Contributing factors to will adoption among urban Muslims community in Klang Valley

2017 ◽  
Vol 5 (4) ◽  
pp. 42
Author(s):  
Nooriha Abdullah ◽  
Faziatul Amillia Mohamad Basir ◽  
Azitadoly Mohd Ariffin ◽  
Nur Diyana Yusuff ◽  
Siti Nur Hidayah
Keyword(s):  
Financial Management ◽  
Quantitative Method ◽  
Descriptive Analysis ◽  
Muslim Community ◽  
Contributing Factors ◽  
Peace Of Mind ◽  
Independent Variables ◽  
Religious Factor ◽  
Klang Valley ◽  
Financial Obligation

A will is a financial management instrument after one’s death. Majority of Muslims in Malaysia are aware and familiar with the term Islamic ‘will’. However, the number of Muslims who write a will is very low.  Studies have concluded, the reluctance factors to write a will were due to a) lack of knowledge, b) religious factor and c) financial obligation. Therefore, it is the interest of the researchers to investigate the relationships of these three contributing factors towards will adoption among urban Muslim community in Klang Valley. The paper adopts a quantitative method of research design, which utilises descriptive analysis, correlation analysis and regression analysis to analyse the raw data. The results show all the independent variables have positive relationship with the dependent variable, in particular a strong significant relationship for knowledge. Thus, the paper suggests that any Muslims who are aware and has knowledge should write a will regardless of their age. In addition, writing a will before one’s death provides a peace of mind to that person.

scholarly journals Teknologi E-commerce dan Pengalaman Konsumen

2021 ◽  
Vol 7 (2) ◽  
pp. 139-148
Author(s):  
Dera Thorfiani ◽  
Senny Handayani Suarsa ◽  
Bheben Oscar
Keyword(s):  
Structural Equation ◽  
Quantitative Method ◽  
Descriptive Analysis ◽  
Customer Experience ◽  
Equation Modeling ◽  
Future Research ◽  
Consumer Experience ◽  
Independent Variables ◽  
Intervening Variables ◽  
Significant Direct Effect

This study aims to determine the descriptive analysis of each variable: e-commerce technology, independent variables; customer experience, the dependent variable; and e-commerce platform; the intervening variables are then analyzed how the direct or indirect influence of the independent variables, e-commerce technology, on the dependent variable, consumer experience, when using the e-commerce platform as an intervening variable. The quantitative method is used in this study. Based on the results of factor analysis and Structural Equation Modeling (SEM) data processing, using SPSS 23 and SMART-PLS software, the results are: 1) e-commerce technology variables indirectly have a positive and significant effect on customer experience when accessing the e-commerce platform, 2) the e-commerce technology variable has a positive and significant direct effect on customer experience. The area in this study is still limited because it merely covers Bandung Raya and is not specific for the assessment of the e-commerce platform used. For future research, the scope of research can be expanded, and the e-commerce platform used can be more specific to certain platforms so that more detailed results can be obtained

scholarly journals PENGARUH IMPLEMENTASI KEBIJAKAN REMUNERASI DAN MOTIVASI TERHADAP KINERJA PEGAWAI DI BADAN PENGELOLAAN KEUANGAN DAN ASET DAERAH KABUPATEN KARAWANG PROVINSI JAWA BARAT

2020 ◽  
Vol 7 (2) ◽  
pp. 77-90
Author(s):  
Yeti Rohayati
Keyword(s):  
Policy Implementation ◽  
Financial Management ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Sampled Data ◽  
Analysis Method ◽  
Independent Variables ◽  
Research Survey ◽  
Endogenous Variables ◽  
Main Instrument

This research was conducted with the aim of knowing and analyzing the effect of policy implementation and motivation on the performance of the financial management and assets of the Karawang district. The independent variables are policy implementation (X1) and motivation (X2) as exogenous variables, and as endogenous variables are performance (Y). This research uses descriptive analysis method with the type of research survey research. The population was 127 pegwai while 56 people were sampled. Data collection using questionnaires as the main instrument, while for secondary data through interviews, and tracking through applicable regulations, analysis using quantitative techniques with descriptive statistics, and path analysis with the help of SPSS version 23 for Windows and Macro Minitab for Windows versions 17.0. Based on the analysis of quantitative data gives the results that the direct and indirect effects of policy implementation (X1) on the performance of 50.26%, and the direct and indirect influence of motivation (X2) on the performance of 29.39%, with a large effect of simultaneous implementation and motivation for the performance of employees of the financial management agency and regional assets of Karawang Regency is 79.65% (strong influence category). Meanwhile, other variables that affect the performance but not examined are 20.35%.

