scholarly journals The Relationship Between Financial Literation Towards Users Of Loan Transacted Applications In The Millennial Generation

2021 ◽  
Vol 21 (3) ◽  
pp. 238
Author(s):  
Retno Setyorini ◽  
Candra Wijayangka ◽  
Fikri Haikal ◽  
Nugraha Nugraha
Keyword(s):  
Financial Literacy ◽  
Millennial Generation ◽  
Sampling Technique ◽  
Qualitative Approach ◽  
Simple Correlation ◽  
Analysis Technique ◽  
Regression Test ◽  
Close Relationship ◽  
Positive Linear Correlation ◽  
The Relationship

This study aimed to find a relationship between financial literacy and the use of loans transacted for the millennial generation—qualitative approach research method. The population in this study is the millennial generation in Bandung who have made loans transacted. The sample used was 270 people with a non-probability sampling technique with the criteria of users of online loan fintech products. The analysis technique used is a simple correlation and regression test. The results obtained show a significant influence between financial literacy variables on loans transacted with a t-value of 6,947. While the results of the correlation test state that the contribution of financial literacy to loans transacted has a contribution of 0.567, meaning that there is a fairly close relationship in terms of positive linear correlation value (r = 1), which means that every increase in financial literacy can increase the level of loans transacted. Keywords—; Fintech; Financial Literacy; Loans transacted Applications;Millenial

scholarly journals Peran religionsity sebagai pemoderasi hubungan money ethics terhadap upaya tax evasion

2018 ◽  
Vol 22 (1) ◽  
Author(s):  
Rachmawati Meita Oktaviani ◽  
Ceacilia Srimindarti ◽  
Pancawati Hardiningsih
Keyword(s):  
Data Analysis ◽  
Tax Evasion ◽  
Quantitative Method ◽  
Sampling Technique ◽  
Absolute Difference ◽  
Analysis Technique ◽  
Regression Test ◽  
Convenience Sampling ◽  
The Relationship ◽  
Money Ethic

The purpose of this study was to examine and analyze the influence of money ethic, intrinsic and extrinsic religionsity against tax evasion. In addition to test and analyze the effects of intrinsic and extrinsic religionsity as moderating the relationship between money ethics against tax evasion. The theory rooted in selfishness that tax evasion action is not considered a violation because the act of self is not an ethics violation. While different views in the Theory of Ethics Teonom that, tax evasion is an act of abuse of religion because religion is recommended to give us what we have to help others poeple. Metode study is a quantitative method by distributing questionnaires to 113 individual taxpayers at the Tax Office in Semarang. The sampling technique used is convenience sampling. While data analysis technique used in this research is regression test moderation absolute difference using SPSS. The results showed that money ethics and intrinsic religionsity influence on tax evasion, while the extrinsic religionsity no effect on tax evasion. While variable intrinsic religionsity in this study proved to be moderate the relationship money ethics against tax evasion. But diferrent result showed extrinsic religionsty not moderate the relationship money ethics against tax evasion

scholarly journals Hubungan Fleksibilitas Kognitif Dengan Keterampilan Pemecahan Masalah Pada Mata Pelajaran Biologi Di MAN Kota Tasikmalaya

2021 ◽  
Vol 9 (1) ◽  
pp. 87-94
Author(s):  
Nisha Nurul Oktaviani ◽  
◽  
Purwanti Kuswarini Suprapto ◽  
Romy Faisal Mustofa ◽  
◽  
...  
Keyword(s):  
Problem Solving ◽  
Cognitive Flexibility ◽  
Total Population ◽  
Sampling Technique ◽  
Problem Solving Skills ◽  
Relationship Strength ◽  
New Information ◽  
Analysis Technique ◽  
Regression Test ◽  
The Relationship

