scholarly journals Pengelolaan Dana Lembaga Filantropi Islam Dalam Pengembangan Ekonomi Umat

2020 ◽  
Vol 2 (1) ◽  
pp. 41-50
Author(s):  
Deden Gandana Madjakusumah ◽  
Udin Saripudin

Purpose: This paper aims to gather information about the management of ZISWAF through literature review. Methods: This study uses a qualitative approach to describe findings from facts and reality in society with a phenomenology approach. A literature review and documentation are conducted to collect the data. Finding: ZISWAF funds can be maximized for the economic development of the people, but currently these funds are still much engaged in the area of social service activities, charity assistance, compensation for orphans, Madrasah development, and others. Even tend to ignore the interests of other Muslims such as legal aid, child protection, public policy advocacy, women's empowerment, and several other important agendas, still lacking support from the utilization of philanthropic funds in addition to efforts to find out the potential of Islamic philanthropy and its impact on the economic development of the people, especially poor people or poor people.

2019 ◽  
Vol 9 (4) ◽  
pp. 222-226
Author(s):  
K.C. Kavipriya

Economic Development of a country depends upon the individual development; Creation of more Employment opportunities is the right way to strengthen our Economy. By way of strengthening Small scale units, ultimately more people will get Employment. More over Small scale Industries required less amount of Capital. These are the main reasons to start the scheme MUDRA. The scheme MUDRA was launched in the year 2015 by Government of India. In India most of the people are depending upon small scale businesses as their source of livelihood. Most of the individuals depend on un-organised sectors for loans and other credit facilities which have high rate of interest along with unbearable terms and conditions. Ultimately it will lead these poor people to fall in debts. This paper is an attempt to educate the readers about MUDRA Yojana.


2021 ◽  
Vol 5 (1) ◽  
pp. 15
Author(s):  
Fahma Filbarkah Aziz ◽  
Imam Setyobudi ◽  
Sriati Dwiatmini

ABSTRAK Permasalahan penelitian adalah mengapa wacana tentang pendalungan dimunculkan berulang-ulang dan bagaimana efek kuasa/pengetahuan dari sisi lain wacana pendalungan. Tujuan dari penelitian ini bermaksud untuk menjelaskan kuasa/pengetahuan dalam rangka pembentukan identitas orang Jember melalui pewacanaan pendalungan dan menjelaskan efek yang timbul dari wacana. Manfaat teoritisnya dalam mengembangkan kajian antropologi tentang konsep identitas berkaitan pendalungan beserta efeknya, khususnya dalam pembentukan identitas dengan pendekatan wacana kuasa/pengetahuan. Manfaat praktisnya sebagai masukan kepada masyarakat dan pemerintah dalam melakukan pengembangan tentang identitas warga Jember. Metode penelitian adalah kualitatif menggunakan instrumen studi pustaka dan wawancara. Populasi penelitian adalah seniman, akademisi dan sejarawan. Variabel penelitian berupa identitas, imajinasi dan multikultural. Hasil penelitian menemukan bahwa identitas bukan lahir dari sebuah situasi yang harmoni dan keseimbangan, melainkan pergulatan,kontestasi, benturan, beradu argumen dan wacana, pergesekan, dinamis dan produktif. Berkaitan dengan itu, simpulan penellitian ini bahwa identitas bukan suatu hal yang tetap melainkan bersifat lentur dan cair atau beragam.Kata Kunci: Pendalungan, imajinasi, identitas, wacana ABSTRACT The research problem formulated within this study is the question of why the pendalungan discourse was repreatedly surfaced and how is the influence of power/knowledge from the other side of this very discourse. This study seeks to unfold the essence of power/knowledge in forming the identity of the people of Jember through the pendalungan discourse as well as to provide an elaboration of the resulted effect from said discourse. The theoretical implication of this study would be the development of anthropological studies concerning the identity and influence of pendalungan, particularly on the formation of identity through the approach of power/knowledge discourse. As for the practical implication, the outcome of this study could serve as a form of valid recommendation both for the people and government in pursuing the development of the identity of Jember people. Drawing upon artists, academics, and historians as the population, this study made use of qualitative approach as the main method as well as literature review and interview as the instrument. A number of variables involved within this study were identity, imagination, and multiculturalism. The result of the study revealed that identity is not to be regarded as an entity born from a harmonious and balanced situation, rather, from an atmosphere that is full of struggles, contestation, clashes, conflicts of arguments and discourse, frictions between parties, dynamics, as well as productivity. From this point, this study embarked upon a conclusion that identity is not something that is fixed or rigid, but flexible and diverse.Keywords: Pendalungan, imagination, identity, discourse


