scholarly journals Improving Financial Literacy in Facing the Era of Society 5.0

2021 ◽  
Vol 3 (2) ◽  
pp. 150
Author(s):  
Nurlaili Nurlaili ◽  
Muhammad Faqih ◽  
Muhammad Faqih ◽  
Muhammad Hasan Basri ◽  
Kiki Dwi Larasati

Industrial era 4.0 presents the development of digitalization that continues to grow, such as digitizing payment transactions, namely e-wallet. However, there are shortcomings that can be corrected to face society 5.0 in Indonesia and also the balance between financial literacy and e-wallet users who are growing so that there is no consumptive society and fraud. The purpose of this paper is to provide suggestions or recommendations for the government and stakeholders to carry out policies to increase the level of financial literacy in Indonesia, this research method is library research by collecting related information and data from various valid sources. The results of this paper provide suggestions for the government to actively campaign for financial literacy in various public media, provide a mandatory policy to provide education to financial service providers, and as university academics or educators provide a curriculum on financial literacy. So that when Indonesia enters the era of society 5.0, it is ready in terms of digitizing payment transactions and literacy.

2021 ◽  
Vol 5 (2) ◽  
pp. 42-56
Author(s):  
Zulfikri Toguan

Legal protection for a mark of a place or origin of MSMEs can be done by first registering the mark to obtain legal force. In this case the Office/Agency/Community Organization assists by facilitating MSMEs in terms of socialization and assistance for trademark registration. Law Number 20 of 2016 concerning Marks and Geographical Indications provides improvements to previous laws, especially regarding preventive protection measures, namely registration procedures and registration fees. Brands produced by Indonesian MSMEs can help increase competitiveness in the development of new products. This research is normative or library research method, namely legal research carried out by reviewing and researching library materials in the form of primary legal materials and secondary legal materials. This study concludes: First, the problems in the protection of intellectual property rights in the field of branding for MSME products are due to the understanding of MSME actors on brand rights is still low/shallow so that MSME actors do not register the brand of MSME products. Second, efforts to provide brand protection to the MSME industry are by registering MSME brands and the government makes it easy for MSME industry players to register trademarks.


2021 ◽  
Vol 4 (1) ◽  
pp. 22-33
Author(s):  
Muhidin Muhidin ◽  
Muhammad Makky ◽  
Mohamad Erihadiana

This study is a qualitative research with library research instrument. The data used are qualitative data in the form of descriptions, presentations, and writings relevant to the research topic, which are referred to from books, journals, and articles. This research method is descriptive, which describes data from library materials according to relevant studies. The data was collected using a documentary technique, in which the data was extracted from documents from various library materials, then analyzed using content analysis. With this technique, qualitative data is sorted, categorized (grouped) with similar data. The contents are critically analyzed so that a concrete formulation is formulated which is then explained in depth. The emergence of several phenomena in this country such as the issue of terrorism, Islamophobia, excessive demonstrations, discrimination against one group and blasphemers of religion, made the government realize that Indonesia is a large country that has hundreds of tribes and languages. Ways are needed to maintain that sovereignty, one of which is by providing an understanding in education about the application of moderation in everyday life. Some Islamic values that need to be understood and implemented in the moderation process of Islamic education are: Tawasuth, Tawazun, I'tidal, Tasamuh, Musawah, Shura, Islah, Awlawiyah, Tathawur, Tahaddhur.


