Prosedur Pemasaran Kredit Kepemilikan Rumah Fasilitas Likuiditas Pembiyaan Perumahan (FLPP)

2021 ◽  
Vol 4 (1) ◽  
pp. 24-32
Author(s):  
Fathur Rahman Ansori ◽  
Nurul Inayah

  The purpose of this study was to determine the Marketing Process of Home Ownership Credit for Housing Financing Liquidity Facility (FLPP) at PT. Bank Sumut Syariah KCPSy Kisaran. This study used a qualitative descriptive method with interview techniques. The results show that the development of the number of customers of the KPR FLPP PT. Bank of North Sumatra, Sharia Branch, the range of 2019-2020 has decreased. PT Bank Sumut Kisaran Syariah Branch in 2016 reached 110 customers, then in 2017 there was an increase of 13 customers to 123 customers, in 2018 there was an increase of 17 customers to 139 customers. Therefore, the problems faced by PT. Bank Sumut Syariah Kisaran is how the Housing Financing Liquidity Facility Product (FLPP) can develop in the middle to upper and middle society.

2019 ◽  
Vol 13 (3) ◽  
pp. 167
Author(s):  
Dyani Masita Dewi

This research aimed to discuss the topic of patriarchal research because it still existed in several countries in the world, especially Asia and more specifically, in Indonesia. This research was conducted to reveal how patriarchal values were reflected in Indonesian children’s folk tales from Sumatra Island. This research used a sociological approach to literature and used semiotic theory to analyze the data obtained. The researcher chose to use a qualitative descriptive method so that the analysis process could be described completely. The main data used in this research are several children’s folk tales originating from Sumatra Island, namely Province of North Sumatra (“Di Balik Derita Si Boru Tombaga”, “Bohong Merinang”, and “Si Kodok Kata Malem, Baik Budi Penawan Hati”), South Sumatra (“Langkuse dan Putri Rambut Putih”), and Jambi (“Legenda Bukit Perak”). This research finds that patriarchal values are represented in how women are associated with domestic works, women are considered as the subordinates and inferiors, as well as showing their dependence on men.


2019 ◽  
Vol 2 (2) ◽  
Author(s):  
Arifinsyah Dan Peri Agusti

<p><strong>Abstrak</strong><strong></strong></p><p>Aliran Parmalim merupakan kepercayan suku Batak, namun banyak masyarakat beranggapan bahwa aliran ini adalah aliran Pemuja Setan (Sipelebegu). Tulisan ini menggunakan metode kualitatif-deskriptif, dan berupaya mengenal aliran parmalim menurutpandangan Majelis Ulama Indonesia serta Persekututan Gereja-gereja di Sumatera Utara. Aliran Parmalim berasal dari dua kata yaitu <em>ugamo</em> dan <em>malim. </em>Majelis Ulama Indonesia Wilayah Sumatera Utara (MUI SUMUT) menyatakan bahwa Aliran Kepercayaan Parmalim bukan bagian dari agama.Sementara Persekutuan Gereja-Gereja di Indonesia Wilayah Sumatera Utara (PGI-WSU) menyatakan bahwa aliran Parmalim merupaka suatu aliran kepercayaan di Indonesia namun memiliki pemahaman iman yang sangat jauh berbeda.</p><p><strong>Kata kunci: </strong>MUI, Parmalim, PGI-WSU</p><p><strong> </strong></p><p><strong><em>Abstrak</em></strong><strong><em></em></strong></p><p><em>Parmalim is a Batak tribe belief, but many people assume that this flow is the flow of Satanists. This paper uses a qualitative-descriptive method, trying to recognize the flow of parmalim according to the views of the Indonesian Ulema Council and the Alliance of Churches in North Sumatra. Parmalim flow comes from two words namely ugamo and malim. The Indonesian Ulema Council of North Sumatra Region (MUI SUMUT) states that beliefs Parmalim are not part of religion. While the Alliance of Churches in Indonesia in the North Sumatra Region (PGI-WSU) states that the Parmalim school is a school of belief in Indonesia but has a very different understanding of faith.</em><strong><em></em></strong></p><p><strong><em>Keyword : </em></strong><em>MUI, Parmalim, PGI-WSU.<strong></strong></em></p><p><strong> </strong></p>


