scholarly journals ANALYZING SEVERAL FACTORS THAT INFLUENCE PEOPLE TO MAKE LOANS ONLINE

2020 ◽  
Vol 4 (2) ◽  
pp. 179-184
Author(s):  
Marta Widian Sari ◽  
Andry Novrianto
Keyword(s):  
Data Processing ◽  
Psychological Factors ◽  
Sampling Method ◽  
Cultural Factors ◽  
The People ◽  
West Sumatra ◽  
Religious Factors ◽  
Quota Sampling

The purpose of this study was to determine the influence of cultural factors and psychological factors on people's decisions to apply for online loans (fintech) with religious factors as an intervening variable. The population in this study were the people of West Sumatra. The research sampling method was 100 people using quota sampling. Data processing with SmartPLS 3.0. The results of this study are Cultural Factors mediated by Religious Factors on Community Decisions to Apply for Online Loans (Fintech) and Psychological Factors mediated by Religious Factors on Community Decisions to Apply for Online Loans (Fintech).

scholarly journals Pengaruh Kemanfaatan, Kemudahan Penggunaan dan Promosi terhadap Keputusan Penggunaan E-Wallet OVO di Depok

2020 ◽  
Vol 7 (1) ◽  
pp. 54-68
Author(s):  
Wiwik Widiyanti
Keyword(s):  
Data Processing ◽  
Research Method ◽  
Sampling Method ◽  
New Technology ◽  
Linear Analysis ◽  
Ease Of Use ◽  
Online Transactions ◽  
The People ◽  
Convenience Sampling ◽  
Quantitative Descriptive

Abstract  - More online transactions are increasing, causing some new technology in the financial sector, one of which is e-wallet. There are 38 recorded e-wallets in Indonesia that have been licensed by Bank Indonesia, one of which is OVO. As the second most popular e-wallet in Indonesia OVO continues to innovate to increase the use of OVO. This study discusses the great benefits, benefits of using and promoting the decision to use OVO e-wallet by the people in Depok. This research method is quantitative descriptive, with 100 respondents using convenience sampling method. Data processing uses multiple linear analysis. This study produced significant and significant conclusions both partially and simultaneously between the variables of expediency, ease of use and promotion of the decision to use the OVO e-wallet. Keywords : expediency, ease of use, promotion, decision on use, e-wallet

scholarly journals ANALYSIS OF THE FACTORS AFFECTING THE CONSUMER PURCHASING DECISIONS ON COFFEE AT RESTO BANARAN 9, GEMAWANG VILLAGE, SEMARANG

2019 ◽  
Vol 6 (1) ◽  
pp. 1
Author(s):  
Asnita Lase ◽  
Agus Setiadi ◽  
Kustopo Budiraharjo
Keyword(s):  
Quantitative Analysis ◽  
Social Factors ◽  
Psychological Factors ◽  
Sampling Method ◽  
Linear Regression Analysis ◽  
Cultural Factors ◽  
General Description ◽  
Personal Factors ◽  
Purchasing Decisions ◽  
Physical Evidence

This study aims to determine the general description of Resto Banaran 9, to analyze general description of coffee consumers in Resto Banaran 9 which includes respondent characteristics, consumption behavior, and respondent’s answer distribution,in additionto analyze the influence of cultural factors, social factors, personal factors, psychological factors, and physical evidence on coffee purchasing decisions at Resto Banaran 9. This research was conducted on 10 September until 11 October 2018 at Resto Banaran 9, Gemawang Village, Jambu Sub-district, Semarang District. The location of the research was determined purposively. This research method was a survey and data collection techniques through interviews using a questionnaire tool distributed to 100 respondents. The sampling method used was the accidental sampling method. Data analysis used was descriptive-quantitative analysis method. The quantitative analysis used was multiple linear regression analysis. The results showed that simultaneously, cultural factors, social factors, personal factors, psychological factors, and physical evidence had a significant effect on consumers’ coffee purchasing decisions at Resto Banaran 9. Moreover, partially, cultural factors, social factors, personal factors, psychological factors, and physical evidence had a significant effect on consumers’ coffee purchasing decisions at Resto Banaran 9.

scholarly journals PENGARUH PROMOSI, KUALITAS PELAYANAN DAN PENGETAHUAN TERHADAP MINAT MASYARAKAT BERINVESTASI LOGAM MULIA DI PEGADAIAN SYARIAH LANGSA BARAT.

