scholarly journals Implementasi Model Pembelajaran Cooperative Script Berbantuan Mind Mapping Dengan Model Pembelajaran Direct Instruction Terhadap Kemampuan Kreatifitas Mahasiswa Pada Mata Kuliah Microteaching

2017 ◽  
Vol 5 (2) ◽  
pp. 109
Author(s):  
Junarti Junarti
Keyword(s):  
Direct Instruction ◽  
Teaching Skill ◽  
Average Score ◽  
Teaching Skills ◽  
Management Skill ◽  
Mind Mapping ◽  
Class Management ◽  
Post Test ◽  
The Difference ◽  
Instruction Model

<p>this research is meant to:1) see the difference influence of Cooperative Script Model with the help of mind mapping with Direct Instructional teaching model to students’ creativity skill; 2) to prove the affectivity of Cooperative Script model implementation with the help of Mind Mapping in in improving Student’s creativity in applying basic teaching skill in Micro Teaching simulation activity; 3) to prove the implementation of Direct Instruction model in improving students’ creativity in applying basic teaching skill in micro teaching simulation. This research uses experimental method with two groups pre-test post-test. The result shows that: (1) the implementation of cooperative script model with the help of mind mapping is proven to be effective in improving student’s creativity in applying basic teaching skills in simulation activity can be seen from the experiment group where 11 skills (indicator formulation skill, apperception skill, opening skill, questioning skill, using variation skill, class management skill, discussion guidance skill, individual teaching skill, material mastery skill, class mastery skill and media usage skill) are showing the average score of more than 80, (2) the implementation of direct instruction model can improve student’s creativity in applying basic teaching skills where 6 basic skills (indicator formulation skill, giving apperception skill, lesson opening skill, questioning skill, class management skill and individual teaching skill) are able to achieve average scores of more than 80, and (3) the misconception done by students can be categorized as basic mathematical misconception which is caused by apperception mistake and understanding.</p>Keywords:

scholarly journals Penerapan Metode Mind Mapping pada Model Direct Instruction untuk Meningkatkan Kemampuan Pemecahan Masalah Fisika Siswa SMPN 16 Mataram

2017 ◽  
Vol 1 (3) ◽  
pp. 193 ◽  
Author(s):  
Rika Venisari ◽  
Gunawan Gunawan ◽  
Sutrio Sutrio
Keyword(s):  
Action Research ◽  
Problem Solving ◽  
Direct Instruction ◽  
Mapping Method ◽  
Mind Mapping ◽  
Activity Data ◽  
Student Activity ◽  
Planning Phase ◽  
Grand Total ◽  
Instruction Model

The purpose of research is to improving problem solving skill of physics at student in SMPN 16 Mataram used mind mapping method at direct instruction model. Subyek research is VIII-E class with 32 students. The type of research is Classroom Action Research which done 2 cycle which consist of planning phase, execution, observation, evaluation, and reflection. Student and teacher activity data were get from observation sheet, and students learning result were get from test in the end of each cycle. Efficacy indicator of this research is if the category activity student is active and be improve, learning result of students is complete clasicality, which students get score ≥ KKM value 75 have reached ≥ 85 % from student grand total following evaluation. The result of this research showing the student activity and learning result is improved. In first cycle got mean score activity student is 10,5 with category active enough, and class mean is 73.6 with clasical complete 65.6 %. In second cycle got mean score activity student is 13,5 with category active, and mean class is 80.9 with complete classical is 87.5%. Based on the results got from each cycle, it can be concluded that the implementation of mind mapping method on direct instruction model can increase the physics problem solving skill of student of SMPN 16 Mataram, specially in vibration and wave chapter.

scholarly journals PENGARUH ACTIVE LISTENING MELALUI STORY TELLING TERHADAP KEMAMPUAN MENYIMAK ANAK KELOMPOK A

2018 ◽  
Vol 6 (2) ◽  
Author(s):  
Ni Putu Dewi Trisnawati . ◽  
Prof. Dr. Ni Ketut Suarni, M.S., Kons. . ◽  
Mutiara Magta, S.Pd., M.Pd. .
Keyword(s):  
Direct Instruction ◽  
Data Model ◽  
Learning Model ◽  
Test Method ◽  
Average Score ◽  
Active Listening ◽  
Story Telling ◽  
Group A ◽  
Listening Ability ◽  
Instruction Model