2018 ◽  
Author(s):  
Esron Ambarita

The objective of this study is to investigate morphological system of Toba Batak language from the view of generative transformational study. The major issue in this microlinguistic study is word formations through the processes of affixation, reduplication, and compounding. Most studies done morphologically are structural based theory which explore language phenomena unsatisfactorily. For instance, in Indonesian language the following forms are never found: *ambilan “something taken”, *berpesawat “go by aeroplane”, *keobatan “being dead or sick because of consuming too much medicine”. We, on the other hand, will find the words kiriman “something sent”, bersepeda “go by bicycle”, keracunan “being dead or sick because of consuming something poisonous”. In Toba Batak language, for example, we will not find the words *lehonan “a give”, *marsintua “visit a church functionary to consult something”, *mamiso “use a knife to cut something”. Whereas the forms tongosan “something sent”, mardatu “go to a shaman to ask for help”, and manakkul “use a hoe to do the farm” are actual words that have been used by Toba Batak language speakers. Based on the Toba Batak language phenomena above, the most relevant theory to be applied to treat such problems and the like exhaustively from descriptive to explanatory adequacy is generative morphology. In so doing, this study rests on the theory of generative morphology proposed by Halle (1973), Aronoff (1976), Scalise (1984), and Dardjowidjojo (1988). The theory requires four separated components, they are: (1) List of Morphemes, (2) Word Formation Rules, (3) Filter, and (4) Dictionary. Generative morphology has predictive power to generate actual words and potential words. The method of the study that will be applied is qualitative descriptive method, that is, a kind of linguistic method to describe language phenomena naturally without manipulation. This research will be conducted in 4 regencies in North Sumatra, they are: (1) Samosir Regency, (2) Toba Samosir Regency, (3) Humbang Hasundutan Regency, and (4) North Tapanuli Regency. There are three types of data that will be collected in this study, they are: (1) oral, (2) written, and (3) intuition. Oral data will be collected by observing, interviewing, listening attentively, and chatting with the informants. Written data will be originated from story books in Toba Batak language and bible in Toba Batak language. Intuition data will be based on the writer’s intuition because the writer is a native Toba Batak language speaker. The data will be analyzed using equal and distributional methods.


Author(s):  
Irwansyah Irwansyah ◽  
Dilinar Adli ◽  
Rusell Akbar F

The revitalization of the Batu Gantung Batak Toba tribe story in the Simalungun Regency Area, is a lesson that brings students closer to real life, which cannot be separated from their culture. This story is the origin of Lake Toba, which until now we can see, and is one of the cultural heritages used as a tourism object in North Sumatra. The revitalization of the Batu Gantung story becomes a process of transferring knowledge by positioning educators as facilitators in the teaching and learning process. This study will examine the folklore of the Batak Toba tribe which has meaning in the life system of the people who believe in supernatural powers. This study aims to develop a revitalization-based learning tool for the preservation of folklore. Development is rigged with a 4-D model namely define, design, develop and disseminate. The learning material developed is in the form of elements in image transfer, both in terms of stories, functions, patterns, and meanings, which become a show based on on the rules of society. This research uses a qualitative descriptive method, and The instruments used were observation, recording, interview, center study.


Author(s):  
Rizky Annisa Lestari ◽  
Jenny ◽  
Lidya Nathasia Napitupulu ◽  
Beny O.Y. Marpaung

