scholarly journals Analisis Mekanisme dan Penerapan Akad pada Pembiayaan Kepemilikan Emas:

2021 ◽  
Vol 5 (2) ◽  
pp. 334-346
Author(s):  
Teguh Gunawan ◽  
Ahmad Mulyadi Kosim ◽  
Sutisna Sutisna

Gold is becoming an attractive commodity as an investment option in the future. Gold is also an item with a high demand and many benefits ranging from asset protection, precautionary interests, Hajj savings needs, and investments. Islamic banks then see this potential by providing gold ownership financing products. The financing of gold ownership can be accommodated by Islamic banks. Purchases with the installment method can be done and become an alternative way for people to be able to invest in gold commodities. Gold becomes attractive on the basis of the consideration that gold is an object that has a value that tends to be stable so that it can be useful as a protector of property from the risk of inflation. This study uses qualitative research with a qualitative descriptive approach. The data collection technique used is the interview and documentation method. Interviews were conducted with BJB Syariah Bank Pajajaran Branch. The results showed that the mechanism and application of the contract on gold ownership financing products at the Pajajaran branch of BJB Syariah Bank generally involved third parties as suppliers who provided goods in the form of gold which became the object of the transaction. The contracts used in this product are Murabahah and Rahn contracts, Murabahah contracts for gold ownership financing products at Bank BJB Syariah Pajajaran Branch, namely for buying and selling gold between customers and BJB Syariah banks with agreed agreements and margins. While the rahn contract is for storing gold until a predetermined time. Keywords: Gold Ownership Financing, Murabahah Contract, Rahn Contract

2021 ◽  
Vol 9 (8) ◽  
pp. 164-174
Author(s):  
Untung Lasiyono ◽  
Yuli Kurnia Firdausia

This study is a qualitative research that analyzes the level of accountability for the use of village funds which is studied through the competence aspect of village fund managers and the internal control system of village funds. The subjects were village in rural village fund manager Beo Rahong Village, District of Ruteng,  Manggarai Regency, East Nusa Tenggara Province. Meanwhile, the object of research is the competence of managers, internal control systems and accountability of village funds. The data collection technique used a triangulation approach, namely from the source, method and time aspects. While the data analysis used a qualitative descriptive approach by analyzing the results of the data obtained by the triangulation approach. Based on the results of the data and after being analyzed, it shows that the competency aspect of village fund budget managers is still less competent due to the limitations of five things, namely, knowledge, understanding, abilities, values, attitudes and interests . Meanwhile, in terms of aspects of the internal control system that are still not in accordance with the standards as stipulated in Government Regulation Number 60 of 2008 concerning the government's internal control system, this is due to the manager's competence not being maximized. Then in terms of accountability for the use of village funds, this has not been realized, this is due to the not yet maximal competence, internal control which is also still not carried out optimally due to limited human resources in mastering information technology and the lack of support for information technology facilities.


2021 ◽  
Vol 4 (2) ◽  
pp. 89-99
Author(s):  
Muhammad Danuludin ◽  
Ibdalsyah Ibdalsyah ◽  
Hilman Hakiem

  Poverty and unemployment are problems that Indonesia is still facing today. The COVID-19 pandemic has had a significant impact on the national economy, including the MSME sector. Productive zakat distributed to MSMEs has the potential to help develop and form MSMEs mustahik in the era of the covid 19 pandemic. The implementation of zakat is important to see the potential of zakat in an effort to help mustahik to be more empowered to face the challenges of the times. This study aims to find out how to implement the distribution of productive zakat for mustahiq micro-enterprises during the pandemic, and to find out the obstacles faced by the Bogor City Baznas when distributing productive zakat during the pandemic. This research is a qualitative research with a qualitative descriptive approach. The data collection technique used is the interview and documentation method. Interviews were conducted with the Baznas of Bogor City as the authorized party in the distribution of zakat. The results showed that the Bogor City Baznas distributed productive zakat in the form of business capital. The productive zakat is distributed to individual and group mustahik. The Bogor Berkah program is included in the productive zakat based on taklim majlis. The maximum limit for assistance provided is Rp. 2,000,000. Recipients of productive zakat are also required to give infaq every day from the results of their efforts. Constraints faced by the Bogor City Baznas at the beginning of the pandemic were the reduced number of muzakki who distributed their zakat, limited space for monitoring, and efforts to develop MSMEs that were difficult to carry out. 