2017 ◽  
Author(s):  
Rika Yuliana

AbstrakSangat mengejutkan melihat fakta bahwa Indonesia menempati peringkat EGDI (E-Gover- ment Development Index) ke 116 berdasarkan survey yang dilakukan oleh Perserikatan Bangsa-Bangsa (PBB), turun 10 peringkat dari tahun 2014. Hal ini mengindikasikan bahwa ada asumsi dan aktivitas implementasi yang belum tepat dalam proses transformasi digital di Pemerintahan, khususnya dalam skala nasional. Oleh karena itu, artikel ini dibuat dengan tujuan mengkaji kembali faktor-faktor yang berpengaruh dalam proses tersebut dengan metode riset kepustakaan (library research), khususnya faktor-faktor kesiapan lingkungan, sehingga dapat dijadikan pedoman oleh Pemerintah. Dengan asumsi dasar bahwa Indonesia sebagai negara berkembang, maka dapat disimpulkan bahwa komponen-komponen tersebut terdiri dari kualitas sistem, politik, sosial, ekonomi, teknologi dan demografi. Dalam masing- masing komponen tersebut mengandung beberapa variabel dan parameter yang digunakan sebagai tolak ukur untuk menilai efisiensi dan efektifitas dari proses kesiapan lingkungan dalam rangka pengembangan implementasi e-goverment di Indonesia.Kata kunci: Pengembangan Implementasi E-Goverment, Indonesia, Kesiapan LingkunganAbstractIt is very surprising to see the fact that Indonesia is ranked as the 116th of EGDI (E-Gov- ernment Development Index) based on a survey conducted by United Nations (UN), moved down 10 ratings from 2014. This indicates that there are improper implementation and ac- tivities in the process of digital transformation in Government, especially on a national scale. Therefore, this article was created with the aim of reviewing the influencing factors in the process through library research method, especially the factors of environmental readi- ness, so that it can be used as a guide by the Government. With the basic assumption that Indonesia as a developing country, it can be concluded that these components consist of system quality, politics, social, economics, technology and demography. In each component contains several variables and parameters used as a benchmark to assess the efficiency and effectiveness of the environmental preparedness process in order to develop the implemen- tation of e-Government in Indonesian.Keywords: development of the E-Goverment implementation, Indonesia, Environmental Readiness


FENOMENA ◽  
2020 ◽  
Vol 12 (1) ◽  
pp. 89-106
Author(s):  
Mukran H. Usman ◽  
Aswar Aswar ◽  
Andi Wahyu Irawan

Shari'a is a rule or law that is sourced from Allah Ta'ala to be a guide to human life so that it impacts on the benefit of life, both personally and socially. The Shari'a of Allah Ta'ala, everything is benefit and there is no evil, although sometimes it is considered bad by humans, but in essence is good for humans themselves. This study aims to explore the harmony of Islamic law on the benefit of humans in the midst of the Covid-19 outbreak. The details are aimed at giving explanations and religious insights that are washatiyah (moderate) from a number of suggestions in the form of a prohibition or restriction by the government regarding religious activities and education carried out face to face when the Covid-19 outbreak occurred. The research method used is the library research method with a phenomenological and normative approach. The issues studied are sourced from literacy which has a relation to the focus of the research, obtained from reading turats, research results and others. The results showed that the government's prohibition on termination and restriction in religious and educational activities during the Covid-19 period, such as: restrictions on religious and educational activities carried out face-to-face, were cases permitted in the Shari'a for human benefit.


Author(s):  
Riana Dewi ◽  
Hasan Basri ◽  
Yusrizal Y

This study aims to find out how the implementation of the authority of the Lhokseumawe City Government in the Management of Tourism Destinations based on Aceh Qanun Number 8 of 2013 concerning Tourism. This research method is a qualitative method in the form of normative legal research, namely research that puts the law in place to answer legal problems faced through a statutory approach contained in related articles. The nature of this research is descriptive-analytic by using library research. Based on this research, it is explained that the Lhokseumawe City Government as the person in charge and plays a very important role in the management of tourist attractions must control the tourist environment. Barriers to managing tourism destinations are due to the government's lack of firmness to impose sanctions on the community. Efforts are being made by the Government by frequently conducting raids at tourist attractions in Lhokseumawe City. The writer's suggestion in this study is that it is hoped that the Lhokseumawe City Government will further improve supervision of tourist attractions and it is advisable to immediately impose sanctions on people who do and allow Lhokseumawe City Regional tourist attractions to be polluted by acts that are not polite and violate the Shari'a. Islam. Keywords: Government Authority, Management, Tourism Destinations, Aceh Qanun Number 8 of 2013.


