scholarly journals The Influence Of Investment Knowledge On The Interest Of Students Investing In Peer To Peer Lending Shariah

2020 ◽  
Vol 7 (2) ◽  
pp. 20-33
Author(s):  
Muhammad Doddy ◽  
Zahrotul Millah
Keyword(s):  
Research Method ◽  
Qualitative Data ◽  
Negative Relationship ◽  
Peer To Peer ◽  
T Test ◽  
Investment Model ◽  
Test Results ◽  
Sufficient Knowledge ◽  
Risk Of Failure ◽  
Peer Lending

Peer to peer lending is an investment model that is developing in various countries, including Indonesia. This investment model has many advantages in terms of effectiveness so that it can make it easier for users to apply it. Moreover, peer to peer lending investment in Indonesia has a financing target for MSMEs so that this investment model can help finance in the microeconomic cycle. The convenience provided by the peer to peer lending investment model should be an attraction for people who are just starting investment such as students. Before investing, potential investors should have sufficient knowledge about investing in order to avoid the risk of failure that causes losses. This study aims to determine the effect of investment knowledge on the interests of STEI SEBI students investing peer to peer lending. The research method used is a quantitative mixture that is supported by qualitative data and data processed using SPSS ver. 23. The results of this study indicate that the T-test results of -0.200 and the significance value of 0.842. So it can be concluded that investment knowledge does not have a significant effect on students' interest in investing peer to peer lending. The results of the study are supported by data from interview results, which show that negative relationship results are not significant because one of them is theoretically not so influential if there is no its applicative science.

scholarly journals PENGARUH KEPEMIMPINAN DAN DISIPLIN KERJA TERHADAP KINERJA KARYAWAN PADA PT CENTRAL CAPITAL FUTURES CABANG MALANG

2018 ◽  
Vol 12 (1) ◽  
pp. 17-22
Author(s):  
Any Isvandiari ◽  
Bagus Al Idris
Keyword(s):  
Regression Analysis ◽  
Research Method ◽  
Employee Performance ◽  
Hypothesis Test ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
T Test ◽  
Test Results ◽  
F Test ◽  
Analysis Technique

This study aims to determine: (1). The influence of leadership on employee performance of PT Central Capital Futures Malang Branch; (2). The influence of work discipline on employee performance of PT Central Capital Futures Malang Branch; (3). The influence of leadership and work discipline simultaneously on employee performance of PT Central Capital Futures Malang Branch. The research method is quantitative causality or causal with multiple linear regression analysis technique. The population is all 37 employees with 37 samples using full sampling (census). Hypothesis test using t test (partial) and F test (simultaneous). The result of t test (partial) shows that leadership has positive and significant effect to employee's performance, work discipline has positive and significant impact to employee's performance; and F test results (simultaneous) indicate that leadership And Work Discipline Together Effect On Employee performance.

scholarly journals Pengaruh Profitabilitas dan Corporate Governance Terhadap Tax Avoidance Pada Perusahaan BUMN Yang Terdaftar Di Bursa Efek Indonesia Periode 2014-2018

2021 ◽  
Vol 21 (02) ◽  
Author(s):  
Saeful Fachri ◽  
Indra Sulistiana ◽  
Muhammad Saefi Mubarok
Keyword(s):  
Corporate Governance ◽  
Research Method ◽  
Tax Avoidance ◽  
T Test ◽  
Quantitative Approach ◽  
Test Results ◽  
Tax Collection ◽  
Descriptive Method

Tax collection in Indonesia is still experiencing many obstacles, as a result, the effectiveness of tax collection has continued to decline from 2012 to 2015 with an average of 3.74%. This study has the aim of knowing the factors that influence Tax Avoidance. The research method used is descriptive method with a quantitative approach. The t-test results show that the profitability variable has a significant level of 0.414 greater than 0.05 with a t-statistic of -0.882 and a t-table of 1.992, which means the t-count is smaller than the t-table. Furthermore, the results show that the independent commissioner variable has a t-count value that is smaller than the t-table value (-3.211

scholarly journals Peranan Kualitas Pelayanan dan Harga Terhadap Kepuasan Konsumen Pengguna E-commerce Shopee Di Politeknik Cendana

2021 ◽  
Vol 2 (3) ◽  
pp. 80-85
Author(s):  
Sanny Lonardi ◽  
Wong Pong Lan ◽  
Fauzi Akbar Maulana Hutabarat ◽  
Ngajudin Nugroho ◽  
Supriyanto Supriyanto
Keyword(s):  
Customer Satisfaction ◽  
Service Quality ◽  
Research Method ◽  
Quantitative Method ◽  
Sampling Technique ◽  
T Test ◽  
Test Results ◽  
F Test

