scholarly journals PENGELOLAAN KEUANGAN RUMAH TANGGA DI ERA COVID-19 BERBASIS EKONOMI ISLAM PADA JAMAAH PEREMPUAN MASJID AL-MUTTAQIN DUSUN KALIREJO DESA NGUNGGAHAN KECAMATAN BANDUNG KABUPATEN TULUNGAGUNG

Author(s):  
Aqim Adlan

This study aims to actualize the management of household finances based on Islamic economics in female congregations of the Al-Muttaqin Mosque. This is because in the Covid-19 pandemic situation, the family is one of the components affected by economic stability. Thus, through the model of empowering family financial management based on Islamic economics for the female congregation of the Al-Muttaqin mosque, it is very important. Through very in-depth mentoring and study, this work resulted in the finding that in the era of the Covid-19 pandemic, the management of household finances based on Islamic economics for the female congregation of the Al-Muttaqin mosque is very important because the situation and economic downturn have an impact on household finances. So that the management of household finances based on Islamic economics becomes a solution.

Author(s):  
Intan Octaviani ◽  
Djenni Sasmita

This activity aims to provide insight and knowledge to housewives in managing household finances properly and correctly, so that revenues are greater than expenses. There is an amount of money from household cash that can be used as savings / investment that is saving in the future, so that a prosperous life can be realized for the family economy. The method used in this activity is training or short training in household financial management using the financial management module. The participants received training using the classical method of providing materials, question and answer sessions, exercises / practices; providing working papers that are inputted according to the real economic conditions of the participants. The object of research as activity participants, namely housewives who do not work, housewives who work, and housewives who have businesses with an average high school educational background, as well as an economic background from middle to lower families can participate in the training properly. and full of enthusiasm. The results of this service provide support so that housewives avoid high interest money loans. For further community service activities, it is hoped that they will be able to provide continuous training that triggers the spirit of housewives to learn to invest.


2020 ◽  
Vol 1 (2) ◽  
pp. 149
Author(s):  
Baiq Herdina Septika ◽  
Tama Krisnahadi ◽  
Menik Aryani ◽  
Yayang Erry Wulandari ◽  
Ratna Azizah Mashami

The purpose of this service activity is to conduct education on planning and managing household finances more effectively and optimally so that it can improve family welfare for housewives in Bajur village. The methods of implementing this activity are lectures, discussions and exercises. The lecture consists of delivering material related to the definition of a personal or family financial management system and the importance of such management for the good and the future of the family. Participants are also trained to make the correct income and expenditure budget manually. Participants in this service activity were a group of PKK women in Bajur Village, totaling around 35 people. The result of service activities is that more than 80% of participants attended, this was calculated from the number of participants of around 33 people who participated in this activity. Most of the participants (85%) understand the household income and expenditure budget, are able to set a priority scale for needs and are able to prepare household income and expenditure budgets correctly. This activity ran smoothly and received a very positive response from the participants. This can be seen from the participants who enthusiastically participated in the event from start to finish and actively discussed issues surrounding family financial management.


Liquidity ◽  
2018 ◽  
Vol 7 (1) ◽  
pp. 41-52
Author(s):  
M. Koesmawan ◽  
Darwin Erhandy ◽  
Dede Dahlan

In order to meet the needs of living which consists of primary as well as secondary needs, human can work in either a formal or an informal job. One of the informal jobs that is became the subject of this research was to become an ojek driver. Ojek is a ranting motorcycle.  Revenue of ojek drivers, accordingly, should be well managed following the concept of financial management. This research was conducted for the driver of the online motorcycle drivers as well as the regular motorcycle drivers they are called “The Ojek”. Ojek’s location is in Kecamatan (subdistrict) Duren Sawit, East Jakarta with 70 drivers of ojeks. The online ojeks earn an average of Rp 100,000 per day, can save Rp 11,000 to 21,000 per day, while, the regular ojek has an average income per day slightly lower amounted to Rp 78,500, this kind of ojeks generally have other businesses and always record the outflow of theirs money. Both the online and regular ojeks feel a tight competition in getting passengers, but their income can help the family finances and both ojeks want a cooperative especially savings and loans, especially to overcome the urgent financial difficulties. Almost all rivers, do not dare to borrow money. They are afraid of can not refund the money as scheduled.