2022 ◽  
Vol 16 (2) ◽  
pp. 558-594
Author(s):  
Moh. Abdul Kholiq Hasan ◽  
Iskandar Dzulkarnain ◽  
Muh. Nashirudin

Indonesian Islamic Da’wa Institution or Lembaga Dakwah Islam Indonesia (LDII) tends to embrace exclusivity and takfiri ideology. This article attempts to reveal the fiqh manhaj (method) that LDII employs and its influences on the legal decisions LDII takes by employing the library research method in descriptive qualitative type. The content analysis in tandem with document triangulation and structured interviews were applied to investigate the textual references LDII uses. The findings indicate that LDII employs a fiqh manhaj called manqul. This influences the law istinbath of LDII. Mandatory to remain in the congregation (jamaah), taking the oath of allegiance to the leader of the jamaah, the claim by the jamaah leader of the right to construct sharia law, license to lie, and takfiri are some controversial products of the manqul. With takfiri as the most dangerous product of the manqul, it befalls the government of Indonesia to watch over this jamaah. اشتهرت مؤسسة الدعوة الإسلامية الإندونيسية أو ما يسمى بـــ LDII بتكفيرها على جميع المسلمين سوى جماعتهم. وتهدف هذه الدراسة لمعرفة أصل المنهج الفقهي عند هذه الجماعة وآثاره في استنباط الأحكام الشرعية عندهم. واعتمدت الدراسة على منهج البحث الوصفي التحليلي، بطريقة تحليل المحتوي أو ما يسمى بــ (content analysis). وقد توصلت الدراسة إلى القول بأن أصل المنهج الفقهي عند هذه الجماعة هو ما يسمى بـ"المنقول". وإن لهذا المنهج الفقهي أثار كبير في استنباط الأحكام الشرعية عند هذه الجماعة. ومن بينها: لزوم الناس لجماعتهم، وجوب البيعة لإمامهم، وجوب الإنفاق، ادعاء إمامهم أن لهم حقّ في تشريع الأحكام، إباحة التقية أو الكذب على الآخرين. ومن أخطر هذه المخالفات تكفيرهم لجميع المسلمين ممن ليسوا من جماعتهم. لأن هذا الاستنباط له أثر سيئ لوحدة الشعب، ولذا على حكومة إندونيسيا أن تتنبه دائما تجاه هذه الجماعة المنحرفة.


2020 ◽  
Vol 2 (2) ◽  
pp. 18-22
Author(s):  
Mila waty Waris

Abstract    This research was conducted at the Central Market of Majene City, West Sulawesi. Majene Central Market, located in Kec. Banggae as the capital of Majene Regency is a market that is often visited by various groups because it provides a variety of necessities of life so that there are various problems in the transportation system both infrastructure and infrastructure. The aim of purpose research is to (1) Knowing the characteristics of parking, (2) Explaining about management of parking (3) providing alternative input about retribution management of parking The aim of this research method used is a field survey by updating the types of vehicles that enter and exit the parking area. Retrieval of data used in this study uses 2 (two) methods, namely: 1). Field research methods, namely direct observation of locations to see physical conditions; 2) Library Research Methods. Data analysis was carried out in a descriptive way by giving a description of the location through the assessment of variables including the analysis of parking characteristics and the arrangement of parking spaces that can provide a sense of security and comfort. Data were analyzed by calculating the number of parking needs that must be provided of characterictic of parking, parking space equipped with parking capacity, parking volume, accumulation of parking, duration of parking , level of parking use, and parking index. The result of the research obtained from the required parking space of 427 parking lots for transport vehicles. Parking maintenance needs to be done by the government to pay attention to parking spaces in the Central Market of Majene City and is expected to be a strategic planning in the regulation and retribution of parking arrangements in the central market of Majene City and management of parking   Keywords; characteristic of parking, management of parking, retribution of parking     Abstrak   Penelitian ini dilaksanakan di Pasar Sentral Kota Majene, Sulawesi Barat. Pasar Sentral Majene yang berlokasi di Kecamatan Banggae merupakan, pasar yang sering dikunjungi oleh berbagai kalangan karena menyediakan berbagai macam kebutuhan hidup. Penelitian ini bertujuan (1) Mengetahui karakteristik parkir, (2) Menjelaskan tentang pengelolaan parkir (3) memberikan masukan alternatif tentang penataan ruang parkir serta pengelolaan retribusi parkir. Metode yang digunakan dalam penelitian ini adalah survey lapangan dengan mencatat jenis kendaraan yang keluar masuk dalam area parkir. Pengambilan data yang digunakan dalam penelitian ini menggunakan 2 (dua) metode yaitu : 1). Metode penelitian lapangan (Field Research Method) yaitu pengamatan langsung pada lokasi untuk melihat kondisi fisik; 2) Metode Penelitian Kepustakaan (Library Research Method). Analisis data dilakukan dengan cara deskriptif dengan memberikan gambaran terhadap lokasi melalui identifikasi terhadap variabel-variabel antara lain analisis karakteristik parkir dan penataan ruang parkir yang dapat memberikan rasa aman dan nyaman.. Data dianalisis dengan menghitung besarnya jumlah kebutuhan parkir yang harus disediakan lahan parkir yang meliputi kapasitas parkir, volume parkir, akumulasi parkir, durasi parkir, tingkat penggunaan parkir, dan indeks parkir. Hasil penelitian diperoleh tempat parkir yang dibutuhkan sebesar 1.171 tempat parkir untuk kendaraan transportasi. Pemeliharaan parkir perlu dilakukan oleh pemerintah untuk memperhatikan ruang parkir di Pasar Sentral Kota Majene dan diharapkan menjadi perencanaan strategis dalam pengaturan dan retribusi pengaturan parkir di pasar pusat Kota Majene dan pengelolaan parkir Hasil penelitian ini menunjukkan karakteristik parkir di Pasar Sentral Majene yang meliputi volume, akumulasi dan kapasitas parkir diperoleh bahwa: 1). Volume parkir jam puncak pembeli/pengunjung terjadi pada jam 10:00 sampai 14:00; 2). Akumulasi parkir puncak tertinggi terjadi pada hari minggu pukul 11.00-15.00 oleh pembeli/ pengunjung dengan akumulasi; 3) Kapasitas parkir tertinggi pada jam 10:00 sampai jam 14:00. Bentuk yang cocok untuk kegiatan parkir di pasar sentral Majene adalah bentuk parkir 90⁰ dan bentuk parkir sudut dengan kemiringan 45⁰. Demikian juga untuk konsep pola parkir dan penataannya dapat dibedakan atas : 1) parkir untuk pengunjung harus mudah dicapai dan dekat dengan jalan sebagai akses utama; 2). Parkir pengelola harus dipisahkan dengan parkir pengunjung; 3) parkir hendaknya dapat dipisahkan berdasarkan jenis kendaraan. Kata kunci; karakterikstik parkir, penataan ruang parkir, Akumulasi parkir