2019 ◽  
Vol 3 (1) ◽  
Author(s):  
Guspia Ningsih Guspia Ningsih ◽  
Muhammad Dayyan ◽  
Nurjanah Nurjanah
Keyword(s):  
Service Quality ◽  
Precious Metal ◽  
Sampling Method ◽  
Hypothesis Test ◽  
Validity And Reliability ◽  
Significance Level ◽  
The People ◽  
Dependent Variables ◽  
Quota Sampling ◽  
Positive Effect

The purpose of this research that to knowing the promotion effect, service quality and knowledge of people willingness in precious metal investation at Unit Pegadaian Syariah, West Langsa and to knowing percial effect and simultance of people willingness in precious metal investation. This research using quantitative analysis to collect the data, utilized 85 respondents as research samples, this samples of research took by doing nonprobability sampling with quota sampling method, which is the sample taking by using the element of population technic based on researcher consideration and the number of samples had been determined. In collecting data was using questioner technic about 16 questions which rate from 1-5 Likert scale and examined the expedience by utilized the validity and reliability. The data have been collected by examined classic assumption including normality, linearity, multicollinearity, heteroscedasticity and autocorrelation test, after that analyzed by using double regression analyses and hypothesis test of T test (parcial) F test (simultance) and determinant (R²). according to the hypothesis test in significance level there are 5% parcial showed that (1) there is positive effect and significance promotion of people to invest precious metal at Unit Pegadaian Syariah, West Langsa (2) there is positive effect and significance service quality in people willingness to invest the precious metal at Unit Pegadaian Syariah, West Langsa (3) there is positive effect and significance knowledge of people interest to invest the precious metal at Unit Pegadaian Syariah, West Langsa. Then in simultance promotion have the positive effect of service quality and knowledge. Moreover, have significance willingness of the people to invest precious metal at Unit Pegadaian Syariah, West Langsa. In the other hand the coefficient of determinant (R²) result about 0,655, it means contribute of the independent variables (promotion, service quality, and knowledge) influence dependent variables (willingness of precious metal investation) about 65,5% but 34,5% influence by other variables.

scholarly journals Contribution of pig farming to household in Tenga Subdistrict, South Minahasa District

2021 ◽  
Vol 892 (1) ◽  
pp. 012016
Author(s):  
M A V Manese ◽  
N M Santa ◽  
E P Bukanaung
Keyword(s):  
Linear Regression ◽  
Household Income ◽  
Sampling Method ◽  
Large Population ◽  
Linear Regression Equation ◽  
Analysis Model ◽  
Pig Farming ◽  
The People ◽  
Business Combination ◽  
Quota Sampling

Abstract The people of Tenga Subdistrict, South Minahasa District have raised pigs as well as used them as a source of household income. Pig farming has been running for about 15 years, although sometimes it receives losses. This study aims to determine how much the contribution of pig farming to household income and the factors that affect the income of pig farming in Tenga Subdistrict, South Minahasa District. This research was conducted during March 2021, and the sample locations in Tenga Subdistrict, South Minahasa District in Tenga Village, Pakuweru Village, and Pakuure Village were determined using the purposive sampling method, with the consideration that these areas are areas that have a large population of pigs. The sample was determined by the total quota sampling method, namely all pig breeders in the three sample villages as many as 30 farmers. The analysis model used to estimate the factors that affect income is the multiple linear regression equation models. Pig farming was able to provide the income of IDR 17,431,281/year with an average of 26 pigs/farmer. Pig farming contributed 40% to household income. Pig farming has the largest contribution to the household income of pig breeders. The factors that influence the income of pig farming are the age of the farmer, the number of ownership of pigs, and the type of business combination. Farmers needs to increase the number of sows, to increase household income. The government’s policy is a program of providing assistance in the form of pigs, as broodstock for farmers.

scholarly journals The Alteration in Jamba and Pinumkopi on Prophet Muhammad SAW Maulid Ceremony in Pariaman - Indonesia

2021 ◽  
Vol 5 (7) ◽  
pp. 101-105
Author(s):  
Jupriani . ◽  
Mukhaiyar . ◽  
Agusti Efi
Keyword(s):  
Social Change ◽  
Data Analysis ◽  
Qualitative Study ◽  
Data Processing ◽  
Qualitative Data ◽  
Revolutionary Change ◽  
Analysis Techniques ◽  
The People ◽  
West Sumatra ◽  
Change Function

