scholarly journals Relationship between saving and investment pattern and orientation towards finance among working women in the universities of Saudi Arabia

Accounting ◽  
2021 ◽  
pp. 81-88 ◽  
Author(s):  
Wardah Abdulrahman Abdullah Bindabel ◽  
Ansa Savad Hamza Salim

The main objective of the study was to find out the relationship between saving and investment pattern and orientation towards finance among the working women at the universities of Saudi Arabia. Orientation towards finance (ORTOFIN) is one's attitude towards effectively managing financial activities. This attitude is backed by individual behavior toward financial management. ORTOFIN scale was made as a construct to measure the behavioral dispositions of individuals that are connected to their behavior patterns towards finance and orientations. The data was collected using the ORTOFIN scale which was constructed and used in the European population as well as validated using standard procedures into the Asian population. The present study concentrates on the working women at the Universities of Saudi Arabia. The data collected from 192 women employees of different Universities in Saudi Arabia. This study states there is a significant positive relationship among the saving and investment pattern and orientation towards finance among the working women at the universities of Saudi Arabia. The finding of the study revealed Financial Management Behavior act as a major contributor to the orientation towards finance and the factor of personnel planning is another significant contributor towards ORTOFIN.

2013 ◽  
Vol 23 (7) ◽  
pp. 1178-1183 ◽  
Author(s):  
Xue Qin ◽  
Yu Lu ◽  
Aiping Qin ◽  
Zhiping Chen ◽  
Qiliu Peng ◽  
...  

ObjectiveVitamin D receptor (VDR) FokI polymorphism has been reported to influence ovarian cancer (OC) susceptibility, but the association between VDR BsmI polymorphism and OC risk remains controversial. To clarify the relationship between them, we performed a meta-analysis.MethodsA comprehensive literature search was conducted to examine all the eligible studies of VDR BsmI polymorphism and OC risk. Odds ratios (OR) with 95% confidence intervals (95% CI) were used to assess the strength of this association.ResultsSeven separate comparisons consisting of 1977 OC cases and 2832 healthy controls were included in our meta-analysis. The pooled analyses showed no significant association between VDR BsmI G/A polymorphism and OC in all of the comparisons (AA vs GG: OR, 1.01; P = 0.919; AG vs GG: OR, 1.12; P = 0.087; AG + AA vs GG: OR, 1.10; P = 0.146; AA vs AG + GG: OR, 0.96; P = 0.629). However, subgroup analysis showed a significant contribution of the dominant inheritance model to OC development in the European group: AG + AA vs GG (OR, 1.43; P = 0.029); AG vs GG (OR, 1.46; P = 0.031).ConclusionsVitamin D receptor BsmI G/A gene variant might be a moderate risk factor of OC development in the European population instead of North America or Asian population.


2017 ◽  
Vol 5 (1) ◽  
Author(s):  
V. Karpagavalli ◽  
R. Subhashini

The purpose of the study is to find employees Psychological Capital is related to Job Satisfaction. The Sampling for the study consist of 30 women employees working in IT/ITES Sector in Chennai. According to the result of Correlation analysis, no positive correlation was statistically found between Hope and Optimism subdimension of psychological capital and job satisfaction. On the other hand there was a Positive and significant relationship between Self-efficacy, Resilience and Job satisfaction.


2013 ◽  
Vol 321-324 ◽  
pp. 2106-2109
Author(s):  
Fei Yan Ren

One of the most important factors of management in obtaining organization targets is effectiveness of financial management structures, and user of the financial management structures have more important role in the effectiveness of the structures. The purpose of this research is to study the influence of human factors including personal and individual characteristics of user of financial management structures based on effectiveness PC. For this target, a sample includes 2354 offices, organizations, private companies and organizations than apply financial management structure based-PC. Has been selected randomly and the investigative data has been counting using questionnaires. In order to find personal characteristics of users, the particular questionnaires which are designed according to four factor model of personality, has been done. In order to research the relation between effectiveness of the structure and personality, four hypotheses based on four features of personality. Moreover, in order to find the relationship between expertise (educational level, educational field and amount of training curriculum of PC knowledge), job satisfaction and experience of users, and effectiveness of the accountancy management structure based-PC, some hypotheses have been studied and written. The study results indicates that personal characteristics including Agreeableness, openness, Conscientiousness and experience working , is efficient on the financial management structures based-PC.


Circulation ◽  
2012 ◽  
Vol 125 (suppl_10) ◽  
Author(s):  
Cari J Clark ◽  
Susan A Everson-Rose ◽  
Resnick Michael ◽  
Iris Borowsky ◽  
Sonya S Brady ◽  
...  