Biology subjects are included in science subjects, while students have difficulty solving problems because they are less able to think flexibly when receiving new information. The purpose of this study was to determine the relationship between cognitive flexibility and problem solving skills (KPM) in biology subjects in class X MIA 1 MAN Kota Tasikmalaya. This research was conducted from October to November 2020. The research method used was correlational with a total population of 3 class X MIA students with a total of 86 students. Samples were taken by purposive sampling technique of 1 class (28 people). The data analysis technique used is a simple linear regression test. Based on the results of the study, it can be concluded that there is a relationship between cognitive flexibility and problem solving skills (R = 0.840; R2 = 0.706). Has a relationship strength of 0.840 and a contribution of cognitive flexibility to problem solving skills by 70.6%.

scholarly journals Korelasi Antara Hafalan Al-Qur’an Dengan Nilai Muhadatsah Bahasa Arab

An Naba ◽  
2021 ◽  
Vol 4 (1) ◽  
pp. 69-81
Author(s):  
Khairil Anwar
Keyword(s):  
Data Analysis ◽  
Positive Relationship ◽  
Sampling Technique ◽  
Simple Correlation ◽  
First Semester ◽  
Analysis Techniques ◽  
Class A ◽  
Analysis Technique ◽  
The Relationship ◽  
Correlation Design

The background of this research is the alignment of students’ Arabic conversation scores with the score of memorizing the al-Qur’an, so that researchers are interest in knowing how closely the relationship between memorizing Al-Qur'an and score of Arabic conversation at STIT Darul Fattah Bandar Lampung. This research is a quantitative type, this research design uses a correlation design. This research was conducted at STIT Darul Fattah Bandar Lampung. The research sample consisted of 20 students consisting of class A in first semester, which were determined using purposive sampling technique. The instruments consist of interviews and documentation.The data analysis technique uses simple correlation analysis techniques. Based on the calculation of the correlation coefficient with a significant level of 5% and 1%. With r count> r table or 0.717> 0.468 / 0.590, thus Ha is accepted. This means that there is a positive relationship / correlation between memorizing the Qur'an and score of Arabic Conversation of 0.717. There is a positive relationship between memorizing Al-Qur'an and score of Arabic Conversation students class A in second semester STIT Darul Fattah Bandar Lampung. The level of relationship or correlation between memorizing Al-Qur'an and score of Arabic Conversation in class A in second STIT Darul Fattah Bandar Lampung is in the strong category.

Peranan Ketua Pengurus dan Manajer Dalam Penyusunan dan Penerapan Laporan Keuangan Berbasis SAK ETAP Pada Koperasi di Kota Palembang

2019 ◽  
Vol 14 (2) ◽  
pp. 119
Author(s):  
Riza Syahputera ◽  
Martha Rianty
Keyword(s):  
Data Analysis ◽  
Sampling Technique ◽  
Financial Statements ◽  
Significant Positive Effect ◽  
Analysis Technique ◽  
Regression Test ◽  
Using Data ◽  
The City ◽  
Positive Effect

AbstractThis study aims to determine the effect of the role of the Chairperson and Cooperative Manager in the preparation and application of Financial Statements based on SAK ETAP in cooperatives in the city of Palembang. This research is a quantitative study using data obtained from questionnaires and measured using a Likert scale. The sampling technique used is purposive sampling. The sample used in this study was the Chairperson of the cooperative and the manager of the cooperative in the city of Palembang. The cooperatives studied were 203 cooperatives. The data analysis technique used is multiple linear regression test. The results showed that the role of cooperative leaders and managers had a significant positive effect on the preparation and application of SAK ETAP-based financial statements.Keywords : chairman, manager, SAK ETAP, cooperative

The Relationship of Learning Entrepreneurship, Enterprise Motivation, And the Family Environment with Enterprise Interest in Students

2020 ◽  
Vol 4 (4) ◽  
pp. 314
Author(s):  
Ida Rochanawati ◽  
Agusti Efi
Keyword(s):  
Family Environment ◽  
Sampling Technique ◽  
Simple Correlation ◽  
Study Program ◽  
The Family ◽  
Data Collection Instrument ◽  
Research Population ◽  
Entrepreneurial Knowledge ◽  
Relationship Of ◽  
The Relationship

