (2) ◽  
pp. 211-225
Author(s):  
Anessa Musfitria ◽  
Muhammad Yasir Anhar
Keyword(s):  
Secondary Data ◽  
Savings And Loan ◽  
National Economic ◽  
Program Policy ◽  
Long Time ◽  
Policy Program ◽  
Qualitative Descriptive ◽  
Scholarship Program ◽  
Data Source ◽  
And Performance

Cooperatives aim to promote the welfare of members in particular and society in general and to participate in building the national economic order in order to create an advanced, just and prosperous society based on pancasila. This study aims to determine the description of the policy of providing savings and loan programs affecting the performance of employees and subsidiaries in the astra cooperative. The method in this research is qualitative descriptive, the data source used is secondary data through online media https://www.koperasi-astra.com/. The results of the research show that a company can become big and last a long time with a strong core value. Every employee in the astra cooperative upholds the values ​​that must be maintained, including: passionate, respect, open mind, sinergy, and performance. By having 5 policies such as 1) savings and loan credit program policy, 2) loan program policy, 3) allowance for term deposits, 4) csr program, 5) scholarship program. From the policy program, it is certainly in accordance with the core values ​​of the astra cooperative Keywords: policy, savings and loan and performance

scholarly journals POLARITAS DEIKSIS PERSONA NOVEL SHERLOCK HOLMES: SKANDAL DI BOHEMIA (TINJAUAN PRAGMATIK)

2019 ◽  
Vol 3 (2) ◽  
pp. 261
Author(s):  
Ilfan Askul Pehala
Keyword(s):  
Data Collection ◽  
Qualitative Methods ◽  
Research Data ◽  
Sherlock Holmes ◽  
Qualitative Descriptive ◽  
Data Source ◽  
And Performance

This study aims to determine, analyze, and describe the person deixis and the polarity of the use of the deixis, based on the Yule deixis theory. The deixis analysis in this study is not only looking for the existing deixis persona but also looking at the correlation in the grammatical deixis category in lingual units. The analysis is then connected with the concepts of competence and performance in the linguisic deixis unit to see the concepts of language and thinking of the writers in this novel. It is all the basis of the novelty of this study. This study uses a qualitative descriptive design that is consistent with linguisic research. Data collection techniques were carried out through qualitative methods, that is, the method of distribution using the BUL technique or direct division of data into the lingual unit and the analysis of the Spradely ethnic method to determine the domain, taxonomy, and componential person deixis. The data in this research include the written lingual unit whose marker of reference and types indicates or is recorded as deixis. The main data source is a series of stories from Sir Arthur Conan Doyle’s Sherlock Holmes, particularly A Scandal in Bohemia which consists of three parts. The results of the analysis show that the persona in speech has other functions: as nominating, objective, and genitive markers. The polarity of the person deixis indirectly determines the concept of the author's competence and performance which unconsciously shapes the dominance and strength of the character that determines the centrality of the character and then also the storyline.

scholarly journals Ada Apa dengan Dewan Pengawas Syariah di Koperasi Simpan Pinjam dan Pembiayaan Syariah?

2019 ◽  
Vol 3 (2) ◽  
pp. 155
Author(s):  
Choirul Absor ◽  
Kharis Fadlullah Hana ◽  
Fatikha Rizqya Nur
Keyword(s):  
Financial Institutions ◽  
Supervisory Board ◽  
Secondary Data ◽  
Primary Data ◽  
Office Visits ◽  
Moral Principles ◽  
Savings And Loan ◽  
Data Source ◽  
Feasibility Test