The aim of this research is to prove the effect of service quality and price on Shopee e-commerce customer satisfaction at Cendana Polytechnic, either partially or simultaneously. The research method used is associative quantitative method through online questionnaires. The number of respondents/sample as many as 35 students of the Cendana Polytechnic from a population of 408 people with the Accidental Sampling technique. The results showed: (1) Service quality has an influence on Shopee e-commerce customer satisfaction at Cendana Polytechnic, where the T test results, the significant value is 0.005 or less 0.05. (2) price has no effect on Shopee e-commerce customer satisfaction at Cendana Polytechnic, with T-test results, a significant value of 0.105 or greater 0.05. (3) Service quality and price have an influence on Shopee e-commerce customer satisfaction at Cendana Polytechnic with F test results, Fcount 11.488 with F significance of 0.000 or F significance value less than 0.05

scholarly journals How does an individual’s default behavior on an online peer-to-peer lending platform influence an observer’s default intention?

2020 ◽  
Vol 6 (1) ◽  
Author(s):  
Mingfeng Tang ◽  
Mei Mei ◽  
Cuiwen Li ◽  
Xingyang Lv ◽  
Xushuang Li ◽  
...  
Keyword(s):  
Research Method ◽  
Moral Disengagement ◽  
Peer To Peer ◽  
Future Research ◽  
Activation Level ◽  
Mediating Variables ◽  
Research Findings ◽  
P2p Lending ◽  
Peer Lending ◽  
The Relationship

Abstract Previous studies indicate that individuals’ default behaviors on online peer-to-peer (P2P) lending platforms greatly influence other borrowers’ default intentions. However, the mechanism of this impact is not clear. Moreover, there is scarce research in regard to which factors influence the relationship between an individual’s default behavior and an observer’s default intention. These important questions are yet to be resolved; hence, we conducted two experiments using the scenario-based research method, focusing on Chinese online P2P lending platforms. Our results indicate that an individual’s default behavior can trigger an observer’s default intention as a result of the imperfect punitive measures as they currently exist on Chinese online P2P lending platforms. Both the observer’s moral disengagement level and pragmatic self-activation level serve as mediating variables. In situations where an observer knows an individual’s default behavior, the level of intimacy between the defaulter and observer positively affects the relationship between their default behavior and intention. The intimacy level also positively influences the relationship between the individual’s default behavior and the two mediator variables. Based on the findings, we provide management suggestions in the context of online P2P lending. Our study sets a foundation for future research to utilize other methods to extend the present research findings to other regions and domains.

scholarly journals Pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap Peningkatan Pendapatan di Kota Palembang

2020 ◽  
Vol 11 (1) ◽  
pp. 63
Author(s):  
Endah Dewi Purnamasari
Keyword(s):  
Financial Services ◽  
Peer To Peer ◽  
T Test ◽  
Test Reliability ◽  
Primary Data ◽  
Coefficient Of Determination ◽  
Purposive Sampling ◽  
Analysis Technique ◽  
Peer Lending ◽  
Payment Gateway

<div class="page" title="Page 1"><div class="layoutArea"><div class="column"><p><span>ABSTRACT</span></p><p><span>Fintech is an innovation that has emerged in the field of financial services. Fintech changed the habits of public financial transactions. There are 2 types of fintech that are very popular for SMEs, namely Payment Gateway and Peer to Peer Lending (P2P). This study aims to analyze the effect of Payment Gateway and Peer to Peer Lending (P2P) on the increase in MSME income in the city of Palembang. The type of data used is primary data with data sources derived from questionnaires and interviews. The sampling method used in this study is purposive sampling, where the sample in this study is only for the types of MSMEs that are engaged in culinary and fashion in Pakembang. The analysis technique uses validity test, reliability test, normality test, coefficient of determination test (R2) and partial test (t test). Based on the results of the t test and the f test it can be concluded that there is an influence of Payment Gateway and Peer to Peer Lending (P2P) to increase revenue.</span></p><p><span>Keywords: </span><span>Fintech, Revenue, SME</span></p><p><span>ABSTRAK</span></p><p><span>Fintech merupakan inovasi yang muncul di bidang jasa keuangan. Fintech mengubah kebiasaan transaksi keuangan masyarakat. Ada 2 jenis fintech yang sangat popular bagi pelaku UMKM yaitu Payment Gateway dan Peer to Peer Lending (P2P). Penelitian ini bertujuan untuk menganalisis pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap peningkatan pendapatan UMKM di kota Palembang. Jenis data yang digunakan adalah data primer dengan sumber data berasal dari kuisioner dan wawancara. Metode penarikan sampel yang digunakan pada penelitian ini yaitu purposive sampling, di mana sampel pada penelitian ini hanya pada jenis UMKM yang bergerak di bidang kuliner dan fashion di Kota Pakembang. Teknik analisis menggunakan uji validitas, uji reliabilitas, uji normalitas, uji koefisien determinasi (R</span><span>2</span><span>) dan uji parsial (uji t). Berdasarkan hasil uji t dan uji f dapat disimpulkan bahwa terdapat pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap peningkatan pendapatan.</span></p></div></div><img src="blob:http://ejournal.uigm.ac.id/ea46f45e-78f8-4282-80f3-03240d33a989" alt="page1image60066624" width="89.760000" height="0.480000" /><div class="layoutArea"><div class="column"><p><span>Kata Kunci: </span><span>Fintech, Peningkatan Pendapatan, UMKM</span></p></div></div></div>