Many of Bunda's Tourism Diploma graduates are still unemployed because some are less interested in becoming self-employed. It because students are not motivated to become entrepreneurs, and the family environment is not yet supported. This study aimed to measure: the relationship between entrepreneurial learning outcomes, entrepreneurial motivation, and family environment with interest in entrepreneurship. This type of research is descriptive correlational. This research population is all students of the Hospitality study program of the Bunda Padang Tourism Academy, batch 2017 and 2018, totaling 61 students. The sample in this study were 61 students using the total sampling technique. The data collection instrument used a questionnaire using a Likert scale and data analysis methods, including simple correlation and multiple correlations. Research is expected to increase students' entrepreneurial knowledge through attitudes, knowledge, and skills to overcome entrepreneurial tasks' complexity, providing real experiences for students to carry out entrepreneurial practices.

scholarly journals Some Insights Into Financial Literacy Among Undergraduate Students: A Case of Bosnia and Herzegovina

2021 ◽  
Vol 12 (3) ◽  
pp. 103
Author(s):  
Jasmina Okicic ◽  
Meldina Kokorovic Jukan ◽  
Mensur Heric
Keyword(s):  
Undergraduate Students ◽  
Financial Literacy ◽  
Sampling Technique ◽  
Financial Education ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Financial Attitudes ◽  
Significant Difference ◽  
Financial Behaviour ◽  
The Relationship

The purpose of this research is to provide some insights into financial literacy among undergraduate students focusing primarily on the relationship between financial knowledge, financial attitudes and financial behavior and on possible gender and financial education gap in financial literacy. Using the purposive sampling technique, data collection was carried out from April to June 2020, yielding a sample of 1,046 valid responses. To gain a better understanding of the relationship between financial behaviour, financial attitudes and financial knowledge, we, primarily, use exploratory factor analysis and multiple regression model. The research findings have revealed several important issues. First, findings have suggested that financial knowledge, financial attitudes and gender may be considered as an antecedent of the financial behaviour of undergraduate students. Second, findings have also suggested a statistically - significant difference between the financial literacy of undergraduate students concerning their exposure to formal financial education.

scholarly journals Pengaruh Pelayanan Dan Kualitas Produk Terhadap Kepuasan Pelanggan Indomaret Sukawati Kabupaten Gianyar

2020 ◽  
Vol 2 (2) ◽  
pp. 110-119
Author(s):  
Ni Luh Bella Citra Dewi ◽  
Ni Ketut Murdani ◽  
Ni Luh Ketut Ayu Sudha Sucandrawati
Keyword(s):  
Linear Regression ◽  
Data Collection ◽  
Customer Satisfaction ◽  
Multiple Linear Regression ◽  
Product Quality ◽  
Sampling Technique ◽  
Total Sample ◽  
Literature Study ◽  
Analysis Technique ◽  
Regression Test

The study entitled “The Effect of Product Quality and Service on Indomaret Sukawati Customer Satisfaction in Gianyar Regency” aims to determine the significant effect of service and product quality on customer satisfaction at Indomaret Celuk Sukawati Branch, Gianyar, both on a persial and simultaneous basis. Data collection techniques using questionnaires as well as methods of observation, literature study and interviews. Analysis technique with multiple linear regression test, F-test, t-test, and determination test. In determining the sample the researcher uses purposive sampling technique with a total sample of 70 respondents.The results of the Influence of Product Quality and Service on Indomaret Sukawati’s Customer Satisfaction in Gianyar Regency are Services that have a positive and significant effect on Customer Satisfaction, Product Quality has a positive and significant effect on Customer Satisfaction, so it can be concluded that Service and Product Quality variables have a significant effect on Customer Satisfaction Indomaret minimarket, Jalan Raya Celuk Sukawati, Gianyar Regency.

scholarly journals Hubungan Keseimbangan dan Koordinasi Mata Kaki Terhadap Kemampuan Menggiring Bola dalam Permainan Futsal Klub Karsa Utama Putri Wajo