scholarly journals The Effect of Demographic Character on the Intention of Muslim Consumer Behavior to Shop at Neighbor Store

2019 ◽  
Vol 20 (1) ◽  
pp. 85
Author(s):  
Wandhansari Sekar Jatiningrum ◽  
Amalia Yuli Astuti
Keyword(s):  
Behavioral Intention ◽  
Affective Commitment ◽  
Consumer Preferences ◽  
Behavioral Control ◽  
Descriptive Analysis ◽  
Subjective Norms ◽  
Muslim Community ◽  
The Social ◽  
Significant Difference ◽  
Religious Factor

The purpose of this study is to find out factors related to the behavioral intention of Muslim consumers to shop to neighborhood stores. The Islamic leaders urged the Muslim community to do the social movement to buy for neighborhoods. Its movement is as one form of spirit 212. Spirit of the actions of Muslims in Indonesia in December 2016 through prayer and prayer together to strengthen the kinship of Muslims. Behavioral intention of Muslim consumers to shop to neighborhood store in Yogyakarta is thought to be influenced by attitude, subjective norms, behavioral control, religiousness, and affective commitment to be affiliated with spirit. Consumers have the characteristics of adhering to Islamic principles. Demographic characters are also considered to influence consumer preferences for each factor. Based on the descriptive analysis, the average respondent's answer to religious factor has the highest score compared to other factors. The results of independent t-tests and ANOVA shows that there is a significant difference for the average responses of answers based on gender, which are significantly different based on education, age, occupation, and income.

scholarly journals A PRELIMINARY STUDY ON FINANCIAL MANAGEMENT PRACTICES AMONG KUALA NERUS MOSQUES

2020 ◽  
Vol 15 (2) ◽  
pp. 35-47
Author(s):  
Wan Zuriati Wan Zakaria ◽  
Norazlina Ilias ◽  
Norlidawahi Wahab ◽  
Wan Zanani @ Zalani Wan Abdullah
Keyword(s):  
Financial Management ◽  
Management Practices ◽  
Descriptive Analysis ◽  
Financial Resources ◽  
Accounting System ◽  
Muslim Community ◽  
The Public ◽  
Preliminary Study ◽  
The Government ◽  
Set Up

Each religion has its own institution and ways of dealing with all the religious-related matters in the community. For the Muslim community, the mosque, or known as "Masjid" in Arabic, is a place of worship for performing prayers and other religious-related activities. In conducting those activities, mosques usually receive funding from public donations, fundraising, "waqaf", the government and many more. Managing a mosque fund is crucial in order to build trust among the public, and simultaneously safeguard the mosque’s financial resources. Therefore, it is important for each mosque to adopt good financial management practices in managing funds effectively. The data for this study was collected through a questionnaire distributed to 23 respondents from 14 mosques in the district of Kuala Nerus, Terengganu, to explore their financial management practices. The descriptive analysis surprisingly shows that 79% of the mosques still use a manual system in managing their funds instead of a computerized accounting system. It is timely to develop a customized accounting system to cater the needs of mosques’ management to set up a systematic and efficient fund management.

Retail Mix Dan Kepuasan Konsumen Minimarket

Liquidity ◽  
2018 ◽  
Vol 7 (1) ◽  
pp. 53-62
Author(s):  
Siti Maryama ◽  
Yayat Sujatna
Keyword(s):  
Consumer Satisfaction ◽  
Quantitative Method ◽  
Descriptive Analysis ◽  
T Test ◽  
Primary Data ◽  
Retail Industry ◽  
Location Data ◽  
Store Design ◽  
Customer Services ◽  
The Difference

The purpose of this study is to (1) analyzing the level of retail mix consumer satisfaction; (2) analyze the dominant variable in retail mix consumer satisfaction; (3) analyze the difference of retail mix consumer satisfaction performed. The observed of the retail industry is Alfamidi and Indomaret. The study was designed into a descriptive-quantitative method. The source of primary data obtained from the questionnaire of 100 respondents. The formulating variable of retail mix includes: merchandise assortments, pricing, customer services Store design and display, communication mix, and location. Data analyze by using descriptive, analysis of factors, and t-test. The result confirmed that the level of retail mix consumer satisfaction in both industry is relatively similar. However, it can be stated that the respondents were more satisfied to Indomaret compared with Alfamart.

