scholarly journals ECONOMIC PROTECTION TOWARD FINANCIAL MANAGEMENT HAJJ FUNDS: INDONESIAN CASE

2020 ◽  
Vol 4 (02) ◽  
pp. 163
Author(s):  
Muhammad Iqbal Fasa ◽  
Adib Fachri ◽  
Ghina Ulfah Saefurrohman ◽  
Ahmad Hazas Syarif ◽  
Suharto Suharto
Keyword(s):  
Drinking Water ◽  
Financial Management ◽  
Business Unit ◽  
Payment Systems ◽  
Economic Independence ◽  
New Model ◽  
Bottled Drinking Water ◽  
Business Units ◽  
Convenience Stores ◽  
The People

The potential for Haj funds in Indonesia is enormous. However, the long queues to perform the Haj pilgrimage lasted up to 17 years. The state has not wholly-owned facilities for operational needs. This study offers a new model in the management of Hajj funds in Indonesia. The offer in this research is the formation of economic independence protection by developing business units such as accommodation facilities in Mecca and Medina, Hajj planes, tours and trips, catering, hajj and umrah equipment stores, convenience stores, Indonesian culinary specialties, convection, e-payment systems. Hajj, Bottled Drinking Water, Sukuk Investment, and Other Investments. All of the profits from these funds are turned back for capital and business unit development. Thus, all the benefits of the hajj fund will again be felt by the people of Indonesia.

scholarly journals Pemberdayaan Masjid sebagai Fungsi Sosial dan Ekonomi bagi Jamaah Pemegang Saham Unit Usaha Bersama

2019 ◽  
Vol 19 (2) ◽  
pp. 163
Author(s):  
Ariana Suryorini
Keyword(s):  
Business Unit ◽  
Social Functions ◽  
Business Units ◽  
The People ◽  
Retail Business ◽  
Capital Owner ◽  
Positive Perspective ◽  
Strategic Position ◽  
Capital Ownership ◽  
Economic Function

<p>The function of the mosque is very universal, other than in the religious field, the mosque also has other functions which include religious/worship functions, educational functions, unifying functions of the people, social functions and economic functions. Islam places the mosque in a strategic position. Considering the strategic function of the mosque, it is necessary to provide good guidance, in terms of the physical building and the aspects of its prosperity. The mosque is expected to be a center of social and economic activity for its worshipers, not just a center for worship activities. Mosque empowerment is very important because it can provide a positive perspective related to the utilization of human resources through the empowerment of mosques for the welfare of Muslims. In the economic function of the empowerment of the Sirathal Mustaqim mosque through the activities of the Joint Business Unit (UB), whose ownership is pilgrims who have equity participation or capital ownership, which they refer to as shares of the business units they run, where profits are distributed to the owners or accompanying members of the capital in a meeting of capital owner members every year. The Joint Business Unit (UB) is named UB Rejeki Barokah, whose economic function activities are very diverse, both in the retail business of kiosks, services and goods credit business.</p><p> </p><p>Fungsi masjid sangat universal, selain di bidang keagamaan, masjid juga mempunyai fungsi lain yang meliputi fungsi keagamaan/peribadatan, fungsi pendidikan, fungsi pemersatu umat, fungsi sosial dan fungsi ekonomi. Islam menempatkan masjid dalam posisi yang strategis. Mengingat fungsi masjid yang strategis maka perlu pembinaan secara baik, dari segi fisik bangunan maupun segi kegiatan pemakmurannnya. Masjid diharapkan bisa menjadi pusat aktivitas sosial dan ekonomi bagi para jamaahnya, tidak hanya menjadi pusat kegiatan ibadah saja. Pemberdayaan masjid menjadi hal yang sangat penting karena dapat memberikan perspektif positif terkait pemanfaatan sumber daya manusia melalui pemberdayaan masjid untuk kesejahteraan umat Islam. Dalam fungsi ekonomi pemberdayaan masjid Sirathal Mustaqim melalui aktivitas unit Usaha Bersama (UB), yang kepemilikannya adalah jamaah yang mempunyai penyertaan atau kepemilikan modal, yang mereka sebut seperti saham dari unit usaha yang mereka jalankan, dimana keuntungannya dibagikan kepada jamaah pemilik atau penyerta modal tersebut dalam rapat anggota Pemilik modal setiap tahunnya. Unit Usaha Bersama (UB) tersebut bernama UB Rejeki Barokah, yang aktivitas fungsi ekononominya sangat beragam, baik dalam usaha retail kios, jasa maupun usaha perkreditan barang.</p>

scholarly journals Faktor yang Memengaruhi Kemandirian Ekonomi Pesantren (Studi Pesantren Al-Ittifaq Bandung)