2018 ◽  
Vol 2 (2) ◽  
pp. 55
Author(s):  
Anisya Wulandari ◽  
Itca Istia Wahyuni

This research was motivated by Situ Buleud is not so well known to the public then was built and developed into a Sri Baduga Fountain Park requires communication to the target audience to come to Purwakarta District. This research uses qualitative research methodology with qualitative descriptive approach. The purpose of this research is to describe and analyze the communication strategy of Sri Baduga Situ Buleud Fountain Park. The object of this research is communication strategy of DISPORAPARBUD and DISKOMINFO Purwakarta District. This session will discuss about five stage of communication plans are research, plan, execute, measure, and report. The result found that research which has been done by DISPORAPARBUD are observation and the evaluation result of the number of tourists and DISKOMINFO take the data from the monitoring media report. DISPORAPARBUD and DISKOMINFO Purwakata District has been planned to determine the source or communicator, message, media, target, and effects. The execute stage will be performed after getting approval from Purwakarta Regent by implementing the plan that has been designed. In this Measure stage, DISPORAPARBUD will count the total of tourist, while tourism media will be monitored by DISKOMINFO Purwakarta district. Report undertaken by DISPORAPARBUD Purwakarta District, conduct an evaluation by counting the number of tourists in each week and will be made a report at the end of each year. Therefor DISKOMINFO Reporting as a book report on the results of analysis from third parties


2021 ◽  
Vol 5 (2) ◽  
pp. 105-112
Author(s):  
Dwi Wahyuni

This research is motivated by teachers who are still not ready to face distance learning during the Covid-19 pandemic. To overcome this problem researchers take corrective actions through school action research which aims to improve the ability of teachers and researchers to provide personal assistance using the Google Classroom application program for learning. distance and improve school performance in order to be able to compete in the field of graduation. The research design uses a qualitative design, while the data collection technique uses the method of documentation and observation. The data analysis technique was carried out through a qualitative descriptive model consisting of data reduction, data presentation, and drawing conclusions. The results of this study can be seen from the increase in the results of the ability of the participants in personal assistance and the implementation of activities by resource persons from before the action in cycles I and II. In the pre-cycle of participants who got an average score of 3.52, the percentage was 88.04% with the "Very Good" category, there was 1 person while the average score was 3.12, the percentage was 78.12%, the conversion value reached 3, the next 6 participants got a score of 2, the category "Quite Good". Based on the teacher's ability in the first cycle it reached 74.65% if converted the value obtained 3, with the "Good" category while in the second cycle it reached 87.49%, if the conversion value obtained a value of 4, with the "Very Good" category. Based on the implementation of mentoring by the resource persons in the first cycle, it reached 87.46%, if converted the value obtained 4, with the "Very Satisfactory" category while in the second cycle it reached 91.22% if converted the value obtained 4, with the "Very Satisfactory" category


Author(s):  
Herlina Jasa Putri Harahap ◽  
Indah Aini

This research is a research conducted to develop teaching materials as a means of supporting teaching and learning in the classroom in order to improve the competence and skills of students in the field of tourism in particular becoming a professional tour guide (Reiseführer / in). This teaching material is used as reference material and guidance by students in learning the Deutsch Fuer Touristmus. This study uses a development research approach using the ADDIE model conducted at the Unimed German Language Education Program. The object of this research is the development of Deutsch Für Touristmus course teaching materials. The data collection technique is used to collect data through observation, interviews and questionnaires and tests, while data analysis techniques are done using qualitative descriptive analysis, and testing of teaching materials is carried out in small groups and large groups. The results of the expert material assessment obtained values from the aspect of content worthiness of 91.67 which were categorized as very feasible, from the specs of Livejournal-based teaching materials on teaching materials included in the feasible category with a value of 80, from the aspect of language eligibility gained a value of 95.45% which was categorized very worthy. In the aspect of presentation feasibility, the value is 83.75 which is categorized as feasible and based on data from the results of the assessment of media experts, the feasibility aspect of obtaining a value of 86.25 is categorized as feasible.


2020 ◽  
Vol 8 (1) ◽  
pp. 1-9
Author(s):  
Sima Fatmawati ◽  
Bambang Suteng Sulasmono

Penelitian ini bertujuan untuk melakukan analisis terhadap jalannya penyelenggaraan program keahlian keperawatan di tingkat sekolah menengah  kejuruan. Jenis penelitian ini adalah penelitian evaluasi mengguna-kan pendekatan dekriptif kualitatif dengan model evaluasi CIPP. Subyek pada penelitian ini adalah kepala sekolah, wakil kepala kurikulum, wakil kepala sarana dan prasarana, ketua program keahlian keperawatan, bursa kerja khusus, guru keperawatan, dan pegawai tata usaha. Teknik pengumpulan data penelitianini menggunakan observasi, wawancara, dan  studi dokumentasi. Pada penelitian ini mengunakan teknik analisis data Miles dan Huberman. Validasi data dilakukan dengan triangulasi teknik dan triangulasi sumber. Hasil penelitian menunjukkan komponen context dalam kategori baik, komponen input dalam kategori baik, komponen process dalam kategori baik tetapi terdapat beberapa kendala, komponen product dalam kategori cukup karena tidak memenuhi kriteria yang ditentukan yaitu jumlah kesesuaian kerja lulusan kurang dari 50%. AbstractThis research aims to analyze the implementation of the nursing skills program at the vocational high school level. The type of research is evaluation research using a qualitative descriptive approach with the CIPP evaluation model. The subjects in this research were the headmaster, deputy head of curriculum, deputy head of facilities and infrastructure, head of nursing expertise program, special job fair, nursing teachers, and administrative staff. The research data collection technique uses observation, interviews, and documentation studies. Data validation uses technical triangulation and source triangulation. The results showed the context component was in the good category, the input component was in a good category, Process components are in good category but there are some constraints, while the product component in the sufficient category because it does noit meet the specified criteria, the amount of work suitability of graduates is less 50%.