PENGARUH TOTAL QUALITY MANAGEMENT (TQM) TERHADAP KINERJA PERUSAHAAN MELALUI PERILAKU PRODUKTIF KARYAWAN PADA PT. TOMORROW’S ANTIQUES INDONESIA

2019 ◽  
Vol 1 (2) ◽  
pp. 1-20
Author(s):  
I Wayan Suartina ◽  
Ni Nyoman Adityarini Abiyoga Vena Swara ◽  
Ni Luh Sri Astiti
Keyword(s):  
Quality Management ◽  
Total Quality Management ◽  
Path Analysis ◽  
Quantitative Method ◽  
Descriptive Analysis ◽  
Company Performance ◽  
Total Quality ◽  
Analysis Technique ◽  
Z Value

This study aims to determine the effect of Total Quality Management (TQM) on employee productive behavior and company performance at PT. Tomorrow’s Antiques Indonesia. This study uses a quantitative method with a sample of 104 employees. Data was collected by observation, interviews, documentation, literature, and questionnaires. The analysis technique used descriptive analysis, path analysis (analysis path), and sobell test. The results of the total quality management (TQM) research have a positive and significant effect on employee productive behaviour at PT. Tomorrow's Antiques with coefficient of 0.986 and a sig value of 0.00 <0.05; employee productive behavior has a positive and significant effect on company performance at PT. Tomorrow's Antiques with coefficient of 0.606 and a sig value of 0.00 <0.05; total quality management (TQM) has a positive and significant effect on company performance at PT. Tomorrow's Antiques with coefficient of 0.396 and a sig value of 0.00 <0.05, and employee productive behaviour can mediate the effect of total quality management (TQM) on company performance at PT. Tomorrow's Antiques with Z value (17,311) > Z table (1,96).

LATE AND NON-PAYMENTS ISSUES IN THE MALAYSIAN CONSTRUCTION INDUSTRY: PERSPECTIVE OF BUILDING MATERIAL SUPPLIERS

2020 ◽  
Vol 6 (1) ◽  
pp. 39
Author(s):  
Mohd Fisal Ishak ◽  
Kartina Alauddin ◽  
Mohd Shahrol Hafiz Ibrahim
Keyword(s):  
Construction Industry ◽  
Cash Flow ◽  
Financial Management ◽  
Building Material ◽  
Building Materials ◽  
Management Team ◽  
Flow Management ◽  
Cash Flow Management ◽  
Main Effect ◽  
Klang Valley

Payment in the Malaysian construction industry has generally been an issue of concern. Late and non-payment problem is endemic in construction and needs to be addressed. The aim of this study is to investigate the issues related to late and non-payment based on the building materials suppliers’ perspective. Questionnaires were distributed to suppliers of building materials in the Klang Valley. Findings from the study shows the main cause of late and non-payment is the paymaster’s poor financial management while the main effect of late and non-payment is problem with the cash flow.  The most recommended possible solution to cope with the issue is for the paymaster to conduct training on financial and cash flow management to the management team in the company.  

PENGARUH KINERJA PENGELOLAAN KEUANGAN DAERAH TERHADAP PERTUMBUHAN EKONOMI, PENGANGGURAN DAN KEMISKINAN DI KOTA DEPOK

2019 ◽  
Vol 2 (2) ◽  
pp. 372
Author(s):  
Suryanta Suryanta
Keyword(s):  
Economic Growth ◽  
Statistical Analysis ◽  
Financial Management ◽  
Regression Coefficient ◽  
Descriptive Analysis ◽  
Analysis Method ◽  
Simple Linear Regression ◽  
Quantitative Descriptive Analysis ◽  
Income Gap ◽  
Quantitative Descriptive

This study aims to analyze whether the performance of regional financial management influences economic growth in Depok City, analyzes whether the performance of regional financial management influences unemployment in Depok City, and analyzes whether the performance of regional financial management affects poverty in Depok City with the 2006 study period- 2015 The analysis method used is quantitative descriptive analysis and simple linear regression statistical analysis. Based on the results of hypothesis testing it can be proven that the performance of regional financial management (independence ratio) has a positive and significant effect on economic growth, this can be seen from the value of sig. 0.046 <0.05 with a regression coefficient of 1.883. Then the performance of regional financial management has a negative and significant effect on unemployment, this can be seen from the value of sig. 0.030 <0.05 with a regression coefficient of -6.864. But the performance of regional financial management has no significant effect on poverty, this can be seen from the sig. 0.065> 0.05 with a regression coefficient of -0.512. This can be due to the still high income gap in the community, so that the increasing regional income has not been able to significantly reduce poverty in Depok.