The birthday of the Prophet Muhammad SAW is one of the religious and cultural ceremonies carried out by the people of West Sumatra, precisely in Padang Pariaman. The MaulidPariaman ceremony is performed in a unique tradition by using cultural attributes that are only found in that area. This Maulid ritual is usually performed exactly in the months of Rabiul Awal, Rabiul Akhir, and Jumadil Awal (Arabic Calendar) or Mauluik, Adiakmauluik, Adiak MauluikK aduo (Pariaman Calendar). This research is a qualitative study using interview data as informants. Data processing uses descriptive qualitative data analysis techniques. The results of this study found that there are changes in the jamba and pinumkopi performed at Pariaman. A very revolutionary change occurred in jamba and pinumkopi. The alteration occurs in a modern way. The conclusion of this study shows that the changes that occur in jamba and pinumkopi in Pariaman do not change function and meaning. However, Change occurs because there is social change.

scholarly journals ANALISIS FAKTOR-FAKTOR PENENTU KINERJA PROFITABILITAS BANK PERKREDITAN RAKYAT (BPR) KONVENSIONAL DI SUMATERA BARAT

2018 ◽  
Vol 3 (3) ◽  
pp. 325 ◽  
Author(s):  
Afriyeni Afriyeni ◽  
Jhon Fernos
Keyword(s):  
Linear Regression ◽  
Data Processing ◽  
Multiple Linear Regression ◽  
Rural Areas ◽  
Sampling Method ◽  
Secondary Data ◽  
Internal Factors ◽  
Purposive Sampling ◽  
Economic Progress ◽  
West Sumatra

<p><em>The existence of Rural Banks (BPR) in assisting the development and economic progress of the community, especially in rural areas is very important. The purpose of this article is to examine and analyze the factors that determine the performance of the profitability of conventional rural banks in West Sumatra. To test the effect of each variable CAR, LDR, BOPO, and NPL on profitability (ROA) statistical methods and data processing are used with the SPSS program. The type of data used is secondary data obtained from Bank Indonesia, namely the conventional BPR Publication Report in West Sumatra in 2012-2016. The population in this study is conventional BPR in West Sumatra and the sample is taken by purposive sampling method, so that 85 observations are obtained. Data were analyzed using multiple linear regression. Based on the results of the study found that the internal factors of the bank CAR, LDR, BOPO and NPL have a significant effect on the profitability (ROA) of conventional BPR in West Sumatra.</em></p><p> </p><p>Keberadaan Bank Perkreditan Rakyat (BPR) dalam membantu perkembangan dan kemajuan ekonomi masyarakat terutama di wilayah pedesaaan sangat penting. Tujuan dari artikel ini adalah untuk menguji dan menganalisis faktor-faktor yang menjadi penentu kinerja profitabilitas BPR konvensional di Sumatera Barat (Sumbar). Untuk menguji pengaruh dari masing-masing variabel CAR, LDR, BOPO, dan NPL terhadap profitabilitas (ROA) digunakan metode statistik dan pengolahan data dengan program SPSS. Jenis data yang digunakan adalah data sekunder yang diperoleh dari Bank Indonesia yakni Laporan Publikasi BPR konvensional di Sumbar tahun 2012 – 2016. Populasi dalam penelitian ini BPR konvensional di Sumatera Barat dan pengambilan sampel dengan <em>purposive sampling method,</em> sehingga diperoleh sebanyak 85 pengamatan. Data dianalisis dengan menggunakan regresi linear berganda. Berdasarkan hasil penelitian ditemukan bahwa faktor-faktor internal bank CAR, LDR, BOPO dan NPL berpengaruh signifikan terhadap profitabilitas (ROA) BPR konvensional di Sumatera Barat.</p>

Popularitas Tari Piring sebagai Identitas Budaya Minangkabau

Panggung ◽  
2013 ◽  
Vol 23 (3) ◽  
Author(s):  
Indrayuda
Keyword(s):  
Cultural Heritage ◽  
Life Style ◽  
Social Life ◽  
Attitudes And Behaviors ◽  
Cultural Life ◽  
The People ◽  
The Social ◽  
West Sumatra ◽  
And Behaviors ◽  
Origin Area