Indonesia mempunyai potensi yang sangat besar di sektor wisata, baik itu wisata alami maupun wisata budaya. Hal itu dikarenakan Indonesia merupakan negara kepulauan yang terdiri dari ribuan suku-suku, sehingga Indonesia kaya akan budaya. Oleh sebab itu, Indonesia dapat menjadi salah satu daerah tujuan wisata ekologi (eco-tourism). Salah satunya adalah Kecamatan Pangururan yang terletak di Kabupaten Samosir, Sumatera Utara. Di Kecamatan Pangururan suatu perkampungan umumnya dibentuk berdasarkan fakta sistem ekologi. Berdasarkan sudut pandang ekologis, bahwa budaya yang terbentuk di wilayah Kecamatan Pangururan tidak dapat dipisahkan konsepnya terhadap lingkungan. Untuk itu, perlu diidentifikasi bentuk dan potensi perkampungan berdasarkan fakta sistem ekologi yang mendukung wisata ekologi di Kecamatan Pangururan, Kabupaten Samosir. Pola kampung di Pangururan terbentuk berdasarkan budaya suku Batak yang disesuaikan dengan keadaan ekologi daerah sekitar Kecamatan Pangururan. Kajian ekologi ini menggunakan metode deskriptif kualitatif.   Indonesia has enormous potential in the tourism sector, both natural tourism and cultural tourism. That is because Indonesia is an archipelago consisting of thousands of tribes, so Indonesia is rich in culture. Therefore, Indonesia can become one of the ecological tourism destinations. One of them is Pangururan District, located in Samosir District, North Sumatra. In Pangururan Subdistrict, a village is generally formed based on the facts of an ecological system. Based on the ecological point of view, the culture developed in the Pangururan sub-district cannot be separated from the concept of the environment. For this reason, it is necessary to identify the shape and potential of villages based on the facts of the ecological system that supports ecological tourism in Pangururan District, Samosir Regency. The pattern of the village in Pangururan was formed based on the culture of the Batak tribe which was adjusted to the ecological conditions of the area around Pangururan District. This ecological study uses a qualitative descriptive method.


2016 ◽  
Vol 5 (1) ◽  
pp. 34
Author(s):  
Wawan Prihartono

Diaspora Javanese ethnic to North Sumatra driven at the time of the Dutch government in large quantities create their identity loss there now . Java language in North Sumatra did not survive as it should be. Javanese ethnic, prefers to use the Indonesian language in everyday communication rather than the Javanese language as a consequence of assimilation with the local culture, namely the Malay culture. This study aimed to describe the intergenerational transmission of the Java language in North Sumatra as a reference for the vitality of the Java language in there . The study used a qualitative descriptive method . As a result, intergenerational transmission of the Java language in North Sumatra show gradations drastic decline from generation to generation . The older generation does not transmit an javanese language to the next generation so well that indicated the Java language in North Sumatra are threatened with extinction.    ABSTRAK Diaspora etnik Jawa ke Sumatra Utara dalam jumlah yang cukup besar yang digerakkan pada zaman pemerintah Hindia Belanda membuat etnik Jawa di sana kehilangan identitas bahasanya. Bahasa Jawa di Sumatra Utara tidak bertahan sebagaimana mestinya. Etnik Jawa lebih memilih menggunakan bahasa Indonesia dalam komunikasi sehari-hari daripada bahasa Jawanya sebagai konsekuensi pembauran dengan kebudayaan lokal, yaitu budaya Melayu. Kajian ini bertujuan untuk mendeskripsikan transmisi bahasa Jawa antargenerasi di Sumatra Utara sebagai acuan vitalitas bahasa Jawa di sana. Kajian ini menggunakan metode deskriptif kualitatif. Hasilnya, transmisi bahasa Jawa antargenerasi di Sumatra Utara menunjukkan gradasi penurunan yang drastis dari generasi ke generasi. Generasi tua etnik Jawa tidak mentransmisikan bahasanya kepada generasi berikutnya dengan baik sehingga diindikasikan bahasa Jawa di Sumatra Utara sekarang dalam kondisi terancam punah.