Management of Village Finance to Achieve Good Governance in Talagasari, Garut

2020 ◽  
Vol 2 (1) ◽  
pp. 11-18
Author(s):  
Riki Ismail Barokah
Keyword(s):  
Financial Management ◽  
Good Governance ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Community Empowerment ◽  
Regional Autonomy ◽  
Lack Of Information ◽  
Village Government ◽  
Management Power ◽  
The Village

This study aims to explore village authority in village financial management to realize village governance in accordance with the principles of Good Governance. One of the financing for the Village Government program is the Village Fund Budget (ADD). The research method used is descriptive analysis to get a clear picture by examining secondary data. Secondary data is obtained through literature studies from primary legal materials and secondary legal materials related to regional autonomy in villages in the management of Village Government, particularly with regard to the performance of Village-Owned Enterprises based on Law Number 6 of 2014 concerning Villages. The data obtained from this study were analyzed juridically normative with a statutory approach. The results showed the accountability of the village head in managing village finances. In exercising the power of village financial management, the village head authorizes part of his power to the Village apparatus. (2) The village head as the holder of the village financial management power as referred to in paragraph (1), has the authority to: a. establish policies regarding the implementation of APBDesa; b. determine PTPKD; c. determine the officer who collects village revenue; d. approve expenditures for activities stipulated in APBDesa; and e. take actions that result in spending at the expense of the Village Budget. The factors that become obstacles in Talagasari, namely the lack of information and lack of direction in the distribution of ADD, so that it contributes low to community empowerment.

Faktor-Faktor Yang Mempengaruhi Permintaan Daging Sapi Di Kota Pematangsiantar

2020 ◽  
Vol 2 (2) ◽  
pp. 86-94
Author(s):  
Wahyunita Sitinjak ◽  
Juwita Asyia Tanjung
Keyword(s):  
Survey Methods ◽  
Descriptive Analysis ◽  
Multiple Linear Regression Model ◽  
Beef Industry ◽  
Independent Variables ◽  
Analysis Methods ◽  
Beef Demand ◽  
Using Data ◽  
Beef Prices ◽  
Positive Effect

Penelitian ini bertujuan untuk mengetahui perilaku responden sebagai konsumen rumah tangga daging sapi di Kota Pematangsiantar, untuk mengetahui perilaku industri daging sapi di Kota Pematangsiantar serta untuk menganalisis faktor-faktor permintaan daging sapi di Kota Pematangsiantar. Tujuan peneliti 1 dan 2 menggunakan metode survey dan metode analisis deskriptif, Tujuan peneliti yang ke 3 menggunakan  Metode analisis data yang digunakan adalah model regresi linier berganda yang diolah dengan program SPSS 22 dengan penguji hipotesis yang terdiri dari koefisien (R2 ), uji F dan uji t. Hasil Penelitian menujukkan bahwa Harga daging sapi, harga daging kambing, dan pendapatan konsumen mampu menjelaskan variabel permintaan sebesar 80,2%. Sedangkan sisanya sebesar 19,8% dijelaskan oleh variabel lain yang tidak disertakan pada persamaan. secara parsial dari ketiga variabel bebas (independent) terdapat dua variabel (harga daging sapi dan harga daging kambing) berpengaruh tidak nyata dan positif terhadap permintaan. Variabel pendapatan konsumen berpengaruh nyata dan positif artinya bahwa setiap penambahan satuan pendapatan konsumen akan menambah permintaan daging sapi.   ABSTRACT This study aims to determine the behavior of respondents as consumers of beef households in Pematangsiantar City, to determine the behavior of the beef industry in Pematangsiantar City and to analyze the factors of beef demand in Pematangsiantar City. Researchers goals 1 and 2 use survey methods and descriptive analysis methods, Researchers aim 3 using data analysis methods used is a multiple linear regression model that is processed with the SPSS 22 program with hypothesis testing consisting of coefficients (R2), F test and t test. The results showed that the price of beef, goat meat prices, and consumer income is able to explain the demand variable of 80.2%. While the remaining 19.8% is explained by other variables not included in the equation. partially from the three independent variables, there are two variables (beef prices and mutton prices) that have no significant and positive effect on demand. The variable of consumer income has a significant and positive effect, meaning that each additional unit of consumer income will increase beef demand.

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