ABSTRACT This article aims to explain the existence of Tari Piring dance as a culture identity of Minang- kabau people, both the people who live in the origin area and outside the area. Tari Piring dance is a traditional cultural heritage of Minangkabau people which is used and preserved by Minangkabau people in their life so that it becomes culture identity of Minangkabau people. As the identity of Minangkabau people, Piring dance is able to express attitudes and behaviors as well as the charac- teristics of Minangkabau people. The dance can serve as a reflection of social and cultural life style of Minangkabau society. Through Tari Piring performance, the outsider can understand Minangkabau people and their culture. Tari Piring, therefore, is getting more adhere to the social life of Minang- kabau people in West Sumatra and in the regions overseas. In the spirit of togetherness, Minang- kabau society preserves the existence of Piring dance as the identity and cultural heritage up to the present time. Keywords: Piring Dance, Minangkabau culture  ABSTRAK Artikel ini bertujuan untuk menjelaskan keberadaan Tari Piring sebagai identitas bu- daya masyarakat Minangkabau, baik yang berada di daerah asal maupun di daerah peran- tauan. Tari Piring merupakan warisan budaya tradisional masyarakat Minangkabau yang digunakan dan dilestarikan oleh masyarakat Minangkabau dalam kehidupannya sehingga menjadi identitas budaya Minangkabau. Sebagai jati diri masyarakat Minangkabau, Tari Piring mampu mengungkapkan sikap dan prilaku serta karakteristik orang Minangkabau. Tari Piring dapat berperan sebagai cerminan dari corak kehidupan sosial budaya masyara- kat Minangkabau. Melalui pertunjukan Tari Piring, masyarakat luar dapat memahami orang Minangkabau dan budayanya. Oleh karena itu, sampai saat ini Tari Piring semakin melekat dengan kehidupan sosial masyarakat Minangkabau di Sumatera Barat maupun di daerah perantauan. Dengan semangat kebersamaan, masyarakat Minangkabau mampu mempertahankan keberadaan Tari Piring sebagai identitas dan warisan budayanya hingga masa kini. Kata kunci : Tari Piring, budaya Minangkabau

Production and Biomass of Pokea Clam (Batissa violacea var. celebensis von Martens, 1897) in the Langkumbe River Waters North Buton Southeast Sulawesi

2021 ◽  
Vol 5 (1) ◽  
pp. 14-24
Author(s):  
Tri Abdul Rahman ◽  
Bahtiar Bahtiar ◽  
Pramono Hery Santoso
Keyword(s):  
Sampling Method ◽  
Total Sample ◽  
Dry Mass ◽  
Annual Production ◽  
Fishing Gear ◽  
River Waters ◽  
The People ◽  
Length Width ◽  
Traditional Fishing ◽  
Swept Area

Langkumbe River is located in West Kulisusu District and has long been used by the community for various daily activities. One of the resources often used by the people around Langkumbe River is pokea clams. The aim of this study was to determine the production and biomass of pokea clams (B. violacea) in Langkumbe River Waters of North Buton Regency from August to October 2017. The sampling method used was swept area method using a traditional fishing gear "Tangge" (fishing gear). The samples were measured for the length, width and thickness.  The total weight was measured with the clam/total mass (MT) and the weight of the meat. The samples were dried using an oven for 24 hours at 70 °C to obtain the shell-free dry mass (SFDW). Data were analyzed using standard formulas. The total sample obtained was 1.307 individuals. The highest density of pokea clam was found in August at 596.8 ind/m². Annual production of pokea clam (B. violacea) in Langkumbe River with a total annual production of 1,107.33 gSFDW/m2/year. The highest and lowest production are 297.09 gSFDW/m²/year at size 2.19-2.54cm and -0.16 gSFDW /m²/year at size 4.70-5.05cm, respectively. The total population biomass was 528.03 gSFDW/m2 with the highest biomass 171.72 gSFDW/m²/year at size 2.55-2.90 cm and the lowest was 1.40 gSFDW /m²/year at size 4.70-5.05 cm, so that the recovery rate (P/B ratio) was 2.1 gSFDW/m2/year.

Consumption pattern of chicken and consumer awareness of unwholesome practises by some dressed chicken smugglers In Oyo Town, Nigeria

2021 ◽  
Vol 17 (1) ◽  
pp. 71-76
Author(s):  
O.O. Okunlola
Keyword(s):  
Food Safety ◽  
Sampling Method ◽  
Tertiary Education ◽  
Consumption Pattern ◽  
Consumer Awareness ◽  
Second Stage ◽  
The People ◽  
Poultry Farms ◽  
Multistage Sampling ◽  
The Town

Oyo town has a large concentration of poultry farms in Oyo state. This will in no small way influence the meat choice of the people of the town. This study was carried out to determine the consumption pattern of chicken and the unwholesome practices by dressed chicken smugglers in Oyo town, Nigeria. A total of 100 questionnaires were purposively administered to chicken consumers in thestudy area. Also, a multistage sampling method was adopted with the study area divided into three, on Local Government Area (LGA) basis. in the first stage. In the second stage, 30 questionnaires were administered in each of Oyo East and Oyo West LGAs while 40 were administered in Atiba LGA. Data from the table show that majority of the respondents were female (62%), aged between 20 – 39 years (46%) and had tertiary education (54%). From the table, 22% claimed affordability as the reason for chicken purchase while 72% preferred dressed chicken to live chicken.The results also show that 56% of the respondents ate chicken weekly and 47% of them made their purchases from farms and farm outlets. Factors considered to influence purchases were affordability (30%) and availability (24%). Only twenty four percent (24%) of the respondents were aware of the unwholesome practices by dressed chicken smugglers while 46% of those aware saw the consumption of smuggled chicken as hazardous. Key words: Oyo town, chicken consumption, chicken preferences, dressed chicken smugglers, food safety