2019 ◽  
Vol 1 (1) ◽  
pp. 96-104
Author(s):  
Mia Hermaliana

Money has an important role in human life. Especially in the family. Not only the amount of money you have, but how to use the money earned for family happiness. To be able to utilize and optimize the money that is owned so that it is more beneficial for family life. For this reason, the ability to properly manage family finances is needed. With family financial management, it is expected that the use of money in the family can be effective and efficient, effective and efficient in accordance with family needs so that the family becomes prosperous. This article discusses the description of financial management, how to do it, and who should do it.


2021 ◽  
Vol 3 (2) ◽  
pp. 110-118
Author(s):  
Desi Ika

The community subjection activities is a partnership program between the Community Partnership Program (PKM) with Dolok Masihul (Domas) Farmer Group partners. The problems are (1) Production aspects include a) Oyster mushroom chips are oily and less crunchy and do not last long; b) Plastics and labels used are still inadequate and straightforward because they are not accompanied by product information as well as packaging for oyster mushroom chips which is even done manually. (2) Aspects of Business and Financial Management, among others: a) Marketing is still carried out conventionally. b) Business management is always simple, carried out in a family manner, and there is no product legality. c) There is no separation between household finances and business finances. d) There are no records or business bookkeeping so that it is difficult to calculate the profits it gets. This community service aims to increase the knowledge, skills, and income of the Domas Farmer Group and the surrounding community through training in production, finance, and marketing. Community service activities are carried out using method 1). Transfer of knowledge, such as lectures and discussions, 2). Training, and 3). Bookkeeping assistance for the Oyster Mushroom Chips business. The results to improve the skills and knowledge of the Domas farmer group include making Oyster Mushroom chips using Deep Fryers and Spinners, knowing the use of social Media for marketing, and being able to make a financial report—publishing the Compilation Guide Book.


Author(s):  
Ainorrofiqie Ainorrofiqie ◽  
Umrotul Khasanah ◽  
Akhmad Djalaluddin

This research aims to explore the model of financial management tradition Lalabet in the village of Babbalan District Batuan Sumenep. This study is based on the fact that occurred in the community about the implementation of traditions carried out by the heirs to family members who died. Interpretative qualitative research is used and an in-depth understanding of a problem that occurs is emphasized more. Based on the results of this study, the financial management tradition Lalabet can be done based on accounting equations. The accounts contained in the accounting equation is not used in its entirety and are reported as are generally financial statements. In this case, the source of funds in carrying out Lalabet tradition is sourced from personal money, money and donations from the family, money from Muslimat, debt, and money or goods from Lalabet's proceeds. The impact is the onset of debt both short-term and long-term. While the expenditure is in the form of costs in taking care of the body, costs for tahlilan (petto'arean), pa'polo, nyatos, nyataon, nyaebu, mangaji, ngin-tangin, nyalenin mayyid, and ajege makam (kep-sekep).


2019 ◽  
Vol 67 (1) ◽  
pp. 1-34 ◽  
Author(s):  
Rena Haftlmeier-Seiffert ◽  
Sven Cravotta

Zusammenfassung Offensichtlich sind es die Unternehmerfamilien, die ihrem Familienunternehmen eine besondere wirtschaftliche Stabilität verleihen. Dies ist allerdings nur möglich, wenn sie sicherstellen, dass sie stets handlungs- und entscheidungsfähig sind. Die hier verfolgte Forschungsfrage lautet deshalb: Wie organisieren Unternehmerfamilien ihre Entscheidungsfähigkeit? Das Chamäleon-Modell zeigt, dass bei Unternehmerfamilien verschiedene Organisationsformen latent vorhanden sind. Diese werden flexibel eingesetzt, je nachdem, was zielführend ist, um schnell zu tragfähigen Entscheidungen zu gelangen. D.h. die Unternehmerfamilienorganisation wechselt also ihre explizite Organisationsform wie ein Chamäleon die Farbe. Das Chamäleon-Modell wurde aus einer multiplen Fallstudie entwickelt, bei der vier traditionsreiche Unternehmerfamilien intensiv untersucht wurden. Abstract Apparently, it is the family that grants outstanding economic stability to the family business. However, this is only possible, if the family ensures to be always capable of acting and of making decisions. This leads us to the following research question: How do entrepreneurial families organize their decision-making ability? The Chameleon Model shows, that there are different types of organization latent available for entrepreneurial families. These are used flexibly, depending on what is leading to quick and stable decisions. That is to say, the entrepreneurial family organization changes the explicit organization form like a chameleon the colour. The Chameleon Model was developed from a multiple case study, analyzing four traditional entrepreneurial families in depth.