Penelitian ini bertujuan untuk mengetahui pengaruh signifikan yang menggunakan active listening melalui story telling dengan anak yang menggunakan model pembelajaran langsung direct instruction terhadap kemampuan menyimak anak kelompok A di Taman Kanak-kanak Gugus II Kecamatan Buleleng Tahun Ajaran 2017/2018. Jenis peneltian ini adalah penelitian eksperimen semu, populasi penelitian ini adalah seluruh kelompok A di gugus II Kecamatan Buleleng Tahun 2017/2018 yang berjumlah 248 anak. Sampel penelitian ini yaitu TK Shaiwa Dharma yang berjumlah 20 anak dan TK Kemala Bhayangkari yang berjumlah 20 anak. Data kemampuan menyimak dikumpulkan dengan menggunakan metode non tes yaitu dengan observasi. Data yang diperoleh dianalisis dengan menggunakan teknik analisis statistik deskriptif dan statistik inferensial yaitu uji-t. Hasil penelitian menunjukkan bahwa terdapat perbedaan kemampua menyimak antara siswa yang menggunakan model pembelajaran actice listening dengan siswa yang tidak menggunakan model pembelajaran active listening dengan thit = 32,409 > ttab 2,042 ini berarti terdapat perbedaan yang signifikan. Berdasarkan hasil analsis data model pembelajaran active listening melalui story telling berpengaruh terhadap kemampuan menyimak. Hal ini dapat dilihat dari skor rata-rata siswa yang menggunakan model pembelajaran active listening yaitu 27,85 dan skor rata-rata siswa yang menggunakan model pembelajaran direct instruction yaitu 16,15. Perbaikan dilakukan dalam proses pembelajaran dengan menggunakan model pembelajaran active listening untuk meningkatkan kemampuan menyimak anak dalam mengatasi kendala-kendala dalam proses pembelajaran di kelas. Kata Kunci : bercerita, active listening, kemampuan menyimak This study aims to determine the significant influence using story telling method with children using direct instruction model to the ability of listening to group A children in Kugas II Buleleng District School of the School Year 2017/2018. This type of research is a quasi-experimental study, the population of this study is the entire group A in cluster II Buleleng District Year 2017/2018 which amounted to 248 children. The sample of this research is TK Shaiwa Dharma which amounted to 20 children and Kemala Bhayangkari Kindergarten which amounted to 20 children. The listening ability data was collected by using non test method with observation. The data obtained were analyzed using descriptive and inferential statistical analysis technique, t-test. The result of research shows that there is difference of listening ability between students using actice listening learning model with students who do not use active listening learning model with thit = 32,409 > ttab 2,042 this means there is significant difference. Based on the results of analysis data model of active listening learning through story telling influence on the ability to listen. This can be seen from the average score of students using active listening learning model that is 27.85 and the average score of students using direct instruction model that is 16.15. Improvement is done in the learning process by using active listening learning model to improve the ability to listen to children in overcoming obstacles in the process of learning in class.keyword : story telling, listening ability, active listening

scholarly journals Gerakan Pencegahan Stunting Melalui Edukasi pada Masyarakat di Desa Muntoi Kabupaten Bolaang Mongondow

2020 ◽  
Vol 1 (4) ◽  
pp. 229-235
Author(s):  
St. Rahmawati Hamzah ◽  
Hamzah B
Keyword(s):  
Prevalence Rate ◽  
Average Score ◽  
Public Knowledge ◽  
The Public ◽  
North Sulawesi ◽  
The People ◽  
Interactive Lectures ◽  
Post Test ◽  
The Difference ◽  
The Impact