<p><em>This study aims to determine the role of the Sharia Supervisory Board in supervising Sharia Savings and Loan Cooperatives (KSPPS) so that operations do not come out of sharia provisions. Sharia Supervisory Board includes legal assistants who have the duty to ensure and conduct supervision so that Sharia Financial Institutions are in sharia provisions. Savings and Loan Cooperatives and Sharia Financing are financial institutions that are socially based and in their activities are based on moral principles by considering haram and lawfulness of a business that is run in accordance with Islamic regulations. The method used to conduct this research is qualitative. The data source uses secondary data and primary data by collecting data in the form of interviews and documents. Based on the results of observations on KSPPS Berkah Abadi Gemilang that Supervision conducted by DPS there is still an obstacle that causes less optimal supervision, namely members of sharia supervisors who do not understand muamalah fiqh, mastery of economics and DPS rarely make office visits. In addition, one member of the DPS also does not yet have a certificate of proof of passing the exam from DSN-MUI or other standard certificates, in this case at least the results of the certificate provide a guarantee that the Sharia Supervisory Board has passed the feasibility test to become the Sharia Supervisory Board. KSPPS Berkah Abadi Gemilang in practice also still has errors, the Ba'I Bi'saman Ajil contract which is supposed to be a sale and purchase agreement but made as a financing and error in determining the margin based on the presentation of the money lent.</em></p>

scholarly journals UPACARA NGABEN NINGKEB DI BANJAR KEBON DESA PAKRAMAN BLAHBATUH KECAMATAN BLAHBATUH KABUPATEN GIANYAR (Kajian Filosofis)

2017 ◽  
Vol 1 (2) ◽  
pp. 472
Author(s):  
Ni Luh Putu Yulia Sukma Yanti
Keyword(s):  
Qualitative Research ◽  
Secondary Data ◽  
Primary Data ◽  
Return Function ◽  
Primary Data Source ◽  
Long Time ◽  
Data Source ◽  
Structural Functionalism ◽  
Religious Theory ◽  
Structural Functionalism Theory

<p><em>Ngaben Ningkeb interpreted Ngaben ceremony that ended in a reversed way or called Ningkeb.Fenomena background researcher to examine the problems about the implementation of Ngaben Ningkeb Ceremony with the formulation of the problem include: 1). How is the Ngompen Ningkeb Ceremony Procession in Banjar Kebon, Pakraman Blahbatuh Village, Blahbatuh District, Gianyar Regency? 2). What is the function of Ngaben Ningkeb Ceremony in Banjar Kebon, Pakraman Blahbatuh Village, Blahbatuh District, Gianyar Regency? 3). What is the philosophical meaning contained in Ngompen Ningkeb Ceremony at Banjar Kebon, Pakraman Blahbatuh Village, Blahbatuh District, Gianyar Regency? With the aim of research can implement the science of religion obtained in the life of the community and know in general about the Procession, Functions and Meaning philosophical related Ngaben Ningkeb Ceremony.</em></p><p><em>This research is discussed using several theories, among others, Religious Theory, is used because this research includes the research of Religion, Structural Functionalism Theory, used to dissect the problems related to Ngaben Ningkeb Ceremony, and Symbol Theory, is used to study the meaning of Philosophy. This type of research is qualitative research with primary data source from the field that is by observation and interview while secondary data obtained through documentation technique.</em></p><p><em>The results of the study as follows: 1). A. The initial procession Ngaben ningkeb ceremony, among others: Nyamuh, Matur Piuning, Mapajati, Ngulapin and Nyiramin. B. Ningkeb peak procession among others: Nedunin Sawa, Towards Setra, Sprinkle various types Tirta, Ngeseng Sawa, and last Ningkeb. C. The process after the implementation of Ngaben Ningkeb, among others: Mapegat and Mecaru. 2). Function Ceremony Ngaben Ningkeb include: A. Sustainability Function, where Ngingken ningkeb ceremony can be practically can be a ceremony that deserves to be preserved because in every process is something sacred and different with Ngaben in general. B. The return function of Sanghyang Panca Mahabhuta, which outlines the elements of Panca Mahabhuta in this great realm and usher Atma (Spirit) into Pitra nature by deciding Atma's love with his world. C. Purgatory function, in this case, purification is intended as a main foundation that should be put forward in the process Ngaben ningkeb ceremony. 3). And the meaning contained in Ngingken ningkeb ceremony is a philosophical meaning, where the conception of sarira is used as the meaning of philosophy Ngaben ningkeb is the conception of Sarira according to Wrhaspati Tattwa. And the meaning of Return Panca Mahabhuta, where basically all will return by itself although not done ceremony Ngaben, but it takes a very long time, hence from cultivated to return by cremation (Ngaben).</em></p>