2020 ◽  
Vol 2 (2) ◽  
pp. 178-189
Author(s):  
Kartini Lubis ◽  
Abdul Kadir ◽  
Dumasari Harahap

The formulation of the problem in this study are how is the implementation of North Sumatra Governor Regulation Number 18 Year 2018 concerning Additional Income Allowances for Civil Servants and Prospective Civil Servants in the North Sumatra Provincial Government, what factors are obstacles in realizing improved performance and discipline of Civil Servants in the North Sumatra Provincial DPRD Secretariat, with the aim of research: 1) to find out and analyze the implementation of North Sumatra Governor Regulation Number 18 Year 2018 regarding Income Allowances for Civil Servants and Prospective Civil Servants in the Government of North Sumatra Province , 2) to find out what factors are obstacles in realizing improved performance and discipline of Civil Servants in the North Sumatra Provincial DPRD Secretariat. The research method used is descriptive method, while the data analysis technique uses qualitative descriptive. From the results of this study indicate that the implementation of Governor Regulation No. 18 of 2018 concerning Income Allowance for Civil Servants and Prospective Civil Servants has not been fully successful in the North Sumatra Provincial DPRD Secretariat. Implementation has been successfully implemented in terms of communication and bureaucratic structure, but has not been successfully implemented in terms of resources and dispositions. Constraints faced in realizing improved performance and discipline of civil servants within the North Sumatra Provincial DPRD Secretariat are appraisal officials (superiors) unable to control the views of personal relations in evaluating subordinates' work, TTP payments often cannot be done in a timely manner because funds are not yet available, disciplinary sanctions are still relatively indecisive, and employees often report excessively. It is recommended that supervisors as appraisal officials need to eliminate the influence of the element of closeness in making judgments on the performance of subordinates, and be assertive in giving sanctions to employees who subscribe to disciplinary regulations


2021 ◽  
Vol 2 (2) ◽  
pp. 84-89
Author(s):  
Kevin Lye ◽  
Rudi Santoso

This research focuses on the efforts of Apartment Urbantown Serpong to increase Brand Awareness. The strategy offered in this research is marketing communication using digital marketing. The use of social media in marketing communications in this study aims to provide a different perspective or point of view from the activities of the digital marketing process. This study also examines digital marketing strategies to increase Brand Awareness Apartment Urbantown Serpong. This study uses a qualitative descriptive method with a literature review approach. The results show that digital marketing strategies are proven to be able to increase brand awareness. The indicator used in this study is the impact or response from research sources to identify the Serpong Urbantown Apartment brand.


2019 ◽  
Author(s):  
Deliana . ◽  
RohaniGanie .

Students living in Medan are quite varied. They come from various parts, especially from outside the province of North Sumatra, Indonesia. Bahasa Indonesia is the only communication tool that is used, if there is a conversation among them. Therefore, the influence of Bahasa Indonesia is very possible for transferring code from the first language (B1) Minangkabau to the second language (B2) Bahasa Indonesia.This article presents several aspects concerning the use of code switching among Minangkabau– Indonesian bilingual students in Medan. This study uses qualitative descriptive method. Data are collected by recording conversations of 30 minutes per day, for 10 days, at several locations in USU. Using Malik’s framework (1994), the factors influencing code switching in communication are analysed. The code switching data are conversations among Minangkabau-Indonesia bilingual students who migrated to Medan. They are fluent in Minangkabau language, and they are members of Imam Bonjol Student Association (IMIB) in USU.


Author(s):  
Theodora Sinaga

This study aims to examine the process of creating musical accompaniment to dance composition and the function of music in a composition of dance works. This study is conducted by using qualitative descriptive method and systematic data analysis by using the concept of dance music creation theory to deepen and interpret data specifically, the answer are found that the process of creating a composition of dance accompaniment music with the theme of a combination of eight North Sumatra ethnic groups are as follows; 1) The creation process of the dance music is a process that involves intensely between dance stylists and dancers with music stylists along with music players, in adjusting between the gestures of the dancers and the form of music as a dance accompaniment. 2) Some important things done by the music stylist (composer) in the process of composing dance accompaniment music include; a) Conduct pre-composition, b) Perform initial composition, 3) Revise composition, 3) Perform final composition. 3) The function of music in dance works includes; a) Music functions in asserting movements in dance. b) Music functions as a marker in changing dance movements, c) Music functions as a marker of atmosphere in dance. d) Music functions to strengthen the emotions of dancer. e) Music functions to strengthen the picture of the atmosphere in parts of dance composition. f) Music functions to regulate the tempo, rhythm and dynamics of dance movements. g) Music functions to emphasize the accentuations of dance movements. h) Music functions as an introduction to the climax of dance work.


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