Introduction: Women are more likely to experience distress and injury from intimate partner violence (IPV), and may also be at greater risk of higher blood pressure than male victims. However, most prior epidemiologic research has not included men and has not examined perpetation, despite the predominance of mutually violent relationships. Therefore, this study investigates sex differences in the relationship between exposure to IPV victimization and perpetration and systolic blood pressure (SB). Methods: The study included 3447 (52% female; mean(sd) age=22(3)) participants of Waves 3 (2001–2002) and 4 (2007) of the publically-available subset of the National Longitudinal Study of Adolescent Health. Frequency of psychological, physical, sexual IPV and IPV-related injury were ascertained with the Revised Conflict Tactics Scales at Wave 3. Exposure to IPV was categorized as no IPV victimization or perpetration (ref), only low victimization and / or perpetration, high victimization and low/no perpetration, high perpetration and low/no victimization, and both high victimization and perpetration. SBP was measured at Wave 4 using standard procedures. Potential confounders (age, educational attainment, race, history of child abuse) and mediators (depressive symptoms, breakfast consumption, moderate physical exercise, BMI, smoking, alcohol consumption) were recorded at Wave 3. Multivariable weighted linear regression was used to test the relationship between SBP and IPV by adjusting for confounders then by adjusting for the proposed mediators. Analyses were stratified by sex and a multiplicative term was tested. Results: Approximately 30% of the sample reported IPV exposure (n=2050), of which 23% (n=831) experienced low victimization and or perpetration, 5% (n=157) high victimization, 6% (N=203) high perpetration, 6% (n=206) both high victimization and perpetration. Women were slightly more likely to report high perpetration and both high victimization and high perpetration (p<0.01). In separate models controlling for confounders, experiencing both high victimization and perpetration was associated with 4.02 mmHg SBP higher in men (95% CI: 0.32, 7.72) and 2.51 mmHg SBP higher in women (95% CI: 0.18, 4.84) compared to those with no IPV. In addition, reporting high perpetration was associated with 3.83 mmHg higher SBP in men (95% CI: –0.72, 8.38), while high victimization was associated with 2.94 mmHg higher SBP for women (95% CI: –0.61, 6.49). Further adjustment for the hypothesized mediators slightly attenuated the findings. The multiplicative term (IPV X sex) was marginally significant (p=0.09). Conclusions: Exposure to high levels of victimization and perpetration is associated with higher levels of SBP for men and women. High victimization alone is related to higher SBP for women while high perpetration is related to higher SBP for men.


Author(s):  
Abuzar M. A. Eljelly

This study examines the relationship between firm ownership and corporate performance in Saudi Arabia, using a sample of Listed Private Companies (LPCs) and Listed Government Related Companies (LGRCs). The study compares the operating and market performance of the LPCs and LGRCs during the period 2000-2003 and found that, in general, LGRCs outperform or match the performance of LPCs. More specifically, the study finds that LGRCs tend to mostly outperform LPCs in terms of profitability, as measured by Return on equity (ROE) and Net Profit Margin (NPM), operating efficiently, as measured in terms of Return on assets (ROA), and match them in their stock market risk adjusted performance. The study concludes that these results may have implications for the issue of privatization programs which the government has recently started.


2017 ◽  
Vol 03 ◽  
pp. 42
Author(s):  
Bernard Ndirangu Wachira ◽  
Humphrey Opiyo Omondi ◽  
Josphat K. Kinyanjui ◽  
◽  
◽  
...  

The part played by non-prime household loans in improving the lives of many people who cannot afford collateral globally cannot be ignored. Many Microfinance Banks in many economies worldwide have tried to maintain the Grameen Bank Model of granting microloans, mainly non-prime household loans. However, the credit risks associated with this initiative hamper the pace at which the granting of this credit facility is expected to grow. This study intends to explore the relationship between the post loan disbursement allocation and the performance of non-prime household loans in the Microfinance Banks in Kenya. The theory associated to this study is the Credit Risk Theory. This theory, which is regarded as credit structural theory, was developed by Merton in 1972. The descriptive survey research design method was applied, and the sample size was 150 respondents. The data-collection tool used was a questionnaire. A logistic regression analysis was conducted for the purpose of predicting non-prime household performance in the Microfinance Banks using training budget, recoveries budget, percentage of training budget, and percentage of recoveries budget as predictors. The Wald test shows that training budget, recoveries budget, and percentage of training budget were good predictors, making a significant contribution to prediction. The percentage of budget on recoveries was not a significant predictor. The Microfinance Banks should enhance the performance of non-prime household loans through capacity building to the borrowers and educate the borrowers on dangers of enforced loan recoveries. The government, through the Central Bank of Kenya, should have a training policy for the Microfinance Banks so that they can enlighten the borrowers on proper financial management to avoid conflicts with borrowers during loan recoveries.