1982 ◽  
Vol 38 (2) ◽  
pp. 247-259

Economic Development and Social Institutions: S. JAYAPANDIAN: Convertibility Clause and Investment Climate—An IFMR Survey. D. ARUNA: Social Cost Benefit Analysis. LEON SWARTZBERG, Jr.: The North Indian Peasant Goes to Market. ARVIND K. SHARMA: Management Development in Public Enterprise. MAN SINGH DAS and PANOS D. BARDIS ( Eds.): The Family in Asia. BINOD C. AGRAWAL: Cultural Contours of Religion and Economics in Hindu Universe. RAGHUVIR SINHA: Family to Religion: A Theoretical Exposition of Basic Social Institutions. R. JAYARAMAN: Caste and Class : Dynamics of Inequality in Indian Society.


2018 ◽  
Vol 25 (7) ◽  
pp. 861-876 ◽  
Author(s):  
Douglas Omoregie Aghimien ◽  
Emmanuel Imuetiyan Aghimien ◽  
Akinlolu Oyebobola Fadiyimu ◽  
Taiwo Fadeke Adegbembo

Purpose The economic downturn in Nigeria calls for the need to appraise the survival strategies being adopted by organisations within the built environment, as it plays a major role in the development of every nation. The purpose of this paper is, therefore, to appraise the survival strategies of organisations within the built environment, with a view to showcasing these strategies to ensure continuous survival of organisations within the industry. Design/methodology/approach The study adopted a survey approach, and construction professionals across the six geo-political zones of the country were sampled using structured questionnaire. Data gathered were analysed using percentage, Kruskal–Wallis H-test and factor analysis. Findings The study revealed that organisation- and workforce management-related strategies are the most adopted survival strategies in the country, as they have the highest factor loading and accounts for about 37 per cent of the total extracted factors. This is followed by the adoption of strategies relating to organisation’s innovation, diversification, financial management and organisation’s networking, the combination of which accounts for 27.5 per cent of all extracted factors. Research limitations/implications Findings of this study imply that although organisations within the built environment see the need for effective management of their organisation and workforce in a bid to survive in the harsh economic situation of the country, more need to be done as regards the other identified survival strategies, as they can help ensure the survival of these organisations. Originality/value This study contributes to the body of knowledge as it showcases the survival strategies being adopted by the different organisations within the built environment in the challenging Nigerian economy, as against the usual common practice of studying specific organisations within the industry.


2019 ◽  
Vol 68 (3) ◽  
pp. 623-640 ◽  
Author(s):  
Tal Meler

A key factor in promoting egalitarian gender relations is financial independence for women. Palestinian women citizens of Israel (PWCI) serve as a case study for gender relations in a patriarchal society. The financial identity of these women develops alongside general institutional discrimination, dual judicial systems (civil and religious), civil status, and cultural norms. However, factors affecting family budget allocation and financial autonomy of women in this society are not well understood. The present qualitative study used in-depth, semi-structured interviews to analyze patterns of financial allocation in the family system. The findings reveal that the financial independence of most PWCI is limited, although the spectrum ranges from partially autonomous financial management to economic violence. Most couples keep separate accounts, where the wife receives an allowance from her husband, and the wife’s relative financial autonomy is determined by the magnitude of this allowance. Under such conditions, gender relations and power relations are unequal. Most PWCI are unemployed or working in low-paid jobs, and consequently, their contribution to the family budget is considered negligible. However, this meager contribution enables women to participate in financial decision-making, from which they are often excluded by their husband. Furthermore, the ability of women to save money is limited as well, and some must do so in a clandestine manner. The findings shed light on economic autonomy of women, and will allow policy makers to establish criteria for determining when normative economic behavior becomes violent, to promote legislation ensuring equal rights for women.


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