2021 ◽  
Vol 1 (2) ◽  
Author(s):  
Indah Mahardya Putri ◽  
Husna Ni'matul Ulya

Baitul Maal wa Tamwil is one of the private financial institutions whose capital is fully sourced from the community. BMT has an important meaning for economic development as well as the development of social functions. BMT has a role to help, improve and develop the potential of the people in alleviating poverty. Based on the results of interviews with BMT, it was stated that the people around BMT Insan Mandiri were less interested in using musyarakah financing products. The number of customers during the last 2 years at BMT Insan Mandiri has increased quite rapidly, but the majority of customers choose other financing products. From here the BMT must optimize its marketing strategy to increase the number of customers for musharaka products. This type of research uses field research and uses a qualitative approach. Data collection techniques in this study are interviews, observation, and documentation. The results of this study are: 1) The overall development of the number of BMT Insan Mandiri customers has increased over the last 2 years. However, the majority of customers choose murabahah and mudaraba financing products. 2) Overall the 7p marketing mix strategy has been optimally implemented at BMT Insan Mandiri. The marketing mix strategy carried out greatly influences the development of musyarakah financing products. the public and business actors are not familiar with musyarakah financing products, so further learning and introduction are needed to increase the number of customers of musyarakah financing products. Baitul Maal wa Tamwil merupakan salah satu lembaga keuangan swasta yang modalnya sepenuhnya bersumber dari masyarakat. BMT memiliki arti penting bagi pembangunan ekonomi sekaligus pengembangan fungsi sosial. BMT memiliki peran untuk membantu, meningkatkan dan mengembangkan potensi masyarakat dalam mengentaskan kemiskinan. Berdasarkan hasil wawancara dengan BMT, disebutkan bahwa masyarakat di sekitar BMT Insan Mandiri kurang berminat menggunakan produk pembiayaan musyarakah. Jumlah nasabah selama 2 tahun terakhir di BMT Insan Mandiri meningkat cukup pesat, namun mayoritas nasabah memilih produk pembiayaan lainnya. Dari sinilah BMT harus mengoptimalkan strategi pemasarannya untuk meningkatkan jumlah pelanggan produk musyarakah. Jenis penelitian ini menggunakan penelitian lapangan dan menggunakan pendekatan kualitatif. Teknik pengumpulan data dalam penelitian ini adalah wawancara, observasi, dan dokumentasi. Hasil dari penelitian ini adalah: 1) Secara keseluruhan perkembangan jumlah nasabah BMT Insan Mandiri mengalami peningkatan selama 2 tahun terakhir. Namun, mayoritas nasabah memilih produk pembiayaan murabahah dan mudharabah. 2) Secara keseluruhan strategi bauran pemasaran 7p telah diterapkan secara optimal di BMT Insan Mandiri. Strategi bauran pemasaran yang dilakukan sangat mempengaruhi perkembangan produk pembiayaan musyarakah. masyarakat dan pelaku usaha belum familiar dengan produk pembiayaan musyarakah, sehingga diperlukan pembelajaran dan pengenalan lebih lanjut untuk meningkatkan jumlah nasabah produk pembiayaan musyarakah.


2018 ◽  
Vol 3 (02) ◽  
pp. 848-870
Author(s):  
NFN Hariadi

Medicinal treatment or therapy by Mursyid is another side of Surau suluk (Suluk mosque) that isstudied rarely. This study aims to explain the traditional therapy done by Mursyid in suluk mosques inLima Puluh Kota regency, West Sumatera. This research used descriptive qualitative approach. Thedata were collected by doing literature review, field observation, and in-depth interview. The informantswere several Mursyid from some suluk mosques and also the people who get involved in suluk activitiesand therapy. The result of data analysis explained that traditional therapy done by Mursyid in sulukmosques are based on zikrulloh. The therapy is done on medical and non medical diseases, however, itis focused more on non medical diseases such as possession of the jin (evil spirit).


Author(s):  
Harpreet Kaur ◽  
Gurusharan Kaur

Micro finance is an essential pre-condition for sustainable economic development. The process of provision of financial services has been gaining importance for the overall economic development of the country. Micro finance became alternative source of loans to the poor people with the goal of creating financial inclusion and equality. Informal sector constitute an important part of the economy. Therefore the study was conducted to investigate the impact of Micro Finance in Zambia, the case of residents of Chipata district. The study was guided by the following research objectives: to determine the level of awareness on micro finance products, to assess the level of development of MFIs within Chipata, to assess the impacts of microfinance on Chipata District residents, women in particular and to assess challenges Chipata residents face in accessing credit. The study came up with the several results, among the few are that MFIs have a positive effect on the people of Zambia as MFIs increase the household income levels. It has been noted that, access to credit which is a major challenge in the SME sector has been reduced to a large extent through the operations of MFIs. It was also concluded that MFIs have contributed largely in the area of mobilizing savings through their saving schemes that make saving more accessible, less costly and ready to receive little amounts. The practice helps to improve capitalization as most of these saving are ploughed back in their businesses.