2021 ◽  
Vol 8 (1) ◽  
pp. 67
Author(s):  
Muhammad Hasbillah ◽  
Herman Herman
Keyword(s):  
Regression Analysis ◽  
Significant Relationship ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Total Sample ◽  
Coefficient Of Determination ◽  
Correlational Research ◽  
Analysis Technique ◽  
Independent Variable ◽  
The Relationship

This research aims to determine the relationship between balanced and the ability to dribble, the relationship between eye-foot coordination and the ability to dribble, and the relationship between balanced and eye-foot coordination on the ability todribble in futsal game Karsa Utama Putri Wajo’s club. The research was correlational research, with the independent variable was balanced and eye-foot coordination, while the dependent variable was the ability to dribble. The population of theresearch was Karsa Utama Putri Wajo's club players and the sampling technique used was total sampling technique with the total sample was 25 players. The analysis technique used was descriptive analysis, correlation analysis, regression analysis. The results showed that 1)There was a significant relationship between balanced and the ability to dribble in Karsa Utama Putri Wajo's club players with a correlation value (r) = 0,738. 2) There was asignificant relationship between eye-foot coordination on the ability to dribble in Karsa Utama Putri Wajo's club players with a correlation value (r) = 0,553. 3) There was asignificant relationship between balanced and eye-foot coordination on the ability to dribble in Karsa Utama Putri Wajo's club player swith a correlation value (r)=0.823,and a coefficient of determination (R2) = 0.677 or equal to 67,7%. Thus, it can be concluded that there is a significant relationship between balanced and coordination of the ankle son the ability to dribble in futsal game of Karsa Utama Putri Wajo's club.

scholarly journals Pengaruh Financial Literacy dan Financial Behavior terhadap Keputusan Investasi pada Ibu-Ibu PKK Kota Jambi

2020 ◽  
Vol 5 (2) ◽  
pp. 263
Author(s):  
Indah Mutiara ◽  
Efandri Agustian
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Sampling Method ◽  
Investment Decisions ◽  
Sampling Technique ◽  
T Test ◽  
Financial Behavior ◽  
Primary Data ◽  
Regression Test

This study aims to determine the level of influence of Financial Literacy and Financial Behavior toward investment decisions. The data used in this study are primary data, the sample used in this study were PKK members in Jambi City. The sampling technique was carried out by using purposive sampling method. The results obtained by using multiple linear regression test Y = 2,337 + 0.159 X1 + 0.518 X2, and the test of this study using the f-test, R2-test and t-test. The results of this study indicate that partially the Financial Literacy and Financial Behavior affect investment decisions. 

scholarly journals The effect of financial literacy towards financial inclusion through financial training

2019 ◽  
Vol 3 (1) ◽  
pp. 186-192
Author(s):  
Amram Rohi Bire ◽  
Heni Matelda Sauw ◽  
Maria
Keyword(s):  
Financial Literacy ◽  
Financial Training ◽  
Small And Medium Enterprises ◽  
Financial Inclusion ◽  
Analysis Technique ◽  
The Future ◽  
Indirect Relationship ◽  
Medium Enterprises ◽  
The Relationship

The current study aimed to describe the influence of financial literacy on financial inclusion that mediated by financial training. It focused on Micro, Small, and Medium Enterprises (MSMEs). Respondents in the study were 54 respondents that were taken from 119 MSMEs in Kupang city, Indonesia. The analysis applied path analysis technique. It was to determine the direct or indirect relationship with SPSS Version 20. Analysis results have shown that financial literacy has got a direct and significant impact on financial inclusion. Its contribution to financial training is 33%. In the other side, the contribution of financial literacy towards inclusion is 32%.  Furthermore, financial training has mediated the relationship between financial literacy and financial inclusion. The presentation is 11%. This phenomenon shows that in the future, it is necessary to increase the frequency of financial training for MSMEs actors in Kupang city, Indonesia. The training has to be conducted to increase financial inclusion in understanding the knowledge of the financial product. Since the current study only examined financial literacy, financial inclusion, and financial training, it is suggested that the future researches may examine other aspects such as transparency, accountability, and quality of financial statements.

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