2021 ◽  
Vol 5 (2) ◽  
Author(s):  
Mujiono Mujiono Mujiono

This research is a qualitative descriptive study that aims to reveal the determinants of student self-motivation at the University of Riau. Self motivation of students is a very important element in the implementation of curriculum-based blended learning in the industrial era 4.0. The data collection technique used a questionnaire and distributed using google forms to all students in each faculty who were selected to become a sample area with a total of 515 students. The results show that the aspect has the drive to achieve something, the score is 4.21 or 84.12% with the good category, the commitment aspect gets a value of 4.34 or 86.70% with the good category, the initiative aspect gets a value of 3.87 or 77.50% with sufficient category and optimistic aspect obtained a value of 4.15 or 83% and an average value of 4.14 or 82.85% with a good category. If seen from the 10 indicators as a determining factor for Self-motivation of Riau University students, all of them can determine the level of achievement of the Self-motivation . Sequentially, the determining factors from the highest to the lowest are the need for lectures, self-introspection, fulfilling class assignments, confidence in abilities, complacency / not giving up easily, enthusiasm for attending lectures. Orientation to success, likes to work on case studies, self-confidence and control times to study.


2019 ◽  
Vol 4 (2) ◽  
pp. 204
Author(s):  
Nonie Afrianty

This study aims to analyze the performance of the BPRS by looking at how much the level of achievement maslahah (welfare) in the sharia maqasid as well as comparing the performance among Islamic People’s Financing Banks (BPRS) in Bengkulu Province with the Sharia Maqasid Index (SMI) approach. This research is a quantitative research with a descriptive approach. The population of this study is BPRS in Bengkulu Province which was recorded during the period March 2016 to March 2017. The sampling technique in this study was conduced by purposive sampling. The results of this study is BRRS Safir har superior performance with a value of 16,35% while BPRS Muamalat Harkat with a value of 15,64%. This show that BPRS Safir is a sharia banking institution that is not only profir oriented but there us education, justice and community welfare values that reflect the size of the non-profit benefits in accordance with the objectives of Islamic banks.


2020 ◽  
Vol 14 (2) ◽  
pp. 147-157
Author(s):  
Ahmad Musodik

The problem in this research is how dakwah management is applied to majelis taklim and how is the activity empowering women? This research is a field research with a qualitative descriptive approach. The object is majelis taklim Ar-Ridwan, Garut. The data collection technique is done by using interviews, questionnaires, observation and documentation study. The results show dakwah management implemented in the majelis taklim and its activities has empowered women. This can be seen from the implementation activities handled by the management of majelis taklim, where the benefit experienced by the members is as much as 75%, and their satisfaction level on religious study materials associated with women empowerment in health and economy sectors raises 62.5%. Keywords: Management; Dakwah; Empowerment.


2021 ◽  
Vol 1 (4) ◽  
pp. 184-190
Author(s):  
Abdoellah Djabier ◽  
Hadi Setiawan ◽  
Marthen Makahaube ◽  
Mirdin Ahmad

This study aims to evaluate the implementation of drill and exercise at Pelindo III using the CIPP evaluation model.This research is an evaluative study using a qualitative descriptive approach. The data collection technique is done by using observation, interview and documentation methods. Analysis of data using a Flow Model with data reduction steps, data presentation, and drawing conclusions. The triangulation used is the source and method.The results showed that (1) evaluation of the context was good, due to the existence of a legal basis for implementation as required, the purpose of the drill, and the clearness of the activity program, (2) the evaluation of the input was good, due to the existence of planning documents, communication models, resources, budgeting and aspects. good security, (3) evaluation of the process is good, due to support from management, briefings, recent implementation (4) evaluation of the product (product) is good, because after completing the activity, a debrief, reporting, and recording of documentation of activities is carried out. The results of the drill and exercise evaluation at Pelindo III Surabaya using the CIPP evaluation model as a whole performed well, but still need some improvements related to organizing activities, choosing a safe place.


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