Abstrak: Kasus stunting di Indonesia masih tergolong tinggi dengan menyentuh angka 30,8%. Angka ini masih jauh dari standar WHO yaitu 20%. Angka prevalensi stunting di Sulawesi Utara sebesar 25,5%, meskipun angka stunting Sulawesi Utara di bawah angka nasional (30,8%) namun masih ada empat daerah dengan angka prevalensi stunting yang cukup tinggi termasuk kabupaten Bolaang Mongondow sebesar 30,6%. Tujuan pengabdian ini adalah untuk meningkatkan pengetahuan masyarakat Desa Muntoi Kecamatan Passi Barat Kabupaten Bolaang Mongondow tentang pencegahan stunting. Metode yang digunakan adalah ceramah interaktif dan tanya jawab. Hasil penyuluhan menunjukkan bahwa rata-rata skor pengetahuan masyarakat tentang stunting pada saat pre-test adalah 10,43 dan pada saat post-test meningkat menjadi 19,60. Dampak pengabdian ini adalah meningkatnya pengetahuan masyarakat tentang pencegahan stunting dengan perbedaan nilai rata-rata skor pengetahuan peserta penyuluhan pada saat pre-test dan post-test dengan angka 9,17. Untuk itu disarankan kepada masyarakat khususnya pada ibu untuk melakukan pencegahan stunting dengan pemenuhan asupan gizi selama hamil, melahirkan dan anak sebelum usia 2 tahun.Abstract: Stunting cases in Indonesia are still high, touching 30.8%. This figure is still far from the WHO standard of 20%. The stunting prevalence rate in North Sulawesi is 25.5%, although North Sulawesi's stunting rate is below the national rate (30.8%), there are still four regions with a fairly high stunting prevalence rate including Bolaang Mongondow district of 30.6%. The purpose of this service is to increase the knowledge of the people of Muntoi Village, Passi Barat District, Bolaang Mongondow Regency about the prevention of stunting. The methods used are interactive lectures and question and answer. The results showed that the average score of public knowledge about stunting at the pre-test was 10.43 and at the time of the post-test it increased to 19.60. The impact of this service is an increase in public knowledge about stunting prevention with the difference in the mean score of knowledge of the extension participants during the pre-test and post-test with a figure of 9.17. For this reason, it is recommended to the public, especially mothers, to prevent stunting by fulfilling nutritional intake during pregnancy, childbirth and children before the age of 2 years.

scholarly journals PENGARUH PENERAPAN MODEL PEMBELAJARAN DIRECT INSTRUCTION BERBANTUAN MEDIA ANIMASI TERHADAP HASIL BELAJAR FISIKA SISWA KELAS VIII SMP NEGERI 1 BATU LAYAR

2014 ◽  
Vol 2 (1) ◽  
pp. 166
Author(s):  
Imam Maksum Al Maliki ◽  
Aris Doyan ◽  
Jannatin ‘Ardhuha
Keyword(s):  
Academic Achievement ◽  
Direct Instruction ◽  
Control Group ◽  
Cluster Sampling ◽  
Average Mark ◽  
Post Test ◽  
Class Viii ◽  
Experimental Group ◽  
Test Result ◽  
Instruction Model

This study is a quasi experimental study that aims to determine the effect of using direct instruction model with animation media to the academic achievement of physiscs in student class VIII SMP Negeri 1 Batu Layar. The population in this study were all students of class VIII SMP Negeri 1 Batu Layar that were 87 students. Whereas the students of class VIIIA which are 22 students as the experimental group and 22 students of class VIIIC as a control group. Sampling methode was random cluster sampling. The Research design using pre-test - post-test control group design. Based on Pre-test result, the average mark of class VIIIA and class VIIIC were 24.70 and 28.95, respectively. Post-test result gave the information that the average mark of class VIIIA and class VIIIC were 79.29 and 71.62 respectively. Research hypotesis was analyzed using polled varians t-test. It can be concluded that there was a different in physics academic achievement between experimental group and control group, where the experimental group using direct  instruction model with animation media as the treatment and the control group using direct instruction only. The academic achievement of experimental group were better than control group, it can be a reason to say that the treatment by using direct instruction model with animation media gave the positive effect to the academic achievement of physiscs in student class VIII SMP Negeri 1 Batu Layar.

scholarly journals The Effect of "Quantum Learning" Model Using "Mind Mapping" Technique to Eight Grade Students’ Creative Thinking Ability

2020 ◽  
Vol 3 (2) ◽  
pp. 152
Author(s):  
Erik Eriyanto ◽  
Siti Inganah ◽  
Dwi Priyo Utomo
Keyword(s):  
Creative Thinking ◽  
Learning Model ◽  
T Test ◽  
Mapping Technique ◽  
Control Group ◽  
Mind Mapping ◽  
Design Data ◽  
Quantum Learning ◽  
Post Test ◽  
The Difference