2020 ◽  
Vol 2 (3) ◽  
pp. 39-51
Author(s):  
Kitojo Wetengere

The objective of this study was to examine industrialization in Tanzania and the need to include the disadvantaged people in the development process. This study used a documentary review methodology. The study found that although industrialization is key to economic growth, if not properly managed, it tends to marginalize the poor people. This calls for social inclusion policy measures. The study, therefore, recommends that, if industrialization is to benefit the disadvantaged, agriculture, which employs the majority of the people, should be industrialized. Further, since the benefits of industrialization may not necessarily accrue to the poor, the above need to be accompanied by conscious efforts of the government and the private sector to provide social and economic services to the disadvantaged poor. Keywords: Industrialization; Social Inclusion; Butter & Bread vs. Yeast & Bread; Economic Growth vs. Economic Development


2015 ◽  
Vol 11 (27) ◽  
pp. 168 ◽  
Author(s):  
Abur Hamdi Usman ◽  
Abu Zaki Ismail ◽  
Mohd Khafidz Soroni ◽  
Rosni Wazir

<p>As many as 40% of the population that categorized poor people in the world on which their income less than 2 US dollar per day is the result of the existing applied economics theories and they have failed to obtain sustainability and stability condition. The economic theory that is now developed mainly use positivism approach where normative assessment dispensed. This paper attempts to re-open the history back into the 6<sup>th</sup> century, where the Prophet Muhammad (pbuh) tried to develop the economy of the state using concept taken from the hadith (prophetic tradition). This concept is the very roots of the improving Islamic economics theory nowadays that comes up to be the best alternative concept to replace upon the fail conventional theories. Qualitative approach through document analysis of relevance references as well as historical approach use to observe the economic development in the eye of hadith.<strong></strong></p>


2019 ◽  
Vol 3 (2) ◽  
pp. 203-226
Author(s):  
Yurianto Yurianto

The mosque in the history of Islamic civilization is a means to do da'wah and the development of Muslim economic resources. The purpose of this study is to identify the economic potential of the Nurul Iman Mosque, then to analyze the economic potential of the Nurul Iman Mosque in the economy, and to develop strategies in developing the mosque's economy. This study was conducted in a descriptive qualitative approach. The location of Nurul Iman Mosque is very strategic for business activities for the people. The most dominant factor in the economic development of a mosque is a factor in the large number of worshipers. With the cartesius diagram, it is concluded that the grand strategy in the framework of economic development of the Nurul Iman Mosque is the Strength and Opportunity (Strategy S-O) strategy.


2019 ◽  
Vol 5 (2) ◽  
pp. 76
Author(s):  
Gunawan Widjaja

The existence of cryptocurrency has attracted controvercies world wide. Many people, including Indonesian, had benefit from cryptocurrency, meanwhile there were also more people suffered lost from “investment” in cryptocurrency. The aim of this research was to make clear the legal status of cryptocurrency in Indonesia. This research was a normative legal research. It conducted literature review to obtain the required data. Data obtained and used in this research were secondary data, which consisted of primary, secondary and tertiary legal documents. Data obtained from literature review were analysed using normative comparative method with qualitative approach. The result proved that as currency, the existence of cryptocurrency for payment was legally prohibited. The involvement of Indonesian citizen in the “investment” in form of crytocurrency can be treated as against public policy even though the issuance of such cryptocurrency was subject to foreign applicable laws.


2019 ◽  
pp. 1-12
Author(s):  
Baharuddin Thahir

Social Policy and Regional Autonomy. The policy of decentralization and the practice of regional autonomy in Indonesia is a tool in the realization of the ideals of justice, democracy and the welfare of the people. This study aims to discuss social policy     and regional autonomy in accordance with the author’s understanding of the various sources obtained. This study uses a qualitative approach with descriptive methods. Data collection techniques in this study, the authors use literature review. In other words all efforts made by the author to gather information that is relevant to the topic or problem being discussed. The results show that the practice of governance today shows that social policy has been carried out. The national government and the regional government make social policy a matter that must be done in implementing government affairs. In decentralization, social policy has its own place in implementing government affairs. In that context social policy is understood as a policy and program run by the government, which is designed to improve people’s welfare or increase human dignity. Keywords: social policy, local government, regional autonomy.


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