Author(s):  
Abdullah Salem Ahmad Alomari

The present study aimed to reveal the relationship between the quality of space programs watched by children and the social skills of these children،  the study is also trying to identify the relationship between the number of hours watching this space programs and the social skills for these children. The study used a descriptive approach،  the study sample consisted of 215 boys and girls aged between 9- 12 years schools of Al- Dammam in Saudi Arabia،  the researcher used to identify children's programs television watched by children،  where the researcher in this study on the method of analysis of variance One-way Analysis of Variance and Scheffe test for multiple comparisons Multiple Comparison،  which resulted in findings on the lack of social skills for different dimensions: emotional sensitivity،  emotional and adjustment،  and the overall degree of social skills depending on the type of space programs that children watch. In addition to the lack of different social skills for the dimensions: emotional expression،  sensitivity،  emotionality،  and social expression،  and social sensitivity،  and the overall degree of social skills،  while the different settings of emotional and social adjustment depending on the number of hours watching TV channels،  for children who watch satellite channels less.


2020 ◽  
Vol 4 (4) ◽  
pp. 123-128
Author(s):  
Tri Niswati Utami ◽  
Nurhayati Nurhayati ◽  
Reni Agustina Harahap ◽  
Zuhrina Aidha

The trend of working women in Indonesia has increased. In 2017 the participation rate of women workers increased by 39.3%. This study aims to analyze the tendency of women to work in villages and cities, analyze the relationship of women who work with reproductive health, the relationship between marital status and reproductive health and Islamic perspectives on working women. The method used was quantitative, sourced from secondary data on Indonesia's Demographic and Health Data Survey 2017 Data were analyzed using the chi-square test. It was found that the tendency of women to work in villages was higher by 65.5%. The analysis found that the significant correlation between job status and marital status with reproductive health, with p-value of 0.0001 and 0.0001. It is not forbidden in Islam that women work outside the home, but must uphold a woman’s character, her role in her family and dignity. Considering women have a dual role, in the household and as workers, the company should give the right to maintain reproductive health such as menstruation leave, pregnancy, childbirth, and breastfeeding. Keywords: female workers; types of work; reproductive health; marital status; village


Author(s):  
Yunianingrum Yunianingrum ◽  
Lala M Kolopaking

The capability of rural government officials has an important role in the effectiveness of village financial management. This research’s objectives are to analyze the capability of rural government officials, to analyze the effectiveness of village financial management and to analyze the relationship between rural government officials' capability to the effectiveness of village financial management in two villages, Bringinwareng village and Guyangan village. The results show that there is a diversity of capabilities of rural government officials. Bringinwareng village (good financial management) has a good officials capability compared to Guyangan village (poor financial management) that has the capability of officials at a moderate level. The level of effectiveness of the financial management of Bringinwareng village is better because transparency, accountability, participation, and ratios of village financial effectiveness tend to be high. In contrast to Guyangan village which has moderate effectiveness due to low transparency, moderate accountability and participation, but has a high ratio of village financial effectiveness. Based on the results of research that has been tested statistically shows that there is a correlation between the capability of rural government officials with the effectiveness of village financial management, both in Bringinwareng village and Guyangan village.Keywords: rural government officials, capability, village financial management ABSTRAKKemampuan aparat pemerintah desa memiliki perananan penting dalam keefektifan pengelolaan keuangan desa. Penelitian ini bertujuan untuk menganalisis kemampuan aparat pemerintah desa, menganalisis keefektifan pengelolaan keuangan desa dan menganalisis hubungan kemampuan aparat pemerintah desa terhadap efektivitas pengelolaan keuangan desa di dua desa, yaitu Desa Bringinwareng dan Desa Guyangan. Hasil penelitian menunjukkan ada keragaman kemampuan aparat pemerintah desa. Desa Bringinwareng (pengelolaan keuangan baik) memiliki kemampuan aparat yang baik dibandingkan Desa Guyangan (pengelolaan keuangan kurang baik) yang memiliki kemampuan aparat pada tingkat sedang. Tingkat efektivitas pengelolaan keuangan Desa Bringinwareng lebih baik, karena transparansi, akuntabilitas, partisipatif, dan rasio efektivitas keuangan desa cenderung tinggi. Berbeda dengan Desa Guyangan yang memiliki efektivitas sedang karena transparansi yang rendah, akuntabilitas dan partisipatif yang sedang, tetapi memiliki rasio efektivitas keuangan desa yang tinggi. Berdasarkan hasil penelitian yang telah diuji secara statistik menunjukkan bahwa terdapat hubungan antara kemampuan aparat pemerintah dengan efektivitas pengelolaan keuangan desa, baik di Desa Bringinwareng maupun di Desa Guyangan.Kata kunci: aparat pemerintah desa, kemampuan, pengelolaan keuangan desa


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