scholarly journals Sukuk Dan Kontribusinya Dalam Pembiayaan Pembangunan

2017 ◽  
Vol 11 (1) ◽  
pp. 83-103
Author(s):  
Husnul Khatimah
Keyword(s):  
Foreign Debt ◽  
National Development ◽  
Secondary Data ◽  
State Budget ◽  
National Economic ◽  
Data Source ◽  
Descriptive Approach ◽  
The Government ◽  
Quantitative Descriptive

This study analyzes the role of sukuk in national economic development. During this time the source of development financing consists of several kinds including taxes, bonds, foreign debt and Islamic bonds (sukuk). Sukuk has been developed in Indonesia since 2002 (published Indosat) and is still growing and the number of issuers are even greater. The research method using descriptive quantitative, data source in this research is secondary data obtained, balance of payments in the government, the state budget. This study uses a quantitative descriptive approach. Data were processed using matrix comparison of the performance of sukuk and conventional bonds to finance national development. The role and contribution of sukuk to finance the construction has been increasing. In 2011 amounted to 34% of financing needs are met through sukuk. Until 2016 the proportion was 60%. Instead the role of foreign debt be decreased. In 2011 only 7%, and by 2016 the portion close to 0%.

scholarly journals MANAJEMEN PEMBIAYAAN PENDIDIKAN TINGGI DALAM UPAYA PENINGKATAN MUTU (Studi Kasus Pada Perguruan Tinggi Swasta Menengah di Surabaya)

2017 ◽  
Vol 3 (1) ◽  
pp. 87
Author(s):  
Achmad Anwar Abidin
Keyword(s):  
Quality Improvement ◽  
Private Colleges ◽  
Financial Management ◽  
Educational Institution ◽  
Secondary Data ◽  
Primary Data ◽  
Secondary Data Source ◽  
Qualitative Descriptive ◽  
Data Source ◽  
Source Management

<p>Financing a good management is one key to the success of an educational institution to promote or increase quality. In this study, the focus of the problem is how the management of financing available to the private universities in Surabaya medium in order to improve its quality. The method used is qualitative descriptive with the presence of the researcher as an instrument of research conducted interviews to informants as a source of primary data and documents as well as supporting books as a secondary data source. Management Funding education is one of the factors that determine the quality improvement due to the financial management that is transparent and accountable will give rise to the belief of stakehoulder and it will be the motivation of each academicians Tri Dharma College in Private colleges medium in Surabaya to conduct quality improvement in their respective fields.</p>

scholarly journals Pengembangan Program Studi Perbankan Syariah Berbasis Integrasi Peran Bank Syariah Bagi Sektor Riil UMKM

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Tri Mulato ◽  
Sudirman Sudirman ◽  
Kamaruddin Kamaruddin ◽  
Iryani Iryani
Keyword(s):  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Research Theme ◽  
Analysis Technique ◽  
Qualitative Descriptive ◽  
Data Source ◽  
Banking Institution ◽  
The City

Sharia banking are interested in getting involved channeling financing to the real sector of SMEs, including Bank BNI Syariah Makassar and Bank Panin Dubai Syariah Makassar. The purpose of this study is to determine the development of SMEs financing provided by sharia banking. Then to find out the role of sharia banking for the distribution financing for SMEs in the city of Makassar. As well as to find out the form of integration of the development of the department of sharia banking UIN Alauddin Makassar, through the distribution of financing for SMEs in sharia banking institution. This type of research is a field research, by taking data directly. The nature of the research is qualitative. The data source uses primary data and secondary data related to the research theme. The data analysis technique used in this research is qualitative descriptive, which describes the objects in the study. The results of this study indicate the development of the distribution of financing in sharia banking reaching 15.93 percent. Then Bank BNI Syariah and Bank Panin Dubai Syariah Makassar channeled financing to SMEs sector, reaching 20 percent. The form of integration in the development of departement sharia banking is by presenting courses on object management of financing sharia banking and courses on SMEs business.