Al-Muzara ah ◽  
2021 ◽  
Vol 9 (2) ◽  
pp. 129-146
Author(s):  
Maya Silvana ◽  
Deni Lubis
Keyword(s):  
Information Systems ◽  
Boarding School ◽  
Influential Factors ◽  
Business Unit ◽  
Economic Activities ◽  
Economic Independence ◽  
Leadership And Management ◽  
Analytical Network Process ◽  
Business Units ◽  
Network Process

Islamic boarding school has the potential to develop the Islamic economy through the Islamic boarding school business unit. Optimizing business units can create Islamic boarding school economic independence. Even so, the fact is that there are still many Islamic boarding school that have not utilized their potential. One of the Islamic boarding school that has succeeded in achieving economic independence through business units is the Al-Ittifaq Boarding School in Bandung. The aim of this research is to analyze economic activities and factors that influence the economic independence of the Al-Ittifaq Islamic Boarding School. Using Analytical Network Process (ANP), the factors that influence the economic independence of the Al-Ittifaq Islamic Boarding School are divided into four aspects, namely institutional, production, stakeholder, and market aspects. The results show that market aspect has the biggest impact affecting the economic independence in Al-Ittifaq Islamic Boarding School and the four most influential factors are the kiai leadership and management, production information systems, capital, and market availability.

scholarly journals PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI BADAN USAHA MILIK DESA (BUMDES)

2020 ◽  
Vol 6 (1) ◽  
pp. 91
Author(s):  
Neneng Rini Ismawati
Keyword(s):  
Field Research ◽  
Economic Empowerment ◽  
Business Unit ◽  
Business Units ◽  
The People ◽  
The Social ◽  
Low Education ◽  
Microfinance Institution ◽  
Village Government ◽  
The Village

Development and empowerment are things that are commonly discussed for the progress and change of the nation at this time. One of the efforts of the village government in overcoming the problem of poverty is the formation of Village-Owned Enterprises (BUMDES). This study aims: 1) to explain the social conditions of the people of Teluk Terate Village, 2) to explain how to empower the community's economy through BUMDES. 3) to explain how the results of community economic empowerment through BUMDES. In this study, I used descriptive qualitative research methods with field research. The results of this study indicate that the community feels helped by the existence of BUMDES Sabar Subur. 1) One of them is by sending a number of residents who are unemployed due to low education factors to the Manpower Services Unit, 2) Community economic empowerment through BUMDES runs well through the stages of awareness, training, mentoring and evaluation. And has several business units such as Sharia Microfinance Institution Business Unit (LKMS), Training and Employment Business Unit, Production and Trade Business Unit and Service and Rental Business Unit. 3) With the existence of this business unit, the people of Teluk Terate Village already have a business of cassava chips, catfish farms, and several quite large stalls. And seen from the inhibiting factors, it is hoped that the management of BUMDES can be even better with innovations and new BUMDES board members.

scholarly journals Perbedaan Rata-Rata DMF-T Pada Masyarakat Yang Mengkonsumsi Air Minum Kemasan Isi Ulang Dan Air Sungai Yang Diendapkan

2020 ◽  
Vol 17 (1) ◽  
pp. 43
Author(s):  
Naning K. Utami ◽  
Bainah Bainah ◽  
Muhammad Pahruddin
Keyword(s):  
Drinking Water ◽  
River Water ◽  
Drinking Water Treatment ◽  
Bottled Water ◽  
Tooth Decay ◽  
Cross Sectional ◽  
Bottled Drinking Water ◽  
A Value ◽  
The People ◽  
The Difference

The Difference in Average DMF-T in Communities that Consume Refillable Bottled Drinking Water and Precipitated River Water. The average DMF-T index for Indonesia is 4.6 with a value of D-T component is 1.6, M-T component is 2.9, and an F-T component is 0.08. It means, tooth decay in Indonesian people is 460 teeth per 100 people (Riskesdas., 2013). The DMF-T index for Provinsi Kalimantan Selatan is 6.83, with a value of D-T component is 1.31, M-T component is 5.52, and F-T component is 0.12. It means, the average of tooth decay per person (severity of teeth per person) is 6.83 teeth or 7 teeth (Riskesdas., 2007). This study aimed to determine the difference of DMF-T average in people who consumed refillable bottled water and people who consumed river water treated by deposited, in Desa Samuda, Kecamatan Daha Selatan, Kabupaten Hulu Sungai Selatan, Provinsi Kalimantan Selatan. This research was an analytical survey with cross sectional approach. The sample of this research was all of the people in Desa Samuda, Kecamatan Daha Selatan, Kabupaten Hulu Sungai Selatan, as 110 participants. The independent variable was refilled bottled drinking water and deposited river water. The results showed that the DMF-T average in people who consumed refillable bottled water was 6.42 and the DMF-T average in people who consumed deposited river water was 8.20. Based on the result of the Independent T-Test, the value of sig (2-tailed) p = 0.004 was less than α = 0.05; (p<α), meaning that Ho was rejected and Ha was accepted. The conclusion is that there are the differences of DMF-T average in people who consume refilled bottled drinking water and deposited river water. It is recommended that people who consume deposited river water conduct drinking water treatment that complies with health standards.