This study aims to determine how the effect of the Quantum Learning model using Mind Mapping techniques to students' creative thinking abilities. The type of research used is experiment and quantitative approach with research design using posttest only group design. Data analysis of two groups used the t-test on SPSS 21, that is Independent Sample t-Test to test the difference in average posttest value of two samples.The results of this study are (1) results of the t-test  from post-test data obtain a significance 0,000 where it is lower than 0.05 so can be said that the average of the two groups are different, (2) from the post-test results, the answers given by students from the experimental group more fulfilled the indicators of creative thinking than students from the control group.

scholarly journals Pengaruh Model Know Want Learned (KWL) Terhadap Keterampilan Membaca dan Menulis Bahasa Inggris Pada Siswa Kelas VIII SMP Negeri 3 Abang

2018 ◽  
Vol 8 (1) ◽  
Author(s):  
KADEK WIRAWAN . ◽  
PROF.DR. NASWAN SUHARSONO, M.Pd. . ◽  
DR. I MADE KIRNA, M.Si. .
Keyword(s):  
Direct Instruction ◽  
Random Sampling ◽  
Writing Skills ◽  
Reading Skill ◽  
Control Group ◽  
Reading And Writing ◽  
Significant Difference ◽  
Writing Skill ◽  
The Difference ◽  
Instruction Model

Penelitian ini bertujuan untuk mendeskripsikan perbedaan keterampilan membaca dan keterampilan menulis secara bersama-sama diantara siswa yang mengikuti model Know Want Learned (KWL) dengan siswa yang mengikuti model pembelajaran langsung, perbedaan keterampilan membaca antara siswa yang mengikuti model Know Want Learned (KWL) dengan siswa yang mengikuti model pembelajaran langsung, dan perbedaan keterampilan menulis antara siswa yang mengikuti model Know Want Learned (KWL) dengan siswa yang mengikuti model pembelajaran langsung. Populasi pada panelitian ini adalah siswa kelas VIII SMP Negeri 3 Abang tahun pelajaran 2016/2017 yang terdiri dari lima kelas. Pemilihan sampel dilakukan dengan teknik Random Sampling dimana dua kelas digunakan sebagai sampel, satu kelas digunakan sebagai kelompok experimen dan satu kelas sebagai kelompok kontrol. Penelitian ini merupakan penelitian quasi experiment dengan rancangan Non Equivalent Pretest-Posttest Control Group Design. Pengumpulan data dilakukan menggunakan tes keterampilan membaca dan tes keterampilan menulis. Data yang diperoleh dianalisis dengan MANCOVA dengan keterampilan membaca awal dan keterampilan menulis awal sebagai kovariat. Pengujian hipotesis dilakukan pada taraf signifikansi 5%. Hasil penelitian menunjukkan bahwa: pertama ada perbedaan yang signifikan pada keterampilan membaca dan keterampilan menulis secara bersama-sama antara siswa yang mengikuti model Know Want Learned (KWL) dengan siswa yang mengikuti model pembelajaran langsung, kedua ada perbedaan yang signifikan pada keterampilan membaca antara siswa yang mengikuti model Know Want Learned (KWL) dengan siswa yang mengikuti model pembelajaran langsung, dan ketiga ada perbedaan yang signifikan pada keterampilan menulis antara siswa yang mengikuti model Know Want Learned (KWL) dengan siswa yang mengikuti model pembelajaran langsung.Kata Kunci : Model Know Want Learned (KWL), Keterampilan Membaca, Keterampilan Menulis This study aimed at describing the difference in reading and writing skills simultaneously of the students who learned by Know Want Learned (KWL) model and those who learned by Direct Instruction model, the difference in reading skill of the students who learned by Know Want Learned (KWL) model and those who learned by Direct Instruction model, and the difference in writing skill of the students who learned by Know Want Learned (KWL) model and those who learned by Direct Instruction model. This is a quasi-experimental research with non-equivalent pretest-posttest control group designed. The population of the study was eighth grade students of SMP Negeri 3 Abang in the academic year of 2016/2017 consisting of five classes. The selection of the sample for this study was based on random sampling technique, two classes were selected as the sample, one class as the experimental group and the other was the control group. The data were collected by administering reading and writing test. The data were analyzed by using MANCOVA in which pre-students’ reading and writing skills used as covariat. The hypothesis was tested at 5% level of significance. The results indicated that (1) there was a significant difference in reading and writing skills simultaneously of the students who learned by Know Want Learned (KWL) model and those who learned by Direct Instruction model, (2) there was a significant difference in reading skill of the students who learned by Know Want Learned (KWL) model and those learned who by Direct Instruction model, and (3) there was a significant difference in writing skill of the students who learned by Know Want Learned (KWL) model and those who learned by Direct Instruction model.keyword : Know Want Learned (KWL) Model, Reading Skill, Writing Skill

