Eksistensi CV. Andromeda Utama untuk Menghadapi Persaingan Usaha dalam Perspektif Manajemen Pemasaran Syari’ah

In the world of entrepreneurship, competition is a matter of course. Competition is the color of entrepreneurship. Without competition, the work feels bland. Competition is also a motivation to advance business and make the workforce more enthusiastic about facing obstacles. Competition can also have a negative impact on our business world if an entrepreneur is unable to control himself in the face of competition so that entrepreneurs compete imperfectly or unhealthily. This is also fatal for a company. The existence of CV. Andromeda Utama in facing business competition, especially in the field of tourism, deserves more attention, this is because CV. Andromeda Utama is classified as a new company and is an individual business compared to other tourism service companies that are much longer in this field and are a company managed by several people who are experienced and more experts in this field.

Problematika Gadai Sawah di Kecamatan Tamanan Kabupaten Bondowoso dalam Perspektif Hukum Ekonomi Syariah

The practice of sawah (paddy field) mortgage in Tamanan district has been going on for generations. The society considers that the implementation of this sawah (paddy field) mortgage as an appropriate alternative and solution of financing. In fact, it often causes problems between both parties; despite it is completed with written evidence and witnesses in its implementation.The research problem in this study is: How is the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency. How is the practice of sawah (paddy field) mortgage in the perspective of sharia economic law. How are the solutions for the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency in the perspective of sharia economic law. The aim of this study is to describe the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency, to describe sawah (paddy field) mortgage in the perspective of sharia economic law and to describe the solutions for the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso Regency in the perspective of sharia economic law. This study is expected to provide beneficial input for the development of sharia economic law, so that it can enrich the body knowledge related to sawah (paddy field) mortgage. It is also hoped to give answers to the problems studied and considered as socialization among societies. This study applied qualitative research approach and a field case study was chosen as the research design. The data analysis was performed by using Miles and Huberman analysis model.The results showed that the practice of sawah (paddy field) mortgage in Tamanan district takes place for the reason of urgent need from the society themselves. It is based on the agreement of both parties, rahin and murtahin. The agreement is set forth in the letter of agreement, which rahin borrows money to murtahin with sawah (paddy field) as the bail. The utilization of marhun is handed over to murtahin based on the permission given by rahin until the due date of repayment. When the due date of repayment comes and rahin has not been able to pay off the money, so the utilization of marhun is still taken by murtahin. If it lasts for years and rahin still cannot pay the money, he can sell out the sawah (paddy field) to repay his debts. Based on the perspective of sharia economic law, the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency have fulfilled the elements of an akad (contract in Islam), in which the terms and conditions are agreed upon by both parties; rahin/mortgager and murtahin/sawah (paddy field) owner. The utilization of marhun is taken by murtahin based on the permission of rahin, but in the fact of its utilization, it still contains the element of riba (usury) taking advantages for years. The practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency should apply the concept of bay 'al-wafa instead of rahn.

Peran Kepuasan Kerja sebagai Variabel Mediasi Pengaruh Budaya Organisasi terhadap Kinerja Karyawan

The purpose of this research is to explain the influence of organizational culture on job satisfaction, the influence of organizational culture on employee performance, the effect of job satisfaction on employee performance and the role of job satisfaction as a mediating variable influence organizational culture on employee performance. This type of research is qualitative research that uses literature studies, in which it examines the influence between variables based on existing theoretical theories and is reinforced by empirical studies of relevant journal journals. The results of this study indicate that organizational culture has a positive effect on job satisfaction, organizational culture has a positive effect on employee performance, job satisfaction has a positive effect on employee performance and organizational culture has a positive effect on employee performance through job satisfaction.

Strategi Penyelesaian Pembiayaan Akad Murabahah yang Bermasalah di BMT UGT Sidogiri Capem Kraksaan

The purpose of this research is to find out the strategies used by BMT in resolving the murabahah financing that is problematic at BMT UGT Sidogiri Capem Kraksaan, knowing the factors that are the supporters in carrying out the problem solving financing strategies at BMT UGT Sidogiri Capem Kraksaan, knowing the factors - factors that become obstacles in carrying out financing strategies that are problematic in BMT UGT Sidogiri Capem Kraksaan. The type of research used in this study is qualitative research with a case study approach. The results of this study indicate that the strategy for resolving murabahah financing that is problematic in BMT UGT is by rescheduling, calling customers, giving warning letters (SP) up to 3 times and discussing the next steps that will be taken by both parties, confiscation of collateral . Factors supporting the murabhaah financing settlement strategy that were troubled by BMT UGT Sidogiri Capem Kraksaan were AOA / AOP officers who always communicated, officers, AOP / AOA always supervised customer financing, always approached customers, routinely collected by AOP officers. The inhibiting factor for the problem solving strategy for murabhaah financing at BMT UGT Sidogiri Capem Kraksaan is the AOA / AOP who are not strict in carrying out their duties so customers are negligent in their responsibilities, AOP officers do not routinely collect from customers, officers do not always report things that are a problem in this murabahah financing to the head of BMT UGT Sidogiri, AOA / AOP officers and Head of Sidogiri BMT UGT are not communicating enough, AOA / AOP is slow in responding to troublesome murabahah financing problems carried out by customers.

Good Corporate Governance Bank Syariah di Indonesia

In Indonesia, the principles of GCG implementation are regulated in the General Guidelines for Good Corporate Governance in Indonesia by the National Committee on Governance (KNKG). This general guideline is a reference for companies to implement GCG in order to encourage the achievement of company sustainability through management based on the principles of transparency, accountability, responsibility, professionalism, and fairness.