2020 ◽  
Vol 5 (2) ◽  
pp. 102-123
Author(s):  
Pranadya Tania Putri ◽  
Megawati Simanjuntak

This research gave attention to three factors that influence individuals in making investment decisions, motivation, locus of control, and financial literacy. This study generally aims to compare and analyze the effect of motivation, locus of control, and financial literacy on investment decisions on the families of the baby boomers generation, generation X, and generation Y.  This study applied a direct interview method and uses a questionnaire as a data collection tool. Thirty housewives from each generation were interviewed. The results showed a significant difference in motivation and financia literacy between the three generations. The results also showed that all variables had a significant effect on investment decisions in each generation. Otherwise, overall, only the locus of control variable that has no significant effect on investment decisions. Based on this, the government together with investment service providers need to formulate an appropriate program. Apart from the education provided through educators, the program can also be provided with socialization and consultation services, either directly or indirectly. Development of supporting infrastructure and public access to financial institutions, products or services according to their needs and capacities also need attention.


2021 ◽  
Vol 5 (2) ◽  
pp. 211
Author(s):  
Mukhammad Luckyto ◽  
Sinka Oktaviana ◽  
Laily Fu'adah

<p class="05Abstrak"><span>Gender is a social construction or form so that it can be formed or changed according to place, time or age, ethnicity, race, culture, social status, religious understanding, country, ideology, politics, law and economy. The purpose of this study was to analyze the promotion of positions with the perspective of gender equality both men and women in the government bureaucracy. The method used in this study is a library research method using a descriptive analysis approach. The result of this study is that the role or participation of women in the government bureaucratic structure has exceeded that of men and has experienced gender justice or equality, but there is still a small gap between female civil servants who are difficult for echelon pratama positions.</span></p>


2021 ◽  
Vol 59 (Autumn 2021) ◽  
Author(s):  
Jamie Lynn Byram ◽  
John Grable ◽  
Kenneth White ◽  
Michael Thomas ◽  
Kimberly Watkins

The purpose of this paper is to present a profile of middle-school-age youth who participated in a week- long experiential residential camp focused on helping campers learn about and interact with money, personal finance topics, and mainstream financial service providers. Based on pre- and post-test data, it was determined an experiential real-world camp experience can increase the financial confidence and goal-setting abilities of young people.


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