scholarly journals The Impact of Peer-to-Peer (P2P) Lending on Business Development of Small and Medium-Sized Enterprises

2021 ◽  
Vol 5 (2) ◽  
pp. 201
Author(s):  
Rindah Febriana Suryawati ◽  
Duhita Paramaramya Putri Nurdana
Keyword(s):  
Financial Institution ◽  
Peer To Peer ◽  
T Test ◽  
Least Square ◽  
Significant Difference ◽  
Before And After ◽  
P2p Lending ◽  
Peer Lending ◽  
The Impact ◽  
Paired T Test

The problem faced by most micro-entrepreneurs in Indonesia is financing business. Peer-to-peer (P2P) lending is a non-bank financial institution that can be an alternative source of financing because of the requirements and easy application usage. This study aims to analyze the impact of peer-to-peer lending on business expenses, business turnover, total employment, total sales of products, and profits before and after obtaining a peer-to-peer lending loan and analyze factors affecting the increase in business turnover after getting a loan through peer-to-peer lending. The methods used in this study include the descriptive analysis method, paired t-test, and ordinary least square (OLS). The paired t-test results indicate that there is a significant difference between business expenses, business turnover, the amount of labor, the number of product sales, and profit before and after obtaining a peer-to-peer lending loan. The result of analysis with the OLS method shows that the length of business and expenditure of the business has a significant effect on the development of respondents' business turnover.

scholarly journals PENGARUH LATIHAN LOMPAT GAWANG DALAM MENINGKATKAN TINGGI LOMPATAN SPIKE PADA PERMAINAN BOLA VOLI SISWA EKSTRAKURIKULER DI MAN 2 KOTA BENGKULU

KINESTETIK ◽  
2019 ◽  
Vol 3 (1) ◽  
pp. 29-33
Author(s):  
Amirul Shodiq ◽  
Tono Sugihartono ◽  
Ari Sutisyana
Keyword(s):  
Data Analysis ◽  
Experimental Design ◽  
Training Program ◽  
Experimental Research ◽  
Research Method ◽  
T Test ◽  
Test Results ◽  
Jump Training ◽  
Analysis Technique ◽  
Quasi Experimental

AbstrakPenelitian ini bertujuan untuk mengetahui pengaruh latihan lompat gawang terhadap tinggi lompatan spike pada permainan bola voli siswa ekstrakurikuler di MAN 2 Kota Bengkulu. Metode yang digunakan adalah metode penelitian eksperimen dengan desain quasi eksperimen (eksperimen semu). Hasil penelitian menunjukan bahwa selisih pretest  siswa setelah mengikuti program latihan lompat gawang di atas lapangan sebanyak 16 kali pertemuan dapat menunjukan peningkatan terhadap tinggi lompatan spike siswa. Dengan populasi 30 siswa dan sampel 30 siswa (total sampling). Instrument penelitian ini berupa tes lompatan spike untuk mengetahui tinggi lompatan spike. Teknik analisis data menggunakan uji-t.hasil. Dari hasil penelitian di peroleh thitung =10,321 jika di bandingkan dengan nilai ttabel= 1,696. Maka nilai thitung>ttabel ini berarti ada pengaruh dari latihan lompat gawang terhadap tinggi lompatan spike siswa di MAN 2 Kota Bengkulu.Kata Kunci : Lompat Gawang, tinggi lompatan spike.                                                                AbstractThis study aims to determine the effect of goal-jump training on high jump spikes on extracurricular volleyball games in MAN 2 City of Bengkulu. The method used is an experimental research method with a quasi-experimental design (quasi-experimental). The results of the study showed that the pretest difference of students after joining the goal-jumping training program on the field as many as 16 meetings can show an increase in the height of the student's jump spike. With a population of 30 students and a sample of 30 students (total sampling). The research instrument was a jump spike test to determine the height of the jump spike. The data analysis technique uses the t-test results. From the results of the study obtained tcount = 10,321 if compared with the value t table = 1,696. Then the value of tcount> t table means that there is an effect of the goal jump training on the high jumps of student spikes in MAN 2 City of Bengkulu.Keywords: Jump goal, high jump spike.