ANALISIS DAMPAK LINGKUNGAN DALAM KEBIJAKAN PERLINDUNGAN SITUS RATU BOKO MENUJU PENGEMBANGAN PARIWISATA YANG BERKELANJUTAN

2016 ◽  
Vol 10 (02) ◽  
pp. 7-14
Author(s):  
Bima Setya Nugraha ◽  
Lana Prihanti Putri
Keyword(s):  
Descriptive Analysis ◽  
Secondary Data ◽  
Primary Data ◽  
Tourist Destination ◽  
Tourist Destinations ◽  
Qualitative Descriptive ◽  
Data Source ◽  
Secondary Data Sources ◽  
Negative Impacts ◽  
Using Data

Daerah Istimewa Yogyakarta known to have many tourist destinations in the form of heritage for example Ratu Boko site. The site Ratu Boko is a historic relic that was built around the 8th century during the reign of Rakai Panangkaran, one of the descendants Wangsa Syailendra. The development of these tourist destinations are increasingly dynamic. The development of tourism activities in sites of historical and cultural heritage of course have an impact on the environment around the site. This study used qualitative descriptive methods, using data derived from primary data source (observations and interviews) and secondary data sources (study of literature). This papers restrain only on based descriptive analysis from data and not using statistic to analysis. The results of this research found that there are positive and negative impacts arising from the development of this tourist destination. Keywords: tourism destination, the site Ratu Boko, impact, qualitative

scholarly journals LE PETIT PRINCE KARYA ANTOINE DE SAINT-EXUPERY DALAM TANGGAPAN DAN HORIZON HARAPAN PEMBACA (Le Petit Prince of Antoine de Saint-Exupéry in Readers’ Response and Horizon Hope)

Kandai ◽  
2019 ◽  
Vol 15 (1) ◽  
pp. 87
Author(s):  
Tania Intan
Keyword(s):  
Secondary Data ◽  
Descriptive Study ◽  
Point Of View ◽  
Data Sources ◽  
Primary Data ◽  
The Novel ◽  
Primary Data Source ◽  
Qualitative Descriptive ◽  
Data Source ◽  
Secondary Data Sources

Penelitian ini bertujuan untuk mendeskripsikan tanggapan pembaca terhadap novel Le Petit Prince, menguraikan horizon harapan pembaca terhadap novel Le Petit Prince, dan memaparkan faktor-faktor penyebab perbedaan tanggapan dan horizon harapan pembaca. Penelitian ini termasuk jenis penelitian deskriptif kualitatif. Ada dua sumber data yaitu sumber data primer dan sekunder. Sumber data primer mengacu pada objek penelitian, yaitu novel Le Petit Prince, sedangkan data sekunder berupa teks-teks yang memuat tanggapan pembaca novel Le Petit Prince yang terdiri atas 20 orang yang terdapat pada media massacetak dan elektronik, termasuk internet. Instrumen penelitian berupa tabel-tabel isian yang mengaitkan pembaca, tanggapan pembaca, dan horizon harapan. Data dikumpulkan dengan cara observasi dan data dianalisis dengan menggunakan teknik deskriptif kualitatif. Hasil penelitian dirumuskan dalam tiga poin. Pertama, seluruh pembaca menanggapi atau menilai positif unsur tema, alur, tokoh, latar, sudut pandang, gaya bahasa, teknik penceritaan, bahasa, dan isi novel Le Petit Prince. Kedua, harapan sebagian besar pembaca sebelum membaca novel Le Petit Prince sesuai dengan kenyataan ke sembilan unsur di dalam novel LePetit Prince sehingga pembaca dapat dengan mudah menerima dan memberikan pujian pada novel tersebut. Ketiga, faktor penyebab perbedaan tanggapan dan horizon harapan pembaca selain perbedaan stressing unsur yang ditanggapi juga karena perbedaan pengetahuan tentang sastra, pengetahuan tentang kehidupan dan pengalaman membaca karya sastra.(This study aims to describe the readers’ responses to the novel Le Petit Prince, the readers' horizon of hope for the novel Le Petit Prince, and the factors that cause differences in responses and readers' expectation horizons. This study included a type of qualitative descriptive study. There are two data sources, namely primary and secondary data sources. The primary data source refers to the object of the research, the Le Petit Prince novel, while the secondary data is in the form of texts that contain the readers' responses of Le Petit Prince's novels consisting of 20 people, which are contained in print and electronic mass media including the internet. The research instrument is in the form of tables that link readers, readers' responses, and expectation horizons. Data is collected by means of observations and data analyzed using qualitative descriptive techniques. The results of the research are as follows. First, all readers respond or positively assess the elements of the theme, plot, character, setting, point of view, language style, storytelling techniques, language, and contents of the Le Petit Prince novel. Second, the hope of most readers before reading the Le Petit Prince novel is in accordance with the reality of the nine elements in the novel Le Petit Prince so that readers can easily receive and give praise to the novel. Third, the factors that cause differences in responses and readers' expectation horizons in addition to differences in elemental stressing are also responded to because of differences in knowledge about literature, knowledge of life and the experience of reading literature.) 

