The Impact of Micro-finance on Self-employment and Poverty Reduction: A case of Sindh Rural Support Organization and Tameer Micro Finance Bank, Sindh

Micro finance is well-organized and successful instrument to decrease poverty. Although microfinance Sector in Pakistan has recognize important development and attain little cost formations. The major reason of study is to forecast that how Micro finance decreases poverty or not and method of self-employment in rural and urban of Sindh successful or not. A most important mean of this research article was to calculate that what type of Impact of microfinance on reduction of poverty and Self-employment with Supply lending and Demand following hypotheses theory. Researcher used Stratified random sampling technique 500 clients of each organization (TMB and SRSO) was selected for testing PLS with Smartpls 3. After assessment of responses with the help PLS of measurement and structural model result shows positive impact of independent variable (IV) on Dependent variables (DVs).

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Analisis Dampak Kredit Usaha Rakyat pada Sektor Usaha Mikro terhadap Penanggulangan Kemiskinan di Kota Makassar

Jurnal Aspirasi ◽

10.46807/aspirasi.v11i1.1294 ◽

2020 ◽

Vol 11 (1) ◽

pp. 17-28

Author(s):

Maria Ulfa ◽

Mohammad Mulyadi

Keyword(s):

Poverty Alleviation ◽

Poverty Reduction ◽

Positive Impact ◽

Sampling Technique ◽

Research Problem ◽

Community Empowerment ◽

Purposive Sampling ◽

Key Informant ◽

The Government ◽

The Impact

Community empowerment through micro-business development can be an instrument in poverty alleviation. The development of micro-businesses cannot take place by itself, therefore it needs to get financial support from the government. One form of government’s support is the people's business credit (kredit usaha rakyat - KUR) which until now has been running for more than ten years. The purpose of this study was: (1) To determine the impact of the KUR on the micro-business sector; and (2) To determine the impact of the development of micro-businesses on poverty reduction. The type of research used was descriptive with a qualitative approach. The sampling technique in this study was purposive sampling with a consideration that the informants were considered the most knowledgeable about the object of this research problem (key informants). The informants consisted of officials from the Makassar City Office of Cooperatives and SMEs, business actors, and community leaders. Based on the research conducted, it is known that the KUR has a positive impact on the development of micro-businesses in Makassar City and the development of micro-businesses has a positive impact on poverty alleviation.AbstrakPemberdayaan masyarakat melalui pengembangan usaha mikro dapat menjadi sebuah instrumen dalam penanggulangan kemiskinan. Pengembangan usaha mikro tidak dapat berjalan sendiri, karenanya perlu mendapat dukungan pembiayaan dari pemerintah. Salah satu bentuk dukungan pemerintah adalah kredit usaha rakyat (KUR) yang hingga saat ini telah berjalan selama lebih dari sepuluh tahun. Tujuan dari penelitian ini adalah: (1) Untuk mengetahui dampak KUR pada sektor usaha mikro; dan (2) Untuk mengetahui dampak pengembangan usaha mikro terhadap penanggulangan kemiskinan. Jenis penelitian yang digunakan adalah deskriptif dengan pendekatan kualitatif. Teknik pengambilan sampel pada penelitian ini menggunakan purposive sampling dengan pertimbangan bahwa narasumber atau informan dianggap paling tahu tentang objek permasalahan penelitian ini (key informant). Adapun informannya terdiri dari pejabat pada Dinas Koperasi dan UKM Kota Makassar, pelaku usaha, dan tokoh masyarakat. Berdasarkan penelitian diketahui bahwa KUR memiliki dampak positif terhadap pengembangan usaha mikro di Kota Makassar dan pengembangan usaha mikro memiliki dampak positif terhadap penanggulangan kemiskinan.

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Pengaruh Struktur Kepemilikan, Likuiditas, Leverage, dan Aktivitas (TATO) Terhadap Financial Distress Perusahaan Industri Barang Konsumsi yang Terdapat Pada Bursa Efek Indonesia

Journal of Economic Bussines and Accounting (COSTING) ◽

10.31539/costing.v4i1.1325 ◽

2020 ◽

Vol 4 (1) ◽

pp. 208-218

Author(s):

Yuriani Yuriani ◽

Merry Merry ◽

Jennie Jennie ◽

Muhammad Ikhsan ◽

Namira Ufrida Rahmi

Keyword(s):

Ownership Structure ◽

Financial Distress ◽

Quantitative Research ◽

Positive Impact ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Sampling Technique ◽