scholarly journals Examining the Relationship between the Fear of COVID-19, Resilience and Religion

2021 ◽  
Vol 8 (3) ◽  
pp. 180-192
Author(s):  
Yunus ALTUNDAĞ ◽  
Sümeyye ALTUNDAĞ
Keyword(s):  
Positive Relationship ◽  
Personal Information ◽  
Negative Relationship ◽  
T Test ◽  
Test Results ◽  
Correlation And Regression Analysis ◽  
Global Pandemic ◽  
Resilience Scale ◽  
Relationship Of ◽  
The Relationship

The relationship of fear of COVID-19, resilience, and religiosity in the COVID-19 Global Pandemic, which affects life in many areas of psychological, social, economic, cultural, religious, has been examined in this study. In this study, 337 people, including 219 women (65%) and 118 men (35%), participated. The present research was a descriptively based quantitative study based on the relational survey model. COVID-19 Fear Scale, Brief Resilience Scale and Religiosity Scale were used to collect data. In addition, a Personal Information Form was used to obtain information and opinions about COVID-19 and determine demographic characteristics. The t-test, correlation and regression analysis were used in statistical processes. The findings obtained in this research showed that women have more fear of COVID-19 than men, and men have higher resilience and religiosity scores than women. In addition, it was observed that there was a significant and negative relationship between the fear of COVID-19 and resilience, religiosity and age, a significant and positive relationship between resilience and religiosity and age, and a significant and positive relationship between religiosity and age. Finally, it was found that resilience, religiosity and age together were predictors of COVID-19 fear. However, when looking at the t-test results of the significance of the regression coefficients, it was seen that only resilience was a significant predictor of COVID-19 fear. The findings obtained are discussed in light of the literature.

scholarly journals Metode Bermain Peran Sebagai Usaha Meningkatkan Keterampilan Guru Untuk Menangani Bullying Di SDN 11 Duri Kepa Jakarta Barat

2019 ◽  
Vol 1 (2) ◽  
pp. 11-20
Author(s):  
Novendawati Wahyu Sitasari ◽  
Yuli Azmi Rozali
Keyword(s):  
Teacher Knowledge ◽  
Research Method ◽  
Role Playing ◽  
Statistical Test ◽  
T Test ◽  
Test Results ◽  
Knowledge And Skills ◽  
Teacher Skills ◽  
Quasi Experimental ◽  
Teacher's Knowledge

The purpose of this study is to determine the effectiveness of the role playing method as an effort to improve teacher knowledge and skills in managing bullying at SD N 11 Duri Kepa. The population and sample in this study were teachers at SD N 11 Duri Kepa, amounting to 19 teachers. The scale of knowledge and skills in handling bullying is based on references from Olweus (1993) and the Teacher Inventory of Skills and Knowledge (TISK) compiled by Horne, Bartolomucci, & Newman (2004). The research method was quasi-experimental with non-randomized one-group pretest-posttest design, and the analysis test used was t-test. Statistical test results obtained by the significance of (p) = 0.014; (p) <0.05, which means that there is an effect of the role playing method on the teacher's knowledge, and the significance result is (p) = 0.920; (p)> 0.05 there is no effect of the role playing method on teacher skills.

scholarly journals WORKPLACE BULLYING DENGAN SELF-ESTEEM PADA KARYAWAN DI PERUSAHAAN KAYU

2020 ◽  
Vol 12 (1) ◽  
pp. 78-88
Author(s):  
Sealien Rampengan Swarah ◽  
Sutarto Wijono
Keyword(s):  
Data Analysis ◽  
Research Method ◽  
Quantitative Method ◽  
Workplace Bullying ◽  
Total Population ◽  
Self Esteem ◽  
T Test ◽  
The Self ◽  
Test Results ◽  
Negative Acts

This study aims to determine the correlation between workplace bullying with self-esteem. The research method that I use is quantitative method. The population of respondents was 148 employees. The research sample was taken from the total population (saturation sample) of 121 employees. The self-esteem scale is using from the Organization based on Self-esteem (OBSE) by Pierce (1989), and the workplace bullying is from the Negative Acts Questionnaire Revised (NAQ-R) by Einarsen (2009). Data analysis using Spearman rho technique with SPSS version 25. The results showed that there iss no correlation between workplace bullying and self-esteem (r = -0,168; P> 0.05). Meanwhile, the t-test results showed that there are significant differences in self-esteem based on gender.

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