Transformasi Bentuk Pertunjukan Ronggeng Pasaman Grup Ganto Saroha Kecamatan Duo Koto Kabupaten Pasaman

2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Kurniawan Fernando ◽  
Martarosa Martarosa ◽  
Awerman Awerman
Keyword(s):  
Local Government ◽  
Young People ◽  
Qualitative Methods ◽  
Early Morning ◽  
Analytic Description ◽  
Great Demand ◽  
The People ◽  
Keyboard Music ◽  
West Sumatra ◽  
Form Transformation

<p align="center"><strong><em>Abstract</em></strong></p><p><em>This study aims to determine the transformation of the Ronggeng Pasaman performance of the Ganto Saroha group in Duo Koto District, Pasaman Regency. Ronggeng Pasaman is a performance art consisting of pantun, joget, and music, especially in Simpang Tonang, Pasaman, West Sumatra. The form of the Ronggeng Pasaman show is combining bouncing skills while dancing to the accompaniment of violin and drum music. The show starts at night, and ends until early morning. Currently Ronggeng Pasaman has undergone a transformation, people, especially young people, are less interested and begin to leave their regional arts, so the Ronggeng Pasaman show is rarely displayed. There was anxiety from the artists themselves, then initiatives emerged to attract the attention of the people. So it formed the Ronggeng Pasaman Ganto Saroha group, with the addition of keyboard music instruments in the show. Unlike the Pasaman Ronggeng Performance in general, the Ganto Saroha group does not show male singers with female appearance, but rather singers are real women or men. This study uses qualitative methods, is analytic description, observant participants. The results showed that the transformation carried out by the artists, made the Ronggeng Pasaman performance of the Ganto Saroha group well received and in great demand by all people in Pasaman, and was fully supported by the local government.</em></p><p><strong><em>Keywords : </em></strong><em>Form Transformation, Pasaman Ronggeng Performance, Ganto Saroha Group</em></p><p align="center"><strong><em>Abstrak</em></strong></p><p><em>Penelitian ini bertujuan untuk mengetahui transformasi bentuk pertunjukan Ronggeng Pasaman grup Ganto Saroha di Kecamatan Duo Koto, Kabupaten Pasaman. Ronggeng Pasaman merupakan seni pertunjukan  terdiri dari pantun, joget, dan musik, khususnya terdapat di Simpang Tonang, Pasaman, Sumatera Barat. Bentuk pertunjukan Ronggeng Pasaman adalah menggabungkan keahlian berpantun sambil menari dengan iringan musik biola dan gendang. Pertunjukan dimulai pada malam hari, dan berakhir hingga menjelang pagi. Saat ini Ronggeng Pasaman telah mengalami transformasi, masyarakat khususnya anak muda kurang meminati dan mulai meninggalkan kesenian daerahnya, sehingga pertunjukan Ronggeng Pasaman jarang ditampilkan. Terdapat keresahan dari diri seniman, kemudian muncul inisiatif untuk menarik kembali perhatian masyarakatnya. Sehingga dibentuk grup Ronggeng Pasaman Ganto Saroha, dengan penambahan instrument musik keyboard dalam pertunjukannya. Beda dengan Pertunjukan Ronggeng Pasaman  pada umumnya, grup Ganto Saroha tidak menampilkan penyanyi laki-laki berpenampilan perempuan, melainkan penyanyi adalah perempuan atau laki-laki sesungguhnya. Penelitian ini menggunakan metode kualitatif, bersifat deskripsi analitik, partisipan observan. Hasil penelitian menunjukkan bahwa transformasi yang dilakukkan para seniman, membuat pertunjukan Ronggeng Pasaman grup Ganto Saroha diterima dengan baik  dan diminati semua kalangan masyarakat Pasaman, dan  didukung penuh oleh pemerintahan setempat.</em></p><strong><em>Kata kunci : </em></strong><em>Transformasi Bentuk, Pertunjukan Ronggeng Pasaman, Grup Ganto Saroha</em>

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