Multiple Linear Regression Analysis ◽

Independent Variable ◽

The Impact

Financial Distress is indicated as company’s financial decrease which can be caused by various circumstances. Identifying financial distress is important to do since financial distress that occurs continuously will lead to company failure. This research is useful to see the impact of Ownership Structure, Liquidity, Leverage, and Activity in predicting Financial Distress to the sector consumer goods companies listed in Indonesia Stock Exchange. The independent variable used is Ownership Structure, Current ratio, Debt ratio, and Activity (TATO). While the dependent variable used is Financial Distress. The sample in this research involve 27 companies was taken by Purposive Sampling technique by determining 3 criterias within a span of 5 years, so the amount of research data was obtained as many as 135. This study use quantitative research. The results of this research using multiple linear regression analysis concluded Ownership Structure, Liquidity, and Activity have positive impact on Financial Distress. While Leverage is the only variable whichhas no significant influence on Financial Distress. Keywords : Ownership Structure, Liquidity, Leverage, Activity, Financial Distress.

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The Impact Of Natural Science Contextual Teaching On Through Project Method Reviewed From Analytical Skill To Students’ Achievementin MTsn Miri Sragen

Pancaran Pendidikan ◽

10.25037/pancaran.v6i2.20 ◽

2017 ◽

Vol 6 (2) ◽

Author(s):

Anik Sunarsih ◽

Sukarmin Sukarmin ◽

Widha Sunarno

Keyword(s):

Natural Science ◽

Teaching Method ◽

Positive Impact ◽

Sampling Technique ◽

Science Lesson ◽

Project Method ◽

Independent Variable ◽

Contextual Teaching ◽

The Impact ◽

Analytical Skill

The aims of this research are to describe the impact of the interaction between teaching method and students’ analytical skill to students’ achievement. The populations are the students of VII class of MTsN Negeri Miri on the teaching period of 2016/2017. This research used Cluster Random Sampling technique as the method to collect the sample. This research was designed using contextual teaching through project method, which teaching method as an independent variable and analytical skill as moderator independent variable. Based on the analysis, it can be concluded that: there is an interaction between teaching method and analytical skill to students’ achievement with the value Fabs=5,549 and the significant number 4,04 (p<0,05). Based on the founding, contextual teaching through the project is one of the methods that give positive impact to increase students’ achievement on a natural science lesson. The increasing of students’ analytical skill is due to the transparency in problem delivering and the responsibility given to a student to search for the solution through a project.

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Pengaruh Marketing Public Relations terhadap Loyalitas Pelanggan

Jurnal Riset Public Relations ◽

10.29313/jrpr.v1i1.114 ◽

2021 ◽

Vol 1 (1) ◽

pp. 57-70

Author(s):

Florensia Prihandini ◽

A. Sigit Pramono Hadi

Keyword(s):

Public Relations ◽

Customer Loyalty ◽

Random Sampling ◽

Positive Impact ◽

Sampling Technique ◽

Simple Random Sampling ◽

Probability Sampling ◽

Independent Variable ◽

Causality Relationship ◽

The Impact

Abstract. The high public interest in cake and bakery products has made many people join online baking classes. Some of them enrolled on Titan Baking Course. To build and maintain customer loyalty, and to prevent customers from switching to another course, Titan Baking Course conducted Marketing Public Relation activities in the form of free online baking demo. This study aims to measure the impact of the Marketing Public Relations on customer loyalty in Titan Baking Course. By using a quantitative approach, this study aims to find out how the causality relationship between the independent variable (X) is the Marketing Public Relations with the dependent variable (Y), namely Customer Loyalty. Respondents were selected using probability sampling technique, namely simple random sampling. From the results of the study, it was found that the Marketing Public Relations of the Titan Baking Course had a positive impact on Customer Loyalty and had an influence strength of 38%. Thus an understanding that customer loyalty in Titan Baking Couse is influenced by the Marketing Public Relations by 38%. While the other 62% is determined by other factors not included in this study. Abstrak. Tingginya minat masyarakat terhadap produk kue dan roti membuat banyak orang mengikuti kelas pelatihan membuat kue secara daring, salah satunya di Titan Baking Course. Untuk membentuk dan mempertahankan loyalitas pelanggan, serta mencegah agar pelanggan tidak beralih ke tempat kursus lainnya, banyak cara yang dilakukan oleh Titan Baking Course. Salah satunya dengan melakukan kegiatan Marketing Public Relations berupa baking demo online tak berbayar. Penelitian yang dilakukan ini bertujuan untuk mengetahui seberapa besar pengaruh pelaksanaan Marketing Public Relations terhadap loyalitas pelanggan pada Titan Baking Course. Dengan pendekatan yang bersifat kuantitatif, penelitian ini dilakukan untuk mengetahui bagaimana hubungan sebab akibat antara variabel independen (X) yaitu Marketing Public Relations dengan variabel dependen (Y) yaitu loyalitas pelanggan. Responden dipilih dengan menggunakan metode probability sampling berupa simple random sampling. Hasil penelitian ini mengungkapkan, terdapat fakta bahwa Marketing Public Relations Titan Baking Course berdampak positif terhadap Loyalitas Pelanggan dan memiliki kekuatan pengaruh sebesar 38%. Sedangkan 62% lainnya ditentukan oleh faktor-faktor lain yang tidak termasuk dalam kajian penelitian ini.