scholarly journals Pengembangan Prototype Sistem Informasi Simpan Pinjam Koperasi Pribadi Manjung Ngawen Klaten

2021 ◽  
Vol 5 (1) ◽  
pp. 13-29
Author(s):  
Maria Atik Sunarti Ekowati ◽  
Endang Satyawati ◽  
Retno Palupi ◽  
SM Santi Winarsih
Keyword(s):  
Foreign Language ◽  
System Development ◽  
Drop Out ◽  
Business Unit ◽  
Joint Effort ◽  
Savings And Loans ◽  
Business Units ◽  
The People ◽  
Savings And Loan ◽  
Development Objectives

The term cooperative comes from the foreign language co-operation. Cooperative means joint effort. A cooperative is a business unit that collects and distributes funds for members of the cooperative itself. One of the cooperative business units is a savings and loan cooperative. Each member of the Savings and Loans Cooperative must make savings in accordance with the cooperative's provisions. Members can make loans, managed transactions are member savings transactions and member loan transactions. Savings and loan cooperative funds come from cooperative members. Because this savings and loan really helps the needs of members, if this savings and loan facility is dissolved because there is no coordination in data processing on savings and loans, the people in ngawen, manjung, will be less viable for their livelihoods, so that many children drop out of school, the result will be to destroy the nation's development and the state, because of that, it is necessary to develop a Manjung Ngawen Cooperative UMKM Savings and Loan Information System. Development objectives help, facilitate and accelerate cooperative administration in managing transactions. The method used by WatterFall, the result of system development is that the system can help calculate loan interest, loan installments, remaining unpaid loans, share SHU for each member and display data on reports on deposits, loans, and member payments.

scholarly journals PENGELOLAAN KEUANGAN UNIT USAHA : STRATEGI PENGEMBANGAN KAPASITAS PONDOK PESANTREN

2018 ◽  
Vol 2 (2) ◽  
pp. 141
Author(s):  
Renny Oktafia ◽  
Budi Haryanto
Keyword(s):  
Financial Management ◽  
Qualitative Method ◽  
Boarding School ◽  
Business Unit ◽  
Detailed Data ◽  
General Science ◽  
Learning Materials ◽  
Business Units ◽  
Operational Activities ◽  
Development And Management

With the development of the era, many emerging modern pesantren, which has combined the science of religion and general science, in the learning materials for students santri. This study aims to explore how pesantren pondok seeks to increase its capacity, which can be done one of them through the development and management of business units boarding school. The method used is qualitative method, because it will reveal detailed data related to business unit financial management at boarding school, which can support operational activities and increase the capacity of pesantren cottage. In this research, it can be concluded that with the growth of business units owned by pesantren pondok, whose financial management is done regularly and correctly, can be known correctly the profit generated by each business unit. Where the benefits, which will be distributed for the development of boarding school.

scholarly journals Kiai and Economic Independence: Kiai’s Strategy in Realizing the Independence of Darul Fiqhi Islamic Boarding School Lamongan, East Java

2021 ◽  
Vol 3 (1) ◽  
pp. 40-51
Author(s):  
Miftahal Anjar
Keyword(s):  
Descriptive Analysis ◽  
Boarding School ◽  
Boarding Schools ◽  
Decision Makers ◽  
Business Unit ◽  
Analysis Method ◽  
Economic Independence ◽  
Business Units ◽  
Future Direction

Kiai as the person who is most responsible for the journey of the pesantren certainly has a big contribution to the independence of the pesantren, because in the structure of the boarding school Kiai is the highest leader and has enormous authority. The role of the Kiai is one of the important factors behind determining the future direction of the pesantren, one of which includes the economic independence of the pesantren. The objectives of this research were the Kiai’s strategy in the economic independence of the pesantren, and the second, the factors that shaped economic independence in Islamic boarding schools. The focus of the location in this research was Darul Fiqhi Islamic Boarding School, Lamongan, East Java. This research was qualitative research. The data collection techniques used were observation, interviews and documentation, while the data analysis method used descriptive analysis. Based on the research conducted, it was known that: first, the role of the Kiai in the economic independence of the pesantren was that the Kiai acted as a giver of ideas or ideas, stockholders, advisers, management controllers, motivators, and decision makers in various regulations that in the managed business unit. Second, the kiai’s strategy in building the economic independence of the pesantren was to provide an understanding of the economy to the santri, empowering the santri, organizing the pesantren, building business units, as well as collaborating with parties outside the pesantren and the support and trust given by the community around the pesantren, such as being a member of the consumers and investors, as well as employees in business units owned by Islamic boarding schools.