scholarly journals PENINGKATAN KETERAMPILAN MEMBACA BAHASA ARAB MELALUI TEKNIK LOOK AND SAY (Penelitian Tindakan Siswa Kelas IV SDIT Segar Amanah)

2021 ◽  
Vol 20 (2) ◽  
pp. 216-224
Author(s):  
Reza Indrawan ◽  
Emzir Emzir ◽  
Endry Boeriswati
Keyword(s):  
Teaching And Learning ◽  
Reading Skills ◽  
Fourth Grade ◽  
Learning Activities ◽  
Average Score ◽  
Test Cycle ◽  
Post Test ◽  
Class Average ◽  
The Difference ◽  
The Look

ABSTRACT   This research aims to improve the Arabic reading skills of fourth grade of SDIT Segar Amanah students through the Look and Say technique. The subjects of this research were 32 students of fourth grade SDIT Segar Amanah. This research used a Classroom Action Research method with a model from Kemmis and Mc Taggart which consisted of planning, acting and observing, and reflecting throughout 2 cycles. The data was collected using test and observation guidelines for teaching and learning activities and observation guidelines for teacher and student. This research shows that the Look .and Say technique can improve students' reading skills in Arabic with the difference in the results of the pre-test, post-test cycle 1 and post-test cycle 2 with the class average score in the pre-test is 49.5.  Then the average score results in the post test cycle 1 was 67.2 and the result of the class average score in the post-test 2 was 78.3. Keywords : Arabic Reading Skills, Look and Say

scholarly journals THE LEARNING RESULT DIFFERENCE OF STUDENT TEACH BY USING ENHANCEMENT LEARNING MODEL OF STUDENT’S THINKING ABILITY WITH CONVENSIONAL MODEL FOR FORCE AND NEWTON LAWS MATERIAL

2013 ◽  
Vol 2 (1) ◽  
pp. 74
Author(s):  
Derlina . ◽  
Bintang Nainggolan
Keyword(s):  
Learning Model ◽  
Average Score ◽  
Experiment Research ◽  
Conventional Model ◽  
Learning Achievement ◽  
Thinking Ability ◽  
Post Test ◽  
Research Population ◽  
The Difference ◽  
Test Objective

This research was done to observe the difference of learning achievement between student who have been teach by Enhancement Learning Model of Student’s Thinking Ability and Conventional Model. This research was done at SMP Negeri 2 Gebang. Type of this research is quasi experiment. Research population is every student of grade VIII semester 2 SMP Negeri 2 Gebang. Research sample was taken by random sampling around 2 classes as 34 students for experiment class and 34 students for control class. Learning achievement of test objective 20 of multiple choice was done as an instrument. The experiment result of pretest average is 37.94 for experiment class and 36.82 for control class. Treatment was done to each class, post test average score is 73.38 for experiment class and for student who have been teach by conventional learning is 67.05. Hypothetical testing is tcalculate > ttabe i.e 3.459 > 1.66 with significance standard α = 0.05 and dk = 66. It means that Ha was accepted, so it may conclude that there is a difference of learning achievement between Enhancement Learning Model of Student’s Thinking Ability with Conventional Learning Model for Force and Newton Laws on Grade VIII SMP Negeri 2 Gebang Annual Year 2011/2012.

scholarly journals A Counseling on Complementary Food to Mothers of Infants Aged 6--24 Months at A Community Clinic in Sukmajaya

2019 ◽  
Vol 3 (1) ◽  
pp. 11-20
Author(s):  
Avliya Quratul Marjan ◽  
A’immatul Fauziyah ◽  
M. Ikhsan Amar
Keyword(s):  
Breast Milk ◽  
Mean Value ◽  
Complementary Food ◽  
Average Score ◽  
P Value ◽  
Before And After ◽  
Post Test ◽  
Service Activity ◽  
Nutritional Needs ◽  
The Difference