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Environmental Policy and Its Role in Achieving Sustainability Requirements: An Analytical Study at the General Company for Battery Industry / Babylon 1 Factory

Millennium Journal of Humanities and Social Sciences ◽

10.47340/mjhss.v2i4.2.2021 ◽

2021 ◽

pp. 16-36

Author(s):

Vian Mohammed Hassan ◽

Abdul Reza Shafiq Al-Basri

Keyword(s):

Social Sciences ◽

Environmental Policy ◽

Analytical Study ◽

Positive Impact ◽

Effective Means ◽

Research Problem ◽

Statistical Program ◽

Independent Variable ◽

The Impact ◽

Battery Industry

Environmental policy represents one of the important administrative issues for organizations that seek to have a bright future. They are required to make great and real efforts to diagnose the environmental dimension, evaluate environmental efforts, and think about effective means, mechanisms and ways to protect the environment in the future and to correct past mistakes. The aim of this research is to show the impact that the environmental policy can play in achieving the requirements of sustainability. The research relied on the independent variable represented by the environmental policy, and the dependent variable 17 السياسة البيإية ودور ا ف تحقيق متطلبا االستدامة Millennium Journal of Humanities and Social Sciences 2(4): (2021) on sustainability and its requirements represented by (rationalization of resource consumption, reducing pollution, reducing the impact on human health, and using renewable energy). The descriptive analytical approach was adopted in the completion of this research, and it included answering the questions related to the research problem by testing two main hypotheses, with regard to correlation and influence relations. The General Battery Industry / Babel 1 Factory in Baghdad, and the statistical program (SPSS.V.23) was used to extract the results. This research reached a set of conclusions regarding environmental policy, the most prominent of which is that it has a continuous and effective positive impact that occurs due to internal and external environmental factors in achieving sustainability, which was represented by the validity of the two hypotheses of the research with the existence of a link and impact of environmental policy on sustainability. Keywords: Environment, environmental policy, sustainability

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Chimborazo Rural Investment Project: Rural Roads Component Impact Evaluation

10.18235/0003046 ◽

2021 ◽

Author(s):

Leonardo Corral ◽

Giulia Zane

Keyword(s):

Household Income ◽

Impact Evaluation ◽

Positive Impact ◽

Investment Project ◽

Indigenous Communities ◽

Rural Roads ◽

Self Employment ◽

Household Members ◽

The Impact ◽

Positive Effect

This paper evaluates the impact of rural roads improvement works to benefit indigenous communities in the highlands of Ecuador, largely dependent on agriculture for their livelihoods. The findings suggest that the program had a positive impact on health and that it increased enrollment in secondary education. We find no evidence that treated households increased their investment in plot improvements and agricultural inputs. However, household members are more likely to report self-employment in agriculture as their main occupation. The effect on agricultural output and sales was positive but not statistically significant. Finally, there is no evidence that the program had any positive effect on overall household income, female empowerment and food security.

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Impact of training and development function on enhancing competitiveness capacity (An Empirical study of Jordanian industrial companies from managers perspective)

Business Management and Strategy ◽

10.5296/bms.v6i1.7803 ◽

2015 ◽

Vol 6 (1) ◽

pp. 25 ◽

Cited By ~ 1

Author(s):

Salih A. Jaradat

Keyword(s):

Professional Training ◽

Positive Impact ◽

Field Work ◽

Training And Development ◽

Correlation Relationship ◽

Industrial Companies ◽

General Managers ◽

Training Unit ◽

Independent Variable ◽

The Impact

The purpose of this study is to examine the impact of training and development function on enhancing competitiveness capacity for Jordanian industrial companies. The variables of this study consisted of independent variable ( Training and development function) and dependent variable ( enhancing competitiveness capacity) .The study employed the statistical analytical descriptive approach based on the literature review approach and field work to test the study hypotheses. The population of this study consisted of Jordanian industrial companies. A sample consisted of (30) general managers and department managers as a respondents of this study, the researcher targeted industrial companies which was selecting randomly . The study used questionnaire as a tool to collect data to measure study sample individuals attitudes toward the impact of training and development function on enhancing competitiveness capacity for Jordanian industrial companies.The findings of the study indicates that there is high correlation relationship between independent variable and it's dimensions with dependent variable, and there is positive impact of training and development function on enhancing competitiveness capacity for Jordanian industrial companies.The study recommends to apply this study on the other sectors by researchers in the future, establish professional training unit in every medium and large industrial company, and deduct a reasonable ratio from it's annual profits for training.