Bisnis dalam Pandangan Islam

Business is a very important thing in the economy, Islam sees business as having to be done but must comply with the rules that have been regulated in Islam. This article aims to provide information to readers both students who are prospective entrepreneurs, prospective entrepreneurs / wati so they can understand in theory how they should and should be a businessman in accordance with Islamic teachings. And it is also hoped that this writing will become an enlightenment for traders and entrepreneurs. The research method used in this article is descriptive qualitative. The descriptive technique used is library research, which is data collection by conducting study studies of books, literature, notes, and reports that have to do with the problem being solved. This research also examines written sources such as scientific journals, reference books, literature, etc. related to research studies. And the results of this study are that there are some values that must be applied by business people in doing business including honesty, fairness, oneness. Honesty in business, honesty in production, honesty in selling, honesty in gaining profit. While the value in justice is fairness in business, justice in production, fairness in selling, justice in gaining profit. And the next value is the value of oneness, namely oneness in production, oneness in selling and oneness in gaining profit. There are also some behaviors in the business that have been regulated in Islam that must also be obeyed by Muslim businessmen, among others, first arranging intentions because business activities in Islam are not free from values, meaning they are bound by values derived from Divine teachings. The second makes aqeedah (tauhid) as the basis of business activities. Third, avoid usury in dirty transactions, and the fourth, do business with a conscience.

Model Pemberdayaan Ekonomi Petani Berbasis Pengembangan Industri Hulu ke Hilir untuk Meningkatkan Nilai Tambah Potensi Desa

In Indonesia, technology development in the agribusiness sector needs to be improved, because the majority of Indonesia’s population works in the agricultural sector. The problem faced by farmers today is a lack of information related to the management of the agricultural products industry. They only take care of the fields and irrigate, and fertilize until harvest and then sell it in the form of grain. Even though the big advantage that farmers get is when managing the grain into rice. Likewise, the provision of agricultural facilities or tools for postharvest activities, is of particular concern from the local government. For this reason, a method is needed so that their agricultural products can be valued on the market. This study uses a qualitative method with a descriptive approach through case studies on assisted farmer groups in Sumberejo Purwosari Village, Pasuruan Regency. Data collection techniques are obtained through observation and interviews where sampling in interviews uses purposive sampling techniques, while the data analysis technique is done by reducing data, presenting data and drawing conclusions. The economic empowerment of farmers is provided regarding counseling and training on agricultural product management, assistance to selling products to the market. The potential of natural resources in Sumberejo village is very varied, such as durian, brown rice, coffee beans which are later processed into ground coffee, and cassava which will be processed into cassava chips which are processed by the village farmers’ mothers. The results showed that the village self-reliance program consisted of: a. Prosperity of farm families, where each farmer family is encouraged to have plants in their yard, at least to fulfill kitchen needs, b.) Increase production by processing SDA equipped with skills and knowledge about procedures for making to marketing, c.) Meeting capital requirements by establishing savings and loan cooperatives for members of farmer groups. The development of agricultural products from upstream to downstream makes farmers able to enjoy the fruits of their labor without selling their produce to middlemen who often play with prices to small farmers.

Jual Beli Online dalam Perspektif Islam

Human life is inseparable from buying and selling activities. Along with the times, buying and selling is not only done in the real market but online using the internet. This study aims to analyze how Islam views online buying and selling. This study uses library research to provide a comprehensive explanation of the advantages and disadvantages of online buying and selling. Online buying and selling is a buying and selling activity that does not require sellers and buyers to come face to face. The buyer makes a payment frst then proceed with the delivery of the goods. The Taudhihul ahkammembagi divides the legal conditions of buying and selling into two, namely 1) the seller and the buyer must be willing and there is no element of compulsion, and 2) trade in sacred and benefcial goods. Through online sales, sellers and buyers get many benefts. Sellers do not need a lot of money for promotions, etc. Buyers can access goods anywhere without the limitations of time and place, provided they are connected to the internet. The disadvantage of buying and selling online is that it is prone to fraud if the buyer is not careful and careful. The buyer must be able to select and choose a store that can be trusted. Online buying and selling in Islam is also called greeting, where the buyer pays frst then the seller sends the goods. Muamalah is permissible in Islam as long as it is in harmony and the conditions.

Mekanisme Pasar Perspektif Islam

The market is a place that has rules that are prepared to exchange property rights and exchange goods between producers and consumers. Islam affirms that the market must stand on the principle of perfect competition. However, that does not mean that freedom is absolute, but freedom is wrapped in a shari’ah frame. The market mechanism in Islam is the existence of market freedom in determining prices. Prices depend on the market. However, Islam does not adhere to market-based prices freely. Islam will intervene when there is a monopoly on the market price. the market mechanism in an Islamic perspective is not only social dimensioned, but also there is a theological element that the market is controlled and supervised by the Shari’a.

Contracts (Akad) in Syari’ah Banking

The various types of contracts applied by Islamic banks can be divided into six groups of patterns, namely; Safekeeping patterns, such as wadi’ah yad amanah and wadi’ah yad dhamamah. Loan patterns, such as qardh and qardhul hasan. Profit sharing patterns, such as Mudharabah and musyarakah. Rental patterns, such as Ijarah and Ijarah bittamlik. Buying and selling patterns, such as murabahah, salam and istishna. Other patterns, such as wakalah, kafalah, hiwalah, ujr, sharf, and rahn. There are two types of contract sharing patterns, such as Musyarakah, Mudharabah, Ijarah adn ijarah muntahiya bittamlik, and in this article will explain about those contract of four.