MPASI, complementary food to breast milk, is food or drink containing nutrients, given to babies or infants aged 6-24 months, and given in stages according to the age and digestive capacity of the babies or infants to meet their nutritional needs other than breast milk. The objective of the activity was to improve the mothers’ knowledge of correct and good complementary food for their under-five-year-old infants in Sukmajaya, Depok 2018 and to determine the differences of these mothers’ knowledge about how to process and use ingredients for the complementary food before and after counseling. The method of this community service activity was through pre- and post-test designs. The results showed that the average score of mothers; knowledge before the counseling was 73.00 and after the counseling 79.43. The difference in the mean value between the first and second measurements was 6.43 and the results of the statistical test show the value of P value <0.05. Therefore, it can be concluded that there were significant differences between the pre-test (before counseling) and post-test (after counseling) scores. Based on the results of data processing and analysis, it was found that 66.66% of respondents experienced improving knowledge of complementary food, although the number was still below the target of 70%.

scholarly journals PENINGKATAN LITERASI KEUANGAN SYARIAH BAGI GURU PERBANKAN SYARIAH

2020 ◽  
Vol 4 (1) ◽  
Author(s):  
Khasan Setiaji
Keyword(s):  
Financial Services ◽  
Stock Exchange ◽  
Average Score ◽  
Vocational Schools ◽  
Teacher Competence ◽  
Central Java ◽  
Paired Samples ◽  
Post Test ◽  
The Difference ◽  
Islamic Economic

The sharia banking expertise program at SMK continues to develop. In Central Java in 2018, there were 50 vocational schools that opened the sharia banking program. However not yet fully supported by the availability of teachers in these competencies. That is because teachers do not come from graduates in the field of finance or sharia banking. That reason is the background of this community service. The partners in this activity are the MGMP Central Java and DIY Sharia Banking, with 44 participants. The form of devotion is the provision of material as well as discussions about Islamic finance filled by presenters from the Indonesian Financial Services Authority (OJK), the Bank Jateng Syari’ah, Islamic Economic Community (MES) and the Indonesia Stock Exchange Representative Semarang. Before the training was started, a pre-test was conducted with an average score of 63.11 for each participant and after the test, a post-test was obtained with an average score of 77.07. Based on the Difference Test (Paired Sample Test) with SPSS it can be seen that the significance value (Sig. (2-tailed)) of 0,000 is less than 0.05. So it can be concluded that there are significant differences in the competence of Islamic banking teachers before training and after the implementation of sharia financial training.  Keyword— sharia finance, teacher competence, sharia banking, vocational schools  Program keahlian perbankan syariah di SMK terus perkembangan. Di Jawa Tengah hingga tahun 2018 terdapat 50 SMK yang membuka program keahlian perbankan syariah. Namum belum sepenuhnya didukung oleh ketersediaan guru pada kompetensi tersebut. Hal tersebut dikarenakan guru tidak berasal dari lulusan di bidang keuangan atau perbankan syariah. Alasan tersebut yang menjadi latar belakang dilakukannya pengabdian ini. Mitra kegiatan ini adalah MGMP Perbankan Syariah tingkat Jawa Tengah dan DIY, dengan jumlah peserta sebanyak 44 guru. Adapun bentuk pengabdian ini adalah pemberian materi serta diskusi tentang keuangan syariah yang diisi oleh para pemateri dari instansi yang sudah kompeten. Pemateri tersebut dari Otoritas Jasa Keuangan (OJK), Bank Jateng Syari’ah, Masyarakat Ekonomi Syariah (MES) dan Bursa Efek Indonesia. Sebelum training dimulai dilakukan pre test dengan hasil nilai rata-rata tiap peserta sebesar 63,11 dan setelah training dilalukan post test didapat nilai rata-rata peserta sebesar 77,07. Berdasarkan Uji Beda (Paired Samples Test) dengan SPSS dapat diketahui bahsa nilai signifikansi (Sig. (2-tailed)) sebesar 0.000 kurang dari 0,05. Maka dapat disimpulkan bahwa terdapat perbedaan yang nyata kompetensi guru perbankan syariah sebelum dilakukan training dan sesudah dilaksanakan training keuangan syarian.  Kata kunci—keuangan syariah, kompetensi guru, SMK perbankan syariah

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