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Issues and Impacts of the Apricot Value Chain on the Upland Farmers in the Himalayan Range of Pakistan

Sustainability ◽

10.3390/su11164482 ◽

2019 ◽

Vol 11 (16) ◽

pp. 4482 ◽

Cited By ~ 2

Author(s):

Rakhshanda Kousar ◽

Muhammad Sohail Amjad Makhdum ◽

Azhar Abbas ◽

Javaria Nasir ◽

Muhammad Asad ur Rehman Naseer

Keyword(s):

Factor Analysis ◽

Value Chain ◽

Positive Impact ◽

Sampling Technique ◽

Poverty Level ◽

Cross Sectional ◽

Farming Communities ◽

Production Policy ◽

Matching Estimates ◽

The Impact

The livelihood of the people in the Himalayan range of Pakistan is largely dependent on the cultivation of fruits. Apricot and apple are the major fruits of this region, which are marketed throughout the country and also exported to other countries. Due to high perishability and the poor farm-to-market infrastructure in the region, farmers are unable to get maximum returns. This study was conducted keeping in view the importance of the region and the impacts of fruits on the livelihood of the farmhands. Cross-sectional data from 200 respondents were collected through a multistage random sampling technique. Factor analysis was employed to find out the constraint in the apricot production and propensity score matching estimates were employed to see the impact of apricot production on the farming communities in the study area. The results of the factor analysis show the most important group of constraints in the growth of the apricot industry is awareness, which is an internal factor. This is followed by production, policy, and marketing constraints. The least important is processing technology. Furthermore, the results show that apricot production has a significant positive impact on decreasing the poverty level of the household, depicting a great potential for the development of resilient livelihoods.

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The Impact of Strategic Notetaking on EFL learners’ Academic Performance in Jordan

International Journal of Higher Education ◽

10.5430/ijhe.v9n1p249 ◽

2020 ◽

Vol 9 (1) ◽

pp. 249

Author(s):

Ibrahim F. F. Almaagbh

Keyword(s):

Academic Performance ◽

Foreign Language ◽

Positive Impact ◽

Note Taking ◽

Efl Learners ◽

English As Foreign Language ◽

Descriptive Research ◽

The Social ◽

Independent Variable ◽

The Impact

This study investigates the impact of strategic notetaking on English as Foreign Language (EFL) learners’ academic performance among university students in Jordan. Thus, we hypothesized that there is a significant and positive impact of strategic note-taking on EFL learners’ academic performance. To confirm this hypothesis, descriptive research design was applied in this study. 384 (three hundred and eighty-four) respondents were randomly selected from the four public universities in Jordan. This study adapted instruments which include strategic note taking and students’ academic performance measurement items and the data obtained was analysed through Statistical Package for the Social Science (SPSS-22). The result showed that the strategic note taking (i.e. independent variable) has significant effects on EFL learners’ academic performance (R2 =.919). Moreover, the strategic notetaking made the significant contribution (Beta= .449; t= 18.714; P <0.05) to the prediction of EFL learners’ academic performance. In line with the findings, this study emphasised and explained the impact of strategic notetaking and how to improve EFL learners’ level of notetaking for better academic performance in Jordan.

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Using SEM-PLS to assess users satisfaction of library service quality: evidence from Malaysia

Library Management ◽

10.1108/lm-03-2018-0023 ◽

2019 ◽

Vol 40 (3/4) ◽

pp. 240-250 ◽

Cited By ~ 5

Author(s):

Sahar Hosseinikhah Choshaly ◽

Marva Mirabolghasemi

Keyword(s):

User Satisfaction ◽

Structural Model ◽

Positive Impact ◽

Measurement Model ◽

Information Control ◽

Content Type ◽

Library Users ◽

The Impact ◽

Library User ◽

Insight Into

Purpose The purpose of this paper is to examine the impact of Libqual+™ dimension (affect of services, information control and Library as a place) on user satisfaction at Universiti Kebangsaan Malaysia (UKM). Design/methodology/approach Data were collected using a sample of 100 students and it was analyzed using SPSS and SmartPLS. The measurement model was analyzed using composite reliability, convergent and discriminate validity while the structural model was used to predict the relationships between variables. Findings The results indicated that services, information control and library as a place have a significant and positive impact on the overall satisfaction of library users, with affect of services being the most important predictor of library user satisfaction. Practical implications Overall, users are satisfied with the services provided by the UKM library. Results from this study will help librarians to make better decisions in providing effective services and fulfilling the library’s vision and mission. Originality/value The study provides insight into the UKM University how to use LibQual+™ dimension to improve user’s satisfaction.

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