PENGARUH TRANSPARANSI PENGELOLAAN KEUANGAN DANA DESA DAN PEMBERDAYAAN MASYARAKAT TERHADAP KESEJAHTERAAN MASYARAKAT DESA SIDOHARJO

2020 ◽  
Vol 28 (1) ◽  
pp. 35-50
Author(s):  
Dewi Kusuma Wardani ◽  
Ratih Ranika Putri Utami
Keyword(s):  
Financial Management ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Community Empowerment ◽  
Primary Data ◽  
Community Members ◽  
The People ◽  
Quantitative Descriptive ◽  
Positive Effect

This study aims to determine the effect of transparency in financial management of village funds and community empowerment on community welfare in Sidoharjo Village, Tepus District, Gunungkidul Regency. This research method uses quantitative descriptive methods and primary data using questionnaires. This study took a sample of residents who were divided into 11 hamlets in Sidoharjo Village, Tepus District, Gunung kidul Regency. The sampling technique is stratified random sampling. Data collection is done by distributing questionnaires directly to people’s homes, attending social gatherings and routine meetings held by community members. It aims to obtain more data from respondents directly. The number of questionnaires processed was 120 questionnaires. Data were analyzed using multiple linear regression analysis. The results of this study indicate that community empowerment has a positive effect on the welfare of the people of Sidoharjo Village, Tepus District, Gunungkidul Regency, while transparency in financial management of village funds does not affect the welfare of the community in Sidoharjo Village, Tepus District, Gunungkidul Regency.

Relationship between availability of basic amenities and proportion of Slum population in Maharashtra

2020 ◽  
Vol 6 (11) ◽  
pp. 1343-1354
Author(s):  
Dr. Sakreen Hasan
Keyword(s):  
Drinking Water ◽  
Tap Water ◽  
Policy Implications ◽  
Class I ◽  
Urban Centers ◽  
The Sustainable Development ◽  
Closed Drainage ◽  
The People ◽  
Basic Infrastructure ◽  
Slum Population

The urban centers offering diverse employment opportunities and means of livelihood are the main centers of attraction for migration. But the availability of infrastructure is low to accommodate the invariably growing population. The access to basic amenities like electricity, drinking water, toilet facility, wastewater outlet and clean fuel are critical determinants of quality of urbanization. And if it lacks, then it would facilitates the growth of slum.  In this paper it being tried to capture the interdependent relationship between basic amenities and slum population residing in the class I towns in Maharashtra; largest slum populated state of India. As the slum is all about the situation or condition in which the people of medium and lower strata are living. A detailed analysis of proportion of slum population and availability of amenities which includes good housing condition, treated tap water as the source of drinking water, electricity as the source of lightning, households having latrine and bathing facility within the premises, waste water outlet connected to closed drainage, and households availing the banking facilities. This may be a limitation of the study that only these indicators have been taken to assess the availability of amenities and to calculate the amenity index of class I towns of the state of Maharashtra. To achieve the sustainable development goal (Sustainable cities and communities), we have to control the growth of slum population and to combat the formation of slum; we have to analyze the situation of basic infrastructure provided in urban centers. Amenities and slum population has policy implications as to reduce the slum population, provide basic amenities to the households which will improve their standard of living and ultimately lead to reduction in growth of slum and check the future slum formation.

Paradigma Pembangunan Desa dalam Pengelolaan Keuangan Desa Berdasarkan Undang-Undang Nomor 6 Tahun 2014 Tentang Desa

2020 ◽  
Vol 3 (2) ◽  
pp. 117-132
Author(s):  
Betha Rahmasari
Keyword(s):  
Regional Development ◽  
Financial Management ◽  
Sustainable Use ◽  
Economic Potential ◽  
Village Community ◽  
Development Organizations ◽  
The People ◽  
The Government ◽  
The Right ◽  
The Village

This article aims to find out the developmentidea or paradigm through village financial management based on Law Number 6 of 2014 concerning Villages. In this study, the researcher used a normative research methodby examining the village regulations in depth. Primary legal materials are authoritatuve legal materials in the form of laws and regulations. Village dependence is the most obvious violence against village income or financial sources. Various financial assistance from the government has made the village dependent on financial sources from the government. The use of regional development funds is intended to support activities in the management of Regional Development organizations. Therefore, development funds should be managed properly and smoothly, as well as can be used effectively to increase the people economy in the regions. This research shows that the law was made to regulate and support the development of local economic potential as well as the sustainable use of natural resources and the environment, and that the village community has the right to obtain information and monitor the planning and implementation of village development.

Sign in / Sign up

Export Citation Format

Share Document