scholarly journals ASPEK SUFISTIK DALAM NOVEL ASMARALOKA KARYA DANARTO (SUFISTIC ASPECTS IN THE NOVEL ASMARALOKA BY DANARTO)

2020 ◽  
Vol 10 (2) ◽  
pp. 203
Author(s):  
Ervina Yuni Arianie
Keyword(s):  
Character Education ◽  
Secondary Data ◽  
Roland Barthes ◽  
Primary Sources ◽  
The Novel ◽  
Descriptive Research ◽  
Content Analysis Method ◽  
Secondary Data Source ◽  
Qualitative Descriptive ◽  
Data Source

AbstractSufistic Aspects in the Novel Asmaraloka by Danarto.The purpose of the research inthis thesis is to reveal the sufistic aspects in the novel Asmaraloka by Danarto. Danartois one of the writers who influential in the development of Sufistic literature inIndonesia. Using central themes related to transcendental experience is the inherentcharacteristic of Danarto. By looking at the concept of Danarto's authorship closelyrelated to Tasawuf or Sufism, the Asmaraloka novel cannot be separated from the bondbetween the lover and the Highest Creator. With the setting of a mirage war, Danartocriticizes human nature who are always easy to fight with each other just because ofdifferences. Prolonged war turmoil is as a description of the search for the meaning ofhuman nature. This research is qualitative descriptive research using a Sufistic literaryapproach and assisted by the semiotic theory of Roland Barthes which refers to theavailable signs and markers in the text, which have a correlation to the things outside.The method used is a content analysis method that helps researchers to focus onsubstantial discussions from primary sources supported by secondary data sources. Theprimary data source of this study was the novel Asmaraloka by Danarto which was republishedby Diva Press in 2016. While the secondary data source of this study was inthe form of national and international articles and journals.Key words: character education, semiotic, sufistic, tasawuf, transcendental AbstrakAspek Sufistik Dalam Novel Asmaraloka Karya Danarto. Tujuan penelitian pada tesisini adalah mengungkap aspek sufistik dalam novel Asmaraloka karya Danarto.Danarto merupakan salah satu sastrawan yang berpengaruh pada perkembangansastra sufistik di Indonesia. Mengangkat tema-tema sentral yang berkaitan denganpengalaman transendental menjadi ciri khas yang melekat pada Danarto. Denganmelihat konsep kepengarangan Danarto yang lekat dengan tasawuf atau sufisme, novelAsmaraloka tidak lepas dari ikatan antara sang pencinta dan Yang Maha Pencipta.Berlatar cerita perang fatamorgana, Danarto mengkritisi sifat manusia yang selalumudah bertikai satu sama lainnya hanya karena masalah perbedaan. Kemelut perangyang berkepanjangan sebagai gambaran pencarian makna hakikat manusia. Penelitianini termasuk dalam penelitian kualitatif deskriptif dengan menggunakan pendekatankonsep sastra sufistik, tasawuf dan dibantu teori semiotik dari Roland Barthes yangmengacu pada tanda maupun petanda yang ada dalam teks, yang memiliki korelasipada hal yang berada diluarnya. Metode yang digunakan adalah metode analisis isiyang membantu peneliti untuk fokus pada pembahasan yang substansial dari sumberprimer yang didukung oleh sumber data sekunder. Adapun sumber data primer daripenelitian ini adalah novel Asmaraloka karya Danarto yang diterbitkan ulang olehDiva Press pada tahun 2016. Sedangkan sumber data sekunder penelitian ini adalahberupa artikel dan jurnal nasional maupun internasional.Kata-kata kunci: pendidikan karakter, semiotik, sufistik, tasawuf, transendental

scholarly journals Optimalisasi Sektor Pariwisata Pulau Kenawa Guna Meningkatan Pendapatan Asli Desa (PADes)

2020 ◽  
Vol 2 (1) ◽  
pp. 25-47
Author(s):  
Yudhi Lestanata ◽  
Ilham Zitri
Keyword(s):  
Natural Resources ◽  
Carrying Capacity ◽  
Human Life ◽  
Secondary Data ◽  
Primary Data ◽  
Regional Government ◽  
Qualitative Descriptive ◽  
Data Source ◽  
Tourism Potential

Human life is highly dependent on natural resources. It is the main and fundamental capital to meet the needs of human life. In this regard, optimizing the use of natural resources must be achieved by considering the potential aspects, conformity sustainability, and consistency, of the benefits to realize its sustainability. To achieve this optimization required the maintenance action at the point of normal balance. This study aims to find out how the role of Local Government in optimizing the potential of tourism in Kenawa Island and what are the factors inhibiting the optimization of tourism potential in Kenawa Island. This type of research is qualitative descriptive, taking the location in Poto Tano Village Poto Tano Sub-district, West Sumbawa Regency, data source in this research is primary data and secondary data. Based on the results of the research indicates that the optimization efforts undertaken by the Regional Government in developing the tourism potential of Kenawa Island are with community participation, environmental carrying capacity, promotion, the involvement of all stakeholder, local ownership involvement, resource utilization continues, accommodating community aspirations, monitoring and program evaluation, environmental accountability, community training. Kehidupan manusia sangat tergantung pada sumber daya alam. Sumber daya alam merupakan modal utama dan fundamental untuk memenuhi kebutuhan kehidupan umat manusia. Berkaitan dengan hal tersebut, maka optimalisasi penggunaan sumber daya alam harus dicapai dengan mempertimbangkan aspek potensi, kesesuaian, kelestarian dan konsistensi manfaat untuk mewujudkan keberlanjutannya. Untuk mencapai optimalisasi ini diperlukan adanya tindakan pemeliharaan pada titik keseimbangan yang normal. Penelitian ini bertujuan untuk mengetahui bagaimana peran Pemerintah Daerah dalam mengoptimalisasikan potensi wisata di Pulau Kenawa serta apa saja yang menjadi faktor penghambat dalam optimalisasi potensi wisata di Pulau Kenawa. Jenis penelitian ini adalah deskriftif kualitatif, mengambil lokasi di Desa Poto Tano Kecamatan Poto Tano Kabupaten Sumbawa Barat, sumber data dalam penelitian ini adalah data primer dan data sekunder. Berdasarkan hasil penelitian menunjukkan bahwa upaya optimalisasi yang dilakukan oleh Pemerintah Daerah dalam mengembangkan potensi wisata Pulau Kenawa adalah dengan partisipasi masyarakat, daya dukung lingkungan, promosi, keterlibatan segenap pemangku kepentingan, keterlibatan kepemilikan lokal, pemanfaatan sumber daya berlanjut, mengakomodasi aspirasi masyarakat, monitor dan evaluasi program, akuntabilitas lingkungan, pelatihan pada masyarakat.

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